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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI REALISASI PEMBIAYAAN MURABAHAH UNTUK USAHA MIKRO AGRIBISNIS SEKTOR PERDAGANGAN (STUDI KASUS: KBMT BIL BARKAH, BOGOR) Mahliza, Febrina; Tinaprilla, Netti
Forum Agribisnis Vol 2, No 2 (2012): FA Vol 2 No 2 September 2012
Publisher : Forum Agribisnis

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Abstract

Micro business has significant contribution to GDP and employment. Micro business in agriculture has the highest contribution. The problem faced by micro business in agriculture is the difficulty to get financed by conventional bank. Shari Microfinance is one of the financing alternatives. Baitul Mal wat Tanwil Cooperative (KBMT) Bil Barkah is one of Shari microfinance provider via murabahah funding. The purpose of this research is to analyze customer characteristics affecting murabahah funding acquirement. The sampling method used was convenience sampling and total sample used was 40 people. The collected data was processed by multiple regressions. The results shows the significant factors are education, business experience, monthly revenue and collateral.
EFFECT OF GCG AND FINANCIAL PERFORMANCE ON THE QUALITY OF INTERNET FINANCIAL REPORTING putri dwi wahyuni; Febrina Mahliza
EAJ (Economic and Accounting Journal) Vol 2, No 1 (2019): EAJ (Economic and Accounting Journal)
Publisher : S1 Accounting Department, Faculty of Economic, Universitas Pamulang.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (744.975 KB) | DOI: 10.32493/eaj.v2i1.y2019.p52-62

Abstract

This study aims to analyze and measure the effect of the mechanism of Good Corporate Governance and Financial Performance on the quality of Internet Financial Reporting. This research was conducted in the manufacturing sector on the IDX during the 2015-2016 period. Based on the method of sample selection, the sample was obtained at the end of a study of 140 data with 70 issuers being 125 data from the manufacturing sector on the IDX. The analytical method used is multiple regression analysis. The t-test statistic was carried out before multiple regression equation analysis, in the first stage the classical assumption was tested which consisted of normality, multicollinearity, heteroscedasticity, and autocorrelation. Based on the results of the analysis, it is known that institutional ownership, the proportion of independent commissioners, frequency of meeting of commissioners, return on assets and leverage have no effect on Internet Financial Reporting. The coefficient of determination that sees the influence of the independent variable used in the research model of the dependent variable is 9.30%, while the rest (90.70%) is explained by other variables
Pengaruh Keluarga dan Lingkungan Ekonomi Terhadap Kinerja Usaha Tahu di Kabupaten Bogor Febrina Mahliza; Wahyu Budi Priatna; Burhanuddin Burhanuddin
Jurnal Agribisnis Indonesia (Journal of Indonesian Agribusiness) Vol. 4 No. 1 (2016): Juni 2016 (Jurnal Agribisnis Indonesia)
Publisher : Departmen of Agribusiness, Economics and Management Faculty, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jai.2016.4.1.17-26

Abstract

Micro, small and medium enterprises (MSMEs) has an important role in the national economy. Many MSMEs in Indonesia are family businesses, one of them is “tofu” production in Bogor. Although these businesses are constrained by the prices of raw materials, most of them can survive. The purpose of this study were (1) to analyze the characteristics of the “tofu” business (2) analyze the influence of the family and the economic environment on the performance of the “tofu” business. 114 respondents are collected using purposive sampling method. Data are analyzed using the approach of Structural Equation Modeling (SEM). This study shows that based on the revenue, “tofu” businesses are micro, small and medium enterprises. The results also suggest that the culture and economic environment significantly affect the business performance. Culture can improve business performance, while the economic environment can decrease the business performance.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI REALISASI PEMBIAYAAN MURABAHAH UNTUK USAHA MIKRO AGRIBISNIS SEKTOR PERDAGANGAN (STUDI KASUS: KBMT BIL BARKAH, BOGOR) Febrina Mahliza; Netti Tinaprilla
Forum Agribisnis Vol 2 No 2 (2012): FA Vol 2 No 2 September 2012
Publisher : Magister Science of Agribusiness, Department of Agribusiness, FEM-IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/fagb.2.2.121-140

