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The Effectiveness of the Zakat, Infaq and Alms (ZIS) Fund Distribution Program in the Form of Scholarships for Underprivileged Muslim Students by the Amil Zakat Agency National (BAZNAS) Langkat Regency in 2020 Nurma Hasanah; Imsar Imsar; Suwandi Suwandi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 3 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.195 KB) | DOI: 10.47467/alkharaj.v4i3.717

Abstract

The purpose of this study was to determine (1) the effectiveness of the zakat, infaq and alms (ZIS) distribution program in the form of scholarships, (2) the challenges faced in distributing zakat, infaq and alms (ZIS) funds in the program, (3) efforts made in overcoming the attacks of zakat, infaq and alms (ZIS) funds in the scholarship program. Data collection in this study used the method of documentation and semi-structured interviews. The results of this study indicate that the level of effectiveness of the zakat, infaq and alms (ZIS) fund distribution program in the form of scholarships is in the ineffective category, this is because scholarship funds become victim grant funds during the pandemic. Keywords: Effectiveness, scholarships, ZIS
Pengaruh Perceived Value dan Trust terhadap Loyalitas Nasabah Asuransi Syariah Prudential Imsar Imsar; Juliana Nasution; Laila Hafni
Da'watuna: Journal of Communication and Islamic Broadcasting Vol 2 No 3 (2022): Da'watuna: Journal of Communication and Islamic Broadcasting
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (370.533 KB) | DOI: 10.47467/dawatuna.v2i3.1815

Abstract

According to Islamic law, Islamic insurance is an effort to protect each other and help between many people and parties through investment or assets, or among many people and parties through investment in the form of assets or tabarru'. Risk through contract (contract). This study aims to determine the effect of perceived value and trust on the loyalty of Prudential Islamic insurance customers, both in part and in general. The method used in this research is the quantitative method. The survey data was obtained from the survey by searching for the sample using the Slovin method. Survey was conducted on 83 customers of PT Prudential Life Assurance Syariah Division Tebing Tinggi. Questionnaire using hypothesis testing using SPSS software version 25 and using linear data using multiple linear regression analysis. The result of this research is that the variables of perception, perceived value and trust, have a positive and significant effect on loyalty. Second, the variable iperceived value also has a positive and significant effect on loyalty, and the itrust variable also has a positive and significant impact on the loyalty of Prudential Islamic insurance customers. Kata kunci : Perceived Value, Trust, Loyalty, Sharia Insurance
The Effect of Export, Islamic Mutual Fund, and Labor Force on Economic Growth in Indonesia Imsar Imsar; Khairina Tambunan; Ranti Silviani; Muhammad Ikhsan Harahap
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4580

Abstract

 This study aims to determinethe effect of exports, islamic mutual funds, and the labor force on economic growth. This is quantitative research with associative approach. The data used were secondary data which was obtained through the official website of the Central Statistics Agency (CSA) and the Financial Services Authority (FSA). The study used multiple linear regression analysis with the Ordinary Least Square (OLS) method by the E-Views version 10 program. From the results obtained, it can be explained that exports had a significant positive effect on Indonesian's economic growth.Islamic mutual funds had a negative significant effect while the labor force had a positive significant effect the labor force on Indonesia's economic growth. In the F (simultaneous) test there was a simultaneous significant effect among exports, islamic mutual funds, and the labor force on Indonesia's economic growth. Adjusted R-squared = 0.863602. This showed that the independent variables are able to provide an explanation about 86.3% of the dependent variable. Meanwhile, 13.7% more wasexplained by other variables outside the model.
Peran Dewan Perwakilan Rakyat Daerah (DPRD) terhdap Pembangunan Perekonomian Masyarakat di Kota Padang Sidimpuan Rizki Suhandri Rambe; Anggina Siregar; Imsar Imsar
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 3 No 2 (2023): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (45.814 KB) | DOI: 10.47467/elmujtama.v3i2.2749

