Claim Missing Document
Check
Articles

Found 30 Documents
Search

Resource Competence Development for State Apparatus as an Improvement Effort Quality of Public Services Saleh, Choirul; Puspitasari, Novi
Socious Journal Vol. 2 No. 1 (2025): Socious Journal - February
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/33srb639

Abstract

Improving the competencies of state apparatus resources is essential for enhancing the quality of public services, which is crucial for fostering public trust in government and creating an effective and responsive state. This research explores the approaches and strategies used to develop competencies among state apparatus resources and analyzes their impact on public service quality. Employing a qualitative approach, the study examines the classification, developmental steps, quality of outcomes, and supportive factors influencing competency enhancement at the State University of Brawijaya, Malang, Indonesia. The findings reveal key strategies for fostering competencies that align with contemporary demands, including targeted training programs and institutional support mechanisms. These efforts contribute to improving public service delivery and supporting national development. The study offers insights into competency development in higher education settings, highlighting its role in advancing public service quality and reinforcing the nation's progress
Sustainability Activities Disclosure and The Financial Performance: Study of Sharia Compliance Company in Indonesia Puspitasari, Novi; Fauziyah, Hanif; Azis, Norazlin binti Ab; Endhiarto, Tatok
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.3098

Abstract

The increasing issues of natural damage remind people of the importance of managing limited natural resources so that companies can use them efficiently, especially in meeting their operating needs. This study was conducted on this phenomenon to determine how sustainability reports affect the company's performance. The population used in this study was 244 Sharia Securities companies during 2018-2022. This study got 27 research samples using a purposive sampling method. This research conducted multiple linear regression analysis methods. Results showed that only the environmental dimension of sustainability disclosure positively affects significantly on company performance. The findings suggest a positive correlation between comprehensive sustainability disclosures and improved financial performance, highlighting the potential for Islamic economic principles to support sustainable development goals. Then this study contributes to the growing body of literature on Islamic finance and corporate responsibility, offering practical implications for policymakers, investors, and Sharia-compliant firms aiming to enhance transparency, accountability, and long-term value creation in a islamic-based economic framework.
Effect of Islamicity Performance Index on Profitability of Sharia Commercial Banks Afifatuz Zakiyyah; Puspitasari, Novi; Ulfa Hardinawati, Lusiana
Journal of Management Research and Studies Vol. 1 No. 1: January - June (2023)
Publisher : Optima Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61665/jmrs.v1i1.28

Abstract

Dramatic development of sharia economic has changed the existing structure of banking industry and created the so called sharia banking. Sharia Commercial Banks as the implementer of sharia banking feel necessary to maintain and improve performance and profitability. The objective of this research is to understand and analyze the effect of performance of Sharia Commercial Banks on profitability. Research population includes all Sharia Commercial Banks in the registry of Financial Services Authority in period 2020. Sampling technique is purposive sampling. Research sample with criteria is 6 Sharia Commercial Banks. Panel data regression is used as data analysis method because this research is processing cross-section data and time series data. The results of research show that Profit Sharing Ratio and Islamic Income Ratio have negative effect but not significant on profitability of Sharia Commercial Banks, Zakat Performance Ratio has negative and significant effect on profitability of Sharia Commercial Banks, and Equitable Distribution Ratio has positive and significant effect on profitability of Sharia Commercial Banks.
Peningkatan Pemahaman terhadap Fintech Lending Pada Kelompok Dasa Wisma RT 03 RW 10 Perumnas Patrang : - Mufidah, Ana; Puspitasari, Novi; Perwitasari W, Dwi; Rijal, Salahuddin
Jurnal Pengabdian Masyarakat Akademisi Vol. 4 No. 2 (2025)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/jpma.v4i2.1314

Abstract

In response to the economic downturn caused by the COVID-19 pandemic, collaboration among regulators, ministries, and relevant institutions is essential to ensure broader access to financial services. One promising solution is fintech lending, which offers faster, easier access to capital without requiring substantial collateral, unlike traditional banks. Fintech holds significant potential to support economic recovery efforts. However, alongside these benefits, fintech lending also presents various challenges—particularly related to illegal lending services. Common issues include threats from service providers, a lack of transparency regarding interest rates and service fees, and penalties for late payments. There are also unethical practices such as the unauthorized sharing of borrowers’ contact information. Therefore, public education and awareness are crucial to help people make informed choices when using fintech lending services. Understanding the difference between legal and illegal fintech platforms is key to avoiding potential risks and financial harm.
The Influence of Financial Inclusion, Financial Literacy, and Financial Technology on The Financial Performance of MSMEs in Gunungkidul District Puspitasari, Novi; Sari, Pristin Prima; Kusumawardhani, Ratih
Indonesian Journal of Economics, Business, Accounting, and Management (IJEBAM) Vol 3 No 5 (2025): Volume 3, No. 5, 2025
Publisher : PT SOLUSI EDUKASI BERDIKARI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63901/ijebam.v3i5.132

