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URGENSI REDENOMINASI NILAI RUPIAH DALAM PEREKONOMIAN INDONESIA NILASARI, ERISSA
At-Taradhi Vol 5, No 1 (2014)
Publisher : At-Taradhi

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In order to overcome inflation, many countries are employing currency redenomination policy.Â This isÂ a public policy measure that simplifies the use and managing of the national currency of a country, through its expression in a new and smaller equivalent scale.Â Â Â The goal of rupiah redenomination is to simplify the currency scale in accounting record systems and monetary statements, to strengthten rupiah value, and also toÂ promote the equal growth of social and economicalÂ development of the country. Beforehand, low average inflation and economy stability Â as the demanded factors for currency redenomination policy should be performed by the respected countries.Â Indonesia is already in this state of ideal economy condition for the policy.Â In spite of that; due to inadquate preparations, insufficient expense planning, and lack of citizen promptitude; therefore, rupiah redenomination policy is not immediately employed.Â

URGENSI REDENOMINASI NILAI RUPIAH DALAM PEREKONOMIAN INDONESIA NILASARI, ERISSA
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

In order to overcome inflation, many countries are employing currency redenomination policy. This is a public policy measure that simplifies the use and managing of the national currency of a country, through its expression in a new and smaller equivalent scale. The goal of rupiah redenomination is to simplify the currency scale in accounting record systems and monetary statements, to strengthten rupiah value, and also to promote the equal growth of social and economical development of the country. Beforehand, low average inflation and economy stability as the demanded factors for currency redenomination policy should be performed by the respected countries. Indonesia is already in this state of ideal economy condition for the policy. In spite of that; due to inadquate preparations, insufficient expense planning, and lack of citizen promptitude; therefore, rupiah redenomination policy is not immediately employed.

DINAMIKA GERAKAN EKONOMI ISLAM KONTEMPORER: STUDI TERHADAP PERKEMBANGAN KOPERASI 212 DI KALIMANTAN SELATAN Hafizah, Yulia; Nilasari, Erissa
At-Taradhi Jurnal Studi Ekonomi Vol 11, No 1 (2020)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v11i1.3609

Penelitian ini bermaksud membaca fenomenena mutakhir terkait gerakan ekonomi Islam kontemporer di Indonesia, dengan mengambil lingkup studi perkembangan koperasi 212 di Kalimantan Selatan. Gerakan politik yang menghimpun sejumlah besar umat Islam melakukan demonstrasi pada 2 Desember 2016 telah memberikan pengaruh kuat, bukan saja pada wilayah politik, tetapi juga pada dimensi ekonomi, yang dipandang sebagai akar persoalan dari ketertinggalan umat Islam. Penelitian ini merupakan kajian lapangan yang mengambil wilayah di Kalimantan Selatan, khususnya di Banjarmasin, Banjarbaru dan Kotabaru. Ketiga daerah ini termasuk yang cukup pesat perkembangan gerakan Koperasi Syariah 212. Temuan dari penelitian ini bahwa: Pertama, latarbelakang umat Islam di Kalimantan Selatan bergabung dan mendirikan mitra Koperasi Syariah 212 karena pengaruh spirit 212 yang mampu menawarkan sesuatu yang berbeda namun bersesuaian dengan karakter dari masyarakat di tiga kota tersebut yang lebih terbuka dan cenderung religius serta berhati-hati pada persoalan muamalah. Kedua, perkembangan mitra Koperasi 212 di Kalimantan Selatan menunjukkan perkembangan yang positif karena kurang dari dua tahun sudah terdapat 5 gerai 212 Mart dengan total anggota sebanyak 599 orang. Ketiga, faktor-faktor yang menghambat adalah pemahaman anggota terhadap karakter lembaga koperasi yang masih kurang, adanya kebutuhan yang lebih mendesak sehingga mereka menarik dana simpanan, dan yang terakhir mengenai prospek mitra Koperasi Syariah 212 dalam pengembangan ekonomi umat adalah hadirnya koperasi ini memberikan alternatif tempat investasi dan belanja yang sesuai syariah bagi umat di Banua dan secara kelembagaan memiliki peluang untuk menjadi lebih besar lagi apabila tidak membatasi dirinya hanya pada kalangan dengan ideologi tertentu saja, tetapi memberikan ruang bagi yang lainnya dengan tetap berpegang pada prinsip untuk pemberdayaan ekonomi umat.

