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Strategi Promosi Fitur Layanan Smart Account Opening untuk Meningkatkan Jumlah Nasabah Santi Puspitasari; Kenlies Era Rosalina Marsudi
Falahiya: Journal of Islamic Banking and Finance Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/falahiya.v2i2.1824

Abstract

Abstract: SAO is a feature of online account opening services carried out independently through Muamalat DIN with the process of selecting savings products, filling in the completeness of account opening, and verifying personal data online. However, opening a new account through the SAO service feature has not been maximised. Due to the lack of public knowledge and understanding, the Bank needs to take action to carry out promotional strategies. Therefore, the target of promotional strategies needs to be extended to the public. The primary purpose of this study is to analyse the promotion strategy of SAO service features to increase the number of customers carried out by Bank Muamalat KCP Madiun and the factors that influence and impact the promotion. This research uses qualitative methods using a field research approach. The research location is on Jl. Kolonel Marhadi No. 28, Nambangan Lor, Manguharjo District, Madiun City, East Java. Data collection techniques used by researchers are interviews, observation, and documentation. Based on the study results, there are 4 ways of promotional strategies carried out by Bank Muamalat KCP Madiun: advertising, sales promotion, publicity, and personal selling. Bank advertising spreads brochures online and offline. Sales promotion conducts prize programs. Publicity does direct socialisation. Personal selling (personal selling) promotion of SAO service features door-to-door. Abstrak: SAO merupakan fitur layanan pembukaan rekening online yang dilakukan secara mandiri melalui Muamalat DIN dengan proses pemilihan produk tabungan, pengisian kelengkapan pembukaan rekening, verifikasi data diri secara online. Namun pembukaan rekening baru melalui fitur layanan SAO belum maksimal. Hal ini dikarenakan kurangnya pengetahuan dan pemahaman masyarakat, pihak Bank perlu mengambil tindakan untuk melalukan strategi promosi, oleh karena itu sasaran strategi promosi perlu diperluas ke masyarakat. Tujuan utama penelitian ini yaitu untuk menganalisis strategi promosi fitur layanan SAO untuk meningkatkan jumlah nasabah yang dilakukan oleh Bank Muamalat KCP Madiun serta faktor yang mempengaruhi dan dampak dari promosi tersebut. Penelitian ini menggunakan metode kualitatif dengan menggunakan pendekatan penelitian lapangan (field research). Lokasi penelitian adalah di Jl. Kolonel Marhadi No. 28, Nambangan Lor, Kec. Manguharjo, Kota Madiun, Jawa Timur. Teknik pengumpulan data yang digunakan oleh peneliti yaitu wawancara, observasi, dan dokumentasi. Berdasarkan hasil penelitian, bentuk strategi promosi yang dilakukan Bank Muamalat KCP Madiun ada 4 cara yaitu, Iklan (advertising), promosi penjualan (sales promotion), publisitas (publicity), dan penjualan personal (personal selling). Iklan (advertising) Bank menyebar brosur online dan offline. Promosi penjualan (sales promotion) melakukan program-program berhadiah. Publisitas (publicity) melakukan sosialisasi langsung. Penjualan personal (personal selling) promosi fitur layanan SAO melakukan door to door.
Literature Review : Analisis Faktor yang Berhubungan dengan Tingkat Konsumsi Minuman Berpemanis pada Remaja Santi Puspitasari; Marthia Ikhlasiah
Jurnal Praba : Jurnal Rumpun Kesehatan Umum Vol. 4 No. 1 (2026): Maret : Jurnal Praba : Jurnal Rumpun Kesehatan Umum
Publisher : STIKES Columbia Asia Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62027/praba.v4i2.726

Abstract

High consumption of sugar-sweetened beverages (SSBs) has become an increasing public health concern, particularly among adolescents. Excessive SSB intake is a major risk factor for various non-communicable diseases, including type 2 diabetes mellitus, cardiovascular diseases, obesity, dental caries, and certain types of cancer. This study aimed to analyze the factors associated with the level of sugar-sweetened beverage (SSB) consumption among adolescents. This study employed a descriptive literature review approach. Data were obtained from national and international journals relevant to the topic of SSB consumption among adolescents. The selected articles were analyzed to identify factors associated with SSB consumption. The findings indicated that SSB consumption among adolescents is influenced by several factors, including individual factors (gender and knowledge), socioeconomic factors (peer influence and pocket money allowance), environmental factors (mass media exposure and beverage availability), and psychological factors (stress level and preference for sweet tastes). This study highlights that SSB consumption is a multifactorial behavior influenced by various interacting determinants. Therefore, comprehensive interventions targeting both individual and environmental factors are needed to reduce SSB consumption among adolescents.