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Persepsi Mahasiswa HES terhadap Tafsir Ayat Ahkam Ekonomi: Studi Kasus Fakultas Syariah dan Ilmu Hukum Arsad Nasution, Muhammad; Siregar, Rosnani
Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam Vol. 15 No. 1 (2025): Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam
Publisher : Fakultas Ushuluddin Adab dan Dakwah IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/liwauldakwah.v15i1.6102

Penelitian ini bertujuan untuk menggambarkan persepsi mahasiswa Hukum Ekonomi Syari’ah (HES), Fakultas Syari’ah dan Ilmu IAIN Padangsidimpuan terhadap Matakuliah Tafsir Ayat Ahkam Ekonomi Syari’ah. Jenis penelitian yang digunakan untuk mengumpulkan data penulisan jurnal ini adalah jenis penelitian survei dengan pendekatan deskriptif kuantitatif, untuk mendeskrifsikan persepsi Mahasiswa HES terhadap matakuliah Tafsir Ayat Ahkam Ekonomi Syari’ah pada Fakultas Syari’ah dan Ilmu Hukum IAIN Padangsidimpuan . Hasil penelitian menunjukkan persepsi Mahasiswa HES Fakultas Syari’ah dan Ilmu Hukum IAIN Padangsidimpuan terkait dengan kesesuaian ayat-ayat al-Qur’an sebagai materi bahasan dengan masing-masing silabus, dipeoleh option B dikategorikan “baik/setuju ” dengan persentase 66.89, berada pada kisaran 62,50 – 81,24. Adapun indikator proses pembelajaran seperti; pemberian tugas menghafal, dipeoleh option B (86.07%) dikategorikan “/sangat baik/ sangat setuju ” dengan persentase 81,25% - 100%; metode pembelajaran, dipeoleh option A (85.37%) dikategorikan “sanagat baik/ sangat setuju ” dengan persentase 81,25% - 100%; ketersediaan referensi diberbagai perpustakaan, dipeoleh option B (76.14%) dikategorikan “baik/ setuju ” dengan persentase 62,50% – 81,24%. Dengan demikian, tidak maksimalnya pembelaran matakuliah Tafsir Ayat Ahkam Hukum Ekonomi Syari’ah hanya disebabkan oleh beberapa silabus yang ayat-ayat al-Qur’an sebagai materi pembahasan pokok kurang relevan dengan silabus pembelajaran yang ditetapkan.

Rasionalitas Ekonomi : Homo Ekonomicus VS Homo Islamicus (Analisis Terhadap Sistim Ekonomi) Siregar, Rosnani
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 46 No 2 (2012)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v46i2.51

Sharia economy has an economic system characteristics that it is own economic system, can be said to have differences with other economic systems. All facilities and infrastructure that is used to obtain the necessities of life in the world is not solely oriented to the life of the world alone but are closely related to the afterlife. While other economies; capitalist and socialist economies are solely oriented to the life of the world alone. Shariah economic rationality can be seen on the economic principles of Sharia and the basic principles of system used. Principle - the principle of Islamic Economics, are the justice and sociological value of wealth. The basic principle of Islamic banking system is profit-sharing system as an alternative. Capitalist economic system which gives freedom to every individual to exploit the earth. The capitalist system has several indicators; No uniform, no harmony, con-profit, materialistic, moral crisis, aside Welfare. Socialist Economic System are all forms of production and sources of revenue to the state-owned and regulated by the state then, used to all the people. There is no free will on economic system of society that it is contradiction to the human right it shelf.

Pengaruh Gaya Hidup, Religiusitas dan Literasi Keuangan Syariah Terhadap Keputusan Nasabah Memilih Bank Syariah Safitri Silalahi, Rosnani Siregar,
Jurnal Qiema (Qomaruddin Islamic Economics Magazine) Vol. 11 No. 2 (2025): August
Publisher : LPPM Institut Agama Islam Qomaruddin Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/qiema.v11i2.4641

