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IMPLEMENTASI DUAL IDENTITY ANGGOTA KOPERASI SEBAGAI WUJUD KOMITMEN ORGANISASIONAL Chalimah, Chalimah; Sakhowi, Akhmad
Jurnal Dinamika Manajemen Vol 5, No 1 (2014): March 2014 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Semarang State University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v5i1.3653

Penelitian ini bertujuan menghasilkan model yang mampu meningkatkan komitmen organisasional. Peran ganda (dual identity) anggota Partisipasi penting untuk meningkatkan komitmen yang dipengaruhi beberapa faktor diantaranya karakteristik individu, kepribadian, attitude, proses belajar, kemampuan, dan persepsi, serta motivasi. Faktor-faktor tersebut akan membangun komitmen organisasional dan akan mewujudkan tinggi-rendahnya partisipasi.Penelitian ini menggunakan SEM (Structural Equation Modelling) sebagai alat analisis dengan jumlah sampel 116 responden. Hasil penelitian memperlihatkan bahwa kepribadian secara langsung berpengaruh positif dan signifikan terhadap motivasi, motivasi secara langsung berpengaruh positif dan signifikan terhadap komitmen organisasi, proses belajar secara langsung berpe-ngaruh positif dan signifikan terhadap kemampuan, kemampuan secara langsung berpengaruh positif dan signifikan terhadap komitmen organisasi, komitmen organisasi secara langsung berpengaruh positif dan signifikan terhadap partisipasi anggota.The purposes of this research was to enhance organizational commitment. Membersâ dual identity in a Koperasi as the owner and the customer at Koperasi is very important to improve organizational commitment since it is easier to achieve the Koperasi success. Implementing membersâ dual identity is becoming the customers. The membersâ participation in Koperasi activities is influenced by many factors such as; individual characteristics, personality, attitude, learning process, ability, perception, and motivation. Those factors will build the organizational commitment and realize the high or low participation. This researchis expected to produce a model whichcan improve organizational commitment and participation of Koperasi members. This study uses SEM (Structural Equation Modeling) as an analytical toolwith 116 respondents as the samples. The results showed that personality gave directly positive and significant influence toward motivation, motivation gave directly significant and positive influence toward organizational commitment, learning process gave directly positive and significant influence toward ability, ability gave directly significant and positive influence toward organizational commitment, organizational commitment gavedirectly significant and positive influence toward member participation.

Implementasi Dual Identity Anggota Koperasi sebagai Wujud Komitmen Organisasional Chalimah, Chalimah; Sakhowi, Akhmad
JDM (Jurnal Dinamika Manajemen) Vol 5, No 1 (2014): March 2014 (DOAJ Indexed)
Publisher : Department of Management, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v5i1.3653

The purposes of this research was to enhance organizational commitment. Members dual identity in a Koperasi as the owner and the customer at Koperasi is very important to improve organizational commitment since it is easier to achieve the Koperasi success. Implementing members dual identity is becoming the customers. The members participation in Koperasi activities is influenced by many factors such as; individual characteristics, personality, attitude, learning process, ability, perception, and motivation. Those factors will build the organizational commitment and realize the high or low participation. This researchis expected to produce a model whichcan improve organizational commitment and participation of Koperasi members. This study uses SEM (Structural Equation Modeling) as an analytical toolwith 116 respondents as the samples. The results showed that personality gave directly positive and significant influence toward motivation, motivation gave directly significant and positive influence toward organizational commitment, learning process gave directly positive and significant influence toward ability, ability gave directly significant and positive influence toward organizational commitment, organizational commitment gavedirectly significant and positive influence toward member participation.

