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All Journal Patria Artha Journal of Community Al-Buhuts (e-journal)
Ilham Ilham
Universitas Patria Artha
Economics, Econometrics & Finance Engineering Health Professions Public Health Social Sciences

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Analisis Kinerja Keuangan dengan Rasio Liquiditas, Solvabilitas, Aktivitas dan Profitabilitas PT.XYZ Ilham Ilham; Ismail Ismail; Muh. Alam Nasyrah Hanafi
Al-Buhuts Vol. 19 No. 1 (2023): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v19i1.3915

Abstract

This study aims to analyze the financial performance of PT. XYZ. performance is based on the ratio of liquidity, solvency, profitability, activity. The research method used is quantitative descriptive analysis. Data analysis techniques using financial ratio analysis. The results of this study indicate that: (1) in terms of the liquidity ratio, it indicates that the company is not liquid because it is below the industry average. (2) in terms of the Solvency ratio, it shows that the company is not solvable because the total assets owned by the company are unable to cover debts to outsiders and when measured using the ratio of debt to equity shows that the company is solvable because the capital owned by the company is able to cover the company's debts. (3) the activity ratio, measured using the debt turnover ratio shows that the company is not doing well, while the stock turnover of the company's condition shows good. (4) profitability ratios, the condition of the company is not good.
Sosialisasi gemar menabung sejak dini Nurmiati Irvan; Fina Diana; Ilham Ilham; Irwan Syarif; Sri Nurindasari
Patria Artha Journal of Community (PKM) Vol. 2 No. 1 (2022): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33857/pajoco.v2i1.568

Abstract

Saving should have been introduced from an early age both by the school and in the family environment, although there has not been a special curriculum presented at the elementary school level regarding this, even though it is important to introduce it to early childhood children because early age is the golden age in growing everything. the potential that exists in children, in times like these children will record every information they get to later be applied in their daily lives. The problems faced by partners in community service activities include the lack of understanding of students about saving activities and the importance of saving from an early age and the perception of students who think that saving activities are only for people who are adults and have their own income. The purpose of this PKM activity is to broaden students' horizons regarding the goals and benefits of saving from an early age and to foster an interest in saving for students from an early age even though they do not have their own income. The stages of this activity start from preparation, implementation of service activities in the form of socializing fond of saving from an early age and ending with the stage of writing service activity reports. Socialization activities like saving from an early age were followed by all students as participants in this PKM activity enthusiastically so that they were able to increase students' understanding and broaden their horizons regarding the importance of saving from an early age even though they do not have an independent income. Activities like this need to be carried out elsewhere so that the knowledge and interest of students as the younger generation in saving continues to increase so that they can contribute to economic improvement for the nation and state in the future. The expected output of this community service activity focuses on increasing students' understanding of the importance of saving activities and being aware of the importance of saving activities from an early age and can be one of the inputs for the school so that saving activities can become a routine activity for students coordinated by each homeroom teacher
Pengenalan Kewirausahaan Bagi Pelajar Nurmiati Irvan; Fina Diana; Murbayani Murbayani; Ridwan Ridwan; Ilham Ilham; Irwan Syarif
Patria Artha Journal of Community (PKM) Vol. 2 No. 2 (2022): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33857/pajoco.v2i2.619

Abstract

Entrepreneurs need to be introduced from an early age to instill an entrepreneurial mentality with the aim of opening students' minds to be able to create their own jobs, because with them entrepreneurship the benefits they get are not only for ourselves but also for others so that it indirectly helps create jobs. to reduce the existing unemployment rate by providing jobs to people around the business being undertaken. Problems faced by partners in community service activities include students not understanding entrepreneurship and students not being interested in the business world, especially entrepreneurship. The expected outcome of this community service activity is that students feel interested in becoming entrepreneurs and grow their creative ideas into positive productivity and provide benefits for students in particular and benefits for the surrounding environment in general. This service stage starts from preparation, implementation of service activities in the form of counseling introduction to entrepreneurship for students and ends with the closing stage. This activity was said to be successful where all participants were present and their enthusiasm and interest was evident, this was evidenced by the presence of several participants who actively asked questions during the discussion session. For this reason, this activity needs to be developed so that it can motivate students to develop their creativity to become young entrepreneurs, so that similar activities can also be carried out in other schools to increase students' knowledge and understanding of entrepreneurship.Keyword: Entrepereneurship, Student, Productivity 
Tetap Produktif di Masa Lansia Nurmiati Nurmiati; Ridwan Ridwan; Ilham Ilham; Murbayani Murbayani; Ismail Ismail
Patria Artha Journal of Community (PKM) Vol. 4 No. 2 (2024): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33857/pajoco.v4i2.893

