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<![CDATA[Analisis pengaruh (banking internal service quality) terhadap kepuasan kerja karyawan ]]>
<![CDATA[Endang Rahayu]]>;
<![CDATA[Kamilah K]]>
<![CDATA[ FORUM EKONOMI Vol 24, No 1 (2022): Januari ]]>
Publisher : <![CDATA[Faculty of Economics and Business Mulawarman University ]]>
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DOI: 10.30872/jfor.v24i1.10359
<![CDATA[Penelitian ini bertujuan untuk mengetahui Pengaruh Bintqual (Banking Internal Service Quality) Terhadap Kepuasan Kerja Karyawan di PT Bank Sumut Kantor Cabang Syariah Medan. Metodologi yang digunakan adalah pendekatan kuantitatif dan menggunakan satu variable independen yaitu Bintqual (Banking Internal Service Quality) dan satu variable dependen yaitu Kepuasan kerja karyawan. Sampel yang digunakan adalah seluruh karyawan Bank Sumut Syariah Cabang Medan yaitu sebanyak 33 sampel. Jenis data yang digunakan dalam penelitian ini adalah Data Primer. Metode analisis data yang digunakan adalah Analisis Deskriptif, Uji Instrumen, Uji Asumsi Klasik, Uji regresi linier sederhana, dan Uji Hipotesis. Berdasarkan analisis data, hasil penelitian uji instrument, data penelitian valid dan reliable. Pada uji asumsi klasik, hasil penelitian bahwa data berdistribusi normal. Pada uji t menunjukkan bahwa variable Banking Internal Service Quality (X) berpengaruh signifikan terhadap Kepuasan kerja karyawan (Y). Hal ini dibuktikan dengan hasil statistic uji t untuk variable Banking Internal Service Quality (X) ditunjukkan dengan nilai 0,043 0,05. Hasil uji koefisien determinasi menunjukkan bahwa 21 % kepuasan kerja di pengaruhi oleh Banking Internal Service Quality dan sisanya sebesar 79 % dipengaruhi oleh variable lain yang tidak di teliti dalam penelitian ini. Berdasarkan penelitian tersebut, hasil penelitian ini relevan dengan teori yang dikemukakan oleh Syarifah Hudayah, bahwa semakin baik Kualitas Layanan Internal yang diberikan, maka akan meningkatkan kepuasan kerja pada karyawan yang berpengaruh kepada loyalitas dan kesetiaan nasabah dalam bertransaksi pada bank tersebut.]]>
<![CDATA[Problems of Dayah Economic Development in Bireuen County (Using QSPM SWOT Analysis) ]]>
<![CDATA[Bismi Purnama]]>;
<![CDATA[Marliyah Marliyah]]>;
<![CDATA[Kamilah Kamilah]]>
<![CDATA[ Journal Research of Social Science, Economics, and Management Vol. 2 No. 4 (2022): Journal Research of Social Science, Economics, and Management ]]>
Publisher : <![CDATA[Publikasi Indonesia ]]>
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DOI: 10.59141/jrssem.v2i04.340
<![CDATA[Dayah, the oldest Islamic educational institution in Aceh, has contributed to the development of human resources (HR). Initially, learning activities took place only in frames, which was an important focus in the eyes of the research community. Dayah education can be said to be at the same level as Madrasah Aliyah (MA) or Senior High School (SLTA) while recitation in meunasah is equivalent to Tsanawiyah or Junior High School (SLTP). This study aims to find out how the priority strategy in the economic development of dayah in Bireuen district by presenting the internal and external circumstances that have been carried out so far. Then in addition, the researcher also explained some of the urgency of handling that needs to be applied so that the economic development of dayah in birueun district can be more targeted. The method used is a qualitative method using SWOT and QSPM analysis. The number of respondents who filled out the questionnaire was 9 respondents from dayah management and 5 respondents from expert experts, respectively. Based on the results of the SWOT analysis, the quadrants of the strategies obtained after being processed in the IFE and EFE matrices are in Quadrant II. It states that the strategy used is a progressive strategy. This strategy means that the company has power but threats. Furthermore, in the QSPM analysis, the results were found that the main priority strategy that must be carried out is to build relationships with surrounding dayahs in an effort to expand marketing targets for dayah economic development in Bireuen district.]]>
<![CDATA[Pengaruh Iklan Tiktok, Kualitas Produk dan Harga terhadap Minat Beli Produk Scarlett Whitening ]]>
<![CDATA[Siti Julia]]>;
<![CDATA[Kamilah K]]>
