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All Journal Jurnal Ilmiah Mahasiswa FEB International Journal of Local Economic Governance Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan KACANEGARA Jurnal Pengabdian pada Masyarakat GEMA EKONOMI JMD: Jurnal Riset Manajemen & Bisnis Dewantara International Journal of Economics, Business and Accounting Research (IJEBAR) Bisman (Bisnis dan Manajemen): The Journal of Business and Management Jurnal Penelitian Manajemen Terapan (Penataran) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Abdiraja Jurnal Ekonomi dan Manajemen (JEKMA) Jurnal Abdi Masyarakat Multidisiplin Journal of Social And Economics Research Journal of International Conference Proceedings Jurnal Manajemen Bisnis Kewirausahaan Gemilang: Jurnal Manajemen dan Akuntansi Journal of Artificial Intelligence and Digital Business Journal of Economics and Social Sciences Research Trend in Technology and Management Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Islamic Economics and finance in Focus (IEFF) Jurnal Semesta Ilmu Manajemen dan Ekonomi Brilliant International Journal of Management and Tourism
Umar Burhan
Faculty Economics And Business Of Brawijaya University Malang
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Nursing Public Health Social Sciences Other

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KAJIAN ATAS FUNGSI SOSIAL PADA TINDAKAN EKONOMI PELAKU LEMBAGA KEUANGAN MIKRO SYARIAH Satria, Awang Tri; Burhan, Umar; Manzilati, Asfi
MediaTrend Vol 10, No 1 (2015): Maret
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to: 1) determine how actors in sharia microfinance institutions provide the perception toward the social function of the economic action undertaken. 2) determine the form of the social functions performed by the actors in sharia microfinance institutions. This study used a qualitative method with phenomenological approach.The findings of this study are: 1) the perception of the social function by the actors of sharia microfinance institutions respectively: a) perception of social function is as management of zakat, infaq, and alms known in the concept of Baitul Maal. b) the social function as a medium of empowerment of poor communities where the sharia microfinance institutions are capable in producing new entrepreneurs. c) the social function as propaganda/symbols of Islam, Islamic microfinance institutions serve to eradicate the practice of existing usurer in the community. 2) The form of social functions held by sharia microfinance institutions are: a) The distribution of social grants, the distribution of development aid in the form of mosques, procurement assistance of Al-Quran,  home renovation, distribution of Zakat funds as well as scholarships to students who cannot afford school. b) Help the poor public capital, capital assistance is intended for the poor, capital assistance is also easy for small traders in accessing financing. c) Optimalization the role of sharia microfinance institutions by opening branches in remote areas which aim to facilitate the public in accessing Sharia financial institutions and also propaganda symbols of Islam in religious activities.
MENAKAR KINERJA PERSEDIAAN BAHAN MELALUI TURN OVER RASIO (TOR) PADA UMKM PERTANIAN : Inventory Performance, Turn Over Ratio, UMKM Burhan, Umar
GEMA EKONOMI Vol 9 No 2 (2020): GEMA EKONOMI
Publisher : Fakultas Ekonomi Universitas Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55129/.v9i2.1342

Abstract

Inventory for business units is a support for production activities, so that the inventory stock is neither too large nor too small, because it is directly related to the costs incurred. Likewise in the agricultural industry, there is a tendency for commodity prices to fluctuate and have high turnover. In order to increase inventory turnover at minimal cost, it requires careful inventory management. Inventory turnover is one indicator of an inventory's performance. Performance measurement can be done by calculating the material turnover ratio (TOR). The purpose of this study is to measure the performance of raw material inventory through the calculation of Turn Over Ratio (TOR). This research was conducted at one of the agricultural MSMEs in Gresik, which produces packaged rice. The data used are primary data from observation and documentation, in the form of stock data and the use of raw materials for six months, from January to d. June 2020. The results showed that the performance of raw material inventory in the warehouse was still low, with a TOR value of only 0.08 s / d. 3.05 times and the long duration of storing raw material inventories in warehouses ranges from 8.19 s / d. 322.60 days, during the six months of observation.
The Role of Productive Waqf for Public Welfare (Study Case of Nadzir Foundation In University of Islam Malang) Yuli Rofai; Umar Burhan; Multifiah Multifiah
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (967.818 KB) | DOI: 10.21776/ub.ijleg.2016.002.02.6

