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Analisis Kointegrasi Zakat dan Pertumbuhan Ekonomi Indonesia Periode Tahun 2015-2018 Khairina Tambunan; Isnaini Harahap; M. Marliyah
AKTSAR: Jurnal Akuntansi Syariah Vol 2, No 2 (2019): December 2019
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v2i2.6066

Abstract

This study analyzes the existence of short-term and long-term relationships between zakat variables and Indonesia's economic growth in the 2015-2018 period. Zakat as one of Islamic philanthropy is used to prosper Muslims. Zakat is divided into productive zakat and consumptive zakat. This study uses a cointegration test which is one of the tests of the VAR VECM method to determine whether or not there are short-term and long-term effects. The data used uses time-series data from 2015-2018 with data interpolated to monthly period data. The results show that zakat affects Indonesia's economic growth both in the short and long term.
Sektor Riil dan Keuangan Syariah Serta Pengaruhnya Terhadap Pertumbuhan Ekonomi Regional Sumatera Utara Tahun 2015 – 2019 Ainun Khofifah; Andrie Soemitra; Khairina Tambunan
Perbanas Journal of Islamic Economics and Business Vol 2 No 1 (2022): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.488 KB) | DOI: 10.56174/pjieb.v2i1.11

Abstract

Penelitian dengan tujuan agar mendapat pengetahuan bagaimana ngaruhnya Sektor Rill dan Keuangan Syariah pada Pertumbuhan Ekonomi (regional) Sumatera Utara Tahun 2015 – 2016. Metode yang digunakan ialah kuantitatif. Data yang diperoleh bersumber dari BPS (Badan Pusat Statistik) Sumatera Utara dan OJK (Otoritas Jasa Keuangan). Analisis yang dipakai adalah Regresi Linier Berganda dengan model Ordinary Least Square serta pemerogramannya melalui EVIEWS versi 8. Hasil analisisnya memperlihatkan bahwa : 1) Sektor Riil secara signifikan positif mempengaruhi Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas 0,0000 lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. 2) Keuangan Syariah secara signifikan positif mempengaruhi Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas 0,0000lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. 3) Hasil penelitian secara simultan menunjukkan bahwa Sektor Rill dan Keuangan Syariah berpengaruh signifikan terhadap Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara dengan nilai probabilitas (F-statistik) lebih kecil dari tingkat signifikan (5%) atau 0,0000 < 0,05. Dapat dilihat juga pada regresi dari nilai R-Square yang menunjukkan bahwa sekitar 0,724519 atau 0,72% variabel Sektor Rill dan Keuangan Syariah dapat menjelaskan Pertumbuhan Ekonomi Regional Wilayah Sumatera Utara pada priode 2015 – 2019, sedangkan sisanya 28% dijelaskan oleh variabel lain
Dana Sukuk sebagai Alternative Sumber Dana Pembiayaan pada Bank Syariah Yusuf Wildan Nasution; Marliyah Marliyah; Khairina Tambunan
Economic Reviews Journal Vol. 2 No. 1 (2023): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (942.487 KB) | DOI: 10.56709/mrj.v2i1.41