The Effect Of Open Unemployment On Criminality In Banjarmasin City 2018-2022: Using Eviews 12 Perspectives Of Shariah Economics Aisyah, Lisda; Nilasari, Erissa
AL-QARDH Vol 9 No 1 (2024): AL-QARDH
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Palangka Raya

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This research is motivated by the problem of poverty in Banjarmasin City which is caused by the imbalance between labor force growth and job creation. Increased destruction will have an impact on crime. This research aims to: 1) describe the efforts made to reduce crime in Banjarmasin. 2) illustrates that the increasing number of poverty and low income are one of the factors causing the increase in criminal cases in Banjarmasin. 3) describe the impact of poverty on crime in Banjarmasin. This type of research is quantitative descriptive research. The data used in this research is secondary data in the form of time series data obtained from the Central Statistics Agency. The analysis technique used is simple linear regression using the Eviews 12 program. The results of this research prove that poverty has a big impact on crime that occurs in the City of Banjarmasin, that is because the impact of crime only simultaneously has a significant influence on crime in the City of Banjarmasin, This can be seen from the results of the F Test where the Prob (F-Statistic) value = 0.103287 < 0.05 and F_statistics = 5.372431. The findings of this study indicate that unemployment does not have a direct effect on crime in Banjarmasin and is influenced by other factors. In Shariah Economics, it is important to implement economic justice and social assistance to prevent crime even though unemployment is high.

Identity and rationality in Sharia economic practice: A study at Arrahmah Sharia Consumer Cooperative, South Kalimantan Province Hafizah, Yulia; Nilasari, Erissa; Syarqawie, Fitriana; Jahra, Pati Matu; Noorwahidah, Noorwahidah
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art8

IntroductionThe Sharia consumer cooperative is one of the many legal forms of Islamic economic activity in Indonesia, including South Kalimantan Province. However, studies on the identity and rationality of this practice are still limited.ObjectivesThis research aims to understand how Islamic identity influences economic decisions and how Sharia economic rationality is reflected in the practices of consumer cooperatives. The selection of Arrahmah Sharia Consumer Cooperative (Koperasi Konsumen Syariah Arrahmah) as the subject of the study is based on the institution's claim to be "more Sharia" compared to other cooperatives or Sharia financial institutions.MethodA qualitative research method was employed using in-depth interviews and observations as data collection tools. Qualitative research was chosen for its relevance to case studies that required in-depth data exploration.ResultsThe findings indicate that Islamic identity plays a key role in shaping the economic preferences of cooperative members, whereas Sharia economic rationality is reflected in the principles of justice and sustainability. In the context of Arrahmah Sharia Consumer Cooperative, the institution's assertion of being "more Sharia" is driven by knowledge of fiqh muamalah, particularly the section on usury and its dangers conveyed by Salafi scholars in study forums, websites, and other mass media. This knowledge serves as the main foundation and source of community identity, which distinguishes them from other cooperatives or financial institutions.ImplicationsThe success of Sharia economics lies not only in economic rationality, but also in the understanding and application of religious identity in every aspect of economic activities. Both are complementary and mutually supportive in achieving sustainable economic development goals, in line with religious values.Originality/NoveltyThis study provides insights into the dynamics of identity and rationality in the context of Sharia economics, focusing on the practices of consumer cooperatives in South Kalimantan.

