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Department Of Economics, Faculty Of Economics And Business, Universitas Brawijaya
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Journal : International Journal of Local Economic Governance

 1 
Agency Problem and Its Enforcement In Funding Mudharabah: Study of Baitul Maal wa Tamwil Usaha Gabungan Terpadu Sidogiri, Malang Branch Multifiah Multifiah; Asfi Manzilati; Laili Hurriati
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (509.253 KB) | DOI: 10.21776/ub.ijleg.2015.001.01.7

Abstract

This research aims to: (1) Find out the mechanism of funding mudharabah on BMT UGT Sidogiri, Malang branch. (2) Analyze the emergence of agency and its enforcement in funding mudharabah on BMT UGT Sidogiri Malang branch. Qualitative approach was used in this research method using a case study. Research findings show that: (1) There is no appropriateness of mechanism application of shared profit in terms of its requirement and its payment related to its decision of shared profit as it does not conform to DSN-MUI’s fatwa and concept as well as sharia economist’s opinion. (2) The presence of agency issue which is adverse selection encountered by BMT UGT as it is related to customer’s character which is unpredictable as well as the presence of moral hazard in the form of unconformity of financial use available in contract. This results from BMT’s incapability of doing intensive watch. (3) The enforcement already performed was by monitoring via direct interaction and giving intensives in the form of limitation decided by BMT UGT such as a long term restriction and the amount of funding.Keywords: theory of agency, enforcement, mudharabah, BMT
The Farming Land Tenure by Corporation: People’s Economic Rights Protection Perspective Multifiah Multifiah; Marlina Ekawaty; Debby Radina Herdiastiti
e-2477-1929
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (586.946 KB) | DOI: 10.21776/ub.ijleg.2015.001.01.4

Abstract

Recruitment is a series of events to find and attract job applicants motivation, ability, skills and knowledge required in order to cover the flaws identified in the staffing plan. In most of the industrial age, family networks continue to complement the main base manpower recruitment. The purpose of this study is to determine the role of social capital networks as a method of recruitment. The analysis method used is descriptive qualitative approach. "Contacts " in the network to help job seekers with a very effective way to find new jobs. Social capital is measured by the extent of the network - a network of friends. Bridging social capital a person enters the labor market as well as those who are still unemployed . Salt cellar is one of the cigarette industry that leverage social capital networks in recruitment method. In addition to family networks, private networks in each individual also profitable. On the side of the ladder for example. Size of personal networks of individuals have a positive influence and should be counted on the possibility of getting a job. Private network through friends, neighbors and contacts also help candidates salt warehouse laborers to enter the enterprise. In conclusion, the significant role of social capital networks in recruitment in PT Gudang Garam Tbk Kediri, East Java. Skipped Network is friendship, family, and " contact" (personal networks).
The Farming Land Tenure by Corporation: People’s Economic Rights Protection Perspective Multifiah, Multifiah; Ekawaty, Marlina; Herdiastiti, Debby Radina
International Journal of Social and Local Economic Governance Vol. 1 No. 1 (2015)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2015.001.01.4

Abstract

Recruitment is a series of events to find and attract job applicants motivation, ability, skills and knowledge required in order to cover the flaws identified in the staffing plan. In most of the industrial age, family networks continue to complement the main base manpower recruitment. The purpose of this study is to determine the role of social capital networks as a method of recruitment. The analysis method used is descriptive qualitative approach. "Contacts " in the network to help job seekers with a very effective way to find new jobs. Social capital is measured by the extent of the network - a network of friends. Bridging social capital a person enters the labor market as well as those who are still unemployed . Salt cellar is one of the cigarette industry that leverage social capital networks in recruitment method. In addition to family networks, private networks in each individual also profitable. On the side of the ladder for example. Size of personal networks of individuals have a positive influence and should be counted on the possibility of getting a job. Private network through friends, neighbors and contacts also help candidates salt warehouse laborers to enter the enterprise. In conclusion, the significant role of social capital networks in recruitment in PT Gudang Garam Tbk Kediri, East Java. Skipped Network is friendship, family, and " contact" (personal networks).
Agency Problem and Its Enforcement In Funding Mudharabah: Study of Baitul Maal wa Tamwil Usaha Gabungan Terpadu Sidogiri, Malang Branch Multifiah, Multifiah; Manzilati, Asfi; Hurriati, Laili
International Journal of Social and Local Economic Governance Vol. 1 No. 1 (2015)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2015.001.01.7

Abstract

This research aims to: (1) Find out the mechanism of funding mudharabah on BMT UGT Sidogiri, Malang branch. (2) Analyze the emergence of agency and its enforcement in funding mudharabah on BMT UGT Sidogiri Malang branch. Qualitative approach was used in this research method using a case study. Research findings show that: (1) There is no appropriateness of mechanism application of shared profit in terms of its requirement and its payment related to its decision of shared profit as it does not conform to DSN-MUI’s fatwa and concept as well as sharia economist’s opinion. (2) The presence of agency issue which is adverse selection encountered by BMT UGT as it is related to customer’s character which is unpredictable as well as the presence of moral hazard in the form of unconformity of financial use available in contract. This results from BMT’s incapability of doing intensive watch. (3) The enforcement already performed was by monitoring via direct interaction and giving intensives in the form of limitation decided by BMT UGT such as a long term restriction and the amount of funding.Keywords: theory of agency, enforcement, mudharabah, BMT
The Role of Productive Waqf for Public Welfare (Study Case of Nadzir Foundation In University of Islam Malang) Rofai, Yuli; Burhan, Umar; Multifiah, Multifiah
International Journal of Social and Local Economic Governance Vol. 2 No. 2 (2016)
Publisher : Institute of Research and Community Service, University of Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ijleg.2016.002.02.6

Abstract

Productive Waqf for VIP room (Very Important Person) in RSI Malang (Islamic Hospital of Malang) which is managed by the foundation of Nadzir in Universiy of Islam Malang is a pilot project of productive waqf  that comes from the grants provided by the Ministry of Religious Affairs. The public strongly supports Productive Waqf for VIP room in RSI Malang and make the VIP room is never empty. So that in less than 7 (seven) years the VIP building have reached BEP (Break Event Point). Nadzir foundation of Universiy of Islam Malang is also developing productive waqf by adding a VIP room and build a minimarket Al Khaibar. The existence of a pilot project of productive waqf VIP room and minimarket is perceived by the public. The construction of the VIP room in RSI Malang and minimarket create new jobs for the people. Productive waqf which is managed Nadzir foundation in University of Islam Malang is expected to be able  to continue the developing and give more benefit to society.Keywords: Productive waqf, Welfare, Nadzir
Co-Authors Ahmad Syatir Alfi Muflikhah Lestari Arif Hoetoro Armanu Toyib Arnanda Aji Saputra Asfi Manzilati Atut Frida Agustin Candra Aji Kusuma Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dias Satria Jenu Widjaja Tandjung Khusnul Ashar Kusuma, Candra Aji Laili Hurriati Marlina Ekawaty Rofai, Yuli Sabrina Mufidha Syatir, Ahmad Umar Burhan, Umar Wildan Syafitri