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All Journal IMAGE EKSPANSI JESI (Jurnal Ekonomi Syariah Indonesia) Jurnal Difusi Indonesian Journal of Economics and Management Industrial Research Workshop and National Seminar Jurnal Bisnis dan Kewirausahaan Journal of Applied Islamic Economics and Finance Journal Integration of Management Studies
Pakpahan, Rosma
Jurusan Akuntansi, Politeknik Negeri Bandung
Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Other

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Journal : EKSPANSI

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URBAN MUSLIM HOUSEHOLDS: HOW SHARIA CONSUMPTION LOYALTY AND SHARIA FINANCIAL LITERACY SHAPE LIFE SATISFACTION Setiawan, Setiawan; Fransiska, Alda Tri; Pebrianti, Gita Nuralipah; Pakpahan, Rosma; Susana, Lina Marlina
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 17 No 1 (2025)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v17i1.6535

Abstract

This study aims to analyze the influence of loyalty in Sharia-compliant consumption patterns and sharia financial literacy on the life satisfaction of urban Muslim households in the Greater Bandung area. A quantitative approach was employed, using a survey method through online questionnaires distributed to 160 Muslim households with experience or knowledge related to Sharia-based consumption and finance. The sampling technique used was purposive sampling. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM), which is suitable for complex structural models with moderate sample sizes and non-normally distributed data. The results indicate that both loyalty in Sharia-compliant consumption and sharia financial literacy have a positive and significant effect on the life satisfaction of urban households. These findings highlight the critical role of religious values and Sharia-based financial management capabilities as determinants of subjective well-being among urban Muslim families.
Co-Authors Ai Diana Aini, Nurfina Annisa Nur Rahmah Banter Laksana, Banter Carolina Magdalena Lasambouw Dadang Hermawan Dadang Hermawan Dadang Hermawan Dadang Hermawan Delia Putri Anjani Destian Arshad Darulmalshah Tamara Djoni Djatnika Djuwarsa, Tjetjep Ega Virgiani Endang Hatma Juniwati Fasha Asyva Fauziah, Ulfah Nurul Fransiska, Alda Tri Hadiani, Fatmi Hani Nuraeni Hasbi Assidiki Mauluddi Hatma Juniwati, Endang Hazma, Hazma Henna Ardhefani Ilmani Ganis Adzillah Iwan Mulyawan Iwan Setiawan Juniwati, Endang Hatma Juniwati, Endang Hatma Katharina Priyatiningsih Kristianingsih Kristianingsih Kristianingsih, Kristianingsih KURNIASETIAWATI, ANNISA Leni Nur Pratiwi Lia Zulfa Laila Lina Setiawati Lina Setiawati M. Rayhan Azis Magdalena, Carolina Maulana Harun Ar-rosyyid Mayasari, Ine Mochamad Umar Mai Muhammad Muflih Nafisha Oktaviani Lutfi Nono Wibisono Novia Dwi Astari Nugraha, Hanafi Nurfitria Nurfitria Nuryati, Neneng Oktaviani Rarassati Pebrianti, Gita Nuralipah Purbayati, Radia Purbayati, Radia Radia Purbayati Rahmatulloh, Cikal Muzammil Rarassati, Oktaviani Rasyid Hardayansyah Reivaldo Reivaldo Riauli Susilawaty Hutapea Rismayanti, Siti Rivanda, Agil Krisna Ruhadi Ruhadi Ruhana, Nafisah Sabila Nur Al-fadzar Salsa Bila Azahra Sa’bana, Rifqi Fauzan Sekar Wulan Wiwitanti Setiawan Setiawan Setiawan Setiawan Setiawan Setiawan Silvira Agustina Siti Aisah Sulistia Suwondo Susana, Lina Marlina Tamara, Destian Arshad Darulmalshah Tjetjep Djuwarsa Tri Yuniarti Triastuty Wulandari Tripuspitorini, Fifi Afiyanti Ulfah Nurul Fauziah Utami, Adinda Putri Wulandari Wibisono, Nono Yeni Siti Halimatus Sadi’yah