Abstract

Perwujudan bangsa yang sejahtera tentunya tidak lepas dari penerapan fungsi ekonomi dalam setiap keluarga. Oleh karena itu salah satu hal dalam mewujudkan bangsa yang sejahtera melalui peningkatan ekonomi keluarga, ini salah satunya ditunjang oleh para lansia yang produktif. Lansia produktif dapat diwujudkan dalam beberapa hal mulai dari kesehatan yang tetap fit serta kegiatan lain yang dapat mendatangkan manfaat ekonomi, salah satunya adalah keterampilan kerajinan tangan. Adapun tujuan kegiatan ini adalah untuk meningkatkan kreativitas para lansia melalui praktek kerajinan tangan selain untuk melatih otot-otot motoric para lansia, juga melatih emosional dan kesabaran serta fokus. Di samping itu juga kegiatan ini diharapkan dapat membekali lansia agar memiliki keterampilan yang dapat dijadikan sebagai pengetahuan untuk membuat berbagai kerajinan tangan baik hanya sekedar sebagai hobi maupun dapat dijadikan sebagai sesuatu yang dapat menghasilkan pendapatan yang mampu membantu ekonomi keluarga. Tim pelaksana melaksanakan kegiatan penyuluhan tentang tetap produktif di masa lansia Adapun luaran kegiatan pengabdian kepada masyarakat ini adalah berupa laporan hasil kegiatan pengabdian kepada masyarakat dan publikasi ilmiah di jurnal pengabdian kepada masyarakat. Kegiatan pengabdian kepada masyarakat dengan tema tetap produktif di masa lansia yang diawali dengan kegiatan senam sehat lansia kemudian dilanjutkan dengan penyuluhan serta keterampilan kerajinan tangan dapat meningkatkan pengetahuan dan keterampilan lansia dalam melatih hidup sehat, mandiri dan produktif.
EDUKASI MENABUNG DAN PERENCANAAN KEUANGAN JANGKA PENDEK BAGI SISWA SMA Fina Diana; Ridwan Ridwan; Ilham Ilham; Murniati Murniati
Patria Artha Journal of Community (PKM) Vol. 6 No. 1 (2026): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33857/pajoco.v10i1.1043

Abstract

Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan literasi keuangan siswa dalam pengelolaan uang saku dan penyusunan anggaran sederhana. Kegiatan dilaksanakan di SMA Negeri 13 Makassar dengan melibatkan 25 siswa kelas XII. Metode yang digunakan meliputi ceramah, diskusi interaktif, dan simulasi penyusunan anggaran. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa mengenai konsep dasar literasi keuangan, khususnya dalam membedakan kebutuhan dan keinginan, serta pentingnya menabung. Siswa juga mampu menyusun anggaran sederhana secara mandiri dan menunjukkan perubahan sikap keuangan yang lebih terencana. Sebagian besar peserta berkomitmen untuk menyisihkan 10–20% uang saku sebagai tabungan. Kegiatan ini efektif dalam meningkatkan pengetahuan dan kesadaran finansial siswa. Oleh karena itu, edukasi literasi keuangan perlu dilakukan secara berkelanjutan untuk membentuk perilaku keuangan yang bijak pada generasi muda.
Ketahanan Ekonomi Di Masa Lansia Nurmiati Irvan; Ridwan Ridwan; Bastian Lubis; Murbayani Murbayani; Ilham Ilham; Ismail Ismail
Patria Artha Journal of Community (PKM) Vol. 4 No. 1 (2024): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33857/pajoco.v4i1.814

Abstract

Lanjut usia (Lansia) adalah seseorang yang telah mencapai usia 60 (enam puluh) tahun ke atas. Pada fase tersebut tentunya akan berdampak pada berbagai aspek kehidupan, baik sosial, ekonomi, dan terutama kesehatan, karena dengan semakin bertambahnya usia, fungsi organ tubuh akan semakin menurun baik karena faktor alamiah maupun karena penyakit. Maka, kehidupan lansia yang menurun harus ada yang membantu untuk meningkatkan kemampuan bertahan hidupnya. Meningkatnya jumlah lansia menimbulkan berbagai permasalahan baik individu, keluarga dan masyarakat. Ketahanan Ekonomi pada lansia mengacu pada kemampuan mereka memenuhi kebutuhan mendasar seperti makanan, perumahan, pelayanan kesehatan dan kehidupan sosial secara berkelanjutan. Ini mencakup pendapatan, jaminan sosial dan kesempatan kerja yang layak. Beberapa Lansia yang merupakan pensiunan, memiliki sumber keuangan terbatas di sepanjang hidup mereka mungkin mengalami kesulitan keuangan di hari tua. Meskipun mereka dapat menyamai tingkat konsumsi sebelum pensiun. Adapun luaran yang diharapkan dari kegiatan pengabdian kepada masyarakat ini adalah menjadikan perekonomian para Lansia lebih terarah dan lebih tahan terhadap godaan kehidupan yang mengarah pemborosan dan bagi rumah tangga keluarga Lansia terlebih khususnya dapat digunakan sebagai masukan dan bahan pertimbangan mengambil kebijakan dalam rmengelola keuangan mereka. Kegiatan pengabdian ini dimulai dari persiapan dan pelaksanaan kegiatan pengabdian berupa sosialisasi ketahanan ekonomi di masa lansia. Kegiatan ini dikatakan berhasil dimana para Lansia yang hadir dalam kegiatan ini memahami materi yang disajikan. Kegiatan ini perlu terus dilakukan  di tingkat Kelurahan dapat mencantumkan program sosialisasi ini sebagai program kelurahan di tingkat RT/RW yang akan rutin dilaksanakan setiap tahun.
Co-Authors Bastian Lubis Fina Diana Fina Diana Ismail Ismail Muh. Alam Nasyrah Hanafi Murbayani Murbayani Murniati Murniati Nurmiati Irvan Nurmiati Irvan Nurmiati Nurmiati Ridwan Ridwan Sri Nurindasari Syarif, Irwan