Abstract

Productive Waqf for VIP room (Very Important Person) in RSI Malang (Islamic Hospital of Malang) which is managed by the foundation of Nadzir in Universiy of Islam Malang is a pilot project of productive waqf  that comes from the grants provided by the Ministry of Religious Affairs. The public strongly supports Productive Waqf for VIP room in RSI Malang and make the VIP room is never empty. So that in less than 7 (seven) years the VIP building have reached BEP (Break Event Point). Nadzir foundation of Universiy of Islam Malang is also developing productive waqf by adding a VIP room and build a minimarket Al Khaibar. The existence of a pilot project of productive waqf VIP room and minimarket is perceived by the public. The construction of the VIP room in RSI Malang and minimarket create new jobs for the people. Productive waqf which is managed Nadzir foundation in University of Islam Malang is expected to be able  to continue the developing and give more benefit to society.Keywords: Productive waqf, Welfare, Nadzir
The Determinant of Moslem’s Decision in Performing Commerce Zakat Payment: Case Study in Malang City, East Java Province Santi Merlinda; Umar Burhan; Marlina Ekawaty
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (830.631 KB) | DOI: 10.21776/ub.ijleg.2016.002.01.7

Abstract

Zakat has known as one of the vital instrument in economic that holds some benefits for increasing aggregate demand, expanding job opportunities, reducing poverty and triggering economic growth. As one of the large cities in East Java Province, Malang has a potential issue through commerce zakat which most of the people’s livelihood engaged to and composition of regional income (PDRB) is dominated by a commerce sector. On the other hand, it is not supported by the real condition in the field that shows the opposite compared to the low percentage of commerce Zakat payer. Based on the reason, the author is triggered to investigate and to elaborate the complexity of Moslem’s decision in performing commerce zakat payment. This research relies on Multistage Sampling Method involved 100 participants by taking location at Malang. Furthermore, the accumulated data field is analyzed through Logit Method to identify the influential factor of the decision in Zakat payment. Processed data binary logit regression determines the most influential factor of Moslem’s decision in performing commerce zakat payment in Malang which relies on the level of income and their knowledge about Zakat’s scheme. According to this result, businessmen or traders who have high income level and moderate comprehension of laws, percentage, extrapolation, nisab, and paying period of commerce zakat have bridged up into a higher probability to perform commerce zakat. Whereas level of age, formal education, non-formal education, motivation, availability of Amil Zakat Institution (LAZ) and business period do not affect the decisions.Keywords: decision to perform Zakat, Commerce Zakat, Logit Analysis, Malang City
The Effect of Government Spending on Education, Health and Social Protection Sectors Towards the Human Development Index in Central Kalimantan Mailassa’adah Mailassa’adah; Pudjihardjo Pudjihardjo; Umar Burhan
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2019.005.01.5

Abstract

Education and health are became the main capitals that must be owned by a nation to improve its potency. In addition to education and health, social protection is a policy that designed by the government in order to finance all kinds of efforts that purposed to assist citizens who have social problems to become capable in fulfilling their basic needs. This study aims to determine the effect of government expenditure eon education, health and social protection sectors towards the Human Development Index, and what sector that most influential to the HDI among those three. The results of this study showed a positive and significant impact in all sectors particularly for the government spending on the education sector as the most influential one. This study uses a quantitative approach, the characteristics of the data and information used by researchers in this study are macro in nature, so the quantitative approach is relevant to this research.
Inheritance VS Intertemporal Consumption Rina Oktavia; Burhan M. Umar; Manzilati Asfi
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (683.005 KB) | DOI: 10.21776/ub.ijleg.2016.002.02.10