STRATEGI PEMBERDAYAAN USAHA KECIL (UK) MENUJU KEMANDIRIAN USAHA DENGAN MENERAPKAN MANAJEMEN PROFESIONAL Chalimah, Chalimah; Sakhowi, Akhmad
Prosiding Seminar Nasional INDOCOMPAC UKM dan Etika Bisnis
Publisher : Prosiding Seminar Nasional INDOCOMPAC

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (504.126 KB)

Usaha kecil (UK) sebagai sektor yang banyak menyerap tenaga kerja, namun sering mengalami beberapa masalah. Kondisi ini memunculkan tantangan pelaku UK untuk dapat menciptakan organisasi dengan daya saing tinggi serta kinerja yang memadai. Tujuan penelitian mengkaji fenomena yang mempengaruhi kesulitan UK sehingga perlu ditindaklanjuti dengan kajian organisasi, pemasaran, strategi UK yang dapat mempengaruhi proses pengembangan UK yang tangguh, mandiri dan sehat. Kajian dilakukan dengan menggunakan metode casestudy dengan sampel 105 UK. Hasil penelitian ini menunjukkan bahwa (a) Tingkat keberdayaan UK masih di bawah standar (kurang dari 50%). Indikator keberdayaan tersebut meliputi akses usaha, pasar, dan teknologi, (b) Prioritas pengembangan usaha kecil dilakukan dengan membuka peluang pasar, melakukan pelatihan dalam upaya membudayakan kewirausahaan serta menyediakan rumah dagang dan pemasaran usaha kecil (workshop). Pengembangan usaha kecil dapat dilakukan melalui Strategi pemberdayaan yang melibatkan secara aktif pemerintah, Lembaga Swadaya Masyarakat (LSM), akademisi, swasta, dan pelaku usaha kecil, dan (c) Strategi pemberdayaan UK dengan melakukan tindakan Nyata yang didasarkan pada prioritas/kritikal jangka pendek dan jangka panjang. (d) Prioritas yang perlu dilaksanakan adalah memberikan pelatihan manajemen dan kreativitas berproduksi, merintis rumah dagang, memetakan peluang Corporate Social Responsibilty (CSR), pelatihan penerapan teknologi tepatguna. Kata kunci : strategi pemberdayaan, aspek usaha, aspek pasar, dan aspek tekonologi. Small businesses(SB) has twodimensionscontradictory, as asectorthat absorbslabor, onthe other handthe SB oftenencountered some problems; such aspoor management, marketing difficulties, inadequatefacilities, capital, and entrepreneurial spiritlow. Thisconditionraiseschallenges for SB actorstobe able tocreatean organizationthat has thecapabilityand high competitivenessandadequate performance. The purpose ofthis paper was: examines the phenomenonthat affectsSBdifficulties: business ,market, and technology access whichcanaffect theprocesstowardsthe development ofSBstrong, independentand healthy. These results indicatethat (a) SBempowermentlevelsin the study areais still low. This is evidenced byindicators ofempowermentthat isstillbelow the standard(less than50%). Theempowermentindicatorsincludeaccess tothe business, market, andtechnology, (b) Priority ofSB developmentis doneby opening upmarket opportunities, trainingas an effort tocultivateentrepreneurship, and providingtradehomeand SB marketing (workshop). SB developmentcanbe donethrough empowerment strategy actively involving government, NGOs, academia, private sectorss, and SB actors, (c)SB empowermentstrategyinPekalongan city withrealactionwhich is based onthe priority /critical in short -termandlong-term. Forpriorityto be implementedis to providetraining in management andproductioncreativity, pioneeringtrading house, chartedCSRopportunities, applicationof appropriatetechnology training. Keywords : Empowerment strategy, business access, market access, and technology access.

DETERMINANTS OF SYARI'AH BASED FINANCING AND ITS CONTRIBUTION FOR SMEs DEVELOPMENT Akhmad Sakhowi; Chalimah Chalimah
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 1 (2016): Januari - Juni 2016
Publisher : Universitas Airlangga

This study examines the factors that affect the volume of Shariah-based financing for results and its contribution to the SMEs development in Indonesia. The determinant of sharia-based financing covers, third party funds, financing problems (non-performing Finance), inflation rates, interest rates on working capital loans, investment credit interest rate, and the gross domestic product. This study uses secondary data sourced from Indonesian Banking statistics published by Bank Indonesia with the observation period between 2007-2014. The analytical method used is descriptive and multiple regression. The results showed that the Gross Domestic Product, Third Party Funds and investment credit interest rates positive and significant impact on the volume of sharing based financing. The development of Shariah banking financing in the development of SMEs in Indonesia during 2007-2014 has increased fluctuate, but generally still has significant prospects. Shari'ah banking financing contribution in the SMEs development is needed because there are still many SMEs which have not obtained financing facility. Keywords: Shari’ah financing, Shari'ah commercial banks, Micro small and medium enterprises (SMEs)

