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DETERMINAN KEMISKINAN DI PROVINSI KEPULAUAN RIAU Ervin Nora Susanti; Sartiyah Sartiyah
JURNAL DIMENSI Vol 8, No 2 (2019): JURNAL DIMENSI (JULI 2019)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v8i2.2156

Kemiskinan merupakan persoalan struktural dan global yang dihadapi oleh berbagai wilayah di dunia yang harus mendapat perhatian oleh para pengambil kebijakan. Kemiskinan di Provinsi Kepulauan Riau meningkat sebesar 5,9 persen pada tahun 2019, di mana jumlah penduduk miskin pada Maret 2018 hingga Maret 2019 mencapai 128.462 orang, meningkat sebanyak 3.100 orang dibanding September 2018. Penelitian ini bertujuan untuk mendeskripsikan determinan kemiskinan di Provinsi Kepulauan Riau. Analisis dilakukan untuk mengetahui pengaruh Produk Domestik Regional Bruto (PDRB), pengangguran, pengeluaran pemerintah untuk pendidikan, kesehatan dan infrastruktur serta pengeluaran pemerintah untuk perlindungan sosial terhadap kemiskinan. Data yang digunakan adalah data sekunder dan analisis dengan Metode Ordinary Least Square. Hasil penelitian, secara simultan PDRB, pengangguran, pengeluaran pemerintah untuk pendidikan, kesehatan dan infrastruktur serta pengeluaran pemerintah untuk perlindungan sosial berpengaruh terhadap kemiskinan. Secara parsial menunjukkan PDRB dan pengeluaran pemerintah di bidang pendidikan, kesehatan dan infrastruktur berpengaruh menurunkan kemiskinan, sedangkan pengangguran berpengaruh meningkatkan kemiskinan. Selanjutnya pengeluaran pemerintah untuk perlindungan sosial tidak berpengaruh menurunkan kemiskinan. Dari hasil penelitian, diharapkan upaya penurunan pengangguran dan pengeluaran pemerintah untuk perlindungan sosial agar dilakukan tepat sasaran pada kantong-kantong kemiskinan.

PENGARUH PROMOSI, KEPERCAYAAN DAN RELIGIUSITAS TERHADAP PERSEPSI MASYARAKAT PADA PEMBIAYAAN MURABAHAH DI KOTA BANDA ACEH Akhyar Tarvi; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol.1 No.1, Mei 2019
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v1i1.13432

The purpose of this study was to determine the effect of promotion, trust and religiosity on public perception of Murabaha financing in Islamic banks in the city of Banda Aceh. This research uses primary data and secondary data. The population is 110,184 people of Banda Aceh City and the sample is determined using the Slovin formula of 100 people. Primary data from the sample were obtained by interview using a questionnaire. Secondary data is obtained from relevant institutions, namely the Central Statistics Agency (BPS). The model used is multiple linear regression. The results showed that promotion, trust and religiosity simultaneously affected people's perceptions in Murabaha financing. Partially and promotion and religiosity have a positive effect while a trust does not have an effect on people's perceptions of Murabaha financing in Banda Aceh City.Keywords: Promotion, trust, religiosity, perception, murabaha Abstrak Tujuan penelitian ini untuk mengetahui pengaruh promosi, kepercayaan dan religiusitas terhadap persepsi masyarakat pada pembiyaan murabahah pada bank syariah di Kota Banda Aceh. Penelitian ini menggunakan data primer dan data sekunder. Populasi adalah penduduk Kota Banda Aceh sebanyak 110.184 orang dan sampel ditentukan dengan menggunakan rumus slovin sebesar 100 orang. Data primer dari sampel diperoleh dengan wawancara mengunakan kuesioner. Data sekunder didapat dari lembaga terkait yaitu Badan Pusat Statistik (BPS). Model yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukan bahwa promosi, kepercayaan dan religiusitas secara simultan berpengaruh terhadap persepsi masyarakat dalam pembiayaan murabahah. Secara parsial dan promosi dan religiusitas berpengaruh positif sedangkan kepercayaan tidak berpengaruh terhadap persepsi masyarakat pada pembiayaan murabahah di Kota Banda Aceh.

