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PELAKSANAAN PERJANJIAN KREDIT MODAL USAHA ANTARA USAHA EKONOMI DESA/KELURAHAN DENGAN MASYARAKAT KOTA PEKANBARU Ridho Alamsyah; Hayatul Ismi; Ulfia Hasanah
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Vol 6, No 2 (2019): Juli - Desember 2019
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum

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Abstract

The economic development of a region's community is seen from how many people live below the poverty line, the cause of poverty is the absence of income from each of these communities. For people who want to apply for a loan to get a business capital loan from the Savings and Loans Village Economy Business (UEK-SP) is by entering into an agreement between the community (Debtor) and Savings and Loans Village Economy Business (UEK-SP) in this case as a creditor.This type of research can be classified in the type of sociological (empirical) legal research, because in this study the authors directly conduct research at the location or place of study in order to provide a complete and clear picture of the problem under study. This research was conducted in the Savings and Loans Village Economic Business (UEK-SP) Pekanbaru City, because every kelurahan in Pekanbaru had Savings and Loans Village Economic Enterprises while the population and sample were the Chairman of the Savings and Loans Village Economy Business in Pekanbaru City, Head of Community Empowerment Section Mayor Office Pekanbaru and Chair of the Pekanbaru City Urban Empowerment Program. Data sources used are primary data and secondary data. Data collection techniques in this study were interviews, and literature reviewThe conclusions that can be obtained from the results of the study are First, the Economic Status of Savings and Loans Village Businesses (UEK-SP) has been regulated in the Governor Regulation and Permendagri Number 06 Year 1998 Concerning Economic Savings in Village Savings and Loans (UED-SP). Only the status as a legal entity or not is still not clearly and firmly regulated. Second, the Savings and Loans Village Economy Business (UEK / D-SP) can carry out savings and loan activities.and Third, the inhibiting factors for the implementation of savings and loan agreements for the economy of urban village savings and loans (UEK-SP) consist of Status (UEK / D-SP), savings and loan agreements (UEK / D-SP) require a long time, customer loan installment payments do not everything is smooth, Guidance and Supervision of the Credit Capital Business Customers are less than optimal, and Financial ResourcesKeywords: Implementation, Credit Agreement, Business Capital, Village Economy Business, Savings and Loans, Community, Pekanbaru.
Tinjauan Siyasah Dusturiyah Terkait Hukuman Mati Berdasarkan UU No. 1 Tahun 2023 KUHP Nurhafiza Nurhafiza; Ridho Alamsyah; Aisyah Alwiyah; Muhammad Razi Asarwani
ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 2 No. 1 (2024): Januari : Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/aladalah.v2i1.653

Abstract

The death penalty is the heaviest punishment in history which since the existence of Ham the death penalty has begun to be criticized and is no longer applied. However, some Islamic countries still apply the death penalty for convicts with serious cases. Basically, Islamic teachings come first compared to the principles and principles in Duham, which raises the pros and cons in society as well as society in countries with the most Muslims but are democratic countries. This research is a normative research in which the author examines Law No. 1 of 2023 Criminal Code on conditional death penalty. Islamic perspective is also presented in looking at this regulation. This research uses library research techniques by using materials in the form of books and journals as well as Law No. 1 of 2023 Criminal Code. The results of this study indicate that the death penalty is very contrary to the principle of Ham, namely the right to life, also in Islam this must be minimized because Islam is also a religion that protects the soul.
ANALISIS YURIDIS TERHADAP IMPLEMENTASI PERMENDAG NO 1 TAHUN 2022 Ridho Alamsyah; Askana Fikriana; Muhammad Razi Asarwani; Daniel Mahendra
Al Qisthas Jurnal Hukum dan Politik Vol. 15 No. 1 (2024): Januari-Juni 2024
Publisher : Jurusan Hukum Tata Negara Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/alqisthas.v15i1.9342

Abstract

Ketidakstabilan harga minyak goreng sering kali menimbulkan keresahan dimasyarakat. Naik-turunnya harga minyak membuat masyarakat khawatir karena harga lebih sering naik dari pada turun. Penelitian ini bertujuan untuk menganalisis terkait perbandingan harga minyak dari tahun 2020 sampai 2022 dan dihubungkan dengan respon pemerintah yang dituangkan dalam sebuah kebijakan. Metode yang digunakan dalam penelitian ini yaitu metode kualitatif dengan melakukan analisis deskriptif terhadap kebijakan-kebijakan Menteri Perdagangan dan dikaitkan dengan berita-berita yang memaparkan harga minyak goreng dari tahun 2020 sampai 2022. Hasil penelitian menunjukkan bahwa pemerintah telah berupaya dalam menangani harga minyak goreng yang tidak stabil. Hal ini dapat kita lihat dari beberapa evaluasi kebijakan Menteri Perdagangan yang semakin ketat dalam mengatur terkait minyak goreng di Indonesia. Walaupun masih terdapat beberapa oknum yang tidak mematuhi peraturan yang telah di tetapkan namun hanya sebagian kecil sehingga dapat dikatakan PERMENDAG berhasil menekan harga minyak goreng di Indonesia.
The Influence of Sharia Financial Literacy, Risk Perception, and Social Influence on Sharia Financial Inclusion of Gen Z: The Role of Interest Mediation Ridho Alamsyah; Suhardi, Suhardi; Effendi Sugianto
AKUA: Jurnal Akuntansi dan Keuangan Vol. 4 No. 2 (2025): April 2025
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/akua.v4i2.4199

Abstract

This study analyzes the role of interest mediation in the relationship between Islamic financial literacy, risk perception, and social influence on Islamic financial inclusion in Generation Z. This study uses a quantitative approach with a survey method of 310 Gen Z respondents in Bangka Belitung. The analysis was conducted using Structural Equation Modeling (SEM) to test the relationship between variables, including the role of interest mediation in encouraging Islamic financial inclusion. The results of the study show that interest plays a significant mediator in the relationship between Islamic financial literacy and Islamic financial inclusion. Islamic financial literacy has a positive impact on interest, which in turn increases Islamic financial inclusion. However, risk perception negatively impacts interests, which hinders Islamic financial inclusion. Conversely, social influence has a direct positive impact on Islamic financial inclusion without the need to be mediated by interest. The implications of this study show the need for Islamic financial literacy education in the form of interactive digital and product transparency to reduce risk perception. In addition, the use of social influence through communities and technology-based incentives can increase interest in Islamic financial products.