STUDI KELAYAKAN PENYERTAAN MODAL KABUPATEN PEKALONGAN KEPADA PIHAK KETIGA Mahirun Mahirun; Akhmad Sakhowi
Pena Jurnal Ilmu Pengetahuan Dan Teknologi Vol 32, No 1 (2018): Pena Maret 2018
Publisher : LPPM Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/jurnalpena.v32i1.833

This study aims to examine the investment feasibility of Pekalongan Regency Government to third parties. Objects of this study are Bank Central Java, BPR BKK Bank Pekalongan Regency, BKK Kajen, and PDAM Tirta Pekalongan Regency. Data analysis tool uses Average Rate of Return, Net Present Value and Internal Rate of Return. The results showed that Bank Jateng, the feasibility study of the capital participation of the Regency of Nomenclature to PT Bank Jateng was feasible with ARR reaching an average of 129.33%, the IRR reaching 62.50%, and a positive NPV of Rp. 56,626,000,000. BPR BKK Pekalongan Regency, the feasibility study of equity participation in Peklaongan Regency to BPR BKK in Pekalongan Regency is feasible to be carried out with ARR reaching an average of 50.18%, IRR reaching 14.10%, and positive NPV of Rp. 2,851,417,641. BKK Kajen, the feasibility study of the equity participation of Peklaongan Regency to the BKK Kajen is feasible to carry out with ARR reaching an average of 10.04%, the IRR reaching 5.16%, and a positive NPV of Rp 20,474,809. PDAM Tirta Pekalongan Regency, the feasibility study of the equity participation of Peklaongan Regency to PDAM Tirta in Pekalongan Regency is feasible to be carried out with ARR reaching an average of 24.43%, an IRR of 19.48%, and a positive NPV of Rp. 2.711,894,398.

ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN SYARI'AH DENGAN PERBANKAN KONVENSIONAL Diah Tri Susanti; Akhmad Sakhowi; Mahirun Mahirun
Jurnal Ekonomi Dan Bisnis Vol 9, No 2 (2011): JURNAL EKONOMI DAN BISNIS SEPTEMBER 2011
Publisher : Fakultas Ekonomi Universitas Pekalongan

This study aims to analyze the financial performance comparison between Islamic banking and conventional banking, using profitability ratios are represented by Return on Assets (ROA) as dependent variables and analyze the variables that affect the profitability of banks is Finance to Deposit Ratio (FDR), Ratio Operating costs with Revenues Operations (BOPO), Adiquasi Capital Ratio (CAR) and Reserve Elimination Receivables (PPAP).Methods using multiple linear regression analysis, chow test and independent sample t-test (test dlff], sample uses three Islamic banks and conventional, while the data used are secondary data are reported quarterly financial reports to Bank Indonesia as well as publicized the period June 2007 - June 2010.The results showed that in Islamic banking, CAR and PPAP no significant positive effect on ROA, LOR and no significant negative effect on ROA. BOPO significant negative effect on ROA. In conventional banking, LOR is not significant positive effect on ROA, CAR and PPAP no significant negative effect on ROA. BOPO significant negative effect on ROA. Chow test results states that there are significant differences in the influence of four independent variables on ROA in Islamic banking and conventional banking.Different test states that the ROA ratio, LOR and PPAP Islamic banking is better than conventional banking, and there are significant differences, for BOPO ratio is better than the conventional banking and Islamic banking there Is no significant difference,Keyword : Islamic Banking, Conventional Banking, ROA, LDR, BOPO, CAR, PPAP

STRATEGI PENINGKATAN PERANAN LKM PEMP SWAMITRA DALAM PENGEMBANGAN USAHA KECIL BERBASIS PRODUKSI IKAN TANGKAPAN (Suatu Gagasan Pengembangan LKM PEMP Swamitra Berbasis Riset) Arif Budiarjo; Akhmad Sakhowi; Benny Diah Madusari; Muhammad Bahrus Syakirin
Pena Akuatika Jurnal Ilmiah Perikanan Dan Kelautan Vol 2, No 1 (2007): PENA AKUATIKA JURNAL ILMIAH PERIKANAN DAN KELAUTAN
Publisher : Fakultas Perikanan Universitas Pekalongan