Abstract

DPRD is a component of government in an area that has the responsibility to oversee the implementation procedures contained in regional regulations and also statutory regulations. The fundamental problems in planning for the economic development of a region occur due to an emphasis on the strategy for carrying out the development which then has to do with the regional culture through the utilization of local (regional) human resources, institutions and physique. Qualitative techniques were applied in this study. The researcher uses a qualitative descriptive approach in conducting research by describing and explaining events, phenomena and events as they really are. The aim is to find out how DPRD institutions carry out economic development in a Padang Sidimpuan city community. In carrying out economic development, it must be based on the capacity of the population to create maximum results by utilizing available resources, creating collaboration between government agencies and private institutions, and fighting for programs that will be carried out for development in the archipelago. Keywords: DPRD, Role, Economic Development
Pengaruh Pendaftaran Tanah Sistematis Lengkap terhadap Perekonomian Masyarakat di Kelurahan Tegalsari Mandala II Kota Medan   Satria Mariqom Harahap; Imsar Imsar
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 3 No 2 (2023): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (320.294 KB) | DOI: 10.47467/elmujtama.v3i2.2780

Abstract

Complete Systematic Land Registration (PTSL) is a land registration activity for the first time covering all land registration objects in all regions of the Republic of Indonesia in a village or sub-district area. Full systematic cadastral registration is believed to produce better results and in a relatively short time compared to sporadic cadastral registration. This study examines the influence of land registration and the role of implementing a complete systematic land registration (PTSL) for the community, as well as the obstacles in implementing PTSL in the regions and how to overcome them. Writing with empirical law method. namely research that examines the problem to be discussed, based on facts that are in PTSL in the area of ​​kel. Tegalsari Mandala II city of Medan, and which is then linked to the provisions of the applicable laws and regulations. The types of approaches used are factual approaches, legal approaches, and analytical and conceptual approaches. The conclusion is that the function of ptsl for the community is to function as a tool for economic productivity, promote financial inclusion and act as a living asset (bankable) to facilitate easier access to money and to overcome government problems in increasing development and facilitating the implementation of spatial planning in the region , as well as guaranteeing legal certainty or rights to land belonging to the community and in its implementation there are constraints such as the budget; Measurement; legal events of death; updates and reviews; competent HR department Keywords: Complete Systematic Soil identification, Effect
Pengaruh Literasi Keuangan, Norma Subjektif, dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa UIN SU Medan Pengguna Electronic Money dengan Pengendalian Diri sebagai Moderasi Nabil Al Arif; Imsar Imsar
Transformasi Manageria:   Journal of Islamic Education Management Vol 3 No 2 (2023): Transformasi Manageria: Journal of Islamic Education Management
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1027.554 KB) | DOI: 10.47467/manageria.v3i2.2293

Abstract

This study aims to analyze the effect of financial literacy, subjective norms, and lifestyle on the consumptive behavior of UIN SU students using electronic money with self-control as a moderating variable. The research method used is a quantitative method with an accidental sampling technique. The data analysis technique used is the SPSS 26 Moderated Regression Analysis (MRA) test. The results show that financial literacy has no significant and negative effect on student consumptive behavior by 9.4%, subjective nor ms have a positive and significant effect on student consumptive behavior by 22, 9%, and lifestyle has a positive and significant effect on the consumptive behavior of students by 41.8%. Financial literacy, subjective norms, and lifestyle simultaneously have a positive and significant effect on student consumptive behavior with a significance value obtained reaching 0.000 < 0.05, and Fcount greater than Ftable (15.907 > 2.47). Self-control has a significant effect on consumptive behavior with a significance value obtained of 0.021 <0.05, and tcount is greater than ttable (2,341> 1,985). Self-control does not strengthen financial literacy, subjective norms, and lifestyles on consumptive behavior. In addition, self-control affects consumptive behavior, so it can be concluded that self-control can influence consumers in choosing goods for consumption. Keywords: Consumptive Behavior; Financial Literacy; Subjective Norm; Lifestyle; Self Control
Pengaruh Perdagangan antara Indonesia-Mesir terhadap Pertumbuhan Ekonomi Indonesia Tahun 2017-2022 dalam Perspektif Ekonomi Islam Nikita Zulyan Batubara; Hotbin Hasugian; Imsar Imsar
Reslaj : Religion Education Social Laa Roiba Journal Vol 6 No 1 (2024): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i1.4728

