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Novi Puspitasari
Departemen Ilmu Keluarga dan Konsumen Fakultas Ekologi Manusia Institut Pertanian Bogor
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KETERLAKSANAAN MODEL PEMBELAJARAN COOPEATIVE PROBLEM SOLVING DALAM MELATIHKAN KEMAMPUAN PEMECAHAN MASALAH FISIKA PUSPITASARI, NOVI; SETYARSIH, WORO
Inovasi Pendidikan Fisika Vol 8, No 3 (2019)
Publisher : Inovasi Pendidikan Fisika

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Abstract

Abstrak Tujuan dari penelitian ini adalah untuk mendeskripsikan bagaimana keterlaksanaan pembelajaran dengan menggunakan model pembelajaran cooperative problem solving. Jenis penelitian yang digunakanadalah deskriptif kuantitatifdengan 1 kelas eksperimen dan 2 kelas replikasi yang dilakukan di SMA Negeri 16 Surabaya. Pengambilan data menggunakan instrumen penelitian berupa lembar observasi keterlaksanaan pembelajaran. Skor rata-rata keterlaksanaan pembelajaran dihitung secara keseluruhan kemudian dikonversikan ke dalam kriteria penilaian keterlaksanaan pembelajaran. Hasil analisis yang telah dilakukan menunjukkan bahwa secara keseluruhan rata-rata setiap tahapan pembelajaran Fisika dengan menggunakan model cooperative problem solving pada ketiga kelas berbeda-beda yakni 3,59 untuk kelas eksperimen, 3,66 untuk kelas replikasi 1, dan 3,79 untuk kelas replikasi 2. Persentase keterlaksanaan pembelajaran cooperative problem solving pada ketiga kelas terlaksana dengan kategori sangat baik. Untuk kelas eksperimen persentase keterlaksanaan pembelajarannya sebesar 95%, kemudian untuk kelas replikasi 1 persentase keterlaksaannya sebesar 95% dan untuk kelas repikasi 2 persentase keterlaksanaannya sebesar 95%. Kata Kunci :Cooperative Problem Solving, Keterlaksanaan Pembelajaran. Kemampuan Pemecahan Masalah Abstract The purpose of this study is to describe how the implementation of learning using cooperative problem solving learning models. The type of research used is descriptive quantitative with 1 experimental class and 2 replication classes conducted at 16 SMA Negeri Surabaya. Retrieval of data using research instruments in the form of implementation observation observation sheet. The average score of the implementation of learning is calculated as a whole and then converted into the assessment criteria for the implementation of learning. The results of the analysis that have been conducted show that overall the average of each stage of learning Physics by using cooperative problem solving models in the three different classes namely 3.59 for the experimental class, 3.66 for the replication class 1, and 3.79 for the class replication 2. The percentage of learning implementation cooperative problem solving in all three classes was carried out in a very good category. For the experimental class the percentage of learning implementation is 95%, then for the replication class 1 the percentage of coercion is 95% and for the replication class 2 the percentage of implementation is 95%. Key words: Cooperative Problem Solving, Implementation of Learning, Problem Solving Ability.
MUZARA’AH PADA USAHA PERTANIAN PADI: ANALISIS NILAI-NILAI ISLAMI DAN KEUANGAN Puspitasari, Novi; Bela, Selvi Rias; Prasetiyaningtiyas, Susanti
BISMA: Jurnal Bisnis dan Manajemen Vol 14 No 1 (2020)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v14i1.17120

