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Pengaruh Pembiayaan BUS Devisa, Pembiayaan Syariah LPEI, dan Penanaman Modal Asing (PMA) terhadap Ekspor Industri Pengolahan Nonmigas Indonesia Dinda Siti Nur'ainiyyah; Ade Ali Nurdin; Fifi Afiyanti Tripuspitorini
Journal of Applied Islamic Economics and Finance Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (411.269 KB) | DOI: 10.35313/jaief.v2i1.2878

Abstract

This research aims to analyze the effect of Foreign Exchange Islamic Bank financing, LPEI sharia financing, and Foreign Direct Investment (FDI) either partially or simultaneously on the export of Indonesia’s non-oil and gas processing industries in the period of 2013 – 2020. This research is a quantitative study using purposive-sampling for its sampling method. The data used are in quantitative form and based on time series measurements. Data were collected by using documentation method of secondary data from five Foreign Exchange Islamic Bank, LPEI, BKPM, and BPS. The data analysis method used is multiple linear regression ordinary least square (OLS) using the program R Studio. The results show that simultaneously, all of the independent variables have an effect on the export of Indonesia’s non-oil and gas processing industries. Meanwhile partially, LPEI sharia financing and FDI have no significant effect. Foreign Exchange Islamic Bank financing partially has a positive and significant effect.
Pengaruh Faktor Makroekonomi Terhadap Return Saham Bank Panin Dubai Syariah Nabilah Haeronisa; Fifi Afiyanti Tripuspitorini; Rani Putri Kusuma Dewi
Journal of Applied Islamic Economics and Finance Vol 2 No 2 (2022): Journal of Applied Islamic Economics and Finance (February 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.386 KB) | DOI: 10.35313/jaief.v2i2.3004

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This research was conducted to determine and analyze the macroeconomic influence on returns stock at Bank Panin Dubai Syariah Tbk in Indonesia partially or simultaneously. The data used in this study is secondary data per month obtained from financial reports published by the Indonesia Stock Exchange officially on the internet site and external data in the form of reports on Bank Indonesia interest rates, inflation, and Rupiah exchange rates published by Bank Indonesia in 2015-2020 period. The type of data used is quantitative data. The analytical method used is descriptive analysis method using multiple regression equation technique. The results of the study show that simultaneously the variables of Bank Indonesia interest rates, inflation and the Rupiah exchange rate have an effect on stock returns. Partially BI interest rates have a positive effect on stock returns. Inflation partially has a positive effect on stock returns and the exchange rate has a negative effect on stock returns.
Analisis Pengaruh Faktor Internal dan Eksternal terhadap Non-Performing Financing pada Bank Pembiayaan Rakyat Syariah di Indonesia Nisa Arinda; Iwan Setiawan; Fifi Afiyanti Tripuspitorini
Journal of Applied Islamic Economics and Finance Vol 2 No 3 (2022): Journal of Applied Islamic Economics and Finance (June 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (269.656 KB) | DOI: 10.35313/jaief.v2i3.3026

Abstract

Besarnya rasio Non-Performing Financing (NPF) pada BPRS menjadi hal yang perlu diperhatikan mengingat BPRS memiliki peran yang penting dalam menggerakan perekonomian sektor riil dalam skala mikro karena menargetkan Unit Usaha Kecil Menengah (UMKM) sebagai objek pembiayaannya. Tingginya nilai NPF menunjukan indikator ketidakberhasilan bank tersebut dalam mengelola dana yang disalurkan pada masyarakat. Faktor internal berupa Capital Adequacy Ratio (CAR) dan Financing to Deposit Ratio (FDR), serta faktor eksternal berupa indikator makroekonomi seperti Inflasi dan BI-Rate. Penelitian ini bertujuan untuk mengetahui bagaimana faktor-faktor tersebut mempengaruhi pembiayaan macet (NPF) yang terdapat pada BPRS di Indonesia. Penelitian menggunakan data sekunder dengan metode analisis regresi linear berganda. Sampel data merupakan data keuangan bulanan BPRS di Indonesia pada Statistik Perbankan Syariah periode Januari 2015-Desember 2020. Hasil penelitian ini menyimpulkan bahwa faktor-faktor internal BPRS seperti CAR dan FDR berpengaruh signifikan negative terhadap NPF pada BPRS di Indonesia. Faktor eksternal berupa Inflasi berpengaruh signifikan positif terhadap NPF pada BPRS di Indonesia, sedangkan BI-Rate tidak berpengaruh terhadap NPF pada BPRS di Indonesia.
Pengaruh Likuiditas Terhadap Profitabilitas Pada Bank Umum Syariah di Indonesia Periode 2015-2020 R. Azky Afina Fasa; Ade Ali Nurdin; Fifi Afiyanti Tripuspitorini
Journal of Applied Islamic Economics and Finance Vol 2 No 2 (2022): Journal of Applied Islamic Economics and Finance (February 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.762 KB) | DOI: 10.35313/jaief.v2i2.3043