MOTIVASI PENGUSAHA INDUSTRI MAKANAN DAN MINUMAN HALAL TERHADAP PEMBIAYAAN PERBANKAN SYARIAH DI KOTA BANDA ACEH DAN KABUPATEN ACEH BESAR De-Erista Mirati Putri; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol. 2 No.1, Mei 2020
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v2i1.16242

This study aims to analyze the knowledge, lifestyle, promotion and product quality on the decisions of halal food and beverage industry entrepreneurs in using Islamic banking financing in the City of Banda Aceh and Aceh Besar Regency. This research is a quantitative study using a questionnaire to the halal food and beverage industry entrepreneurs. The population of halal food and beverage industry entrepreneurs in this area obtained 119 and using the Slovin method obtained a sample of 68 respondents. The method of data analysis uses binary logistic regression. The results showed that simultaneous knowledge, lifestyle, promotion, and product quality affect financing in Islamic banking. Partially lifestyle and product quality have an effect, while knowledge and promotion have no effect on the entrepreneur's decision to use financing in Islamic banking. Odd ratio results indicate that the entrepreneurial lifestyle and product quality have a greater influence on the use of financing in Islamic banking than the use of credit in conventional banking.

ANALISIS PENGARUH PENDUDUK MISKIN, MARGIN KEUNTUNGAN, INFLASI DAN HARGA EMAS TERHADAP PENYALURAN PEMBIAYAAN RAHN PADA PEGADAIAN SYARIAH PROVINSI ACEH Rina Febriana; Sartiyah Sartiyah
JURNAL ILMIAH MAHASISWA EKONOMI ISLAM Jurnal Ilmiah Mahasiswa Ekonomi Islam (JIMEKI) Vol. 3 No. 1, Mei 2021
Publisher : FEB Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jimeki.v3i1.18501

This study aims to examine the effect of impoverished people, profit margins, inflation, and gold price on the distribution of rahn financing at Islamic Pawnshop in Aceh Province. This study also used time series data analysis by using the Ordinary Least Square (OLS) method, the results of the study showed that simultaneously impoverished people, profit margins, inflation, and gold price had a significant influence on the distribution of rahn financing in Aceh Province. Partially, gold price has a positive and significant, impoverished people has a negative and significant, while profit margins and inflation had no influence on the distribution of rahn financing at Islamic Pawnshop in Aceh Province. Based on the results of this study, the pawnshop is expected to be able to maintain and enhance its role. So that, it remains a financial institution that can solve problems without problems in accordance with its slogan. Penelitian ini bertujuan untuk menguji pengaruh penduduk miskin, margin keuntungan, inflasi, dan harga emas terhadap penyaluran pembiayaan rahn pada Pegadaian Syariah Provinsi Aceh. Penelitian ini menggunakan analisis data time series dengan metode Ordinary Least Square (OLS), hasil penelitian menunjukkan bahwa secara simultan penduduk miskin, margin keuntungan, inflasi, dan harga emas memiliki pengaruh signifikan terhadap penyaluran pembiayaan rahn pada Provinsi Aceh. Secara parsial, harga emas memiliki pengaruh positif dan signifikan, penduduk miskin memiliki pengaruh negatif dan signifikan, sedangkan margin keuntungan dan inflasi tidak memiliki pengaruh terhadap penyaluran pembiayaan rahn pada Pegadaian Syariah Provinsi Aceh. Berdasarkan hasil penelitian ini, diharapkan lembaga pegadaian dapat menjaga dan meningkatkan perannya agar tetap menjadi lembaga keuangan yang dapat menyelesaikan masalah tanpa masalah sesuai dengan slogan yang dimilikinya.