Abstract

This study looks at how the financial performance of MSMEs in Gunungkidul Regency is affected by financial inclusion, financial literacy, and financial technology. Purposive sampling is the research methodology employed in this study. The R2, T, and F-Tests are used in this study for test hypotheses. The study's findings show that the financial success is significantly and favorably impacted by the financial inclusion variable, with a regression coefficient value of 6,675 and a significance value of 0,0000 < 0,05. As evidenced by its value of 6,242 and significance value of 0,0000 < 0,05; the financial literacy variable has a significant and favorable impact on financial performance. Financial technology also has a significant and beneficial impact, with a value of 3,187 and a significance value of 0,002 < 0,05.
PENGUATAN KAPASITAS KELOMPOK MASYARAKAT AL-FATIHAH FARM DESA JELBUK MELALUI PELATIHAN MANAJEMEN USAHA PASCA PANEN Khusna, Khanifatul; Priyono, Agus; Fauziyyah, Salma; Mirzania, Alif; Muhsyi, Abdul; Subagio, N Ari; Sukarno, Hari; Puspitasari, Novi
Tepak Sirih : Jurnal Pengabdian Masyarakat Madani Vol. 4 No. 1 (2025): Tepak Sirih : Jurnal Pengabdian Kepada Masyarakat Madani
Publisher : LPPM Universitas Pasir Pengaraian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30606/jpmm.v4i1.3350

Abstract

Petani merupakan pelaku utama untuk mewujudkan ketahan pagan baik didalam rumah tangga maupun masyarakat secara luas. Namun regenerasi petani semakin tahun megalami penurunan, dikarenakan profesi petani dianggap tidak bisa menjamin hidup yang sejahtera. Kelompok masyarakat petani menjadi wadah bagi petani-petani didesa untuk menyampaikan inspirasi mereka. POKMAS Al Fatihah Farm merupakan salah satu POKMAS di Desa Jelbuk yang mencoba untuk mengkoordinir hasil pertanian para petani untuk dijual dengan harga yang lebih mahal. Akan tetapi, POKMAS ini mengalami permasalahan.yaitu POKMAS Al Fatihah Farm belum memiliki manajemen usaha tani yang baik; Berdasarkan permasalahan tersebut tim pengusul memberikan solusi berupa Pelatihan manajemen usaha tani mulai dari proses tanam sampai pada pasca panen. Pelaksanaan pengabdian ini menggunakan metode ABCD (Asset Based Community Development) yang merupakan sebuah metode untuk meningkatkan kemajuan para individu dengan berlandaskan aset lokal yang terdapat dalam suatu wilayah.Hasil kegiatan pengabdian ini adalah peningkatan pengetahuan anggota POKMAS dan petani Desa Jelbuk dalam memanajemen hasil pertanian.
Analisis Model Altman Z-Score dalam Memprediksi Potensi Kebangkrutan Perusahaan Asuransi Jiwa Syariah di Indonesia Ardiaprila, Cantika; Puspitasari, Novi; Sulthoni, Moch.
IJABAH Vol. 1 No. 2 (2023): IJABAH
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.405

