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All Journal PROSIDING SEMINAR NASIONAL CENDEKIAWAN SEIKO : Journal of Management & Business JURNAL ILMIAH BISNIS, PASAR MODAL DAN UMKM Business Innovation and Entrepreneurship Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Judicial Review Jurnal Nusantara Berbakti Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat Karya Nyata: Jurnal Pengabdian Kepada Masyarakat Pemberdayaan Masyarakat: Jurnal Aksi Sosial
Candy Candy
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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PERANAN MANAJEMEN RISIKO KREDIT TERHADAP KINERJA PERUSAHAAN BPR DI RIAU Candy Candy; Yandi Suprapto
PROSIDING SEMINAR NASIONAL CENDEKIAWAN PROSIDING SEMINAR NASIONAL CENDEKIAWAN 2018 BUKU II
Publisher : Lembaga Penelitian Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/semnas.v0i0.3357

Abstract

Tingginya tingkat risiko kredit menyebabkan terjadinya penurunan kinerja perusahaan perbankan di Indonesia.Penelitian ini bertujuan untuk menganalisis pengaruh faktor-faktor dalam manajemen risiko kredit terhadap kinerja BPR di Riau.Variabel independen dalam penelitian ini terdiri dari non-performing loans, loan loss provisions, inefficiency, leverage, loan growth, dan bank size. Variabel dependen adalah kinerja BPR yang diukur dengan return on asset (ROA) dan return on equity (ROE).Sampel dalam penelitian ini adalah 14 perusahaan BPR daerah Provinsi Riau yang dipilih dengan metode purposive sampling selama periode tahun 2012 sampai dengan 2016. Metode analisis data yang digunakan adalah regresi panel yang diuji dengan program EViews. Hasil penelitian menunjukkan bahwa non-performing loans, loan loss provisions, inefficiency, dan leverage berpengaruh signifikan negatif terhadap ROA dan ROE, sedangkan bank size memiliki pengaruh signifikan positif. Hasil penelitian juga menunjukkan bahwa loan growth berpengaruh negatif terhadap ROA dan ROE, tetapi pengaruh terhadap ROE dinyatakan tidak signifikan.
Dampak Surat Keputusan Nomor 463/Menhut-Ii/2013 tentang Hutan Lindung di Kota Batam Lu Sudirman; Candy Candy
Journal of Judicial Review Vol 18 No 1 (2016)
Publisher : Fakultas Hukum, Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Batam City wellknown as industrial area which the populations has growth rapidly over recent decade. When the urbans area became crowded, the demand for landhousing obviously will also increase. There some problem related to the status of the conservations forest in the Batam City after the enactment of the Decree of the Minister of Forestry Number 463/Menhut-II/2013. This research seeks to analyze the effect of the decree for protected forrest and legal certainty of the landrights in Batam. This research uses normative-empirical legal research by case approach. Data used in the form of primary data as supporting research and secondary data. Data were collected by interview and library research. Based on this study, the Decree of the Minister of Forestry Number 463/Menhut-II/2013 don’t allow the area which included conservations forest toissue the land certificate. As a consequence the policy rise the legal uncertainty and disadvantage for some societies in Batam City, while the legal certainty of the status of land rights before the decree remain in force as appropriate.
PENGARUH FAKTOR FUNDAMENTAL TERHADAP DIVIDEND PAYOUT RATIO PADA PERUSAHAAN DI BURSA EFEK INDONESIA Candy Candy; Freddy Freddy
JURNAL ILMIAH BISNIS, PASAR MODAL DAN UMKM Vol 2 No 1 (2019): Jurnal Ilmiah Bisnis, Pasar Modal dan UMKM (JIBPU)
Publisher : Magister Manajemen Institut Bisnis Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (414.142 KB)

Abstract

Penelitian ini dilakukan untuk menguji pengaruh faktor fundamental yang terdiri dari variabel leverage, sales growth, cash flow, earning per share, liquidity dan firm size terhadap dividend payout ratio. Sampel dari penelitian ini adalah 80 perusahaan di Bursa Efek Indonesia (BEI) yang membagikan dividen selama 5 tahun berturut-turut selama periode tahun 2012-2016. Data dalam penelitian ini adalah data laporan keuangan yang diuji dengan metode analisis regresi panel. Hasil penelitian menunjukkan bahwa sales growth, cash flow, dan earning per share berpengaruh signifikan terhadap dividend payout ratio sedangkan leverage, liquidity, dan firm size tidak berpengaruh signifikan terhadap dividend payout ratio.
THE EFFECT OF FIRM CHARACTERISTICS AND EARNING MANAGEMENT TOWARD STOCK RETURN: BEFORE AND DURING PANDEMIC Calvina Hartanto; Candy Candy; Robin Robin
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 1 (2022): IJEBAR
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i4.4388

