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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Jurnal Ilmu Keluarga dan Konsumen Dinamis : Journal of Islamic Management and Bussiness Qawanin: Journal of Economic Syaria Law Indonesian Research Journal on Education ABHATS: Jurnal Islam Ulil Albab
Atika Rahma
Departemen Ilmu Keluarga dan Konsumen Fakultas Ekologi Manusia Institut Pertanian Bogor
Religion Arts Humanities Chemistry Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Other

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SOCIAL INTERACTION, INFORMATION SHARING, AND BRAND TRUST IN OPTIMIZING PURCHASE INTENTION BASED ON THE THEORY OF PLANNED BEHAVIOUR Rahma, Atika
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 13, No 3 (2024): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jebik.v13i3.84002

Abstract

Social interaction is a key variable in this research. Previous studies have identified gaps that require further investigation. The findings provide valuable insights for companies developing effective marketing strategies by leveraging social interactions and information sharing to enhance brand trust and increase purchase intention. This research focuses on Bandung, Surabaya, Semarang, Yogyakarta, Lampung and Medan as these cities have the highest usage of cosmetic products. A purposive sampling technique was used, selecting 145 respondents from generations Y and Z who are active cosmetic users. This research adopts a quantitative approach, with data analysis conducted using SPSS 29 and Amos Graphic 26 software. Unlike previous studies. This research introduces brand trust as a variable. The findings reveal that brand trust does not significantly influence purchase intention. Consumers who perceive that cosmetic products do not offer benefits proportional to their high prices are less likely to let brand trust affect their purchase intentions. JEL: M31, M21, L84.
Penerapan Konsep Akad Mudharabah Pada Perbankan Syariah Rahma, Atika; Yusuf Pradana, Ryan
Qawanin: Jurnal of Economic Syaria Law Vol 9 No 1 (2025): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v9i1.687

Abstract

Mudharabah contracts in general are one of the basic principles of commercial transactions carried out by contracting parties such as Islamic banks and customers. The research aims to find out how financing is implemented using mudharabah contracts. The method used is qualitative descriptive analysis with the help of library data. Based on research results, mudharabah contracts in Sharia banking are based on the principle of justice. Mudharabah management is carried out by the profit-sharing agreement agreed between the two parties. The principle of a mudharabah contract is to share profits evenly, but if there are other risks such as losses, then these losses are borne by the party entering into the contract. Therefore, Islamic banks and customers need to have a good level of trust in each other when they want to enter into a Mudharabah financing agreement. Regarding the imposition of sanctions by Sharia Banks on customers (mudharib) who have the financial capacity to pay their debts but choose to delay payment or do not have the motivation to do so in good faith, they may be subject to sanctions in the form of a fine of a certain amount, which will be canceled based on the agreement. Akad mudharabah secara umum merupakan salah satu asas pokok transaksi komersial yang dilakukan oleh para pihak yang bertransaksi seperti bank syariah dan nasabah. Penelitian ini bertujuan untuk mengetahui bagaimana pelaksanaan pembiayaan dengan akad mudharabah. Metode yang digunakan adalah analisis deskriptif kualitatif dengan bantuan data kepustakaan. Berdasarkan hasil penelitian, akad mudharabah pada perbankan syariah berlandaskan pada asas keadilan. Pengelolaan akad mudharabah dilakukan berdasarkan kesepakatan bagi hasil yang disepakati kedua belah pihak. Prinsip akad mudharabah adalah pembagian keuntungan secara merata, namun apabila terjadi risiko lain seperti kerugian, maka kerugian tersebut ditanggung oleh pihak yang melakukan akad. Oleh karena itu, bank syariah dan nasabah perlu memiliki tingkat kepercayaan yang baik satu sama lain ketika hendak melakukan akad pembiayaan mudharabah. Mengenai pengenaan sanksi oleh Bank Syariah kepada nasabah (mudharib) yang memiliki kemampuan finansial untuk membayar utangnya tetapi memilih untuk menunda pembayaran atau tidak memiliki motivasi untuk melakukannya dengan itikad baik, maka dapat dikenakan sanksi berupa denda sejumlah tertentu yang akan dibatalkan berdasarkan kesepakatan
Implementation of the Mudharabah Agreement Concept Financing in Sharia Banking Rahma, Atika
Indonesian Research Journal on Education Vol. 5 No. 2 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i2.2407