Abstract

The purpose of this study is to deeply explore the cooperation system in paddy farming in Bangsalsari District Jember. This study uses a positivist paradigm with a qualitative method and case study approach. Research informants were collected from the snowball sampling method, consisting of 4 landowners and 4 sharecroppers. The results showed that the cooperation system was manifested in the muzara’ah contract. This study found that the Islamic values implemented in the muzara’ah business practice were consisted of not doing the despotic act, being fair and trustworthy, and implementing profit sharing and halal principles. This study designed a model of business cooperation based on revenue sharing. This study also conducted a financial analysis by calculating the net agricultural income and the value of the revenue sharing for the landowners and the farmers. Keywords: cooperation, financial calculations, Islamic values, muzara'ah contract
ASYMMETRIC INFORMATION DAN DIVIDEND DECISION PADA PERUSAHAAN ASURANSI DI INDONESIA Sumani, Sumani; Puspitasari, Novi; Sari, Cindi Fatika
BISMA: Jurnal Bisnis dan Manajemen Vol 14 No 2 (2020)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v14i2.12439

Abstract

The objective of this study is to analyze the effect of asymmetric information on dividend policy. Asymmetric information in this study was proxied by four variables, i.e., the bid-ask spread, earnings forecast error, firm size, and growth opportunities. Dividend policy was proxied by the dividend payout ratio. The population of this study was insurance companies listed on the Indonesia Stock Exchange from 2014 to 2018. The sample was selected using a purposive sampling technique. The analysis method used was multiple linear regression. The results showed that the variable of earnings forecast error had a significant positive effect on dividend policy. However, the variables of the bid-ask spread, company size, and growth opportunities did not affect dividend policy. The result of the coefficient of determination test showed that the independent variable could influence the dependent variable by 41.2%. Keywords : asymmetric information, dividend policy, insurance companies
MODEL PROPORSI TABARRU' DAN UJRAH PADA BISNIS ASURANSI UMUM SYARIAH DI INDONESIA Puspitasari, Novi
Jurnal Akuntansi dan Keuangan Indonesia Vol. 9, No. 1
Publisher : UI Scholars Hub

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Abstract

This study aimed to explore the fund separation concept of the financial management on the Islamic general insurance companies, in particular what factors effected on the determination of the proportion tabarru’–ujrah and its relationship to financial performance. This study used a qualitative method in case study type. This research used general insurance companies with full Islamic system as research object. The results showed that the determination of the proportion tabarru‘-ujrah influenced by risk factors, the financial aspects of the company, and retakaful activities. Determination of the proportion of tabarru’-ujrah effects on the company’s financial performance (risk based capital / solvency). This study can build a model of determination of the proportion of tabarru’-ujrah, so that the model can be used as a basic model for further research.
DETERMINAN PROPORSI DANA TABARRU’ PADA LEMBAGA KEUANGAN ASURANSI UMUM SYARIAH Puspitasari, Novi
Jurnal Akuntansi dan Keuangan Indonesia Vol. 13, No. 2
Publisher : UI Scholars Hub

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Abstract

Financial management in Islamic general insurance companies uses splitted fund system. Splitted fund system is a separation of assets and liabilities of tabarru’ and company funds group. Separation of the funds has been made since the participants pay the contribution (premium) at the beginning of the transaction. Contribution (premium) is separated into tabarru’ funds (funds for mutual help) and ujrah (fee for the operator/company). The purpose of this study is to test the determinant variables of tabarru’ fund proportion on Islamic general insurance company. The study was conducted on all Islamic general insurance companies, both full fledge Islamic system and business units. Purposive sampling method is used for determination of the sample. The period of the study was conducted from 2011 until 2013. This study used multiple regression analysis to answer the research problem. The results showed that claim, reinsurance activities, commission fees, and general and administrative expenses significantly affect the tabarru’ fund proportion.
Pendekatan Konstektual Dalam Pembelajaran Pendidikan Agama Islam Fitriyani, Fitriyani; Puspitasari, Novi; Hairil, Alta
Edification Journal : Pendidikan Agama Islam Vol. 6 No. 2 (2024): Januari
Publisher : Sekolah Tinggi Agama Islam (STAI) Bumi Silampari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37092/ej.v6i2.670