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This study is expected to determine and analyze the effect of liquidity on profitability at Islamic Commercial Banks (BUS) in Indonesia for the 2015-2020 period. The dependent variable used in this study is the profitability of Islamic commercial banks as proxied by Return on Assets (ROA) when the independent variables in this study are liquidity proxied by the Financing to Deposit Ratio (FDR), Liquid Assets to Total Assets (LATA) and Liquid Assets to Deposits (LAD). This study uses a population of Islamic Commercial Banks (BUS) in Indonesia then the sample used is purposive sampling with 10 Islamic Commercial Banks selected according to predetermined criteria. The data analysis method used was panel data with using EViews9 software. The results of this study indicate partial that LATA has a significant effect on ROA because it has a probability value < 0.05, namely 0.0241, while LAD and FDR have no significant effect on ROA because they have probability values ​​> alpha 0.05, namely 0.6523 and 0.5704. Simultaneously, the three independent variables have a significant effect on the dependent variable.
Analisis Pengaruh Faktor Internal Bank Umum Syariah terhadap Index of Banking Crisis Periode 2013 - 2020 Mutiara Septiani Tasya; Tjetjep Djuawarsa; Fifi Afiyanti Tripuspitorini
Journal of Applied Islamic Economics and Finance Vol 2 No 3 (2022): Journal of Applied Islamic Economics and Finance (June 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (403.548 KB) | DOI: 10.35313/jaief.v2i3.3734

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This study aims to identify the resilience of Islamic commercial banks and examine the internal factors of Islamic banks that are thought to influence them. The resilience of Islamic commercial banks was identified using a modified banking crisis index (IBC) formed from the CAR and NPF ratio proxies, while hypothesis testing used WarpPLS as a tool to partially see the effect of Third-Party Funds, FDR, ROA, and BOPO to IBC. The sample of this research is 8 national private Islamic commercial banks in Indonesia for the period 2013-2020. As a result, 2019-2020 is a condition that has been identified as unable to withstand the crisis due to the disruption of the intermediation function. The results of the path analysis show that TPF has an insignificant negative effect, FDR has a significant positive effect, ROA has a significant negative effect, and BOPO has a significant negative effect on the Banking Crisis Index.
Determinan Nilai Perusahaan Manufaktur pada Indeks Saham Syariah Indonesia Fifi Afiyanti Tripuspitorini; Iwan Setiawan; Mochamad Edman Syarief; Setiawan Setiawan; Aditya Dais Gumara; Tiara Putie Purwitasari
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 1 (2022): August 2022
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i1.1765