Abstract

The main purpose of investors investing in the firm stocks is to achieve wealth growth through stock return. Stock return is one of the most important factors in choosing the best investments. This study investigates the relationship between firm characteristics and earning management on stock return before and during the pandemic and also when the periods are combined. It involves firms in the IDX Basic industry with the use of audited financial reports. The observation period is from 2016–2020 and using balanced panel data to produce generalizable results. For data analysis, we use the multiple regression method to prove the hypothesis and tested using the application of Stata. The results obtained from this study show that before pandemic, earning per share has negative effect on stock return. During pandemic, capital structure shows negative effect on stock return. While combining the period before and during the pandemic, firm size shows significant positive and earning per share shows significant negative on stock return.
Peran Produk Financial Technology dalam Kinerja Keuangan Perusahaan Lena Sepriani; Candy Candy; Alice Alice; Hendru Hendru
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 4 No 2 (2022): Business Innovation and Entrepreneurship Journal (May)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (244.159 KB) | DOI: 10.35899/biej.v4i1.362

Abstract

Fintech innovation is one of the corporate strategies to increase profitability and firm performance. This study examines the firm's performance before and after the company launches fintech products. The sample of this study is the companies running fintech innovations for two years and previously also operated without them, which consisted of 19 companies from 51 licensed e-money providers in Indonesia. This limitation occurs because there are still many companies that have not published their financial statements. The event study method and paired sample t-test were used to test the research hypothesis. The results indicate a significant change in return on assets (ROA) but no significant change in return on equity (ROE). This study can contribute to the fintech industry regarding the profitability impact on companies before and after launching fintech products in Indonesia
Pengaruh Intensi Penggunaan FinTech di Kalangan Masyarakat Umum pada Bank Syariah Hesniati Hesniati; Candy Candy; Sherry Sherry; Michelle Angel Lim; Jenny Jenny; Jessica Valeria; Angeline Aurellia; Kristina Kristina
SEIKO : Journal of Management & Business Vol 4, No 3 (2022)
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v4i3.3274

Abstract

Abstrak Perkembangan Financial Technology dalam beberapa tahun terakhir meningkat sangat pesat. Seiring dengan perkembangan zaman, perkembangan teknologi juga ikut serta di dalamnya. Teknologi yang semakin canggih dan praktis juga bermunculan, seperti financial technology. Dengan adanya Fintech ini, masyarakat pelosok juga dapat menggunakan layanan keuangan berbasis teknologi tanpa harus menempuh jarak jauh untuk mendapatkan layanan keuangan. Financial Technology adalah teknologi atau inovasi yang disempurnakan oleh bidang finansial sehingga transaksi keuangan bisa diterapkan secara efisien, mudah, dan rasional. Tujuan utama Financial Technology adalah untuk menggerakkan ekstensif keuangan dan juga membantu pemerintah dalam seluruh aspek penyajian keuangan. Saat ini sudah banyak penelitian tentang Financial Technology di bidang perbankan dan keuangan, namun kajian yang dilakukan dalam konteks syariah masih sangat terbatas di bidang perbankan khususnya di negara Indonesia ini. Oleh karena itu, kami ingin meneliti Financial Technology di sektor syariah dan mengetahui sikap pengguna terhadap penerapan Financial Technology di perbankan syariah. Penelitian ini menggunakan metode kuantitatif dengan menyebarkan kuesioner melalui Google Forms. Hasil pengolahan data dari Smart PLS menemukan bahwa pengetahuan dan norma subjektif berpengaruh signifikan terhadap niat berperilaku. Kata Kunci: Intention to adopt FinTech; Attitude; Awareness; Knowledge; Subjective Norms Abstract The development of Financial Technology in recent years has increased very rapidly. Along with the times, technological developments also participate in it. Technology that is increasingly sophisticated and practical has emerged, such as financial technology. With this Fintech, remote communities can also use technology-based financial services without having to travel long distances to get financial services. Financial Technology is a technology or innovation that is enhanced by the financial sector so that financial transactions can be implemented efficiently, easily, and rationally. The main objective of Financial Technology is to drive extensive finance and also assist the government in all aspects of financial presentation. Currently, there are a lot of research on Financial Technology in banking and finance, but the studies conducted in the context of sharia are still very limited in the banking sector, especially in this country of Indonesia. Therefore, we want to research Financial Technology in the Islamic sector and to know the attitudes of users towards the application of Financial Technology in Islamic banking. This research was using a quantitative method by distributing questionnaires through Google Forms. The results of data processing from Smart PLS found that knowledge and subjective norms have a significant effect on behavioral intentions. Keywords: Intention to adopt FinTech; Attitude; Awareness; Knowledge; Subjective Norms
Menggunakan Fintech dalam Melakukan Investasi: Kepahaman Masyarakat Kota Batam terhadap Robo Advisor dalam Melakukan Investasi Hesniati Hesniati; Candy Candy; Andryanto Andryanto; Eddy Oktarianto; Kelvin Kwek; Selen Angelina; Andre Steven Hutagaol
SEIKO : Journal of Management & Business Vol 5, No 2 (2022): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v5i2.3337

