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Sharia Value-Based Learning Environment and Studentsâ€™ Career Choice 'Imari, Iqbal; Wafaretta, Vega
EQUILIBRIUM Vol 9, No 2 (2021): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v9i2.11769

The purpose of this study is to find out whether the sharia value-based learning environment influences the career choice of sharia economics students at Islamic Financial Industries (IFIs). Learning is one of the crucial factors that could shape career choices referring to Social Cognitive Career Theory (SCCT). A quantitative approach is employed. Questionnaires totaling 378 were filled by students from three (3) types of universities in East Java, Indonesia. Path analysis and different tests using Partial Least Square (PLS) 3.0 and SPSS ver. Twenty-three were conducted. The weight of courses, learning, and lecturers' motivation positively affected career intention at IFIs. Students from the publicâ€“non-Islamic universities perceived the highest learning and motivation, and the lowest was publicâ€“Islamic universities. It might be because the Islamic culture at public-Islamic universities might form an ideal perspective for the contemporary IFIs. Besides, students who completed an internship at IFIs had the highest intention; meanwhile, students who have interned at non-IFIs showed the lowest career intention at IFIs. The implications of this study are learning environment should more involve sharia values. Besides, students should intern at IFIs to choose a career at IFIs to contribute to developing sharia economics.

Pemberdayaan Waqf Produktif sebagai Media Pembangunan Ekonomi Pesantren: Satu Analisa Mekanisme Pelaksanaanya di Pesantren Wali Songo Ngabar Iqbal Imari; Syamsuri Syamsuri
Islamic Economics Journal Vol 3, No 1 (2017)
Publisher : University of Darussalam Gontor

Based on history of management productive waqf in Indonesia there are three periods; that is traditional, semi professional, and professional. Generally the management of waqf in Indonesia is influanced by those periods. Traditional period just serves to physical development, Semi professionals are being developed for more productive activities, While the professional period has been empowered for multidimensional development whose benefits include both economic and social aspects. However, in some cases nadhzir does not have the capacity and qualifications to empower waqaf’s property, Waqf should be able to meet the needs of anyone who is entitled to benefit from it. So the educational foundation which has the property of waqf is not neglected, undeveloped, Become damaged, unworked optimally, unbenefit and up bankrupt. By using qualitative method and presented by descriptive analysis Supportedin the collection of data sources “triangulation” that is a documentation, observation and interview. By using qualitative method and presented by descriptive analysis Supported in the collection of data sources “triangulation” that is a documentation, observation and interview. This article will explore and examine how the mechanisms of empowering productive waqaf as economic development strategy in Pesantren Wali Songo Ponorogo. This pesantren was chosen because of his expertise in managing waqf with professionals which has been started since 6 July 1980 years ago. Finally this article explains that in its implementation to empower productive waqaf in order to maximize its role and sustainable benefits, then Wali Songo Ngabar pesantren has submitted several efforts must be done every institution managing waqf to maintain the trust of waqif, is starting from the stages of planning, organizing, institutional leadership until the supervision must be done well.

Rekonstruksi Akad Perbankan Syariah Berdasar Maqashid Syariah Iqbal Imari
Islamic Economics Journal Vol 2, No 2 (2016)
Publisher : University of Darussalam Gontor

Islamic finance has recently received growing attention in Indonesia, specially Islmaic Banking. Therefore its necessary to develop sharia contract which accordance to the public benefit continuously to achieve the great muslim goals as rahmatan lil ‘alamin.Therefore, sharia contract reconstruction toward maqashid syariahunder way contracts established not only stock and still to tradition books of fiqh. Yet to see the factual reality of financial industry needs with the maqashid(benefit) and it relevance with present context. Maqashid syariahis an extraordinary legacy mainly to solve the problems to new legal status which not duscussed on the Qur’an and the Hadith. This jurisprudence rules which is expected to reconstruct contracts on Islamic Banking more widely to public benefits. These beneficiaries are (1) rejecting the badness take precedence over profit; (2) when two mafsadatgathered, so take the lighter thereof; (3) something that can not be achieved as a whole, should not be abandoned as a whole; (4) tradition/local habits can be used as legal basis; and (5) to spread it more mainstream than not spread. In addition, local knowledge of rural communities can be a source of inspiration sharia economic activity in Indonesia where local wisdom practices can be repackaged and institutionalized through schemes Islamic financial scheme.