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This study aims to determine the effect of financial performance consisting of Total Assets Turnover (TATO), Current Ratio (CR), Return on Assets (ROA), Debt to Equity Ratio (DER), and macroeconomic factors consisting of inflation, interest rates, and the exchange rate against the value of manufacturing companies on the Indonesian Sharia Stock Index (ISSI) for the 2016-2020 period. Firm value variable is proxied using Tobin's Q ratio. The research method used is descriptive-quantitative method using multiple linear regression analysis techniques. The research object used is financial performance, macroeconomic factors, and the value of manufacturing companies with secondary data derived from data from the Indonesia Stock Exchange (IDX), the Central Statistics Agency (BPS), Bank Indonesia, and the Financial Services Authority (OJK). The research subjects used are manufacturing companies that are included in ISSI with a total sample of 76 companies that have met the criteria for selecting samples using the purposive sampling method. Hypothesis testing was carried out by path analysis using the WarpPLS 7.0 program. The results showed that TATO, ROA, and interest rates had a significant positive effect on the value of manufacturing companies listed on ISSI; CR, DER, and the dollar exchange rate have a significant negative effect on the value of manufacturing companies listed on ISSI; and inflation has no effect on the value of manufacturing companies listed on ISSI.
Komparasi Kinerja Keuangan Bank Umum Syariah dengan Pendekatan RGEC dan Islamicity Performance Index Tiara Putie Purwitasari; Fifi Afiyanti Tripuspitorini; Eni Endaryati; Vivi Kumalasari Subroto
Journal of Applied Islamic Economics and Finance Vol 3 No 1 (2022): Journal of Applied Islamic Economics and Finance (October 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v3i1.3810

Abstract

This study aims to compare the financial performance of Islamic Commercial Banks calculated using the disclosure of materialistic and spiritual values using the RGEC method and the Islamicity Performance Index for the 2016 – 2020 period. Using secondary data, namely the 2016 – 2020 annual financial statements of Islamic banks which have been published on the website an official from each bank. The population in this study is Islamic Commercial Banks taking 12 (twelve) BUS with purposive sampling technique. This research is quantitative comparative research by processing data from the annual financial statements, then explained descriptively. Using 4 indicators from RGEC, namely Risk Profile, Good Corporate Governance, Earnings, and Capital, and 4 indicators from the Islamicity Performance Index, namely Profit Sharing Ratio (PSR), Zakat Performance Ratio (ZPR), Equitable Distribution Ratio (EDR), and Islamic Income vs. Non - Islamic Income. The results of data analysis, it can be concluded that the results of the financial performance of BUS with the RGEC approach are included in the fairly healthy category. While the results of the financial performance of BUS with the Islamicity Performance Index approach are included in the unsatisfactory category. Based on statistical tests, there are differences in the results of the soundness of financial performance when viewed from the RGEC and Islamicity Performance Index approaches.
Pengaruh Pembiayaan UMKM, CAR, dan NPF Terhadap Return on Assets Bank Umum Syariah di Indonesia Hani Nuraeni; Fifi Afiyanti Tripuspitorini; Rosma Pakpahan
Journal of Applied Islamic Economics and Finance Vol 3 No 1 (2022): Journal of Applied Islamic Economics and Finance (October 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v3i1.3876

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MSME financing and CAR are expected to increase the profit of Islamic banks. NPF is a factor that is thought to reduce profits. This study was to determine the effect of MSME financing in the working capital and investment categories, the effect of CAR, and the effect of NPF for Islamic Commercial Banks in Indonesia on ROA. This study uses a descriptive-quantitative method that analyzes secondary data, namely the monthly financial ratios, with multiple linear regression data analysis methods. The results showed that partially the MSME financing variable in the working capital and investment categories did not have a significant effect on ROA, while CAR had a positive and significant effect on ROA, and NPF had no significant effect on ROA. Simultaneously, the variables PUMKM, CAR, and NPF have a positive and significant effect on ROA. The variables PUMKM, CAR, and NPF have a contribution to explaining the profitability of 85.55%.
Pengaruh Receivable Turnover dan Working Capital Turnover terhadap Profitability pada Perusahaan Farmasi yang Terdaftar di BEI Periode 2014-2018 Salma Maisa; Fifi Afiyanti Tripuspitorini; Armansyah M. Sarusu
Indonesian Journal of Economics and Management Vol 1 No 1 (2020): Indonesian Journal of Economics and Management (November 2020)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v1i1.2416