Abstract

This study looks at the issuance and development of sukuk at Bank CIMB NIAGA Syariah and looks at the utilization of sukuk funds at Bank Cimb Niaga CIMB NIAGA Syariah. The method in this research uses descriptive qualitative, in data collection using documentation techniques with secondary data as the analysis. The purpose of this research is to determine the process of issuance and development of sukuk funds at Bank CIMB NIAGA Syariah and to determine the utilization of sukuk funds at Bank CIMB Niaga Syariah. The function of this research is to be able to increase scientific literature in the field of Islamic capital markets related to Islamic banking, related to Sharia Bank Sukuk. The result of this research is that in the issuance of Sukuk Mudharabah Bank CIMB NIAGA Syariah has followed the POJK rules, which have been explained in several articles related to the issuance of Sukuk Mudharabah. And there is conformity in the Sukuk Mudharabah issuance scheme according to the OJK with the CIMB NIAGA Syariah Bank Sukuk Mudharabah scheme. As for the development of sukuk funds at Bank CIMB NIAGA Syariah, it has been running according to the target in their issuance and it can be said that the bank with the highest value of sukuk registered with the Indonesian Financial Services Authority is Bank CIMB NIAGA Syariah. In utilizing sukuk funds at Bank CIMB NIAGA Syariah, use them to support sharia financing with a musyarakah mutanaqisah (MMQ) financing contract   Keywords: Fund Utilization, Sukuk Mudharabah, Sharia Financing Musyarakah Mutanaqisah
Analisis Dampak Pengembangaan Objek Wisata Religi Dalam Meningkatkan Pendapatan Masyarakat:: Studi Kasus Desa Babussalam Besilam Kabupaten Langkat Faridani Faridani; Muhammad Arif; Khairina Tambunan
Economic Reviews Journal Vol. 2 No. 2 (2023): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1169.923 KB) | DOI: 10.56709/mrj.v2i2.54

Abstract

Langkat Regency has potential tourism potential to be developed. One of the tourist attractions that are often visited by visitors is the Babussalam Besilam Religious Village. Various efforts have been made by the local government to attract the attention of tourists to visit Langkat Regency, including the development of its tourism sector. This study aims to find out, firstly how to develop religious tourism objects in Babussalam Besilam village, secondly to find out the impact of developing religious tourism objects in increasing community income. The research approach carried out in this study is descriptive qualitative with data collection methods using observation, interviews and documentation techniques. The results of the study concluded that First, the development carried out on the Religious Tourism Object of Babussalam Besilam Village. The cooperation carried out by the provincial government with the village government to build facilities and infrastructure such as mosques, fields, UMKM business stalls, roads and drainage construction, both The existence of this tourist attraction has a positive impact on the surrounding community they can take advantage of existing opportunities for entrepreneurship and create fields work, although religious tourism objects have a positive impact, it does not increase people's income, although visitors who come every day are crowded, but most visitors who come only for pilgrimages, convey their wishes or participate in other religious activities. both the local government and religious tourism administrators to optimize the facilities and infrastructure of religious tourism objects that have not been held, make supporting facilities so that religious tourism objects are not monotonous and traders should create new products in the future. his master. Keywords: Tourism Development, Religious Tourism, Community Income
The Effect of Export, Islamic Mutual Fund, and Labor Force on Economic Growth in Indonesia Imsar Imsar; Khairina Tambunan; Ranti Silviani; Muhammad Ikhsan Harahap
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4580

Abstract

 This study aims to determinethe effect of exports, islamic mutual funds, and the labor force on economic growth. This is quantitative research with associative approach. The data used were secondary data which was obtained through the official website of the Central Statistics Agency (CSA) and the Financial Services Authority (FSA). The study used multiple linear regression analysis with the Ordinary Least Square (OLS) method by the E-Views version 10 program. From the results obtained, it can be explained that exports had a significant positive effect on Indonesian's economic growth.Islamic mutual funds had a negative significant effect while the labor force had a positive significant effect the labor force on Indonesia's economic growth. In the F (simultaneous) test there was a simultaneous significant effect among exports, islamic mutual funds, and the labor force on Indonesia's economic growth. Adjusted R-squared = 0.863602. This showed that the independent variables are able to provide an explanation about 86.3% of the dependent variable. Meanwhile, 13.7% more wasexplained by other variables outside the model.
Analisis Hubungan Kausalitas Antara Investasi Pemerintah dengan Pertumbuhan Ekonomi Kota Medan   Mutiara Lubis; Nadiah Riski; Anindia Putri Pertiwi; Khairina Tambunan
VISA: Journal of Vision and Ideas Vol 3 No 2 (2023): Visa: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1121.566 KB) | DOI: 10.47467/visa.v3i2.2834