Factors Influencing People's Decision to Pay Zakat, Infaq and Sedekah (ZIS) in Baitul Mal Banda Aceh City *Al Munawir; Sartiyah Sartiyah
Riwayat: Educational Journal of History and Humanities Vol 5, No 1 (2022): February 2022, Local History and Learning Media
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v5i2.26668

The aim of the research is to examine the influence of factors that determine people's decisions in giving zakat, infaq, and sedekah at amil zakat institution. Some influencing factors are level of publication, promotion, reputation, religiosity, and motivation to the community's decision to pay ZIS at Baitul Mal of Banda Aceh City. The method used in this research is quantitative by using primary data. The data collection was conducted by distributing questionnaires directly to the research object. Each variable was measured a Likert scale. The research population was the people of Banda Aceh City aged 15-64 years and above who have jobs and income. The sample selection technique used is convenience sampling, the research object consisted of 100 respondents. Data processing was carried out by using binary logistic regression analysis. The results of this study indicated that publication, promotion, reputation, religiosity, and motivation positively and significantly impacted the community's decision in paying ZIS at Baitul Mal of Banda Aceh City, either partially or simultaneously. The results also showed that the community did not only require an increase in a good understanding of ZIS and its benefits, but they also demanded the reputation of Baitul Mal institution to be improved in order to encourage them to pay ZIS at Baitul Mal of Banda Aceh City.

PENGARUH DANA ZAKAT, PDRB PERKAPITA DAN KEMISKINAN TERHADAP PEMBANGUNAN MANUSIA DI PROVINSI ACEH Mutia Hanifah; Sartiyah Sartiyah
AGROTEKSOS, Jurnal Ilmiah Ilmu Pertanian Vol 33 No 2 (2023): Jurnal Agroteksos Agustus 2023
Publisher : Fakultas Pertanian Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agroteksos.v33i2.822

Tujuan penelitian menganalisis pengaruh penyaluran dana zakat, PDRB per Kapita, dan kemiskinan terhadap pembangunan manusia. Penelitian dilakukan di 23 kabupaten kota Provinsi Aceh periode 2017-2021 sebanyak 115 observasi dengan analisis regresi data panel. Hasil penelitian menunjukkan bahwa penyaluran dana zakat tidak mempengaruhi pembangunan manusia, sedangkan PDRB per kapita memiliki pengaruh positif dan kemiskinan berpengaruh negatif terhadap pembangunan manusia. Penyaluran dana zakat tidak mempengaruhi pembangunan manusia dikarenakan pengumpulan dan penyaluran dana zakat yang masih rendah, oleh karena itu diperlukan kesadaran masyarakat dan keseriusan pemerintah dalam upaya penghimpunan dan penyaluran dana zakat bagi peningkatan pembangunan manusia di masa depan. Kata kunci: Pembangunan Manusia, Penyaluran Dana Zakat, PDRB per Kapita, Kemiskinan

Factors Influencing People's Decision to Pay Zakat, Infaq and Sedekah (ZIS) in Baitul Mal Banda Aceh City *Al Munawir; Sartiyah Sartiyah
Riwayat: Educational Journal of History and Humanities Vol 5, No 1 (2022): February 2022, Local History and Learning Media
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v5i2.26668

The aim of the research is to examine the influence of factors that determine people's decisions in giving zakat, infaq, and sedekah at amil zakat institution. Some influencing factors are level of publication, promotion, reputation, religiosity, and motivation to the community's decision to pay ZIS at Baitul Mal of Banda Aceh City. The method used in this research is quantitative by using primary data. The data collection was conducted by distributing questionnaires directly to the research object. Each variable was measured a Likert scale. The research population was the people of Banda Aceh City aged 15-64 years and above who have jobs and income. The sample selection technique used is convenience sampling, the research object consisted of 100 respondents. Data processing was carried out by using binary logistic regression analysis. The results of this study indicated that publication, promotion, reputation, religiosity, and motivation positively and significantly impacted the community's decision in paying ZIS at Baitul Mal of Banda Aceh City, either partially or simultaneously. The results also showed that the community did not only require an increase in a good understanding of ZIS and its benefits, but they also demanded the reputation of Baitul Mal institution to be improved in order to encourage them to pay ZIS at Baitul Mal of Banda Aceh City.

Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Khairil Umuri; Muhammad Haris Riyaldi; Ahmad Nizam; Syahriyal; Sartiyah; Amri; Ikhsan; Nurma Sari; Teuku Muhammad Syahrizal
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.

