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All Journal Diponegoro Journal of Economics Proceeding SENDI_U Economic Education Analysis Journal EconBank : Journal Economics and Banking Indicators : Journal of Economic and Business Diponegoro Journal of Islamic Economics and Business Musyarakah: Journal of Sharia Economics (MJSE) Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Arif Pujiyono
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Pelatihan Menulis Bagi Santri Sebagai Peningkatan Literasi Santri Pondok Pesantren Darul Ulum Tragung Batang Widodo, Wahyu; Yulia Purwanti, Evi; Naylah, Maal; Citaningati, Putri Rizka; Pujiyono, Arif
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 2 No. 3 (2024): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v2i3.223

Abstract

Pelatihan menulis di Pondok Pesantren Darul Ulum Tragung, Batang bertujuan untuk meningkatkan keterampilan literasi santri, khususnya dalam menulis karya tulis akademik dan non-akademik. Program ini dilaksanakan dalam tiga tahap: pengenalan dasar menulis, menulis kreatif dan informatif, serta publikasi karya tulis. Santri diberikan pelatihan tentang teknik menulis, pengelolaan ketegangan saat menulis di depan umum, serta cara menerima dan memberikan umpan balik yang konstruktif. Melalui pelatihan ini, santri diharapkan mampu menghasilkan karya tulis yang berkualitas, mempublikasikannya dengan tepat, serta memahami pentingnya hak cipta dan plagiarisme. Evaluasi dan refleksi menjadi bagian penting untuk mengukur pencapaian santri selama program. Pelatihan ini memberikan bekal pengetahuan dan keterampilan bagi santri untuk mengembangkan budaya literasi yang lebih kuat di pesantren dan masyarakat.
Membangun Kemandirian Ekonomi Sekolah: Pelatihan Pembentukan Koperasi Syariah Sekolah di Yayasan Biroyatul Huda Kabupaten Banyumas, Jawa Tengah Yulia Purwanti, Evi; Naylah, Maal; Citaningati, Putri Rizka; Pujiyono, Arif; Widodo, Wahyu
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 2 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i2.489

Abstract

Pengabdian masyarakat ini bertujuan untuk mendorong kemandirian ekonomi di lingkungan sekolah melalui pembentukan koperasi syariah. Kegiatan dilaksanakan di Yayasan Biroyatul Huda, Kabupaten Banyumas, Jawa Tengah, dengan melibatkan pengurus yayasan, guru, siswa, serta wali murid. Pelatihan mencakup pemahaman dasar koperasi syariah, prinsip-prinsip ekonomi Islam, serta tata kelola koperasi berbasis syariah. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap konsep dan manajemen koperasi syariah, serta terbentuknya tim inisiasi pembentukan koperasi syariah sekolah. Kegiatan ini diharapkan menjadi cikal bakal pengembangan ekonomi produktif berbasis nilai-nilai Islam di lingkungan pendidikan pesantren.
PERILAKU KONSUMSI SWIKE KODOK PADA MASYARAKAT MUSLIM DI KABUPATEN GROBOGAN Widayanti, Safira; Pujiyono, Arif
Diponegoro Journal of Islamic Economics and Business Vol 1, No 2 (2021): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (808.493 KB) | DOI: 10.14710/djieb.13588

Abstract

Consumption Behavior of Swike Kodok in Muslim Communities in Grobogan District. Every muslim should understand about Islamic laws. One of them is Islamic dietary law about halal (permissible) or haram (forbidden) food of swike kodok. Although swike kodok is haram food, some Muslims prefer to continue consuming it. This study aims to determine the reasons of several Muslims who continue consuming swike kodok. This study uses the phenomenological method with the Interpretative Phenomenological Analysis (IPA) approach. The Interpretative Phenomenological Analysis (IPA) approach is used in research to find out the meaningful and different experiences on every Muslim consumer of swike kodok. This method uses in-depth interview techniques and analyzed as stages in the phenomenological method guidelines with the Interpretative Phenomenological Analysis (IPA) approach. Participants in this study were 5 Muslim consumers of swike kodok. They are native inhabitants of Grobogan district that also swike kodok stalls consumers, in Purwodadi sub-district. The results obtained from this study there are 4 main themes and at once reveal the background of the phenomenon why Muslims still consuming swike kodok. Among them are social environment, addictive behavior of consuming swike kodok, the satisfaction of consuming swike kodok, and self- belief.
DETERMINAN PROFITABILIAS PT. BANK PANIN DUBAI SYARIAH TBK PERIODE 2013-2017 MENGGUNAKAN METODE ARDL-ECM Saputra, Donny Eka; Pujiyono, Arif
Diponegoro Journal of Islamic Economics and Business Vol 1, No 2 (2021): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (989.773 KB) | DOI: 10.14710/djieb.13585

Abstract

Profitability is an important tool to improve Islamic bank performance, evaluating their operations, determining management policy, making strategy to help the Islamic banks survive in competitive market, and improving living standard of people. In 2017, PT Bank Panin Dubai Syariah Tbk becomes the most losses Islamic bank among the other 14 Islamic bank in Indonesia. This study aims to examine the influence of bank specific and macroeconomy factors that contributed toward the profitability of PT. Panin Dubai Bank Syariah. Tbk over the period 2013- 2017. This study used the Autoregressive Distributed Lag – Error Correction Model (ARDL-ECM) consisting of a stationary test, optimal lag selection, cointegration test, diagnostic test, and stabilization test. Data used in this study are monthly time series data with 60 observations obtained from Otoritas Jasa Keuangan and Badan Pusat Statistik over the period 2013-2017. Bank specific variable are FDR and DPK, while macroeconomic variable are BI Rate, inflation, and exchange rates. Based on optimal lag selection, ARDL (1,0,1,0,0,0) model is generated. The ARDL-ECM estimation results showed that FDR, BIR, and KURS affect profitability in both short and long run. DPK affect profitability only in short run, while inflation does not affect profitability in both short run and long run. The speed of adjustment is 85% per period. The implication of this result is PT. Panin Dubai Bank Syariah Tbk needs to raise CASA to minimalize the operating costs and must able to managed well bad financing through inter-bank, central bank and securities placements.
Implementasi Murabahah untuk Pembiayaan Modal Kerja (Studi Kasus Bank Syariah Indonesia KCP Pati Kutoharjo ) Runindyo, Andi Septiana; Pujiyono, Arif
Musyarakah: Journal of Sharia Economic (MJSE) Vol 4, No 2 (2024): October
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/mjse.v4i2.9712

