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All Journal Jurnal Jatiswara GANEC SWARA Dialogia Iuridica Jurnal Kompilasi Hukum Commerce Law Indonesian Journal of Education and Community Services
Yudhi Setiawan
Dosen Hukum Bisnis Fakultas Hukum Universitas Mataram
Agriculture, Biological Sciences & Forestry Humanities Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : GANEC SWARA

 1 
LEGALITAS BADAN USAHA MANDIRI TERPADU (BMT) SEBAGAl LEMBAGA KEUANGAN MIKRO BERDASARKAN HUKUM DI INDONESIA ARI RAHMAD HAKIM BUDIAWAN FIRDAUS; YUDHI SETIAWAN; I GUSTI AGUNG WISUDAWAN
GANEC SWARA Vol 15, No 1 (2021): Maret 2021
Publisher : Universitas Mahasaraswati Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v15i1.181

Abstract

      The existence of Baitul Maal wa Tamwil (BMT) as a microfinance institution in Indonesia has a very strategic position and role, this is not an exaggeration because in reality as a microfinance institution, BMT supports the community's economy, especially small or micro-entrepreneurs and the community. low-income earners in general who mostly live in rural areas. The existence of BMTs that is integrated with the lives of low-income people is one of the distinct advantages of this financing institution so that it makes it easier for the poor to access funding. Thus it can be said that BMT has a very important position and role because in its development it continues to increase significantly as a Micro Financial Institution, both in terms of financial performance and the number of customers that are not accessible to existing banking institutions. However, with this important existence and role, every BMT should pay attention to both institutional and operational legality aspects that must exist in him, so that the legal existence of all service products offered and guaranteed application of sharia principles in their activities
PENGATURAN BISNIS PINJAMAN SECARA ONLINE ATAU FINTECH MENURUT HUKUM POSITIF DI INDONESIA ARI RAHMAD HAKIM BF; I GUSTI AGUNG WISUDAWAN; YUDI SETIAWAN
GANEC SWARA Vol 14, No 1 (2020): Maret 2020
Publisher : Universitas Mahasaraswati Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v14i1.122

Abstract

Online credit lending or referred to as “Fintech” is now developing in Indonesian society and is considered as a solution to get loans without collateral for consumptive purposes. The development of Fintech certainly requires supervision by the Financial Services Authority (OJK). This research is a normative research with a statutory approach, conceptual approach, and case approach. This study also uses primary, secondary , and tertiary legal materials. The technique of collecting legal materials used in this research is the study of legal documentation, then analyzed in a qualitative descriptive manner. The results show that: 1). Online credit loan or fintech business arrangements according to positive law in Indonesia are regulated by Bank Indonesia Regulation, No 18/40 / PBI / 2016 and No 19/12 / PBI / 2017, Member of the Board of Governors Regulation No. 19/14 / PADG / 2017 and No 19/15 / PADG / 2017. 2), the form of supervision carried out by the Financial Services Authority (OJK) of the online credit business is an integrated and coordinated supervision system between legal structures such as the Police, BI. OJK, and Investment Alert Task Force
Co-Authors Ahmad Adhitya Pratama Ahmad Zuhairi Ari Hakim Budiawan Firdaus Ari Rahmad Hakim B.F. Ari Rahmad Hakim BF Ari Rahmad HBF Budi Sutrisno Budi Sutrisno Dwi Martini Dwi Martini Fifi Astuti Filham Aziz Purwandhi Firman Firman Harum Novadianti Islami Hirsanuddin Hirsanuddin Muhaimin Muhaimin Nurchalizah Yasmine Savitri Sudiarto, Sudiarto Wisudawan, I Gusti Agung