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Analisis Pengaruh Produk Domestik Regional Bruto (PDRB), Pengangguran, Inflasi, dan Indeks Pembangunan Manusia terhadap Tingkat Kemiskinan di 5 Kota Besar di Indonesia Nuraini Chaniago; Muhamad Gibran Hernanda
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 1 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i1.198

This study aims to analyze the effect of regional gross domestic product, unemployment, inflation, and the human development index toward poverty rate in 5 Big Cities in Indonesia. The research uses a panel data regression analysis model by utilizing the Eviews 9 analysis as a tool. The data is sourced from the Central Statistics Agency and other sources for the period 2010-2020. The results of this study indicate that after conducting the Chow and Hausman tests, the selected model is the Fixed Effect Model (FEM) which shows that gross regional domestic product has a negative and significant on the poverty level, On the other hand, the unemployment has a positive and no effect on the poverty level, inflation has a negative and no significant effect on the poverty level, and the human development index has a positive and no significant effect on the poverty level. Simultaneously, regional gross domestic product, unemployment, inflation, and human development index have significantly affected on the level of poverty in the 5 big cities in Indonesia.

Pelatihan Manajemen Pemasaran Bagi Yayasan Insan Palma Sejahtera Nuraini Chaniago; Srivandayuli Riorini; Rosna Khairani Harahap
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol 2 No 1 (2022)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta (BPJP - STEI)

Yayasan Palma Sejahtera merupakan smart yayasan yang bertujuan menyelenggarakan berbagai program berbasis sosial dan kegamaan demi kesejahteraan umat. Salah satu program yang diselenggarakan dan sangat diminati peserta saat ini adalah pendidikan tentang kewirausahaan. Hal ini tentunya tidak terlepas dari situasi pandemi Covid-19 saat ini, yang membawa dampak terhadap menurunnya pendapatan bagi mereka yang telah memiliki UMKM maupun yang memiliki keinginan untuk membuka usaha demi mendapat tambahan penghasilan. Untuk menjalankan program ini, pihak pengelola telah menjalin kerjasama dengan FEB Usakti untuk memberikan pelatihan tentang manajemen pemasaran di Yayasan Insan Palma Sejahtera dengan lancar dan berhasil mendapatkan pelanggan yang prospektif tentu menjadi impian besar bagi para pelaku usaha, baik usaha kecil, menengah, maupun perusahaan besar. Pelanggan sebagai sumber pendapatan yang mendatangkan untung besar setiap bulannya harus dipelihara dan ditingkatkan jumlahnya. Meskipun begitu, sampai sekarang para pelaku usaha khususnya UMKM masih sering menghadapi beberapa kendala dalam hal menarik perhatian calon konsumen dan bersaing di pasar melalui harga yang ditawarkan. Banyak pelaku UMKM yang memiliki pelanggan tidak terlalu besar memperoleh omset penjualan yang belum bisa maksimal, karena kurang memahami strategi penetapan harga dan memelihara hubungan dengan konsumen dalam situasi Covid-19 saat ini.

ANALISA STRUKTUR PASAR DAN EFISIENSI INDUSTRI PERBANKAN DI INDONESIA PERIODE 2017-2012 Nuraini Chaniago
Media Ekonomi Vol. 22 No. 1 (2014): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

The purpose of this study was to determine how the market structure and efficiency of banking industry in Indonesia.The analysis technique used in this research is to use the concentration ratio (CR20) and the Herfindahl Hirchman Index (HHI), and DEA (Data Envelopment Analysis). This study uses data on the number of banking and corporate assets to determine the efficiency of using the 20 banks in the Input and Output of the report Indonesian banking in the period 2007-2012. The results showed the level of concentration ratio (CR20) range from 77.69% - 79.47%. The figure shows the structure of the banking industry 2007-2012 period was a tight oligopoly. which means that the structure of the banking industry in Indonesia is not structured oligopoly monopoly but because it is not close to 1. When viewed competition banks in Indonesia is competitive with high concentration and competitive, it is characterized by competition between the market share of twenty dominant company in the Indonesian banking industry in the number of assets. In the calculation of the twenty study Indonesian banking industry in the period 2007-2012 by using the method of DEA (Data Envelopment Analysis) produced differences in the efficiency of each bank, Of the twenty 20 Indonesian banking industry that has not reached the maximum level of efficiency that is 100% should refer to the banking has reached a maximum level of 100% in accordance with the characteristics of banking itself.