PROBLEM ANALYSIS IN ISLAMIC COOPERATIVE IMPLEMENTATION FOR KARANGASRI FARMER GROUP KAMPUNG DURIAN PONOROGO ‪Atika Rukminastiti Masrifah‬; Faaza Frisky Aulia; ‪Iqbal 'Imari
Journal of Islamic Economics and Philanthropy Vol 5, No 3 (2022): Agustus
Publisher : Universitas Darussalam Gontor

Cooperatives in Indonesia is the cornerstone of the economy for all people, especially those with low economies. Agriculture in Indonesia experienced a decline in 2017. One of the problem factors is the problem of capital. To overcome the problem of capital in agriculture, the right step is the establishment of a cooperative. The cooperative will regulate the financial circulation of the farmer groups. The farmer group that is the object of this research is the Karang Asri Kamnpung Durian Ngebel farmer group. This Karang Asri farmer group is the focus of this research because it has the potential for agricultural products that are much sought after by the community, namely durian fruit. In this study, the researcher will analyze the problems that exist in the Karang Asri farmer groups in Durian Ngebel Village which are the causes for the not yet established cooperatives in the farmer groups and formulate a cooperative model that can be established in the Karang Asri farmer groups. The method used in this research is descriptive qualitative with data collection techniques through, observation, interviews, and documentation. By interviewing the head of the Karang Asri farmer group representing the entire group. The results of this study indicate that six problem sectors are ranging from human resources, natural resources, production, distribution, systems, and problems from outside the farmer group. The problems that exist are divided into two groups, namely roots and branches. The root problem is the main problem because there is no cooperative in the farmer group. The branch problem is a factor that indirectly causes the absence of a cooperative. Then the cooperative model that was successfully designed was the sharia producer cooperative. It is hoped that this cooperative model will be a capital solution and also all problems that exist in farmer groups.

Pemberdayaan Waqf Produktif sebagai Media Pembangunan Ekonomi Pesantren: Satu Analisa Mekanisme Pelaksanaanya di Pesantren Wali Songo Ngabar Iqbal Imari; Syamsuri Syamsuri
Islamic Economics Journal Vol. 3 No. 1 (2017)
Publisher : University of Darussalam Gontor

Based on history of management productive waqf in Indonesia there are three periods; that is traditional, semi professional, and professional. Generally the management of waqf in Indonesia is influanced by those periods. Traditional period just serves to physical development, Semi professionals are being developed for more productive activities, While the professional period has been empowered for multidimensional development whose benefits include both economic and social aspects. However, in some cases nadhzir does not have the capacity and qualifications to empower waqaf’s property, Waqf should be able to meet the needs of anyone who is entitled to benefit from it. So the educational foundation which has the property of waqf is not neglected, undeveloped, Become damaged, unworked optimally, unbenefit and up bankrupt. By using qualitative method and presented by descriptive analysis Supportedin the collection of data sources “triangulation” that is a documentation, observation and interview. By using qualitative method and presented by descriptive analysis Supported in the collection of data sources “triangulation” that is a documentation, observation and interview. This article will explore and examine how the mechanisms of empowering productive waqaf as economic development strategy in Pesantren Wali Songo Ponorogo. This pesantren was chosen because of his expertise in managing waqf with professionals which has been started since 6 July 1980 years ago. Finally this article explains that in its implementation to empower productive waqaf in order to maximize its role and sustainable benefits, then Wali Songo Ngabar pesantren has submitted several efforts must be done every institution managing waqf to maintain the trust of waqif, is starting from the stages of planning, organizing, institutional leadership until the supervision must be done well.

