Article Per Year (5 Year)
p-Index From 2021 - 2026
1.503
P-Index
This Author published in this journals
All Journal Jurnal Perspektif Ekonomi Darussalam J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Humanism : Jurnal Pengabdian Masyarakat Jurnal Investasi Islam Al-Fikru: Jurnal Ilmiah Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Al-Buhuts (e-journal) Eastasouth Journal of Effective Community Services Jurnal Ilmiah Mahasiswa PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC)
Nurma Sari
Universitas Syiah Kuala
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 15 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 15 Documents
Search

 1   2 
Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Khairil Umuri; Muhammad Haris Riyaldi; Ahmad Nizam; Syahriyal; Sartiyah; Amri; Ikhsan; Nurma Sari; Teuku Muhammad Syahrizal
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.
The Influence of E-Commerce, Parents Socio Economic Status, Self Control and Religiosity on Consumer Behavior Nurul Adha Putri; Nurma Sari
Al-Fikru: Jurnal Ilmiah Vol. 16 No. 2 (2022): Desember (2022)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v16i2.93

Abstract

This study aims to determine the effect of e-commerce, parents' socioeconomic status, self-control and religiosity on Muslim consumer behaviour at the Faculty of Economics and Business at Syiah Kuala University. The research focuses on three things: simultaneous influence, partial influence and the most dominant variable. This study uses a correlational-based quantitative research method. The number of samples is 115 students. Data collection uses a questionnaire that is distributed online using Google Forms. The results showed those e-commerce variables, parents' socioeconomic status, self-control, and religiosity significantly affected Muslim student consumer behaviour. Partially, only e-commerce and religiosity variables have a significant effect, while two other variables, namely parents' socioeconomic status and self-control, do not significantly influence Muslim student consumer behaviour. At the same time, religiosity is the variable influence Muslim student consumer behaviour. The higher the level of religiosity, the more it will influence the consumption behaviour of Muslim students of the Faculty of Economics and Business at Syiah Kuala University.
Opportunities and Challenges for Islamic Microfinance Institutions in Aceh Khairil Umuri; Muftahuddin Muftahuddin; Eka Nurlina; Nurma Sari; Junia Farma
PROCEEDING INTERNATIONAL BUSINESS AND ECONOMICS CONFERENCE (IBEC) Vol. 4 No. 1 (2025): Inspiring Change: Innovating Together for the Future of the Economy
Publisher : Sekolah Tinggi Ilmu Ekonomi Eka Prasetya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47663/ibec.v4i1.384

Abstract

This article examines the challenges and opportunities for Islamic Microfinance Institutions (LKMS) in supporting the strengthening of the Islamic financial system in Aceh following the implementation of Qanun No. 11 of 2018 concerning Islamic Financial Institutions. This study employs a qualitative approach, incorporating in-depth interviews, observations, and secondary data analysis of LKMS financial reports and institutional documents. The research findings indicate that regulatory support and the socio-religious context in Aceh create strategic opportunities for LKMS through a captive market, community preference for halal transactions, and the need for financing in the real sector, especially agriculture, fisheries, and MSMEs. However, the research also reveals significant challenges, including limited human resource capacity, weak capital, low Islamic financial literacy, and the continued dominance of loan shark practices at the community level. Furthermore, government programs that have not been integrated with the LKMS ecosystem add to the complexity of improving the competitiveness of these institutions. This study concludes that the success of LKMS in Aceh cannot rely solely on the existence of regulations, but requires strategies for institutional strengthening, product diversification, digitalisation of services, and increased Islamic financial literacy. The implications of this research emphasise the need for regional government policy support and collaboration with Baitul Mal and socio-religious institutions to create an inclusive and sustainable Islamic financial ecosystem.
Empowering the Local Economy Through Creative Product Innovation in Pematang Johar Claudie Tiofanny; Phan Bao Giang; Muhammad Hafiz Abd.Rashid; Ridwan Nurdin; Nurma Sari; Ovie Esrani Panggabean
Eastasouth Journal of Effective Community Services Vol 4 No 02 (2025): Eastasouth Journal of Effective Community Services (EJECS)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/ejecs.v4i02.502

Abstract

Creative product innovation is vital for empowering local economies and improving MSME competitiveness, especially in rural areas. This community service in Pematang Johar Village aimed to strengthen creativity, innovation, and digital marketing among 42 participants, including MSME owners, youth, and women entrepreneurs. Through workshops and mentoring based on Service-Learning and Participatory Action Research (PAR), participants improved by over 50% in product design, packaging, and digital promotion. They created culturally inspired prototypes and formed the Pematang Johar Creative MSME Forum to ensure continued collaboration. The program shows that innovation enhances business competitiveness while promoting social inclusion and sustainability, contributing to SDGs 8 and 9 through inclusive economic growth and community-based innovation.
SYSTEMATIC LITERATURE REVIEW DENGAN METODE PRISMA: DAMPAK LITERASI KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK PERBANKAN SYARIAH Mira Chairani; Nurma Sari; Andri Soemitra; M. Shabri Abd. Majid
JIM: Jurnal Ilmiah Mahasiswa Vol 7, No 2 (2025): Oktober 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v7i2.13377

Abstract

The purpose of this systematic literature review is to determine the methods used to analyze the role of Islamic financial literacy in the decision to use Islamic banking products, how Islamic financial literacy plays a role in the decision to use Islamic banking products, and other factors that interact with Islamic financial literacy in shaping the decision to use Islamic banking products. This study uses a Systematic Literature Review (SLR) with the PRISMA method, assisted by tools such as Watase Uake and Prisma 2020 Flow Diagram. This study is limited to journal articles indexed by Scopus and published between 2020 and 2025. Based on 137 articles reviewed through the SLR process, five articles met the criteria and were used as primary references. The research method for analyzing the dominant data is quantitative (4 articles), and there are a number of other factors that interact with Islamic financial literacy in shaping the decision to use Islamic banking products, including: level of religiosity, trust in Islamic financial institutions, skepticism, digital marketing, digital literacy, brand image and word of mouth promotion.
Co-Authors Ahmad Hamdani Ahmad Nizam Amri Andri Soemitra Chairani, Mira Claudie Tiofanny Dira Nurzaiyani Eka Nurlina Ermadini Harisa Ikhsan Junia Farma M. Shabri Abd. Majid Muftahuddin Muftahuddin Muhammad Al yasa Basar Muhammad Hafiz Abd.Rashid Muhammad Haris Riyaldi Nurul Adha Putri Ovie Esrani Panggabean Phan Bao Giang Rahmatillah Rahmatillah Rahmi Aggraini Putri Ridwan Nurdin Sartiyah Sartiyah Sri Wahyu Ningsih Syahriyal Teuku Muhammad Syahrizal Toha Afifudin Umuri, Khairil