LKM PEMP Swamitra merupakan lembaga keuangan mikro yang berbasis Program Pemberdayaan Ekonomi Masyarakat Pesisir (PEMP) yang merupakan program peningkatan kesejahteraan masyarakat pesisir secara terencana dan terstruktur. Namun dalam pengembangannya, terdapat beberapa kendala dalam implementasinya, yaitu kurangnya ketersediaan dana bagi pembiayaan pada LKM PEMP Swamitra, kurangnya penginformasian fungsi dan peranan LKM PEMP Swamitra, kurangnya peranan pihak-pihak yang terkait atas pengembangannya, kurang optimalnya pelayanan LKM PEMP. Oleh karena itu, diperlukan suatu pencarian gagasan strategis komprehensif yang dapat mengatasi problema tersebut, yaitu gagasan yang terdiri dari upaya peningkatan mainshare LKM PEMP Swamitra pada pengusaha kecil berbasis produk-produk ikan tangkapan masyarakat pesisir di daerah-daerah yang terdapat program PEMP, peningkatan peranan pihak-pihak berkompetenpada LKM PEMP Swamitra pada daerah-daerah yang terdapat program PEMP, peningkatan ketersediaan dana pembiayaan LKM PEMP Swamitra pada daerah-daerah yang terdapat program PEMP, peningkatan kualitas pelayanan pada LKM PEMP Swamitra meliputi Reliability, Responsiviness, Assurance, Emphaty dan Tangibles. Kata Kunci : Strategi, PEMP, Swamitra, Pengembangan Usaha Kecil, Produk Ikan Tangkapan

Pengembangan Ide-Ide Kreatif menjadi Bisnis Nyata melalui Sekolah Wirausaha Bagi Generasi Milenial Chalimah; Sakhowi, Akhmad
DIMASEKA Vol 2 No 02 (2024): Oktober 2024
Publisher : FEB Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/dimaseka.v2i02.217

Generasi milenial memiliki rasa optimisme yang tinggi, berfokus pada prestasi, percaya diri, percaya pada nilai-nilai moral dan sosial, menghargai keberagaman, perlu didorong untuk terus meningkatkan daya saing Indonesia melalui produk-produk yang inovatif dan kreatif. Tujuan sekolah kewirausahaan bagi generasi milenial antara lain membangun kesadaran berperilaku ekonomi untuk meningkatkan taraf hidup dan kesejahteraan warga, rakyat, dan masyarakat, serta menumbuhkan jiwa kewirausahaan melalui penguatan dan pengembangan usaha mikro kecil dan menengah yang dikelola oleh generasi milenial sehingga mampu memperjuangkan hak-haknya. dan pentingnya sebagai gerakan pemberdayaan ekonomi rakyat. Metode yang digunakan adalah metode pendampingan. Setelah memahami beberapa materi dan mengunjungi tempat-tempat usaha, Anda dapat meningkatkan motivasi membangun usaha sehingga dapat menciptakan suatu usaha atau bisnis rintisan yang mampu memanfaatkan kemajuan teknologi.

Implementasi Dual Identity Anggota Koperasi sebagai Wujud Komitmen Organisasional Chalimah, Chalimah; Sakhowi, Akhmad
JDM (Jurnal Dinamika Manajemen) Vol 5, No 1 (2014): March 2014
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v5i1.3653

The purposes of this research was to enhance organizational commitment. Members dual identity in a Koperasi as the owner and the customer at Koperasi is very important to improve organizational commitment since it is easier to achieve the Koperasi success. Implementing members dual identity is becoming the customers. The members participation in Koperasi activities is influenced by many factors such as; individual characteristics, personality, attitude, learning process, ability, perception, and motivation. Those factors will build the organizational commitment and realize the high or low participation. This researchis expected to produce a model whichcan improve organizational commitment and participation of Koperasi members. This study uses SEM (Structural Equation Modeling) as an analytical toolwith 116 respondents as the samples. The results showed that personality gave directly positive and significant influence toward motivation, motivation gave directly significant and positive influence toward organizational commitment, learning process gave directly positive and significant influence toward ability, ability gave directly significant and positive influence toward organizational commitment, organizational commitment gavedirectly significant and positive influence toward member participation.

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