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Influence Of Third Party Funds on Credit Distribution Husin; Cicilia Sriliasta Bangun; Toni Suhara; Nanda Septiani; Alexander Williams
ADI Journal on Recent Innovation Vol. 4 No. 1 (2022): September
Publisher : ADI Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ajri.v4i1.749

Abstract

The purpose of this research is to identify the influence of Third-Party Funds, Non-Performing Loans (NPL), and Return on Assets on Credit Distribution. As well as the role of ROA which becomes mediation in PT. XYZ. This study uses samples in the form of publication balance sheet reports from PT. XYZ in the period 2019-2021. This research is a quantitative research using SEM PLS techniques through the help of smart pls 3.0 software. The results of the study found that DPK significantly affects PK, with a statistical T value of 6,556 > 1.96 and the original sample of -0.773. The absence of influence of NPL on PK due to its statistical T value of 0.868 < 1.96 and the original sample of -0.146 has a negative relationship to credit distribution. ROA has no direct influence on PK with a statistical T value of 0.006 < 1.96 and the original sample of -0.002 has a negative relationship meaning to PK. DPK had a significant negative influence on ROA with a statistical T value of 2,966 > 1.96 and the original sample of -0.657 having a negative relationship direction. There is no effect of NPL on ROA with a Statistical T value of 0.205 < 1.96 and the original sample of 0.056 has a positive relationship to ROA. NPL has no influence over PK through ROA mediation with its Statistical T value of 0.001<1.96.  
Decentralized Storage in Smart City Data Infrastructure SWOT Analysis Rani Nuraeni; Elisa Ananda Natalia; Chua Toh Hua; Nanda Septiani; Ipang Sasono
Blockchain Frontier Technology Vol. 5 No. 2 (2026): Blockchain Frontier Technology
Publisher : IAIC Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/bfront.v5i2.872

Abstract

The rapid growth of data volume and complexity in modern urban environments has created a critical need for storage systems that are secure, scalable, and resilient. This background emphasizes the urgency of adaptive data infrastructure to support smart city development. This study aims to provide a comprehensive SWOT analysis of decentralized storage in strengthening smart city data infrastructure. A qualitative descriptive-analytical approach is employed, using systematic literature review and document analysis to identify key internal and external strategic factors. The findings reveal key strengths, including enhanced data security, high resilience, and scalability. However, weaknesses such as implementation complexity, latency issues, and dependency on network stability are also noted. Opportunities lie in the integration with Internet of Things (IoT) ecosystems, growing public awareness of data privacy, and emerging collaborative economic models. Meanwhile, threats include regulatory ambiguity, lack of standardization, and evolving cybersecurity risks. This study contributes a strategic framework to assist policymakers, urban planners, and technology stakeholders in integrating decentralized storage systems into smart city architectures. In alignment with the Sustainable Development Goals (SDGs), particularly Goal 11 (Sustainable Cities and Communities) and Goal 9 (Industry, Innovation, and Infrastructure), the research highlights the importance of secure, inclusive, and adaptive digital infrastructure in advancing sustainable urban development.
Apply the Search Engine Optimization (SEO) Method to determine Website Ranking on Search Engines Fifin Alfiana; Nimatul Khofifah; Tarisya Ramadhan; Nanda Septiani; Wahyuningsih Wahyuningsih; Nadia Nur Azizah; Nova Ramadhona
International Journal of Cyber ​​and IT Service Management (IJCITSM) Vol. 3 No. 1 (2023): April
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v3i1.126

Abstract

In today's digital age, the internet has become an essential tool for various activities, including business promotion. One effective way to promote your business online is by creating a website that offers useful information to visitors. However, simply having a website is not enough; it is crucial to ensure that your website ranks high on search engine results pages (SERPs) in order to attract more visitors. One of the most effective methods to optimize a website for search engines is through search engine optimization (SEO) techniques. These techniques aim to improve a website's visibility on SERPs by using various tactics, such as keyword research, content optimization, and link building. However, it is important to note that SEO optimization is not a one-time task but rather an ongoing process. It requires constant attention and effort to maintain high search engine rankings and ensure the continued success of your online business. By optimizing your website, you can improve its visibility on search engines, attract more visitors, and ultimately drive business growth. It is important to remain vigilant in implementing SEO techniques to maintain high search engine rankings and ensure the continued success of your online business.
Enhancing Educational Management through Social Media and E-commerce-Driven Branding Susy Alestriani Sibagariang; Nanda Septiani; Anthony Rodriguez
International Journal of Cyber ​​and IT Service Management (IJCITSM) Vol. 5 No. 2 (2025): October
Publisher : International Institute for Advanced Science & Technology (IIAST)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/ijcitsm.v5i2.222

Abstract

Intensified digital competition is forcing organizations across diverse sectors, from the B2B carton box industry to Educational Management, to seek differentiation through strategic digital branding. This is particularly true for industrial firms often trapped by commoditization. However, existing literature frequently analyzes social media and e-commerce in silos, creating a research gap regarding their synergistic impact on internal management. This study aims to fill this gap by empirically validating a holistic model that links the strategic integration of these digital platforms to brand enhancement, management quality, and sustainable competitive advantage. The novelty of this research lies in demonstrating this complete causal pathway within an industrial B2B context, offering a transferable framework for other fields. Using a quantitative approach, survey data from 150 respondents in the carton box industry were analyzed with Partial Least Squares Structural Equation Modeling (PLS-SEM). The results confirmed all five hypotheses, revealing that strategic integration is an exceptionally strong predictor of brand enhancement (β = 0.979). The findings cruciallydemonstrate that brand enhancement is the primary mediating variable; its effect on improving management quality and securing a competitive advantage is substantially stronger than other direct paths. This study concludes that the most effective mechanism for organizations, industrial companies, or institutions in educational management, to achieve market leadership in the digital era is by strategically using integrated digital tools to first cultivate a powerful and trusted brand.