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Peningkatan Usaha UMKM Melalui Penambahan Wawasan Tentang Usaha Kreatif di Jepang Nursasi, Enggar; Bunyamin, Bunyamin; Munfaqiroh, Siti; Mauludin, Hanif; Wiyarni, Wiyarni; Rahmania, Benita
Jurnal ABM Mengabdi Vol 12 No 2 (2025): Desember
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31966/jam.v12i2.1758

Abstract

The purpose of this community service activity is to help micro, small, and medium enterprises (MSMEs) grow and improve, as well as to provide motivation for them to be more creative in developing their businesses. Small business initiatives in Pringgodani Village, Bantur District, Malang Regency have progressed rapidly, achieving a 25% increase in 2024. The community service program was carried out by involving a resource person from Japan, Miyu Uehara, a Japanese student who motivated MSME actors by presenting examples of home-based businesses in Japan that are rich in creativity and innovation. Meanwhile, a graduate student from STIE Malangkucecwara, Edi Purnomo, provided support from the perspective of local government in his role as Subdistrict Head.The activity continued with an explanation of marketing support facilities delivered by the head of the Bantur District MSME association, Mr. Arik Dwi Asmara, who emphasized the importance of product quality to attract consumers and the need for continuous innovation to ensure long-term business sustainability.
Teknologi Tepat Guna Dan Digitalisasi Marketing Untuk Meningkatkan Penjualan Munfaqiroh, Siti; Aryani, Dwi Nita; Nursasi, Enggar
Jurnal ABM Mengabdi Vol 12 No 2 (2025): Desember
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31966/jam.v12i2.1749

Abstract

This community service program aims to increase the production and sales capacity of MSME partners through the application of appropriate technology and optimization of digital marketing. The target partner is “Sambal Mama Ni” in Malang City, which faces limitations in production capacity and has not yet optimized its digital marketing strategy or financial reporting. The solutions provided include the provision of a 30 liter spice grinder to support increased production, the development and training of website management as a means of promotion and sales, and assistance in preparing accurate and systematic financial reports. The results of the activity showed an increase in production efficiency, expanded marketing reach through an integrated website, and improved partner understanding of financial record-keeping. With this guidance and training, the partner gained new insights and knowledge that can be applied, thereby hopefully driving sustainable business growth and empowering the community economically.
Comparative Analysis of Indonesian Bank Health Using Risk, Governance, Earnings, and Capital Approach Nursasi, Enggar
International Journal of Management, Economic and Accounting Vol. 3 No. 6 (2025): December 2025
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v3i6.641

Abstract

This study aims to analyze and compare the health level of State-Owned Banks and National Private Banks in Indonesia based on the Risk-Based Bank Rating (RBBR) approach which includes four main components, namely Risk Profile, Good Corporate Governance (GCG), Earnings, and Capital (RGEC). This research uses secondary data in the form of annual financial statements of banks listed on the Indonesia Stock Exchange (IDX) during the 2020–2022 period. Each aspect is assessed through relevant financial ratios and classified using the Composite Rating (PK) system in accordance with the provisions of the Financial Services Authority (OJK). The results of the study show that state-owned banks are consistently in the Very Healthy category, reflecting the ability to maintain stability, operational efficiency, and high capital adequacy. Meanwhile, National Private Banks are in the Healthy category with variations in interbank performance, especially in the more dynamic aspects of Earnings and Risk Profile. Comparatively, State-Owned Banks excel in liquidity stability and corporate governance, while Private Banks show excellence in net interest margins and credit expansion flexibility. These findings confirm that the two groups of banks have a complementary role in maintaining the resilience of the national banking system and supporting sustainable economic growth