Abstract

Akad mudharabah pada umumnya merupakan salah satu prinsip dasar transaksi komersial yang dilakukan oleh para pihak yang berkontrak seperti Bank syariah dan nasabah. Tujuan penelitian adalah untuk mengetahui bagaimana implementasi pembiayaan yang menggunakan akad mudharabah. Metode yang digunakan adalah analisis kualitatif deskriptif dengan bantuan data kepustakaan. Berdasarkan hasil penelitian, akad mudharabah di perbankan syariah didasarkan pada asas keadilan. Pengelolaan Mudharabah dilakukan sesuai dengan kesepakatan bagi hasil yang disepakati antara kedua pihak. Prinsip akad mudharabah adalah membagi keuntungan secara merata, namun apabila terdapat resiko lain seperti pada kerugian, maka kerugian tersebut ditanggung pihak yang mengadakan akad. Oleh karena itu sangat penting bagi bank syariah dan nasabah untuk memiliki tingkat kepercayaan yang baik satu sama lain ketika hendak melakukan akad pembiyaan Mudharabah. Mengenai pengenaan sanksi oleh Bank Syariah terhadap nasabah (mudharib) yang mempunyai kemampuan finansial untuk membayar hutangnya tetapi memilih untuk menunda pembayaran atau tidak memiliki motivasi untuk melakukannya dengan itikad baik, maka mereka dapat dikenakan sanksi berupa denda sebesar jumlah tertentu, yang akan diputuskan berdasarkan kesepakatan.
ANALISIS TINGKAT KOMPETENSI LITERASI DIGITAL PADA PELAKU WISATA BERBASIS KEARIFAN LOKAL Rahma, Atika; Nasruddin, Nurfitraeny; Ali, Haidir; Putri, Amelsyah
Dinamis : Journal of Islamic Management and Bussiness Vol. 7 No. 1 (2024): April: Journal of Islamic Management and Bussiness
Publisher : Institut Agama Islam Negeri Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/dinamis.v7i1.6317

Abstract

This thesis discusses digital literacy in the tourism sector based on local wisdom. The research aims to determine the level of digital literacy competence of local wisdom-based tourism actors in Palopo City. This research uses a quantitative research design with a descriptive statistical analysis approach. The population in this study is local wisdom-based tourism actors in Palopo City. The sampling technique used is nonprobability sampling with the accidental sampling method, resulting in 35 samples of local wisdom-based tourism actors in Palopo City. Data collection was done by distributing questionnaires directly to the respondents. The results of this study indicate that the level of digital literacy competence of local wisdom-based tourism actors in Palopo City, measured using the UNESCO DLGF Framework (2018), is in the moderate category with an index score of Respondents' ability to operate digital hardware and software (device and software operations) is in the high category (index score of 4.02). Meanwhile, respondents' ability in digital data, information, and content literacy (information and data literacy) is in the moderate category (index score of 3.32), their ability in collaboration and communication through digital technology (communication and collaboration) is in the moderate category (index score of 3.15), their ability in creating and editing digital content (digital content creation) is in the moderate category (index score of 2.97), their ability to protect data, privacy, and digital devices (safety) is in the high category (index score of 3.57), and their ability in digital gap analysis (problem solving) is in the moderate category (index score of 2.85). Thus, local wisdom-based tourism actors in Palopo City excel in two abilities with the highest index scores, namely device and software operations and safety. However, other abilities still need to be improved, especially digital content creation and problem solving with index scores of only 2.97 and 2.85, respectively, to be more active in digitally branding local wisdom tourism objects in Palopo City
PENGARUH KARAKTERISTIK ORANGTUA DAN SEKOLAH TERHADAP TINGKAT KEPUASAN PELAYANAN PENDIDIKAN DASAR Rahma, Atika; Hartoyo, Hartoyo
Jurnal Ilmu Keluarga dan Konsumen Vol. 3 No. 2 (2010): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (130.04 KB) | DOI: 10.24156/jikk.2010.3.2.164