Perkembangan ekonomi di Indonesia saat ini sedang mengalami kemajuan pesat, hal ini ditandai dengan berkembangnya lembaga keuangan syariah, khususnya pada sektor perbankan syariah. Salah satu Bank Syariah di Indonesia yaitu Bank Syariah Indonesia KC Rantauprapat. Namun setelah melakukan observasi kepada nasabah Bank Syariah Indonesia KC Rantauprapat,peneliti menemukan bahwa masih ada beberapa nasabah Bank Syariah Indonesia KC Rantauprapat yang memiliki dan menggunakan rekening bank konvensional, Sering terjadi gangguan jaringan sehingga minat nasabah Bank Syariah Indonesia KC Rantauprapat menurun ketika ingin melakukan transaksi keuangan dan dikarenakan beberapa nasabah Bank Syariah Indonesia KC Rantauprapat sudah lebih dahulu menggunakan rekening bank konvensional jadi sulit untuk beralih seutuhnya agar hanya menggunakan rekening bank syariah saja. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh Gaya Hidup, Religiusitas dan Literasi Keuangan Syariah Terhadap Keputusan Nasabah Memilih Bank Syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik purposive sampling. Sumber data dalam penelitian ini adalah data primer. Jumlah sampel dalam penelitian ini adalah 95 sampel. Metode pengumpulan data yang digunakan adalah angket, dokumentasi dan wawancara. Pengolahan data dibantu dengan software statistik yaitu Smart PLS 4. Alat analisis yang digunakan meliputi analisis deskriptif, uji outer models (uji validitas dan uji reabilitas), uji inner models (R square dan effect size atau F square), dan uji hipotesis (Bootstrapping). Hasil penelitian ini menunjukkan bahwa Gaya Hidup berpengaruh terhadap keputusan nasabah memilih bank syariah, Religiusitas berpengaruh terhadap keputusan nasabah memilih bank syariah, dan Literasi Keuangan Syariah tidak berpengaruh terhadap keputusan nasabah memilih bank syariah. Kata kunci : Keputusan, Gaya Hidup, Religiusitas, Literasi Keuangan Syariah ABSTRACT Economic development in Indonesia is currently experiencing rapid progress, this is marked by the development of Islamic financial institutions, especially in the Islamic banking sector. One of the Sharia Banks in Indonesia is Bank Syariah Indonesia KC Rantauprapat. However, after observing Bank Syariah Indonesia KC Rantauprapat customers, the researcher found that there are still several customers of Bank Syariah Indonesia KC Rantauprapat who have and use conventional bank accounts, there are often network disruptions so that the interest of Bank Syariah Indonesia KC Rantauprapat customers decreases when they want to make financial transactions and because some customers of Bank Syariah Indonesia KC Rantauprapat have used bank accounts first Conventional ones, it is difficult to switch completely to only use Islamic bank accounts. The purpose of this study is to determine the influence of Islamic Financial Lifestyle, Religiosity and Literacy on Customers' Decision to Choose Islamic Banks. This study uses a quantitative approach with purposive sampling techniques. The source of data in this study is primary data. The number of samples in this study is 95 samples. The data collection methods used were questionnaires, documentation and interviews. Data processing is assisted by statistical software, namely Smart PLS 4. The analysis tools used include descriptive analysis, outer models test (validity test and reliability test), inner model test (R square and effect size or F square), and hypothesis test (Bootstrapping). The results of this study show that Lifestyle affects the customer's decision to choose an Islamic bank, Religiosity affects the customer's decision to choose an Islamic bank, and Sharia Financial Literacy does not affect the customer's decision to choose an Islamic bank. Keywords: Decisions, Lifestyle, Religiosity, Sharia Financial Literacy

Pengaruh Trend Halal Lifestyle dan Gaya Hidup Terhadap Perilaku Belanja Mahasiswa Siregar, Rosnani; Aini, Ihdi; Sagita, Noni
Eqien - Jurnal Ekonomi dan Bisnis Vol 13 No 03 (2024): Eqien Journal Of Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v13i03.1843

This study explores the impact of the halal lifestyle trend and lifestyle on the shopping behavior of students at the Faculty of Economics and Islamic Business (FEBI), UIN SYAHADA Padangsidimpuan. The research employs a quantitative approach, utilizing both primary and secondary data sources. Data was collected through the distribution of questionnaires to 96 respondents, and the analysis was carried out using SPSS version 23. The results of the study, as determined through partial (t-test) and simultaneous (F-test) analyses, reveal that the halal lifestyle trend does not significantly affect students' shopping behavior. On the other hand, the lifestyle variable demonstrates a positive and significant influence on students' shopping behavior. The combined effect of both the halal lifestyle trend and lifestyle is found to be positively and significantly correlated with the shopping behavior of FEBI UIN SYAHADA Padangsidimpuan students. In conclusion, the presence of the halal lifestyle trend does not result in an increase in students' expenditures or shopping behavior. However, lifestyle choices significantly impact students' shopping behavior, with higher lifestyle preferences leading to increased shopping activities.

