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All Journal Al-Ahwal: Jurnal Hukum Keluarga Islam El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN)
MASADAH
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Religion Humanities Computer Science & IT Economics, Econometrics & Finance Energy Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Economic Underpinnings of Early Marriage: The Tengka Tradition among the Madurese Dikuraisyin, Basar; Sumarkan; Fatwa, Ah Fajruddin; Masadah
Al-Ahwal: Jurnal Hukum Keluarga Islam Vol. 17 No. 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ahwal.2024.17106

Abstract

The minimum age for marriage has been established in Indonesian law. However, modern society in Madura often disregards these regulations. As a result, the phenomenon of early marriage remains prevalent among the society. Many researchers argue that early marriage is primarily influenced by cultural practices. However, this study identifies the occurrence of early marriage as being driven by the economic transactions embedded within marriage process. This economic aspect is referred to as the tengka tradition. This research examines the tengka tradition as an economic narrative underlying the resilience of early marriage in traditional Madurese society. Using a qualitative approach, data were collected descriptively through in-depth interviews with traditional leaders, religious figures (kiai), and individuals involved in underage marriages. The findings reveal that the resilience of early marriage is not primarily due to cultural or religious factors but is instead driven by the economic determination encapsulated in the tengka tradition. This economic determination manifests as asset accumulation through symbolic marriage transactions and as investment in the family’s future. The tengka tradition emerges as a significant factor that reshapes the ‘legal disobidience’ in the society, overshadowing elements such as religion and culture. It plays a crucial role in ensuring the social and economic stability of families and communities. [Usia minimum pernikahan telah diatur dalam undang-undang Indonesia. Namun, masyarakat modern di Madura sering mengabaikan peraturan tersebut. Akibatnya, fenomena pernikahan dini masih marak terjadi di masyarakat. Banyak peneliti berpendapat bahwa pernikahan dini dipengaruhi terutama oleh praktik budaya. Namun, penelitian ini mengidentifikasi terjadinya pernikahan dini sebagai akibat dari transaksi ekonomi yang sengaja dilestarikan dalam proses pernikahan. Aspek ekonomi ini dikenal dengan tradisi tengka. Penelitian ini mengkaji tradisi tengka sebagai narasi ekonomi yang mendorong terjadinya pernikahan dini dalam masyarakat Madura. Menggunakan pendekatan kualitatif, data dikumpulkan melalui wawancara mendalam dengan pemimpin tradisional, tokoh agama (kiai), dan individu yang terlibat dalam pernikahan di bawah umur. Hasil penelitian menunjukkan bahwa eksistensi pernikahan dini bukanlah semata-mata disebabkan oleh faktor budaya atau agama, melainkan dipengaruhi oleh praktik ekonomi yang terwujud dalam tradisi tengka. Faktor ekonomi ini bebentuk akumulasi aset melalui transaksi pernikahan simbolik dan sebagai investasi untuk masa depan keluarga. Tradisi tengka muncul sebagai faktor penting yang melestarikan ‘ketidakpatuhan hukum’ dalam masyarakat terkait batas minimum usia perkawinan, mengalahkan elemen-elemen seperti agama dan budaya. Tradisi ini dilakukan karena memainkan peran krusial dalam memastikan stabilitas ekonomi keluarga serta eksistensi dalam komunitas.]
Implementasi Akad Mudharabah Mutlaqah Pada Tabungan Haji IB Amanah Terhadap Profitabilitas PT Bank Pembangunan Daerah Jawa Timur Tbk. El Nadia, Nada; Masadah; Muhammad Yazid; Muhammad Iqbal Surya Pratikto; Nurul Fatma Hasan
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 1 (2023): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.1.16-34

Abstract

This study explores the implementation of mudharabah mutlaqah contracts in the IB Amanah Hajj Savings product offered by the Islamic Business Unit of Bank Jatim, and its contribution to the bank’s profitability. Using a qualitative descriptive approach, field data were collected through interviews, observation, and document analysis at Bank Jatim KCPS Sampang. The findings reveal that the application of mudharabah mutlaqah aligns with the DSN-MUI Fatwa No. 02/DSN-MUI/IV/2000 and enables the bank to profit from Hajj deposits while maintaining Sharia compliance. Over the period 2019–2021, IB Amanah contributed between 1.25% and 1.31% to the bank's net profit, with a 90:10 profit-sharing ratio favoring the bank. The study contributes to the global Islamic finance literature by demonstrating how long-term religious savings products can support the financial sustainability of regional Islamic banking institutions. It also offers a practical framework for integrating Sharia contracts into public savings mechanisms without compromising operational profitability. This case can inform international practices, especially in Muslim-majority economies aiming to optimize Hajj fund management through ethical investment strategies. Future research could compare mudharabah-based Hajj savings with other contract models (e.g., wadi’ah) across jurisdictions to assess risk-sharing efficiency and depositor trust in Islamic financial institutions.
Filsafat Hukum Dalam Perspektif Aksiologi Abd. Hafizh, Ramdani; Masadah
Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika Vol 4 No 3 (2026): Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Inform
Publisher : Shofanah Media Berkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Legal philosophy, as a branch of philosophy, plays a crucial role in understanding the nature, objectives, and fundamental values underlying law. One philosophical branch closely related to legal philosophy is axiology, which is the theory of values. This article aims to analyze the relationship between legal philosophy and axiology within the context of legal thought, as well as to examine how axiological values are reflected in the processes of legislation and legal decision-making. This study employs a normative juridical research method with a philosophical approach, analyzing concepts, doctrines, and scholarly perspectives concerning legal philosophy and axiology. The findings indicate that legal philosophy and axiology are complementary and inseparable, as axiological values such as justice, truth, freedom, and humanity serve as fundamental foundations in the formation, application, and enforcement of law. These values function not only as moral principles but also as practical guidelines for policymakers and law enforcement officials in legislative processes and legal decision-making. Therefore, a comprehensive understanding of axiological aspects in legal philosophy is essential to realize a legal system that is just, humane, and aligned with the values upheld by society.
Co-Authors Abd. Hafizh, Ramdani Achmad Fajruddin Fatwa Dikuraisyin, Basar El Nadia, Nada Muhammad Yazid Nurul Fatma Hasan Pratikto, Muhammad Iqbal Surya Sumarkan