DETERMINASI MINAT NASABAH MENABUNG DI BANK SYARIAH MILIK PEMERINTAH Nuraini Chaniago; R. Adjeng Entaresmen
Media Ekonomi Vol. 30 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

This study aims to examine the factors that influence customer interest in saving at Islamic banks. Samples were taken from 111 respondents with the results of data quality testing showing all the indicators that make up the variables in this study, namely service quality, religion and promotion. valid and reliable so that it can be continued for hypothesis testing. To test the hypothesis, the Multiple Linear Regression analysis tool is used. The results of hypothesis testing prove that service quality, religion, and promotion together have a direct effect on interest in saving in Islamic banks. Religion and promotion partially have a significant effect on interest in savings in Islamic banks while the service variable is not proven to have an effect on interest in savings.

DETERMINAN YANG MEMPENGARUHI NASABAH BANK SYARIAH INDONESIA DALAM PENGGUNAAN INTERNET BANKING Nuraini Chaniago; Reviana Rahma Sari
Ekonomi Digital Vol. 1 No. 2 (2022): Oktober
Publisher : PT. Cendekia Sapta Indonesia

With the rapid development of computer technology as a commercial, Internet banking can also be used to attract more customers to conduct banking transactions at related banks. However, the main problem of Internet banking faced by providers is that a large number of bank customers are unwilling to use the offered Internet banking. This happens because the services offered through internet banking have not been able to satisfy their customers. Customer satisfaction is an important factor to help banks maintain a competitive advantage. Therefore, the purpose of this study is to find and examine the determinants that influence the use of Internet Banking services at Bank Syariah Indonesia. The design used is hypothesis testing with data collection techniques through questionnaires. In collecting data using a questionnaire and processed using the method of Structural Equation Modeling. The research variables consist of independent variables including the perception of convenience, the perception of trust, the perception of benefits and risks, while the interest in using Internet Banking as the dependent variable.

PENTINGNYA KEMAMPUAN KOMUNIKASI DALAM BERWIRAUSAHA Catur Rahayu Martiningtiyas; Asep Hermawan; Nuraini Chaniago; Beta Oki Baliartati; Nila Lestari
Rural Development For Economic Resilience (RUDENCE) Vol. 2 No. 2 (2023): Vol. 2 No. 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53698/rudence.v2i2.37

ABSTRAK Pelaku usaha dalam kegiatan pengabdian masyarakat ini adalah sekumpulan Usaha mikro kecil di kelurahan Tegal Alur. Bidang usaha para wirausaha diantaranya pengolahan makanan, aksesoris, dan jasa penyewaan alat-alat pernikahan. Pelaksanaan bisnis usaha para UMKM cenderung bersifat pasif, dimulai dengan menunggu pesanan dari konsumen dan kurangnya pemanfaatan maksimal media sosial di era digital masa kini. Solusi yang disarankan dengan melakukan suatu penyuluhan bagaimana mengoptimalisasikan penggunaan perangkat smartphone sebagai media pemasaran dalam mendukung peningkatan peluang usaha di masa pandemic Covid 19. Tahapan kegiatan ini bertujuan untuk mengganti pola pelaku usaha menjadi bentuk pemasaran masa kini dari bentuk pemasaran yang tradisional. Harapan yang diperoleh dari kegiatan usaha yang dilakukan mampu memperluas jangkauan pangsa pasar, margin keuntungan terjadi peningkatan, volume penjualan yang meningkat dan minimalisasi biaya pemasaran dengan pemanfaatan media sosial sebagai sarana komunikasi usaha. ABSTRACT Business actors in this community service activity are a group of small micro businesses in Tegal Alur village. The business fields of entrepreneurs include food processing, accessories, and wedding equipment rental services. The business implementation of MSME businesses tends to be passive, starting with waiting for orders from consumers and the lack of maximum utilization of social media in today's digital era. The suggested solution is to conduct counseling on how to optimize the use of smartphone devices as a marketing medium in support increasing business opportunities during the Covid 19 pandemic. This stage of this activity aims to change the pattern of business actors into the form of modern marketing from traditional forms of marketing. The expectations obtained from the business activities carried out are able to expand the reach of market share, increase profit margins, increase sales volume and minimize marketing costs by utilizing social media as a means of business communication.