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This final project research is aimed to determine the effect of RTO and WCTO on ROA on pharmaceutical companies listed on the Indonesia Stock Exchange (IDX) period 2014-2018 period. The techniques are used in this research is Purposive Sampling and obtained 7 Pharmaceutical Companies on the IDX which were used as research samples. Secondary data are used in the form of company annual financial statements. The research method used are descriptive and quantitative research. The test is done by panel data regression method which is processed using eviews 10. The selected panel data regression method is the Fixed Effect Model. The results showed that simultaneously RTO and WCTO had a significant effect on profitability (ROA) of pharmaceutical companies listed on the IDX. The partial results showed that RTO had a significant negative effect on profitability (ROA) while WCTO had no significant effect on profitability (ROA) for pharmaceutical companies listed on the IDX.
Pengaruh Total Assets Turnover dan Current Ratio terhadap Return on Assets pada Perusahaan Properti dan Real Estate di BEI (2014-2018) Hanna Arsyanti; Fifi Afiyanti Tripuspitorini; Djoni Djatnika
Indonesian Journal of Economics and Management Vol 1 No 1 (2020): Indonesian Journal of Economics and Management (November 2020)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v1i1.2425

Abstract

The research in this final project was toi know and analyze The Effect of Total Assets Turnover and Current Ratio to Return On Assets in Property and Real Estate Companiesl on the Indonesian Stock Exchange in the periode 2014-2018. The type of data used is secondary data in the form of the company’s annuall financial statement. In the research, there are 7 Property and Reall Estate Companies on the Indonesia Stock Exchangei which are sampled research. The research method used is descriptive and quantitative research. The test is done by panel data regression which eviews 10. The selected panell data regression method is Fixed Effect Model. The research result show that Total Assets Turnover has a positive impactt to Return On Assets and Current Ratio has not impact to Return On Assets. Total Assets Turnover and Current Ratio have a simultaneous effect to Return On Assets.
Co-Authors Abdul Azid Aditya Dais Gumara Aida Azmi Nabila Aldiansyah Aldiansyah Anisa Herdian Anisa, Linda Sri Armansyah M. Sarusu Arry Irawan, Arry Arwan Gunawan Barnas, Benny Barnas, Benny Dadang Hermawan Dahtiah, Neneng Diharpi Herli Setyowati Dinda Siti Nur'ainiyyah Djoni Djatnika Ega Risti Safany Endang Hatma Juniwati ENI ENDARYATI Fauziah Salma Febrin Ayu Salsabila Hadiani, Fatmi Hani Nuraeni Hanna Arsyanti Hasbi Assidiki Mauluddi Ibtisamah, Rana Imam Fadhilah, Fathur Ishak, Jouzar Farouq Iwan Setiawan Julia Loviana Pratiwi Kristianingsih Kristianingsih Kusnadi, Hani Kustyanti Linda Sri Anisa Linda Sri Mulyati Listy Septia Cahyani Mochamad Umar Mai Muhamad Arif Nugraha Muhammad Tribuana, Fizar Muharomah, Jamilah Mutiara Septiani Tasya Nabilah Haeronisa Nabilla Permata Suci Nabilla Septhiani Nadiya Zahra Rahmatullah Nanda Juliana Setiawan Nisa Arinda Novianty, Ira Nurdin, Ade Ali Nuzul, Dinda Amanda Ainun Pakpahan, Rosma Prasetyo, Bintang Dwi Pujastuti, Deti Purbayati, Radia R. Azky Afina Fasa Radia Purbayati Rahmawati, Dina Alya Rani Putri Kusuma Dewi Reni Nuraeni Riauli Susilawaty Hutapea Ruhana, Nafisah Salma Maisa Salma Nabila Mustika Sari, Ricka Wulan Sekar Putri Yuandra Setiawan Setiawan Setiawan Setiawan Setiawan Setiawan, Nanda Juliana Setyowati, Diharpi Herli Shalsyabilla Kasandra Midfi Shella Salsabila Dwi Astuti Syarief, Mochamad Edman Tamara, Destian Arshad Darulmalshah Teti Sofia Yanti Tiara Putie Purwitasari Tiara Putie Purwitasari Tjetjep Djuawarsa Tjetjep Djuwarsa Tri Lestari, Hesti Vivi Kumalasari Subroto Wika Hasna Asyifa Yanti Rufaedah, Yanti