Abstract

Micro business has significant contribution to GDP and employment. Micro business in agriculture has the highest contribution. The problem faced by micro business in agriculture is the difficulty to get financed by conventional bank. Shari Microfinance is one of the financing alternatives. Baitul Mal wat Tanwil Cooperative (KBMT) Bil Barkah is one of Shari microfinance provider via murabahah funding. The purpose of this research is to analyze customer characteristics affecting murabahah funding acquirement. The sampling method used was convenience sampling and total sample used was 40 people. The collected data was processed by multiple regressions. The results shows the significant factors are education, business experience, monthly revenue and collateral.
PENGARUH PENGETAHUAN PEMILIK, MANFAAT YANG DIRASAKAN, DUKUNGAN PEMERINTAH, DAN DORONGAN EKSTERNAL TERHADAP PENGADOPSIAN E-COMMERCEBERBASIS MEDIA SOSIAL Febrina Mahliza
Jurnal Ilmiah Manajemen dan Bisnis Vol 4, No 2 (2018): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v4i2.5936

Abstract

Many of MSME’s especially micro enterprises are still not utilizing social media as a media of product promotion. This study aims to determine the adoption of e-commerce based on social media on micro business, which is about the factors that affect the adoption. The research was conducted on 100 respondents of micro business actors in Jabodetabek taken by purposive sampling method. Data were analyzed using structural equation modeling with Partial Least Square (PLS) approach. The results show that the adoption of social media-based e-commerce conducted by micro enterprises is influenced by knowledge of the owner, perceived benefits and external drives. The government support factor has no significant effect on the adoption of e-commerce because there is no government support in a concrete policy for micro enterprises.
Urban Planning and E-Commerce: Understanding the Impact During Pandemic Covid-19 in Jakarta Rahmatyas Aditantri; Febrina Mahliza; Alif Dimas Wibisono
International Journal of Business, Economics, and Social Development Vol 2, No 3 (2021)
Publisher : Research Collaboration Community (RCC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v2i3.160

Abstract

In this digital era, online shopping is kind of behaviour that many people do. E-commerce appears and can gradually replace the existence of conventional market. Especially, this behaviour increasing during this pandemic COVID-19. During the pandemic, there has been a change in habits and activities ranging from working from home, school from home to service trading activities starting to switch to an online service trading system. In order to manage sustainable urban planning, it is important to consider the likely effects of e-commerce. Increasing e-commerce can bring influence also impact to urban planning in a city. This research explores the consumer behaviour regarding e-commerce activities and the influence toward urban planning. DKI Jakarta is chosen as the study location and the policies related to the pandemic COVID-19 in Jakarta are also considered as a literature review. This research using expert judgement as a method of determining aspects of urban planning that are influenced by e-commerce activities and combining the analysis of planning documents and reports as well. Furthermore, e-commerce activities during pandemic COVID-19 in DKI Jakarta have several impacts in urban planning. The implication in urban planning still remains unclear since people still have hybrid consumer behaviour. Besides, it still takes a long time to see a significant impact toward e-commerce to urban planning in DKI Jakarta.
Optimalisasi Pemanfaatan Sampah Plastik Berpotensi Ekonomis di Kembangan Utara Febrina Mahliza; Siska Widia Utami
Abdimas Singkerru Vol. 1 No. 1 (2021)
Publisher : Akademi Teknologi Industri Dewantara Palopo

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Abstract

Pengolahan sampah plastik melalui kegiatan recycle (daur ulang) menjadi barang yang berpotensi ekonomis dapat menambah wawasan dan keterampilan masyarakat khususnya nasabah bank sampah dalam membuat dan menciptakan produk kreasi berbasis sampah plastik yang bernilai ekonomis dan bernilai jual lebih tinggi. Hal ini dapat menjadi peluang usaha rumah tangga yang berpeluang secara ekonomis. Melihat pentingnya pemanfaatan sampah plastik berpotensi ekonomis ini baik bagi optimalisasi bank sampah maupun bagi masyarakat, kegiatan pengabdian kepada masyarakat ini terdiri dari tiga sesi. Sesi pertama adalah lecturing. Para peserta menyaksikan dengan serius dan penuh perhatian pada saat sesi pemberian wawasan dan pengetahuan mengenai pemanfaatan sampah plastik di bank sampah RW 07 Kembangan Utara yang masih belum optimal yang dapat dibentuk menjadi produk kreasi gantungan/hanger jilbab yang. Sesi kedua adalah demonstration. Pada sesi demontrasi produk kreasi, peserta menunjukkan ketertarikan yang tinggi terhadap produk gantungan/hanger jilbab berbasis sampah gelas plastik yang disajikan secara langsung. Para peserta menyaksikan dengan penuh perhatian. Mereka juga mengajukan pertanyaan-pertanyaan seputar pembuatan produk. Sesi ketiga adalah practice. Pada sesi praktek, semua peserta terlibat aktif dalam proses pembuatan produk. Praktek dibagi ke dalam kelompok yang terdiri atas 4-5 orang. Masing-masing peserta saling bekerja sama dan berpartisipasi aktif berperan dalam membuat sebuah produk gantungan/hanger jilbab.
Retailer Segmentation as A Strategy for B2B Marketing using A Two-Level Clustering Analysis Prita Prasetya; Mukhamad Najib; Febrina Mahliza
Kajian Branding Indonesia Vol 4 No 1 (2022): Kajian Branding Indonesia
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/kbi.4.1.33-46