Reuse of dinar and dirham in the frame of contemporary Muamalah: A study in South Kalimantan, Indonesia Hafizah, Yulia; Nilasari, Erissa; Iqbal Assyauqi, Moh.
Journal of Islamic Economics Lariba Vol. 10 No. 2 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss2.art14

IntroductionThe Muslim community is making several efforts to reuse the dinar and dirham for transactions and other purposes in the current era.ObjectivesThis research examines the phenomenon of reusing dinar and dirham as alternative financial instruments in the South Kalimantan region. It aims to reveal the reasons behind the reuse of dinar and dirham and the form of activities carried out by the movement carried out by the contemporary Muslim community. MethodThis research method uses a qualitative approach with a case study on Komunitas Muamalah Kalsel, with data collection techniques through interviews, observations, and documentation studies.ResultsThe results show that the main reason for using dinar and dirham is theological, namely an effort to restore more authentic economic practices according to Islamic teachings, with legitimacy from local clerical figures. The results also reveal the existence of a unique alms distribution model through Pasar Muamalah, which exchanges fiat money into dirhams to be distributed to underprivileged communities. The results also identified three critical aspects of a faith-based financial system, namely (1) the stability of the intrinsic value of precious metals, (2) criticism of the fiat-based financial system that is prone to inflation, and (3) efforts to uphold the principle of economic justice in transactions.ImplicationsThe Muslim community can consider reusing dinar and dirham to maintain the religious and economic aspects of their daily transactions.Originality/Novelty This study contributes to better understanding of application of dinar and dirham in modern society.

Penggunaan Media Sosial Tik Tok, Dompet Digital, Dan Literasi Keuangan Syariah Terhadap Perilaku Konsumtif Berbelanja Online Pada Generasi Z Di Kota Banjarmasin Rahmi, Aulia; Nilasari, Erissa; Gafur, Abdul
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 2 No. 01 (2024): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

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TikTok social media is thought to influence the consumer behavior of Generation Z, who are quick to apply technology on a daily basis. The existence of restrictions and prohibitions on the use of TikTokShop shows that TikTok, especially TikTokShop, can influence consumer behavior patterns. The high use of the internet makes it easier to use digital wallets with flexibility. It is hoped that sharia financial literacy can reduce the consumptive behavior of Gen Z. This research aims to determine the simultaneous and partial influence of independent variables on the dependent variable. This type of research is field research. This research uses a quantitative approach. And the sampling technique uses incidental sampling and calculates the sample using the Lemeshow formula because the population size cannot be known with certainty. The data collection technique was carried out using a questionnaire. Data analysis techniques consist of research instrument tests which include validity and reliability tests, classical assumption tests which include normality, multicollinearity and heteroscedasticity tests, multiple linear regression analysis, coefficient of determination, and hypothesis tests which include the F test and T test. Simultaneously, it shows that the influence of the independent variable on the dependent variable is 31.3% and 68.7% is influenced by variables outside the research. The results of the T test (partial) show that the social media variables TikTok and sharia financial literacy have a positive effect as evidenced by the significance values, namely 0.00 and 0.02 < 0.05, which means that Ho is rejected and Ha is accepted. And for the digital wallet variable with a significant value of 0.12 > 0.05, which means there is no positive influence on consumer behavior (Y), then Ho is accepted and Ha is rejected.

Analysis of Contribution of Parking Service Fees on Public Roads to Public Service Fees in Banjarmasin City In 2018-2023 Nanda, Azra Salsabila; El Wafa, Faqih; Nilasari, Erissa
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 25, No 1 (2025)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v25i1.24247

Roadside parking service fees have the potential to contribute significantly to Banjarmasin City's public service fees with an increase in the number of Roadside parking service fees have the potential to contribute significantly to Banjarmasin City's public service fees, with an increase in the number of motorized vehicles, such as motorbikes and cars, by 80,155% in 2023. Implementing parking rates can increase the income of the Transportation Service Parking UPTD. However, the realization of income has not been maximized. This study aims to analyze the contribution of roadside parking fees to public service fees from 2018-2023 and identify obstacles and efforts to increase them. This study used field research with quantitative and qualitative approaches. Data were obtained through interviews and a document review. Interviews were used to identify obstacles and efforts, while documentation included data on the realization of parking and public service fees. Quantitative analysis used the contribution formula from Nugroho Budiyuwono, and qualitative analysis used the Miles and Huberman technique. The study's results showed fluctuations in the contribution of parking fees to public service fees, with an average of 13.06% during 2018-2023. The obstacles faced included stalls or restaurants that did not report their parking spaces, illegal parking, and parking mafia practices. The Parking UPTD’s efforts include routine patrols and cooperation with security forces to increase the effectiveness of retribution collections.