Abstract

This research is a qualitative study with a population of Sharia Life Insurance in Indonesia. The research sample is a Sharia Life Insurance company registered with the Financial Services Authority (OJK) for the 2017-2021 period, namely Full Sharia Life Insurance and published financial reports that have been audited, namely the company PT. Family Takaful, PT. Al-Amin, PT. Amanahjiwa Giri Artha, PT. Jasa Mitra Abadi, and PT. Indonesian family. Data obtained through OJK from the company's official website. The research data were processed using the modified Altman Z-score formula. The analysis in this study was carried out using descriptive statistics. The results of this study were taken based on the cut off value. A Z value <1.23 is declared bankrupt, a value between 1.23 and 2.9 is declared a gray area or prone to bankruptcy, and a value > 2.9 is declared not bankrupt. The results of the analysis of potential bankruptcy predictions Altman z-score that PT Takaful Keluarga, PT Amanahjiwa Giri Artha and PT Keluarga Indonesia are in the category of non-bankrupt companies. Meanwhile, PT Al-Amin is in the unsafe category or is called the gray area because Al-Amin in 2019, 2020 and 2021. The last company, namely PT Jasa Mitra Abadi, was included in the bankrupt category in 2017 showing results Z < 1.23, namely - 67.74 Furthermore, PT Jasa Mitra Abadi also entered a gray area or prone to bankruptcy from 2018 to 2021.  
Pengantar Pendidikan Agama Islam Pada Siswa Sekolah Dasar Ahmad Taufik; Puspitasari, Novi
Jurnal Pendidikan Guru Madrasah Ibtidaiyah Al-Amin Vol. 3 No. 1 (2024): April
Publisher : STAI AL-AMIN

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article aims to disclose how to overcome various kinds of associating from Islamic religious education at the elementary school level. Supposedly if the development of growing up elementary school-age children find its own characteristics, the fundamental can be the thinking power of elementary school-age children will develop in the bond spread gradually. It needs to be understood when obtaining the facts will be exactly the success of the scale of adjustment of the goals of the world of education. The research is presented through a descriptive qualitative approach coverage of the library study method (library reseacrh). The results show that the learning system of Islamic religious education in elementary school is quite unique, if in the previous period the thinking power of children was still imaginative and egocentric then at this time the child's thinking power has developed towards concrete thinking, rational or objective patterns. The scope of Islamic religious education studies is the Qur'an, creed, morals, fiqh / worship, and the history of Islamic culture. The method of education that can be applied refers to the Qur'anic method where this dish is the amstal method, the qishah method, the ibrah mauidzah method, the hiwar jadali method, the uswah hasanah method, and the targhib tarhib method. Meanwhile, Islamic Religious Education can be carried out verbally or non-verbally, written or non-written which is aimed precisely at connecting measurements from the analysis of intellectual competence, social competence functions, the fundamental things of complex spiritual competence. It is this, the capacity of Islamic religious education is expected to produce humans who are always coordinated in order to perfect faith, piety, and morals, and actively build Islamic civilization.
Perspektif Ekonomi Islam Terhadap Minat Beli Melalui Online Shop Andini, Azizah Noer; Korina, Asa Prayarsni; Puspitasari, Novi
Al-Buhuts Vol. 19 No. 2 (2023): Al- Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v19i2.4151

Abstract

The purpose of this study is to examine how Muslim buyer behavior in online shopping. The type of research used in this research is descriptive qualitative research with a literature study approach. The literature study approach is an approach by reviewing various journals and books related to the perspective of Islamic economics on buying interest through online shops as a reference source. Buying interest in this online shop is influenced by several factors including the existence of timely reviews, quantity reviews, and valence reviews that make buyers very interested in making online buying and selling transactions. This study assumes that various findings from past research in Muslim-majority countries, such as Saudi Arabia and Malaysia, show a mismatch between online buying and selling with sharia. Muslim shoppers are supposed to behave in moderation where they do not overconsume leading to tabdhir (wastefulness) as well as israf (excess) or shortage leading to bukhl (miserliness) as cited in the Quran and As-Sunnah.
PERAN GENDER, KONTRIBUSI EKONOMI PEREMPUAN, DAN KESEJAHTERAAN KELUARGA PETANI HORTIKULTURA Puspitasari, Novi; Puspitawati, Herien; Herawati, Tin
Jurnal Ilmu Keluarga dan Konsumen Vol. 6 No. 1 (2013): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6283.274 KB) | DOI: 10.24156/jikk.2013.6.1.10

Abstract

This research was to analyze the role of gender, women's economic contribution, and family welfare of horticulture families in Sindangjaya village, Cianjur District, West Java Province. This research involved 30 families that chosen purposively and collecting data was held by interview. Gender roles consist of gender roles in domestic, public, and farm financial management activities. Economic contribution was measured by the proportion of women income in family income. Objective well-being was measured by poverty line of BPS and subjective well-being was measured by wife’s satisfaction. Data was analyzed by descriptively and Pearson correlation test. The results showed that gender roles in domestic and public activities in moderate category and gender roles in farm financial management in high category. Average of women's economic contribution in family income was 11,3 percent. Mostly family were nonpoor families base on BPS indicator and also had subjective well-being in moderate category. Women's economic contribution was correlated significantly with objective and subjective well-being.