Abstract

This paper aims to explore the possibility of identifying retailer segments. Data is the foundation of segmentation that helps identify the critical value drivers, select the appropriate engagement level and decide the retailer engagement. This study proposes a new approach that considers two-stage clustering for retailer segmentation and behavioural analysis among building materials companies in Indonesia. The alignment could provide a practical managerial approach to finding competitive advantage and a better understanding of sales opportunities. Retailer segmentation can be done differently from the most relevant sales perspective. In this study, we propose an alternative method for retailer segmentation based on two-stage clustering. First, segmentation is based on three categories of the size of order: a very potential group of customers in which the order size is large, a middle group and a group where the order size is small. Second, segmentation based on personal value is a relational perspective that considers the behavioural analysis from the manufacturer-retailer relationship.
Discourses of Muslim-Friendly Tourism (Indonesia Empirical Cases) Febrina Mahliza; Lucky Nugroho; Yananto Mihadi Putra; Erik Nugraha; Wiwin Sukiati
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.311 KB) | DOI: 10.22441/jiess.2021.v2i1.006

Abstract

The tourism sector in the period before the Covid-19 Pandemic contributed significantly to the country's revenues. In addition, as a country with the largest Muslim population in the world, Indonesia has the potential to develop Muslim-friendly tourism. Furthermore, the Indonesian government plans to make Indonesia the center of the world's Islamic economic and financial ecosystem. Therefore, this conceptual paper aims to know the concepts and services of Muslim-friendly tourism in Indonesia. The methods used using qualitative methods derived from research and scientific articles related to research questions are as follows: (i) i) How is the concept of Muslim-friendly tourism?; (ii) How to tour Muslim-friendly services?. The result of this conceptual paper is the concept of Muslim-friendly tourism and its implementation strategy. The implication of this research is to provide scientific characteristics both for academics and practitioners in tourism
Pandemic Covid-19, Revolution Industry 4.0 and Digital Entrepreneur Trending Annisa Hakim Zamzami; Febrina Mahliza; Anees Janee Ali; Lucky Nugroho
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 2 (2021)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jiess.2021.v2i2.007

Abstract

Change is an inevitability where currently the business world is exposed to the Covid-19 Pandemic, Industrial Revolution 4.0. Therefore, this study aims to analyze the needs of the majority of society today and how entrepreneurs can survive and expand their businesses in an era of volatility, uncertainty, complexity, and ambiguity. Referring to the purpose of the research, the formulation of this research problem includes: (i) What are the characteristics of consumers of the Gen Z group and millennials?; (ii) What are the challenges for entrepreneurs in the era of the Covid-19 Pandemic, the VUCA era and the era of the Industrial Revolution 4.0?; (iii) How can entrepreneurs retain the consumers in the era of the Covid-19 Pandemic, the VUCA era and the era of the Industrial Revolution 4.0?, the VUCA era and the era of the Industrial Revolution 4.0?. Furthermore, the results of this study are that the majority of the composition of the current population of Indonesia is Gen Z and Millennials. Therefore, they need digital-based products and services so that entrepreneurs can capture these needs and turn business processes and business models into digital entrepreneurs. Therefore, the implication of this research is to provide information to entrepreneurs and all stakeholders related to the field of entrepreneurship. In addition, the novelty of this research is to connect the needs of the majority of society at this time with digital entrepreneurs