Abstract

The main objective of this research is to analyze the causality relationship between government investment and economic growth in Medan during the city period of 1994-2005. The data used in this study are secondary data. To analyse the data, Granger Causality Test which was formulated in a simple regression equation used. The research result shows that two directions causality relationship between government investment and economic growth during that period. It can be seen from the coefficients result of two regressions which are not zero (bj ≠ 0 and dj ≠ 0) and the F statistic tests are bigger than the F table (20,799 > 6,26 and 10,788 > 6,26). Keywords: government investment, Economic growth, Granger Causality ABSTRAK. Tujuan utama dari penelitian ini adalah untuk menganalisis hubungan kausalitas antara investasi pemerintah dengan pertumbuhan ekonomi kota Medan selama periode 1994-2005. Data yang digunakan dalam penelitian ini adalah data sekunder. Untuk menganalisis data digunakan Granger Causality Test yang diformulasikan dalam persamaan regresi sederhana. Hasil penelitian menunjukkan hubungan kausalitas dua arah antara investasi pemerintah dan pertumbuhan ekonomi selama periode tersebut. Hal ini terlihat dari hasil koefisien dua regresi yang tidak nol (bj ≠ 0 dan dj ≠ 0) dan uji statistik F lebih besar dari F tabel (20,799 > 6,26 dan 10,788 > 6,26). Kata kunci: investasi pemerintah, Pertumbuhan ekonomi, Kausalitas Granger
Analisis Penyaluran Dana CSR pada PT Bank Sumut Halim Afif Siregar; Marliyah Marliyah; Khairina Tambunan
ManBiz: Journal of Management and Business Vol 2 No 2 (2023): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v3i1.3459

Abstract

Companies that benefit from the business they run should not think about themselves, companies must also think about the community and the surrounding environment to provide a form of social responsibility or Corporate Social Responsibility (CSR). One of the regional owned enterprises (BUMD) of North Sumatra, namely: PT. Bank Sumut which holds a Corporate Social Responsibility program regularly every year with funds from CSR programs distributed to several sectors, such as the education, health, social and economic sectors. This research is qualitative in nature, to collect data and information obtained in this study is primary data collected from interviews at PT. Bank of North Sumatra, as well as secondary data collected from the annual report site at Bank of North Sumatra. Related data were analyzed using descriptive method. Data collection techniques were analyzed using interviews and questionnaires from the Head of CSR. The results showed that the process of channeling CSR funds for the Bank of North Sumatra was carried out by submitting CSR proposals which were funding in nature, namely funding for programs that had been submitted to the North Sumatra bank as programs that would be funded with CSR. government work forum teams as well as those directly submitted to the North Sumatra bank will then be analyzed and reviewed by the company. After the CSR funds are handed over to the beneficiaries, the program can be directly run in accordance with the activities that have been proposed in the previous work budget proposal and costs. And accountability reports by beneficiaries and re-verified by the North Sumatra Bank CSR team. Keywords: CSR (Corporate Social Responsibility), Bank of North Sumatra
Pengaruh Desentralisasi Fiskal dan Tingkat Kemiskinan terhadap Pertumbuhan Ekonomipada Provinsi Sumaterautara Novita Sari; Isnaini Harahap; Khairina Tambunan
Transformasi Manageria:   Journal of Islamic Education Management Vol 3 No 2 (2023): Transformasi Manageria: Journal of Islamic Education Management
Publisher : PKP Fakultas Syariah LPPM IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manageria.v3i2.3907