Abstract

There is a difference between the final goal of conventional economics and Islamic economics. This difference is about intertemporal consumption. In conventional economics, every human being trying to meet the needs through consumption activities. It is known as the term “intertemporal consumption”. Intertemporal consumption is the consumption activities which are carried out in two periods, both present and future. Income (Y) obtained by a person is the sum of consumption (C) and savings (S) which is written in a mathematical function Y = C + S. However, in Islamic economics is known the term ”inheritance” which is the income of someone unused until someone dies thus distributed to the heirs. Thus, a person's income in Islamic economics is not just an accumulation of consumption (present and future) and savings, but also inheritance which is an instrument of wealth distribution to the heirs after death. This a literature study. And this research tries to explain the difference between inheritance as part of intertemporal consumption in Islamic economics perspective and intertemporal consumption in conventional economics perspective. From this research about inheritance and intertemporal consumption, we will know more clearly about the fundamental difference from conventional economics and Islamic economics.Keywords: Inheritance, Intertemporal Consumption, Islamic Economics, Conventional Economics
ANALISIS KINERJA MANAJEMEN RISIKO PEMBIAYAAN DAN PENGARUHNYA TERHADAP RETURN ON ASSET (ROA) PADA PT BANK SYARIAH MANDIRI Rengga Kusumah; Umar Burhan
Jurnal Ilmiah Mahasiswa FEB Vol 3, No 2: Semester Genap 2014/2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (763.683 KB)

Abstract

This study aims to determine how the development of the quality of financing risk management performance in PT Bank Syariah Mandiri represented by Non Performing Financing (NPF) profit sharing principle and Non Performing Financing (NPF) non-profit sharing principle. This study is also to determine the effect of the quality of financing risk management performance against Return on Assets (ROA) in PT Bank Syariah Mandiri. ROA is more appropriately used to measure performance or achievements that are affected by the NPF, because one of the elements ROA is financing. Data analysis method used in this research is multiple linear regression analysis. These results indicate that the quality of the risk management performance of PT Bank Syariah Mandiri decreased. Then NPF profit sharing principle has no effect on ROA, while NPF non-profit sharing principle has a negative effect on ROA. Keywords: Financing Risk Management, Return on Assets (ROA), Non Performing Financing (NPF)
THE IMPLICATIONS OF TRANSACTION COSTS FOR SALT FARMERS' INDEPENDENCE IN PESANGGRAHAN VILLAGE, KWANYAR DISTRICT, BANGKALAN REGENCY Kusairi Kusairi; Umar Burhan; Asfi Manzilati
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.7091

Abstract

Transaction costs include negotiation, the cost of doing every exchange transaction and usually occur outside the production costs. Transaction costs arise because of the inability to meet the requirements of the salt farmers in making passes. This study aims to identify the cost implications of the independence transksi salt farmers in the Village Pesanggrahan District Kwanyar Bangkalan. The research method in this study is a qualitative method of data collection techniques on interviews and field notes. This study has two types of key informants and informant informant supporters. Results from this study is the existence of transaction costs initiated by salt farmers who do not have passes. Letters road normally used in order to sell directly to the salt production salt factory. The transaction costs in the form of rental fees permit to the owner of the letter. It starts from the farmers who decide to execute contract so that all circuit buying and selling going on striving to independence salt farmers.
Peran Kepuasan Memediasi Pengaruh Brand Image terhadap Loyalitas Konsumen pada Bank BRI Cabang Gresik Burhan, Umar; Rosyihuddin, Muhammad
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 6 No. 3 (2023): November 2023
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v6i3.2908

Abstract

At the point when the quantity of grievances expands, one of the sides that drives this examination is the length of the client line process. Expanding the quantity of objections will cause disappointment and a deficiency of client steadfastness. The point of this exploration is to assess customer devotion as the reliant variable of brand picture, which is the free factor, and fulfillment, which is the interceding variable. One more point of this exploration is to decide the amount of direct impact brand image and fulfillment possess on purchaser dependability, as well as how much circuitous impact brand picture has on faithfulness through fulfillment. This exploration was planned utilizing a quantitative technique approach, 99 respondents participated in this quantitative-based writing project, which had its object at the Gresik branch of Bank BRI. From the in general factual test yield completed with the SEM SmartPLS form 3.0 application, brand picture fundamentally affects purchaser fulfillment and devotion, and fulfillment likewise altogether affects buyer dedication. Brand picture significantly affects dedication through fulfillment as a go-between factor. This shows that customers consider a decent brand picture and fulfillment, which will make a reliable demeanor.
PERAN LINGKUNGAN, BEBAN KERJA DAN PENGETAHUAN TERHADAP KINERJA PEGAWAI Ririn Yuniarsih; Umar Burhan; Suharto; Tri Cicik Wijayanti
Jurnal Ekonomi dan Manajemen Vol. 3 No. 2 (2024): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