Abstract

School as an important role in human capital development. Therefore, school should perform good education services. The objective of this study is to analyze factors that influence parent’s satisfaction level of basic education services. This study used a cross sectional design and carried out at four Sub-Districts of Indramayu District. Samples of this study consist of 126 of elementary and secondary school students. The results of observation show that the condition of school facility included a medium category. Parents in elementary and secondary school in town and out of town felt satisfy toward basic education services, but parents in secondary school and town have more satisfied than in elementary school and out of town. Based on Importance and Performance Analysis (IPA), the attributes of education services that must repaired are student toilets, chair and desk, library, BOS fund and BOS fund of books. The attribute that must repair in particular at elementary school is information to parents about performance of their children, whereas attribute of blue uniform cost must repaired by secondary school. While special for secondary school in out of town that must repaired is maintenance of school building. Logistic regression analysis show factors that influence of parent satisfaction level (CSI indicator) are family size, father’s age, and school facility. While, family size, length of father education, valuation father toward education services, and CSI score influence parent satisfaction level (direct reported satisfaction).
PENGARUH PERAN GENDER DAN PEMELIHARAAN LINGKUNGAN MIKRO TERHADAP KESEJAHTERAAN SUBJEKTIF KELUARGA PETANI DATARAN TINGGI Rahma, Atika; Puspitawati, Herien; Herawati, Tin
Jurnal Ilmu Keluarga dan Konsumen Vol. 8 No. 2 (2015): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (147.822 KB) | DOI: 10.24156/jikk.2015.8.2.69

Abstract

The study aimed to analyze the effect of gender roles and micro environment maintenance on subjective well-being of farmer families in Sindangjaya Village, Cipanas Sub-District, Cianjur District, West Java Province. Samples as much as 100 farmer families were selected purposively. Data was collected by interview and observation the home environment. The data collected include family characteristics, characteristics of the home environment, family problems (economic, home environment, and agriculture), micro environment maintenance (hygiene and health, pesticide management, children protection, and homeyard management), the division of gender roles (public, domestic, and social community), and family well-being (physical, economic, social, psychological, homeyard conditions, and garden conditions). Multiple linear regression analysis showed that family income (β=0,222, p<0,05), family problems (β=-0,294, p<0,01), and micro environment maintenance (β=0,250, p<0,01) significantly affects the subjective family well-being. Increasing the family income and better of micro environment maintenance can increase the family subjective well-being. Increasing the family problem will reduce the family subjective well-being. Meanwhile, gender roles no significantly effect on subjective family wellbeing.
Penerapan Kebijakan Fiskal pada Masa Khalifah Abu Bakar dan Umar bin Khattab: Analisis Historis dan Implikasinya dalam Ekonomi Islam Rahma, Atika; Imawan, Dzulkifli Hadi
ABHATS: Jurnal Islam Ulil Albab Vol. 6 No. 1 (2025): Maret 2025
Publisher : Direktorat Pondok Pesantren Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/abhats.vol6.iss1.art5

Abstract

[Penelitian ini menganalisis penerapan kebijakan fiskal pada masa pemerintahan Khalifah Abu Bakar dan Umar bin Khattab serta relevansinya dalam ekonomi Islam modern. Fokus utama penelitian ini adalah bagaimana kedua khalifah menerapkan prinsip-prinsip keuangan negara, termasuk pengelolaan pendapatan, distribusi kekayaan, serta mekanisme pengeluaran dalam rangka menyejahterakan umat. Dengan metode penelitian historis dan analisis kebijakan, studi ini menemukan bahwa kebijakan fiskal yang diterapkan berlandaskan pada prinsip keadilan, transparansi, dan kesejahteraan sosial. Abu Bakar menitikberatkan pada distribusi zakat dan pemberdayaan masyarakat miskin, sedangkan Umar bin Khattab mengembangkan sistem administrasi keuangan yang lebih terstruktur dan memperkenalkan konsep Baitul Mal sebagai institusi fiskal negara. Temuan ini menunjukkan bahwa kebijakan fiskal di era Khulafaur Rasyidin memiliki kontribusi signifikan terhadap pembangunan ekonomi yang berkelanjutan dalam perspektif Islam. [This study analyzes the implementation of fiscal policy during the caliphates of Abu Bakr and Umar bin Khattab and its relevance to modern Islamic economics. The primary focus of this research is on how these two caliphs applied state financial principles, including revenue management, wealth distribution, and expenditure mechanisms to ensure the welfare of the people. Using historical research methods and policy analysis, this study finds that the fiscal policies implemented were based on the principles of justice, transparency, and social welfare. Abu Bakr emphasized zakat distribution and poverty alleviation, while Umar bin Khattab developed a more structured financial administration system and introduced the concept of Baitul Mal as a state fiscal institution. These findings suggest that the fiscal policies of the Rashidun Caliphs made significant contributions to sustainable economic development from an Islamic perspective.]
Co-Authors Ali, Haidir Dzulkifli Hadi Imawan Hartoyo Hartoyo Herien Puspitawati Nasruddin, Nurfitraeny Putri, Amelsyah Yusuf Pradana, Ryan