Rekonstruksi Akad Perbankan Syariah Berdasar Maqashid Syariah Iqbal Imari
Islamic Economics Journal Vol. 2 No. 2 (2016)
Publisher : University of Darussalam Gontor

Islamic finance has recently received growing attention in Indonesia, specially Islmaic Banking. Therefore its necessary to develop sharia contract which accordance to the public benefit continuously to achieve the great muslim goals as rahmatan lil ‘alamin.Therefore, sharia contract reconstruction toward maqashid syariahunder way contracts established not only stock and still to tradition books of fiqh. Yet to see the factual reality of financial industry needs with the maqashid(benefit) and it relevance with present context. Maqashid syariahis an extraordinary legacy mainly to solve the problems to new legal status which not duscussed on the Qur’an and the Hadith. This jurisprudence rules which is expected to reconstruct contracts on Islamic Banking more widely to public benefits. These beneficiaries are (1) rejecting the badness take precedence over profit; (2) when two mafsadatgathered, so take the lighter thereof; (3) something that can not be achieved as a whole, should not be abandoned as a whole; (4) tradition/local habits can be used as legal basis; and (5) to spread it more mainstream than not spread. In addition, local knowledge of rural communities can be a source of inspiration sharia economic activity in Indonesia where local wisdom practices can be repackaged and institutionalized through schemes Islamic financial scheme.

PROBLEM ANALYSIS IN ISLAMIC COOPERATIVE IMPLEMENTATION FOR KARANGASRI FARMER GROUP KAMPUNG DURIAN PONOROGO ‪Atika Rukminastiti Masrifah‬; Faaza Frisky Aulia; ‪Iqbal 'Imari
Journal of Islamic Economics and Philanthropy Vol. 5 No. 1 (2022): August
Publisher : Universitas Darussalam Gontor

Cooperatives in Indonesia is the cornerstone of the economy for all people, especially those with low economies. Agriculture in Indonesia experienced a decline in 2017. One of the problem factors is the problem of capital. To overcome the problem of capital in agriculture, the right step is the establishment of a cooperative. The cooperative will regulate the financial circulation of the farmer groups. The farmer group that is the object of this research is the Karang Asri Kamnpung Durian Ngebel farmer group. This Karang Asri farmer group is the focus of this research because it has the potential for agricultural products that are much sought after by the community, namely durian fruit. In this study, the researcher will analyze the problems that exist in the Karang Asri farmer groups in Durian Ngebel Village which are the causes for the not yet established cooperatives in the farmer groups and formulate a cooperative model that can be established in the Karang Asri farmer groups. The method used in this research is descriptive qualitative with data collection techniques through, observation, interviews, and documentation. By interviewing the head of the Karang Asri farmer group representing the entire group. The results of this study indicate that six problem sectors are ranging from human resources, natural resources, production, distribution, systems, and problems from outside the farmer group. The problems that exist are divided into two groups, namely roots and branches. The root problem is the main problem because there is no cooperative in the farmer group. The branch problem is a factor that indirectly causes the absence of a cooperative. Then the cooperative model that was successfully designed was the sharia producer cooperative. It is hoped that this cooperative model will be a capital solution and also all problems that exist in farmer groups.

Pendampingan Program Keluarga Harapan (PKH) di Kecamatan Cikalon Wetan Desa Cipada Adib Susilo; Muhammad Kurnia Rahman Abadi; Iqbal Imari
Ahmad Dahlan Mengabdi Vol 2 No 2 (2023): ABADI : Jurnal Ahmad Dahlan Mengabdi Edisi September 2023
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi dan Bisnis Ahmad Dahlan Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58906/abadi.v2i2.96

Program keluarga harapan (PKH) bertujuan untuk meningkatkan kualitas sumber daya manusia, namun sayangnya program tersebut di kecamatan Cikalong watan belum terlaksana sebagai mana mestinya khususnya di Desa Cipada. Oleh karena itu, tujuan dari pengabdian ini adalah untuk memberikan pendampingan terhadap PKH yang ada di desa Cipada Kecamatan Cikalong Wetan Kab. Bandung Barat agar, alur dan mekanisme penyalur PKH jelas dan tepat sasaran. Metode pengabdian yang digunakan adalah situasi yang berfokus pada pengamatan prosedur dan realisasi program keluarga harapan (PKH) di Desa Cipada Kecamatan Cikalong Wetan Kab. Bandung Barat. Hasil dari pengabdian ini bahwa pendampingan menawarkan model alur untuk penyaluran hingga pencarian dana PKH dari pemerintah kepada masyarakat. Kemudian, mekanisme penyaluran harus memperhatikan beberapa hal yaitu pemerintah setempat sebagai penyelengara kegiatan harus mempersiapkan mekanisme pendukung pendukung seperti rapat koordinasi baik tingkat nasional maupun tingkat daerah untuk validasi data. Kemudian, rekrutmen SDM sebagai binmas dan pengawas penyalur dana yang kompeten dan berkomitmen. Pelaksanaan bimbingan teknis serta, literasi ekonomi masyarakat. Selain itu, pemerintah perlu bekerjasama dengan lembaga nirlaba yang konsen terhadap pengembangan dan pembangunan masyarakat serta perguruan tinggi dalam meningkatkan literasi dan level pendidikan. Sehingga, dapat menaikkan level masyarakat dari kategori penerima bantuan menjadi mandiri.