Abstract

The purpose of this writing is to know and understand the contextual approach as a teaching method that supports success in the PAI learning process. The method used in this research is a literacy study method where data collection uses various reading sources such as journals, books and articles to support the success of this writing. From the results of this writing, it can be concluded that the definition of a contextual approach is a way of teaching carried out by teachers by linking learning material to students' daily lives in the real world, so that students are able to draw meaning or conclusions from the learning material. The aim of this contextual approach is to build students' understanding of new experiences based on initial knowledge. Learning becomes a process of building knowledge rather than receiving knowledge.
Factors affecting solvability analysis of Indonesian sharia life insurance companies Puspitasari, Novi; Hidayat, Sutan Emir; Nurhayati, Nurhayati; Hasanah, Shofiatul
al-Uqud : Journal of Islamic Economics Vol. 7 No. 2 (2023): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/aluqud.v7n2.p172-185

Abstract

Examining and analyzing the impact of premiums, claims, investment returns, reinsurance, and underwriting on the solvency of Islamic life insurance firms in Indonesia is the goal of this study, with firm size as the control variable. In this study, the entire population serves as the total sample. The sampling method is saturation sampling of 15 companies, and the research range is from 2016 to 2020, with a total of 75 observations. The analytical method uses multiple linear regression analyses: premiums, investment returns, and underwriting impact solvency and support resource-based theory. However, regarding the impact of Claims, Reinsurance, and control variables, namely, The level of solvency is not significantly impacted by the size of the company; it is contrary to Resource Based Theory. This is rationally found in the Islamic insurance business model, which is different from the conventional insurance business model so that the solvency of Islamic insurance is not affected by claims, reinsurance, and company size.
The Efficiency of Islamic General Insurance Using Data Envelopment Analysis (DEA): Evidence From Indonesia Puspitasari, Novi; Fauziyah, Laili
International Journal of Islamic Business and Management Review Vol. 2 No. 1 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (326.537 KB) | DOI: 10.54099/ijibmr.v2i1.134

Abstract

Purpose – The purpose of this study is to analyze the efficiency level of sharia general insurance in Indonesia. Methodology/approach – This study uses the Data Envelopment Analysis (DEA) method with output orientation. The objects in this study were 8 general insurance companies in Indonesia during the 2015-2020 period. The variables used consist of input variables (total assets, capital/equity, operating expenses, claim payments) and output variables (investment income, tabarru' funds, profit). Findings – There are three Sharia General Insurance Companies in efficient condition during the study period, namely Allianz Utama Indonesia Insurance, Sinar Mas Insurance, and Bumiputeramuda General Insurance. In addition, there were five companies in an inefficient condition during the study period, namely PT Asuransi Bringin Sejahtera Artamakmur, PT Asuransi Ramayana, PT Asuransi Staco Mandiri, PT Asuransi Umum Mega, and PT Asuransi Wahana Tata. Novelty/value – The contribution of this research is to provide an efficiency analysis of Sharia General Insurance companies in Indonesia using several inputs and outputs. Keywords Efficiency, Islamic Insurance, Data Envelopment Analysis (DEA).
DOES ROBUSTA COFFEE COMMONITY NEED A FUTURES CONTRACT? Paramu, Hadi; Sumardi, Nurul Afifah; Puspitasari, Novi
JURNAL AKUNTANSI UNIVERSITAS JEMBER Vol 22 No 2 (2024)
Publisher : Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jauj.v22i2.52494