FAKTOR YANG MEMPENGARUHI KEPUTUSAN MENGGUNAKAN JASA SEWA GAUN MELALUI NILAI PELANGGAN Devina Pulungan, Mella; Evi Cahyani, Utary; Siregar, Rosnani
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 12, No 3 (2025): Nusantara : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v12i3.2025.1310-1320

Penelitian ini bertujuan untuk menganalisis pengaruh Electronic Word of Mouth (E-WOM), Shariah-Compliant Service Quality, dan Digital Customer Experience terhadap keputusan menggunakan jasa sewa gaun pengantin dengan Nilai Pelanggan sebagai variabel intervening. Metode penelitian yang digunakan adalah deskriptif kuantitatif dengan teknik analisis Partial Least Squares-Structural Equation Modeling (PLS-SEM). Data diperoleh dari 214 responden yang merupakan pelanggan jasa sewa gaun pengantin di Kota Padangsidimpuan. Hasil penelitian menunjukkan bahwa E-WOM dan Shariah-Compliant Service Quality berpengaruh positif dan signifikan terhadap Nilai Pelanggan, sedangkan Digital Customer Experience tidak memiliki pengaruh yang signifikan. Nilai Pelanggan tidak berpengaruh terhadap keputusan konsumen. Digital Customer Experience memiliki pengaruh positif dan signifikan terhadap keputusan konsumen, sementara E-WOM dan Shariah-Compliant Service Quality tidak memiliki pengaruh langsung. Pengaruh E-WOM, Shariah-Compliant Service Quality, dan Digital Customer Experience terhadap keputusan konsumen melalui Nilai Pelanggan juga tidak signifikan. Hasil ini mengindikasikan bahwa pengalaman digital memainkan peran lebih besar dalam keputusan konsumen dibandingkan persepsi nilai pelanggan.

Zakat Kelapa Sawit Antara Ketentuan Syariah dan Praktik Masyarakat: Sebuah Analisis Empiris Siregar, Rosnani; Arsad Nasution , Muhammad
Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam Vol. 15 No. 2 (2025): Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam
Publisher : Fakultas Ushuluddin Adab dan Dakwah IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/liwauldakwah.v15i2.6768

The oil palm farming community in South Labuhan Batu (LABUESEL) area is included in the category of oil palm farmers whose income reaches the zakat nisab, but the culture of increasing zakat from oil palm harvests has not been realized properly. Meanwhile, oil palm farming has become one of the agricultural commodities that must be zakated based on the verse of the Qur'an, Al-Baqarah 267. The problem that then arises is what are the factors causing the oil palm farming community in LABUSEL to not fully pay zakat from their oil palm farming results. The collection of data to answer this problem was carried out through observation and interviews with oil palm farmers in the Muzakki category. The results of the study showed that there were three factors causing The LABUSEL’s oil palm farming community not to fully pay zakat on their oil palm farming products, namely: understanding of Shafi'i fiqh which provides criteria for agricultural zakat that must be paid only on staple foods, following the habits of the community who still do not pay zakat on oil palm farming, not knowing that oil palm harvests are a taxable commodity according to Islamic law, and not knowing that there is a regional regulation regarding oil palm harvests including commodities that must be paid zakat if they meet the requirements.

BIBLIOMETRIC ANALYSIS OF HALAL LIFESTYLE MARKETING MIX FOR THE PERIOD 2020-2025 WITH VOS VIEWER Mastika Sari Harahap; Rosnani Siregar; Utari Evy Cahyani
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.11083

This study aims to explore research trends on the marketing mix in the context of the halal lifestyle using bibliometric analysis. Using the VOSviewer software, this research analyzes 997 documents published between 2020 and 2025 related to this topic. The findings indicate that the topic of the halal lifestyle marketing mix is gaining increasing attention from researchers, with journal publications being the primary source of information. Network visualization reveals five main clusters related to marketing aspects, religiosity, purchasing decisions, halal supply chains, and digital marketing. This study provides insights into research trends and the future direction of halal product marketing strategies.

Zakat Kelapa Sawit Antara Ketentuan Syariah dan Praktik Masyarakat: Sebuah Analisis Empiris Siregar, Rosnani; Arsad Nasution , Muhammad
Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam Vol. 15 No. 2 (2025): Liwaul Dakwah: Jurnal Kajian Dakwah dan Masyarakat Islam
Publisher : Fakultas Ushuluddin Adab dan Dakwah IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/liwauldakwah.v15i2.6768

