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All Journal IQTISHODUNA Journal of Indonesian Tourism and Development Studies JAM : Jurnal Aplikasi Manajemen Journal of Indonesian Applied Economics International Journal of Local Economic Governance Jurnal Bina Praja Warta Penelitian Perhubungan MABIS: Manajemen dan Bisnis Ecces: Economics, Social, and Development Studies Journal of Economic, Business and Engineering (JEBE) Warta Penelitian Perhubungan Al-Infaq : Jurnal Ekonomi Islam
Multifiah .
Department Of Economics, Faculty Of Economics And Business, Universitas Brawijaya
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Journal : iqtishoduna

 1 
PRAKTIK BANK THITHIL DAN IMPLIKASINYA MENURUT PANDANGAN MASYARAKAT MUSLIM WILAYAH PERKAMPUNGAN BETHEK KOTA MALANG Saputra, Arnanda Aji; Multifiah, Multifiah
IQTISHODUNA IQTISHODUNA (VOL 9, NO 1.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.582 KB) | DOI: 10.18860/iq.v0i0.2279

Abstract

The present study aimed at finding out various practices of Bank Thithil at Bethek Urban Village, Malang, along with the people’s perception and the impact of such practices towards the people’s welfare. Employing qualitative approach, this study focuses on the people’s perception, particularly those belonging to debtors trapped in Bank Thithil, such bank’s creditors, and some local cultural leaders, who lived at Bethek Urban Village, Malang. Data collection was carried out by interviews, observation and documentation. In analyzing the data, Miles Huberman’s analysis was employed which consisted of the following action: collection, reduction, display, and conclusion drawing supported by a phenomenological method which tried to capture and understand the reality. The result showed that Bank Thithil at Bethek Urban Village belonged to an informal financial organization as it was not a legal entity. As a consequence, the creditors may set rules of loan and sanctions without any reference to the legal law of financial organizations in Indonesia. The people’s perception towards Bank Thithil was various; some people felt fine with its practices because they need it and some another people strongly disagreed for some reasons, one is the prohibition on Islamic law.
IDENTIFIKASI MODAL SOSIAL PADA PROGRAM PEMBERDAYAAN MASYARAKAT MISKIN MELALUI DANA ZAKAT, INFAK DAN SEDEKAH Agustin, Atut Frida; Ashar, Khusnul; Multifiah, Multifiah
IQTISHODUNA IQTISHODUNA (VOL 9, NO 1.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (430.981 KB) | DOI: 10.18860/iq.v0i0.2277

Abstract

Paradigma based on this research is naturalistic paradigm sourced from phenomenologist which more criticize on positivism approach which considered to rigid, black and white, also toomuch obeying the concept. According to knowledge paradigm an social science also problem to be answered in this research, the research uses qualitative approach. The research finding are: 1) people empowerment in Sumberoto village based on Islamic religious values, they are believing, purity, and ukhuwah islamiah (Islam brotherhood). This model is also built by trust and norm (rule) in society with reciprocal relations. While system used is network, with voluntary, similarity, freedom, and civilization, moved by proactive all empowerment management. 2) moral value reflected in social capital and religious value has played role in producing poor people empowerment model more fair, independence, honorable, and continued without losing humanity. That’s the poor people empowerment model which became this research’s thesis.
Co-Authors Ahmad Syatir Alfi Muflikhah Lestari Alfi Muflikhah Lestari Arif Hoetoro Armanu Toyib Arnanda Aji Saputra Asfi Manzilati Atut Frida Agustin Candra Aji Kusuma Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dias Satria Jenu Widjaja Tandjung Khusnul Ashar Kusuma, Candra Aji Laili Hurriati M. Pudjihardjo Marlina Ekawaty Nurul Badriyah Nurul Hidayah Rofai, Yuli Sabrina Mufidha Syatir, Ahmad Umar Burhan, Umar Wildan Syafitri