Abstract

This research discusses the implementation of murabahah financing as working capital at BSI KCP Pati Kutoharjo. The background of this study is based on the discrepancy in the use of murabahah financing, which should be for trade transactions but is applied for working capital. The research method used is qualitative with a case study approach. Data were collected through interviews, observations, and documentation from BSI staff and customers. The results show that BSI KCP Pati Kutoharjo has a high percentage in channeling murabahah financing for working capital. These findings highlight the importance of transparency and compliance with sharia principles in every banking transaction. The conclusion of this study suggests the need for revision and evaluation of the use of murabahah contracts at BSI to ensure conformity with sharia principles
Pelatihan Kewirausahaan Praktis untuk Santri MA Biroyatul Huda: Membentuk Santri Produktif dan Mandiri Citaningati, Putri Rizka; Naylah, Maal; Purwanti, Evi Yulia; Pujiyono, Arif; Widodo, Wahyu
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 3 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i3.694

Abstract

This community service activity aims to improve the understanding and entrepreneurial skills of students at MA Biroyatul Huda, Banyumas Regency. Students, as part of the younger generation, have great potential to develop productive, economically valuable businesses based on Islamic values. Through this practical entrepreneurship training, participants will be equipped with basic knowledge on starting a business, simple financial management, and contextual marketing strategies. The activity is conducted through a participatory approach, using interactive lectures, group discussions, and business plan simulations. It is hoped that this activity will shape students who are independent, creative, and competitive, and support local economic development based on Islamic boarding schools.
ANALISIS PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP PENINGKATAN PENDAPATAN MUSTAHIK DI KABUPATEN SRAGEN Yulianingsih, Tri; Pujiyono, Arif
Diponegoro Journal of Islamic Economics and Business Vol 5, No 2 (2025): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.26662

Abstract

Poverty remains a major challenge in Sragen Regency, with a higher rate than the national average. Productive zakat offers a solution by serving not only as social aid but also as a tool for economic empowerment. When utilized effectively, it can enhance skills, create business opportunities, and promote financial independence among mustahik. This study analyzes the impact of productive zakat utilization, workforce training, and monitoring on mustahik income using a quantitative approach with multiple linear regression. Primary data was collected from 193 mustahik receiving productive zakat from BAZNAS Sragen in 2023. The results show that all three variables positively and significantly affect mustahik income. The t-test results for productive zakat (t = 2.953), training (t = 3.428), and monitoring (t = 4.322) exceed the t-table value (1.972) with Sig. < 0.05. The F-test confirms the model’s significance (F = 41.421, Sig. = 0.000), with R² = 39.7%, indicating strong explanatory power. In conclusion, optimizing zakat utilization, effective training, and monitoring are crucial for increasing mustahik income. Future research should apply Policy Evaluation Tool (PET) Analysis for better program assessment.   
Pengaruh Pasar Modal Terhadap Pertumbuhan Ekonomi di Indonesia Tahun 1985-2019 Yudhatama, Aqshal Ivan; Pujiyono, Arif
Journal of Economics and Business Vol 6, No 1 (2024): May
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47729/indicators.v6i1.169

Abstract

Tujuan penelitian ini adalah untuk menganalisis pengaruh pasar modal terhadap pertumbuhan ekonomi di Indonesia dari tahun 1985-2019. Data yang digunakan dalam penelitian ini adalah data time series dengan pendekatan kuantitatif. Penelitian ini menggunakan data sekunder yang diperoleh dari laman Bursa Efek Indonesia, Badan Pusat Statistik, Bank Indonesia, Badan Koordinasi Penanaman Modal, dan Otoritas Jasa Keuangan. Untuk menganalisis pengaruh dalam jangka pendek dan jangka panjang, penelitian ini menggunakan metode vector error correction model (VECM). Hasil penelitian menyimpulkan bahwa dalam jangka panjang kapitalisasi pasar saham berpengaruh positif signifikan terhadap PDB, sementara indeks harga saham gabungan, penanaman modal asing, dan tingkat partisipasi angkatan kerja berpengaruh negatif signifikan. Dalam jangka pendek indeks harga saham gabungan dan tingkat partisipasi angkatan kerja berpengaruh negatif signifikan dan penanaman modal asing berpengaruh positif signifikan.
Co-Authors - Muhadjirin, - Adam, William Citaningati, Putri Rizka Evi Yulia Purwanti Evi Yulia Purwanti Hari Susanta Nugraha Insan, Nur Elitami Muhadjirin Muhadjirin Naylah, Maal Norma Rita Sari Nur Yatiman Purbayu Budi Santosa Purbayu Santoso, Purbayu Retno Febriyastuti Widyawati Runindyo, Andi Septiana Saputra, Donny Eka Susanta Nugraha, Hari Teddy Adhadika Venty Oviartha Pradana Wahyu Widodo Widayanti, Safira Yudhatama, Aqshal Ivan Yulianingsih, Tri