Islamic Financial Literacy Analysis of Islamic Economics Students using The Theory of Planned Behavior (TPB): Empirical Studies with SEM-PLS Approach Iqbal ‘Imari; Hartomi Maulana; Ahmad Suminto; Willy Tambayong; Soritua Ahmad Ramdani Harahap
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

After the merger, Islamic banks are expected to be able to break the growth of public interest in saving in Islamic banks, because they inherit the good things from each merger bank, namely BNI syariah with its innovations, Mandiri Syariah with its professional system and BRI syariah with a widespread local understanding, in recent years has increased but not much, in this case, it will be seen interest in Islamic banks through students as a benchmark. Seeing that the student's interest in Islamic banking is quite low, so researchers want to see the extent to which Islamic financial literacy in young students is more focused on saving in Islamic banking, so the purpose of this research is to analyze Islamic financial literacy in Islamic economics students. It is located in several universities are especially for students of Islamic economics. This research uses quantitative methods using the Structural Equation Modeling-Partial Least Square (SEM-PLS) tool and uses the Theory of Planned Behavior as a measuring factor. The results of this research were obtained that attitudes, subjective norms, and perceptions of behavioral control had a significant positive effect on students interest in saving in Islamic banks.

Determinants of Participation in The Utilization of Islamic Microfinance Products: Empirical Studies Using the Theory of Planned Behavior (TPB) Approach in Indonesia Iqbal ‘Imari; Hartomi Maulana; Mohd. Zaidi Bin Md Zabri; Ahmad Suminto
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 6 No. 2 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v6i2.9129

Introduction: It is hoped that the presence of Islamic microfinance in Muslim countries will not only pursue each other and increase productivity to increase their assets. However, Islamic microfinance is hoped to be able to provide benefits to the whole community, especially in eradicating poverty. The phenomenon, it becomes the basis for research to measure the determinants of participation in the utilization of Islamic microfinance products using the TPB approach in Indonesia Islamic microfinance. Purpose: This research has a purpose to measure the determinants of participation in the utilization of Islamic microfinance products. The model hypothesized that three factors, attitude, subjective norms and Perceived Behavior Control influence customers participation in the utilization of Islamic microfinance products. Methodology: This research uses a descriptive-quantitative-analytic method or approach with several stages, namely testing hypotheses, measuring data, interpretation and description of results and making conclusions. This research using primary data by questionnaires distributed to customers of Islamic financing products in Islamic microfinance. Data collection method using simple random sampling and the data analysis technique uses Structural Equation Modeling (SEM) with the Smart PLS-3 application. Findings: The research results show that attitude directly has a significant positive effect on intentions in participation behavior in utilizing Islamic microfinance products at Islamic microfinance institutions. Meanwhile, indirectly attitudes are formed and influenced by awareness, compability, complexity and relative advantadge variables. This finding also confirms that subjective norms originating from a person's group and the perceived pressure from a person's reference to carry out targeted behavior can influence the intentions in participation behavior in utilizing Islamic microfinance products at Islamic microfinance institutions. Other findings that perceived behavioral control results is increased, when individuals feel they have more resources and confidence to perform. Perceived behavior control as measured by individual perceptions about the extent to which behavior performance is easy or difficult and considers facilitators and barriers to doing so has a significant effect on the intention to utilizing Islamic microfinance products.

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