The oil palm farming community in South Labuhan Batu (LABUESEL) area is included in the category of oil palm farmers whose income reaches the zakat nisab, but the culture of increasing zakat from oil palm harvests has not been realized properly. Meanwhile, oil palm farming has become one of the agricultural commodities that must be zakated based on the verse of the Qur'an, Al-Baqarah 267. The problem that then arises is what are the factors causing the oil palm farming community in LABUSEL to not fully pay zakat from their oil palm farming results. The collection of data to answer this problem was carried out through observation and interviews with oil palm farmers in the Muzakki category. The results of the study showed that there were three factors causing The LABUSEL’s oil palm farming community not to fully pay zakat on their oil palm farming products, namely: understanding of Shafi'i fiqh which provides criteria for agricultural zakat that must be paid only on staple foods, following the habits of the community who still do not pay zakat on oil palm farming, not knowing that oil palm harvests are a taxable commodity according to Islamic law, and not knowing that there is a regional regulation regarding oil palm harvests including commodities that must be paid zakat if they meet the requirements.

Strengthening MSMEs’ Competitiveness through Digital Marketing Strategies: A Community Service Approach Setia Hidayah; Muhammad Zulfikar; Rosnani Siregar
Momentum Matrix: International Journal of Communication, Tourism, and Social Economic Trends Vol. 2 No. 4 (2025): November : Momentum Matrix: International Journal of Communication, Tourism, an
Publisher : Asosiasi Penelitian dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/momat.v2i4.559

Digital development has significantly influenced business practices, particularly for Micro, Small, and Medium Enterprises (MSMEs), which are required to adapt to technological changes in order to remain competitive. However, many MSMEs still rely on conventional marketing methods and have limited understanding of digital marketing and digital financial management. This community service program aims to strengthen MSMEs’ competitiveness through the implementation of digital marketing strategies that support market expansion and improve business sustainability. The program was conducted using a qualitative descriptive approach through a series of community service activities, including field observations, interviews, seminars, and mentoring sessions for MSME actors. The focus of the activities was to introduce and assist MSMEs in utilizing digital marketing platforms, particularly social media such as Instagram, TikTok, and Facebook, as well as online marketplaces, to promote products more effectively. In addition, MSME participants were introduced to basic digital financial applications to support more structured and transparent financial recording. The results of the community service activities indicate positive changes among MSME participants, including increased awareness of the importance of digital marketing, improved product branding, broader market reach beyond local areas, and better financial management practices compared to previous manual recording methods. The adoption of digital marketing strategies enabled MSMEs to communicate product information more efficiently and build consumer trust through online presence. This community service program demonstrates that digital marketing assistance combined with practical mentoring can enhance MSMEs’ competitiveness and contribute to improving community economic welfare. Continuous support and consistency from MSME actors are essential to ensure the sustainability of digital transformation initiatives.

Apakah Digital Payment Membuat Mahasiswa Lebih Konsumtif? Peran Literasi Keuangan dalam Mengendalikan Perilaku Konsumsi Nauli, Rahmat Ari; Siregar, Rosnani; Amidy Siregar, Rizal Ma'ruf
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 4, No 2 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v4i2.13821

Perilaku konsumtif merupakan kecenderungan individu dalam melakukan konsumsi secara berlebihan yang lebih didorong oleh keinginan dibandingkan kebutuhan. Perkembangan teknologi keuangan, khususnya penggunaan digital payment, serta rendahnya literasi keuangan diduga memengaruhi perubahan pola konsumsi mahasiswa. Dalam perspektif ekonomi Islam, perilaku konsumtif bertentangan dengan prinsip konsumsi Islam karena termasuk dalam kategori israf (berlebih-lebihan). Penelitian ini bertujuan untuk menganalisis pengaruh digital payment dan literasi keuangan terhadap perilaku konsumtif mahasiswa dengan prinsip konsumsi Islam sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap mahasiswa Fakultas Ekonomi dan Bisnis Islam di Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan. Teknik pengambilan sampel menggunakan purposive sampling, sedangkan analisis data dilakukan dengan metode Structural Equation Modeling–Partial Least Square (SEM-PLS) menggunakan perangkat lunak SmartPLS 3. Hasil penelitian menunjukkan bahwa digital payment berpengaruh signifikan terhadap perilaku konsumtif mahasiswa, sementara literasi keuangan tidak berpengaruh signifikan. Prinsip konsumsi Islam tidak berpengaruh langsung terhadap perilaku konsumtif, namun mampu memoderasi pengaruh digital payment terhadap perilaku konsumtif mahasiswa. Sebaliknya, prinsip konsumsi Islam tidak memoderasi pengaruh literasi keuangan terhadap perilaku konsumtif mahasiswa. Kata kunci: Digital Payment; Literasi Keuangan; Prinsip Konsumsi Islam; Perilaku Konsumtif; Mahasiswa.

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