Abstract

This study aims to find out the effect of fiscal decentralization and poverty levels on economic growth in North Sumatra province. This research uses quantitative methods, secondary data collection techniques with documentation using data from the Central Bureau of Statistics for each district/city in North Sumatra. . This study uses the SPSS statistical tool. Data were analyzed using multiple linear regression analysis method. The results of this study indicate that fiscal decentralization has a negative and significant effect on economic growth. This is evidenced by the fact that the tcount for the Fiscal Decentralization variable (-2.831) is smaller than the ttable (1.984) and the sig value is 0.006 <0.05. Poverty levels have a negative and significant effect on economic growth. This is evidenced by because the tcount for the Poverty Level variable (-2.664) is smaller than ttable (1.984) and the sig value is 0.009 <0.05, the decision is Ha2 rejected and Ho2 accepted. Meanwhile, the F test of Fiscal Decentralization and Poverty Level has a simultaneous and significant positive effect on Economic Growth. This is evidenced by the fact that Fcount is (11.334) greater than Ftable (3.94) and has a sig value of 0.000 <0.05. Meanwhile, in testing the coefficient of determination, the R Square value is 0.602. This shows that the independent variables, namely Fiscal Decentralization and Poverty Level, are able to explain the dependent variable, namely Economic Growth of 19.1% while the remaining 80.9% is explained by other variables outside the regression model. Keywords: Fiscal Decentralization, Poverty Level, Economic Growth
Pengaruh ZIS, Dana Bagi Hasil dan Dana Alokasi Umum Terhadap Pertumbuhan Ekonomi di Indonesia Atia Anggraini; Tri Inda Fadhila Rahma; Khairina Tambunan
TANSIQ: Jurnal Manajemen dan Bisnis Syariah TANSIQ │ Vol. 5 │ No. 2 │ 2022
Publisher : Universitas Islam Negeri Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study was conducted to determine how much influence Zakat, Infaq and Sadaqah, Revenue Sharing Funds and General Allocation Funds have on Economic Growth in Indonesia. The data used in this study are secondary data obtained from the official website of the National Amil Zakat Agency and the Central Statistics Agency. This research is a quantitative research with multiple linear regression analysis model. The dependent variable used is Economic Growth. While the independent variables used are Zakat, Infaq and Sadaqah, Profit Sharing Funds and General Allocation Funds. This study uses the help of Eviews 10 as an estimation tool. From the research, it is found that Zakat, Infaq and Shadaqah have a positive but not significant effect on Economic Growth in Indonesia, the Profit Sharing variable has a negative and significant effect on Economic Growth in Indonesia and the General Allocation Fund variable has a positive and significant effect on Economic Growth in Indonesia. The results also show a coefficient of determination of 0.905260 which indicates that the independent variables provide an explanation of the dependent variable by 90%. The other 10% is explained by other variables outside the model.
Analisis Kontribusi Pengemudi Becak Wisata Dalam Meningkatkan Pariwisata Syariah Kota Padangsidimpuan dengan Pendekatan Quadruple Helix Masdelima Hasibuan; Zuhrinal M. Nawawi; Khairina Tambunan
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3669

Abstract

This study discusses the contribution of pedicab drivers in increasing sharia tourism in the city of Padangsidimpuan through the support of several stakeholders such as the Government, Academicians, Businessmen, and Civil Society or better known as the Quadruple Helix. This study uses a descriptive qualitative approach where the purpose of descriptive is a formulation of the problem that directs research to be able to explore social situations that will be studied broadly, thoroughly, and in depth. The results of this study indicate that the contribution of tourist pedicab drivers in the development of sharia tourism in the city of Padangsidimpuan with the support of the Quadruple Helix role can be seen from the launch of the tourist pedicabs which are a form of effort to increase the attractiveness of tourists to travel to the city of Padangsidimpuan. With the existence of these tourist pedicabs, tourist visits to the city of Padangsidimpuan have also increased after a decline due to the impact of the pandemic in 2019. In addition, tourist pedicab drivers are also provided with training and understanding by experts on the rules that apply when bringing tourists to destinations. -existing tourist destinations and these are in accordance with the provisions of the Shari'a. Not only tourist pedicab drivers, the government, businessmen, and the community there also work together in providing facilities that support Islamic tourism activities. So with this it is hoped that the sharia tourism sector in the city of Padangsidimpuan can continue to develop in the future. Keywords: Tourist Pedicab, Sharia Tourism, Quadruple Helix