Abstract

ABSTRACTThe coffee commodity is faced with a major problem, namely significant world price fluctuations which create financial risks in international trade in coffee commodities. Coffee exporters must manage risks arising from fluctuations in the price of robusta coffee in the commodity market. On the commodity exchange, futures contracts are available on coffee commodities which can be used to hedge risks. The aim of this research is to analyze whether robusta coffee exporters should implement hedging strategies or not. The analysis method used is a Monte Carlo simulation approach. The simulation was carried out to estimate commodity prices at the maturity date of the futures contract based on 960 historical data on daily commodity prices. Based on 500 experiments (simulations) on spot prices, the simulation results show that hedging using futures contracts tends to be better not done. Coffee commodity transactions on the physical market are considered to generate better income for exporters.Keywords: Coffee; Futures Contract;Hedging; Simulation ABSTRAKKomoditas kopi dihadapkan permasalahan utama, yaitu fluktuasi harga dunia yang signifikan yang menimbulkan risiko finansial dalam perdagangan internasional komoditas kopi. Eksportir kopi harus mengelola risiko yang timbul karena fluktuasi harga kopi robusta di pasar komoditas. Pada bursa komoditas, tersedia kontrak futures pada komoditas kopi yang dapat digunakan untuk lindung nilai (hedging) atas risiko. Tujuan dari penelitian ini adalah untuk menganalisis apakah eksportir kopi robusta sebaiknya menerapkan strategi hedging atau tidak. Metode analisis data yang digunakan yaitu menggunakan pendekatan simulasi Monte Carlo. Simulasi dilakukan untuk mengestimasi harga komoditas pada masa jatuh tempo kontrak futures berdasarkan 960 data historis harga komoditas harian. Berdasarkan 500 kali percobaan (simulasi) pada harga spot, hasil simulasi menunjukkan bahwa hedging menggunakan kontrak futures cenderung lebih baik tidak dilakukan. Transaksi komoditas kopi pada pasar fisik dinilai menghasilkan pendapatan yang lebih baik untuk eksportir.Kata Kunci: Hedging; Kontrak Futures; Kopi; Simulasi
Sustainability Activities Disclosure and The Financial Performance: Study of Sharia Compliance Company in Indonesia Puspitasari, Novi; Fauziyah, Hanif; Azis, Norazlin binti Ab; Endhiarto, Tatok
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.3098

Abstract

The increasing issues of natural damage remind people of the importance of managing limited natural resources so that companies can use them efficiently, especially in meeting their operating needs. This study was conducted on this phenomenon to determine how sustainability reports affect the company's performance. The population used in this study was 244 Sharia Securities companies during 2018-2022. This study got 27 research samples using a purposive sampling method. This research conducted multiple linear regression analysis methods. Results showed that only the environmental dimension of sustainability disclosure positively affects significantly on company performance. The findings suggest a positive correlation between comprehensive sustainability disclosures and improved financial performance, highlighting the potential for Islamic economic principles to support sustainable development goals. Then this study contributes to the growing body of literature on Islamic finance and corporate responsibility, offering practical implications for policymakers, investors, and Sharia-compliant firms aiming to enhance transparency, accountability, and long-term value creation in a islamic-based economic framework.
Co-Authors Abdul Muhsyi Afifatuz Zakiyyah Agus Priyono Ahmad Taufik Alif Mirzania Alwan Sri Kustono Ana Mufidah Andini, Azizah Noer Ardiaprila, Cantika Azis, Norazlin binti Ab Bela, Selvi Rias Choirul Saleh Elok Sri Utami Fauziyah, Hanif Fauziyah, Laili Fitriyani Fitriyani Hadi Paramu Hairil, Alta Hari Sukarno Hasanah, Shofiatul Herien Puspitawati Ike Arisanti Isti Fadah Khanifatul Khusna Korina, Asa Prayarsni Kusumawardhani, Ratih Lavista, Eka Marmono Singgih Novita, Dita Ayu Nurhayati Nurhayati Perwitasari W, Dwi Pujiono, Dodik Slamet Rijal, Salahuddin Salma Fauziyyah Sari, Cindi Fatika Sari, Pristin Prima Siwi, Ninit Dyah Pramarta Slamet Sucahyo Utomo, Slamet Sucahyo SRI RAHAYU Subagio, N Ari Sulthoni, Moch. Sumardi, Nurul Afifah Susanti Prasetiyaningtiyas Sutan Emir Hidayat Tatok Endhiarto Ulfa Hardinawati, Lusiana Wahyulaili, Kurniya Woro Setyarsih Yundari, Yundari