Understanding of Tourism Industries in ‎The Development of Halal Tourism in Aceh Eddy Gunawan; Sartiyah Sartiyah; Nur Aidar
Jurnal Internasional Ekonomi Islam Vol 2 No 02 (2020): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v2i2.2605

The development of halal tourism requires readiness in various factors such as access, communication, environment, and services. The research was carried out in three district Aceh Province, namely in Banda Aceh City, Aceh Besar District, and Sabang City as tourism base areas. This research sample as many as 50 hotel business actors, 50 culinary delights, and 26 tourist objects, a total of 126 tourism business actors. Data analysis uses Binner Logit Regression, to determine the opportunities for tourism actors who are ready and not ready for halal tourism in the development of halal tourism in Aceh Province. The results showed that Accessibility, Communication, and Services had a positive effect on the development of halal tourism, while environmental factors do not affect the development of halal tourism in Aceh Province. Of all the factors, only services in tourism have high readiness and opportunities in influencing the development of halal tourism in Aceh Province.

Governing Rural Finance: The Mediating Role of Fraud Prevention on Moslem Community Welfare Sartiyah, Sartiyah; Yusrizal, Yusrizal; Suriani, Suriani; Usman, Musliadi bin
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 1 (2025)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v14i1.26203

This study investigates the mediating role of fraud prevention in the relationship between human capital, village financial planning, and moslem community welfare. Focusing on 260 villages in South Aceh, a sample of 120 respondents from 40 randomly selected village fund recipients was surveyed, comprising village financial staff, development planning staff, and members of the Village Council (Tuha Peut). The study employs the Structural Equation Modeling–Partial Least Squares (SEM–PLS) approach, with bootstrapping techniques used to assess mediation effects. The findings indicate that the quality of human resources directly influences both community welfare and fraud prevention. However, fraud prevention does not significantly mediate the relationship between human resource quality and community welfare. Conversely, it plays a significant mediating role in the relationship between village financial planning and community welfare. These results underscore the strategic importance of implementing robust fraud prevention mechanisms within financial planning processes to enhance moslem community welfare. The study recommends prioritizing fraud prevention initiatives alongside human capital development to maximize the impact of village fund programs on moslem welfare outcomes.========================================================================================================ABSTRAK - Tata Kelola Dana Desa: Peran Mediasi Pencegahan Kecurangan terhadap Kesejahteraan Masyarakat Muslim. Penelitian ini mengkaji peran mediasi pencegahan kecurangan dalam hubungan antara kualitas sumber daya manusia, perencanaan keuangan desa, dengan kesejahteraan masyarakat muslim. Kajian ini terfokus pada 260 desa di Aceh Selatan, dengan sampel terdiri dari 120 responden dari 40 desa penerima dana desa yang dipilih secara acak, yaitu staf keuangan desa, staf perencanaan pembangunan, dan anggota Tuha Peut (dewan penasehat desa). Penelitian ini menggunakan pendekatan Structural Equation Modeling–Partial Least Squares (SEM–PLS), dengan teknik bootstrapping untuk menguji efek mediasi. Hasil penelitian menunjukkan bahwa kualitas sumber daya manusia secara langsung berpengaruh terhadap kesejahteraan masyarakat dan pencegahan kecurangan. Namun, pencegahan kecurangan tidak memediasi secara signifikan hubungan antara kualitas sumber daya manusia dan kesejahteraan masyarakat. Sebaliknya, pencegahan kecurangan memediasi secara signifikan hubungan antara perencanaan keuangan desa dan kesejahteraan masyarakat. Temuan ini menegaskan pentingnya penerapan mekanisme pencegahan kecurangan yang kuat dalam proses perencanaan keuangan untuk meningkatkan kesejahteraan dalam konteks masyarakat muslim. Penelitian ini merekomendasikan agar upaya pencegahan kecurangan dan pengembangan sumber daya manusia menjadi prioritas dalam program dana desa guna mengoptimalkan dampaknya terhadap kesejahteraan masyarakat muslim.

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