Korelasi Pelaksanaan Edukasi dari Otoritas Jasa Keuangan (OJK) dengan Perilaku Keuangan Masyarakat di Kecamatan Bajuin Kabupaten Tanah Laut Nilasari, Erissa; Faridah, Rohana
At-Taradhi Jurnal Studi Ekonomi Vol 15 No 1 (2024): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v15i1.15931

Knowledge of financial institutions, especially regarding how to use financial institutions services, knowledge about the importance of making short and long-term financial savings, and how to manage expenditures are some of the aspects expected by the community through financial education programs by disseminating information about financial services institutions. This study seeks to find a correlation (relationship) in the implementation of education from the Financial Services Authority (OJK) with the financial behavior of the people in Bajuin District, Tanah Laut Regency. Data collection techniques using questionnaires and field observations with purposive sampling method and the number of respondents as many as 50 people spread across six villages. Data analysis techniques used the Pearson correlation method. The results showed that the implementation of education from the Financial Services Authority (OJK) had a positive correlation (amounting to 0.401) with the financial behavior of the people in the Bajuin District. However, the correlation is classified as weak. Pengetahuan akan lembaga keuangan, khususnya mengenai bagaimana memanfaatkan jasa lembaga keuangan, pengetahuan mengenai pentingnya membuat simpanan keuangan jangka pendek dan jangka panjang, serta bagaimana mengelola pengeluaran merupakan beberapa aspek yang diharapkan akan dimiliki oleh masyarakat melalui program edukasi keuangan dengan cara sosialisasi mengenai lembaga jasa keuangan. Penelitian ini berusaha untuk mencari korelasi (hubungan) pelaksanaan edukasi dari Otoritas Jasa Keuangan (OJK) dengan perilaku keuangan masyarakat di Kecamatan Bajuin, Kabupaten Tanah Laut. Teknik pengumpulan data menggunakan kuesioner dan observasi lapangan dengan metode purposive sampling serta jumlah responden sebanyak 50 orang yang tersebar di enam desa. Teknik analisa data menggunakan metode korelasi Pearson. Hasil penelitian menunjukkan bahwa pelaksanaan edukasi dari Otoritas Jasa Keuangan (OJK) mempunyai korelasi yang positif (sebesar 0,401) dengan perilaku keuangan masyarakat di Kecamatan Bajuin. Namun, korelasinya tergolong lemah.

Open Unemployment in South Kalimantan: Can School Participation and Workforce Rates Affect It? Zulhikmah, Nurlina; Dahliana, Difi; Nilasari, Erissa
JURNAL EKONOMI DAN BISNIS (EKOBIS-DA) Vol. 6 No. 1 (2025): Vol 06 No. 01 Januari-Juni 2025 : Jurnal Ekonomi dan Bisnis (Ekobis-DA)
Publisher : Fakultas Ekonomi dan Bisnis IAI Darussalam Martapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58791/febi.v6i1.339

Unemployment is created as a result of the increase in job vacancies being lower than the increase in the workforce, resulting in a large number of unemployed workers in the economy. This study aims to analyze the regression of school participation rates, workforce, and open unemployment in South Kalimantan. The research method used is quantitative with secondary data for the period 2017-2022. The data is processed using Eviews 12 to conduct classical assumption tests and multiple regression tests. The research findings show that the school participation rate and workforce do not have a significant effect on open unemployment in South Kalimantan Province from the period 2017-2022, either partially or simultaneously. This finding contributes to deepening insight into the factors that influence unemployment cannot always be linked to school participation rates and the workforce.

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