Abstract

This study aims to examine the effect of trade between Indonesia and Egypt on Indonesia's economic growth in the view of Islamic economics. The research uses a quantitative approach with multiple linear regression equipped with export-import data from the Ministry of Trade and economic growth data from BPS in 2017-2022. The results of the study are partially the Indonesian export variable to Egypt has a negative and significant effect, and the import variable to Egypt has a positive and significant effect on Indonesia's economic growth. As well as simultaneous test results, Indonesian exports to Egypt and Egyptian imports to Indonesia simultaneously have a significant effect on Indonesia's economic growth. Keywords: Export; Import; Economic Growth
ANALYSIS OF TEMPE PRODUCTION MICRO BUSINESS STRATEGY IN INCREASING INCOME IN THE COVID-19 PANDEMIC USING SOAR ANALYSIS Imsar Imsar; Juliana Nasution; Maulana Abdul Fattah
Jurnal Ekonomi Vol. 11 No. 02 (2022): Jurnal Ekonomi, Periode September 2022
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid-19 pandemic has caused a significant drop in income for business actors. This type of research is field research (field research), and the location of the study is on the micro business of barakah tempe production. The purpose of this study was to determine internal and external factors in the SOAR analysis (Strengths, Opportunities, Aspirations, and Results) on the strategies implemented by the Barokah tempe production micro business and to find out alternative plans for the Barokah tempe production micro business in increasing income during the Covid-19 pandemic. 19. Methods of data collection using interviews, observation and documentation. The data analysis technique is a qualitative descriptive analysis using SOAR analysis. The researcher uses the SOAR analysis technique because, in previous studies, no one has used SOAR analysis in solving problems regarding alternative strategy variables for micro-production businesses. The results showed that the IFAS score was 3.38 and the EFAS score was 3.31, so in the IE matrix, it can be seen that the internal and external factors in the SOAR analysis of the strategy implemented by the Barokah tempe production micro business are at the grow and build stage. The alternative method for the Barokah tempeh production micro business is to utilize good taste in attracting customers, Utilise the owner's knowledge to produce tempeh with a consistent taste, Focus on product variations to attract new customers, and make the Barokah tempe production micro business always able to compete in terms of product form; take advantage of strategic locations to better explore other consumers.
PENGARUH PELAYANAN KESEHATAN PENGGUNA BPJS TERHADAP KEPUASAN KONSUMENPADA RUMAH SAKIT UMUM INANTAKOTA  PADANG SIDIMPUAN Winda Angraini Nasution; Imsar Imsar; Atika Atika
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol. 1 No. 3 (2024): Juni : Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBER)
Publisher : CV. Denasya Smart Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69714/wcxpzc84

Abstract

This research is entitled "The Influence of BPJS User Health Services on Consumer Satisfaction at the Inanta General Hospital, Padang Sidimpuan City". The aim of this research is to determine the influence of BPJS User Health Services on Consumer Satisfaction at the Inanta General Hospital, Padang Sidimpuan City. The data collection technique uses a questionnaire. which was distributed to respondents using a probability sampling method with a simple random sampling technique using the Slovin formula with a sample size of 100 respondents who were BPJS patients at RSU Inanta, Padang Sidimpuan City. Data analysis techniques include t test, f test, multiple regression and determinant test. The results of the research show that the coefficient of determination (R Square) of the independent variable on the dependent variable is 0.388, which can be interpreted as 3.88% of the independent variable being able to explain the dependent variable. From the results of the partial significant test of the Direct Evidence variable, it is obtained that thitung is 1.412 < 1.99 from ttabel so it can be concluded that the Direct Evidence variable does not have a positive influence on consumer satisfaction. Responsiveness has a positive and significant effect on consumer satisfaction 2.632 with thitung 2.632 > ttabel 1.99 there is a positive influence on consumer satisfaction, guarantee of consumer satisfaction thitung 4.802> ttabel 1.99 has an effect on Consumer Satisfaction. Simultaneous results withFhitung >  Ftabel (20.251> 2.70), meaning that simultaneously direct evidence, responsiveness and guarantee have a positive influence on consumer satisfaction at RSU Inanta Padang Sidimpuan City.