Abstract

Robo advisor merupakan penasihat keuangan yang salah satunya ada pada bareksa untuk membantu pengguna untuk melakukan alokasi aset saham, obligasi dan investasi lainnya yang telah disesuaikan dengan profil risiko terhadap masing-masing investor. Tujuan dari perancangan penelitian ini adalah untuk mengetahui sejauh mana kepahaman masyarakat di kota Batam terhadap robo advisor dalam melakukan suatu kegiatan investasi. Teknik pengambilan sampel yang dipakai adalah non-probability sampling dengan metode purposive sampling. Kriteria dalam penelitian ini adalah responden yang pernah/sedang menggunakan robo advisor sehingga memperoleh 300 data sampel. Hasil penelitian menunjukkan bahwa attitude tidak berpengaruh signifikan positif terhadap intention to use, perceived ease of use berpengaruh signifikan positif terhadap intention to use, perceived usefulness berpengaruh signifikan positif terhadap intention to use, subjective norm (external influce) berpengaruh signifikan positif terhadap intention to use, dan subjective norm (internal influce) tidak berpengaruh signifikan positif terhadap intention to use. Kata Kunci: Robo Advisor; Fintech; Investasi, Batam, Bareksa, Kepahaman.
Optimasi Proses Pembuatan Laporan Keuangan dengan Software Akuntansi Manager.io pada Cafe Abang Candy Candy; Michelle Selvia Liu
MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat Vol. 2 No. 6 (2024): Desember : MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/mengabdi.v2i6.1045

Abstract

Manual financial management often hinders the efficiency and accuracy of financial reporting in micro, small, and medium enterprises (MSMEs). Cafe Abang, an MSME in Batam, faces challenges in maintaining effective financial records, which leads to delays and inaccuracies in its financial reports. The purpose of this community service project is to implement Manager.io accounting software as a digital solution for the financial system, enabling the management team to generate accurate and timely basic financial reports. The methods used in this activity include observation, interviews, and training on the software for the owner and manager of Cafe Abang. The results of the service showed that after the implementation of Manager.io, the owner and managers were able to generate income statements, balance sheets, and cash flow reports automatically and accurately, reducing recording errors and enhancing financial transparency.
Digitalisasi Pencatatan Laporan Keuangan pada UMKM Surya Mobil Candy Candy; Kelvin Kelvin
MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat Vol. 2 No. 6 (2024): Desember : MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/mengabdi.v2i6.1046

Abstract

Surya Mobil is an MSME in the service and automotive sector in Batam City that was established in 2000. MSMEs experience problems related to inefficient manual financial recording, recording errors, and inaccurate data. The main objective of the service is to help digitize MSME financial recordings with spreadsheets. Data collection is carried out using the interview method with the owner, as well as observation and documentation of the location and operational activities of Surya Mobil. Activities produce general, purchase, and sales journals for data entry. In addition, there are automated ledgers and financial reports that can be accessed in real-time. The post-implementation impact received positive feedback from the owner so that it can help businesses achieve efficiency in the financial recording process.
Implementasi Penggunaan Sistem Manajemen Arus Kas Berbasis Website pada UMKM Moon Cafe Candy Candy; Alex Alex
Jurnal Nusantara Berbakti Vol. 3 No. 1 (2025): Januari : Jurnal Nusantara Berbakti
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jnb.v3i1.505

Abstract

Effective financial management remains a significant challenge for Micro, Small, and Medium Enterprises (MSMEs), including Moon Cafe, which previously operated without a structured system for recording cash flow. The lack of such a system impeded the ability to track financial performance and business development effectively. To address this issue, a web-based cash flow management system was introduced to improve transparency, accuracy, and efficiency in documenting financial transactions. Data collection methods such as interviews, observations, and documentation were employed to identify the needs and challenges faced by the business. The implementation results showed that the web-based system streamlined the process of real-time cash flow recording, organized financial data more effectively, and generated accurate and well-structured reports. Additionally, the system enhanced operational efficiency and offered greater financial management flexibility. With improved accessibility through digital devices, Moon Cafe can monitor its financial health more effectively and make faster strategic decisions, fostering sustainable business growth.
Co-Authors Alex Alex Alice Alice Andre Steven Hutagaol Andryanto Andryanto Angeline Aurellia Calvina Hartanto Eddy Oktarianto Freddy Freddy Hendru Hendru Hesniati Hesniati Jenny Jenny Jessica Valeria Joycelin Joycelin Junita Junita Kelvin Kelvin Kelvin Kwek Kristina Kristina Lena Sepriani Lu Sudirman Michelle Angel Lim Michelle Selvia Liu Robin Robin Selen Angelina Shelvi Shelvi Sherry Sherry Yandi Suprapto