Assessing Vision Mission Goals and Objectives (VMGOs) of Islamic Finance and Banking Program Study Trisakti University Dida Nurhaida; Aji Kusuma Wijaya; Nuraini Chaniago; Qoriatul Qolbiyyah; Ai Kartini
International Journal of Educational Management and Innovation Vol. 4 No. 1 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijemi.v4i1.7170

Every higher educational institution has a vision and mission that reflects its goals, identity, core values, and its purpose of existence. This study aims to assess the clarity, realism, and congruency of the vision mission as well as goals and objectives (VMGOs) of the Diploma Study Program in Islamic Finance and Islamic (IFB) Faculty of Economics and Business, Trisakti University of T and understanding, accepted and carried out by all stakeholders. It also evaluates stakeholder engagement in achieving the vision and mission through practical educational activities and practices. The data were quantitatively analysed utilizing mean and standard deviation. The result shows that Diploma IFB’s VMGOs are visible and realistic among the academic community, including lecturers, academic staff, and students. Their level of understanding and acceptability is immense. They also believe that the activity is in line with these statements. The research recommends that more efforts be made in disseminating VMGOs to internal and external stakeholders. The activities need to be more focused to make them feel that the teaching and non-teaching activities are all geared toward achieving the VMGOs

Peran Media Sosial untuk Pemasaran Digital Catur Rahayu Martiningtiyas; Asep Hermawan; Nuraini Chaniago; Beta Oki Baliartati; Nila Lestari
Dirkantara Indonesia Vol. 1 No. 1: Maret-Agustus 2022
Publisher : PT. Cendekia Sapta Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55837/di.v1i1.30

Transaksi bisnis melalui internet merupakan satu fenomena bisnis baru. Dari sisi finansial, pemasaran online sangat menjanjikan untuk peningkatan laba usaha. Pemberdayaan dan pengembangan Usaha Mikro, Kecil dan Menengah (UMKM) merupakan upaya yang ditempuh pemerintah Indonesia untuk mengatasi masalah pengangguran dan kemiskinan. Kehadiran covid-19 telah membuat situasi ekonomi diseluruh dunia memburuk. Hal ini memberikan dampak terhadap pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia tidak terkecuali para UMKM di kelurahan Tegal Alur, Kecamatan Kalideres. Kurangnya pemanfaatan media sosial di era digital saat ini menjadi kelemahan para UMKM di Kelurahan Tegal Alur. Solusi yang diusulkan dari program pengabdian kepada masyarakat berupa kegiatan pelatihan optimalisasi penggunaan perangkat smartphone dengan memanfaatkan media sosial sebagai media pemasaran dalam mendukung peluang usaha di masa pandemic Covid 19. Diharapkan kegiatan ini bertujuan untuk merubah pola pelaku usaha dari model pemasaran tradisional ke model pemasaran modern dengan memanfaatkan digital teknologi informasi, sehingga kegiatan usaha yang dilakukan mampu meningkatkan margin keuntungan, pangsa pasar yang semakin meluas, volume penjualan meningkat dan biaya pemasaran yang dapat diminimalkan.

DETERMINASI MINAT NASABAH MENABUNG DI BANK SYARIAH MILIK PEMERINTAH Nuraini Chaniago; R. Adjeng Entaresmen
Media Ekonomi Vol. 30 No. 1 (2022): April
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/me.v30i1.9996

This study aims to examine the factors that influence customer interest in saving at Islamic banks. Samples were taken from 111 respondents with the results of data quality testing showing all the indicators that make up the variables in this study, namely service quality, religion and promotion. valid and reliable so that it can be continued for hypothesis testing. To test the hypothesis, the Multiple Linear Regression analysis tool is used. The results of hypothesis testing prove that service quality, religion, and promotion together have a direct effect on interest in saving in Islamic banks. Religion and promotion partially have a significant effect on interest in savings in Islamic banks while the service variable is not proven to have an effect on interest in savings.

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