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Abstract

Fokus penelitian ini adalah Dinas Cipta Karya dan Kawasan Perumahan Kabupaten Gresik. Tujuan dari penelitian ini adalah untuk mengembangkan dan mengembangkan sumber daya manusia yang berkualitas, terampil, dan berdaya saing sehingga dapat menghasilkan kinerja yang baik. Dengan demikian, tujuan dari penelitian ini adalah untuk menentukan pengaruh pengetahuan, budaya, dan lingkungan terhadap kinerja karyawan. Metode penelitian ini menggunakan pendekatan deskriptif kuantitatif yaitu penelitian yang dilakukan untuk mengetahui nilai satu atau lebih variabel independen tanpa melakukan perbandingan atau melihat hubungannya dengan variabel lain. populasi terdiri dari 130 individu, dan 100 responden adalah sampel. Data primer dan data sekunder atau kuisioner dikumpulkan. Metode analisis data meliputi koefisien determinasi, uji validitas dan reliabilitas, analisis statistik deskriptif korelasi, normalitas klasik, multikolinearitas, heteroaskedastisitas, autokorelasi, regresi linier berganda, uji T dan F. Hasil penelitian menunjukkan bahwa lingkungan, beban kerja, dan pengetahuan mempengaruhi kinerja pada Dinas Perumahan dan Permukiman Cipta Karya Kabupaten Gresik (DKPKP) secara bersamaan. Hal ini dibuktikan dengan nilai Fhitung > Ftabel. Sedangkan secara parsial masing-masing variabel lingkungan, beban kerja dan pengetahuan mempunyai pengaruh positif dan signifikan terhadap kinerja karyawan. Dalam meningkatkan kinerja pegawai perlu memperhatikan faktor-faktor yang mempengaruhinya antara lain lingkungan kerja yang nyaman, beban kerja yang optimal dan pengetahuan yang relevan dengan tugas dan tanggung jawab pegawai.
Co-Authors A. Maya Rupa Anjeli Adama, Muhamad Adiba Fuad Syamlan Adiba Fuad Syamlan Ainul Yaqin ANISAUL HASANAH Asfi Manzilati Awang Tri Satria Azizi, Mochammad Zain Balqiz Fauziah Dewa, Romero Rafliansyach Kusuma Hamdani, Farid Ilham, Rachmad Kardina Balghis Kusairi Kusairi Kusumah, Rengga M. Mafudz Mailassa’adah Mailassa’adah Marlina Ekawaty Muhammad Hikamush Shofi Multifiah . Multifiah Multifiah Musafak Khoiri Nabilatul Leila Ihsani Putri Pramitasari S.Ant S.Ak M.Ak, Dini Ayu Pribadi, Achmad Afif Fajar Pudjihardjo Pudjihardjo Rachmad Ilham Rengga Kusumah Rina Oktavia Ririn Yuniarsih Rofai, Yuli Rosyihuddin, Muhammad Rusdiyanto Rusdiyanto, Rusdiyanto Santi Merlinda Saputra, Faishal Reza Setyorini, Haryati Silvia Setia Ningrum Sudarman, Suhaily SUHARTO Suharto Suharto Suharto Suharto Sundari, Sri Sutiyowati syafii, mochamad - Tri Cicik Wijayanti Tsaniyah, Fadhilatur Rahmah tuharea, firdaus indrajaya Ulum, M Bustanul Yuli Rofai Zulyani Zulyani