<![CDATA[ Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (March 2023) ]]>
Publisher : <![CDATA[SAFE-Network ]]>
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DOI: 10.37034/infeb.v5i1.205
<![CDATA[This study aims to examine the effect of advertising, product quality and price on buying interest in students of the State Islamic University of North Sumatra, either partially or simultaneously. This study used a quantitative method with data collection using the Likert scale method. The subjects used in this study were 100 students of the State Islamic University of North Sumatra and were taken using purposive sampling. Data analysis techniques through the IBM SPSS statistics 22 program. The results of this study indicate that first, advertising has a positive and significant effect on purchase intention with a significant value of 0.027 <0.05. Second, Product Quality has a positive and significant effect on Purchase Intention with a significant value of 0.000 <0.05. Third, price has a positive and significant effect on buying interest with a significant value of 0.035 <0.05. Advertising, Product Quality and Price simultaneously have a positive and significant effect on Purchase Intention with a significant value of 0.000 <0.05.]]>
<![CDATA[Pengaruh CRM Terhadap Customer Loyalty Melalui Customer Satisfaction Pada Ajb Bumiputera 1912 Syariah Medan ]]>
<![CDATA[Aisha Alvia]]>;
<![CDATA[Kamilah K]]>
<![CDATA[ JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 1 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) ]]>
Publisher : <![CDATA[Universitas Hamzanwadi ]]>
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DOI: 10.29408/jpek.v7i1.12545
<![CDATA[This study uses a quantitative approach with path analysis with the help of using SPSS software version 21.0, this aims to analyze how the influence of CRM on Customer Loyalty through Customer Satisfaction on AJB Bumiputera 1912 syariah Medan insurance customers. The Slovin formula was used to calculate the sample size for this study, and the result was 95 customers. and the significant test results of CRM have a positive and significant effect on Customer Loyalty through Customer Satisfaction. Based on the results of the Path Analysis Test, the value of the indirect effect and the direct effect is 0.248 <0.416. And the results of the calculation of the Sobel test with a Tcount value of 2.7018 > Ttable 1.66105, it is said that Customer satisfaction can mediate the relationship from CRM to Customer Loyalty]]>
<![CDATA[The Effect of Financial Inclusion and Financial Literacy Against Sharia Banking Stability at Bank Syariah Indonesia ]]>
<![CDATA[Syahira Nabila]]>;
<![CDATA[Kamilah K]]>;
<![CDATA[Laylan Syafina]]>
<![CDATA[ Al-Kharaj: Journal of Islamic Economic and Business Vol 5, No 2 (2023) ]]>
Publisher : <![CDATA[IAIN Palopo ]]>
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DOI: 10.24256/kharaj.v5i2.3881
<![CDATA[The existence of financial inclusion, access to formal financial services such as savings, credit, and other products is very helpful for marginalized and low-income groups to improve welfare. Because financial markets are the heart of the economy that can contribute to people's economic welfare. This type of research uses quantitative methods with descriptive statistical research properties. Methodology used documentation methods and literature study. The data used is secondary data, namely financial statements. The processing of this research data uses the SPSS 20 program. The results showed that partial financial inclusion has a significant effect on banking stability. Partial financial literacy does not have a significant effect on banking stability. Simultaneously, financial inclusion and financial literacy affect the stability of Indonesia's sharia banking in 2019-2021. The results of the coefficient of determination test can be found that the value of Adjusted R Squared is 0.220 or 22.0%. This shows the ability of the independent variable in the study to explain the dependent variable by 22.0%, while the rest is explained by other variables by 78.0% which are not included in the study]]>
<![CDATA[Analysis of Economic Value Added (EVA) and Market Value Added (MVA) in Assessing the Performance of Sharia Financial Institutions (Case Study at PT Bank Sumut Syariah Tbk) ]]>
<![CDATA[Kamilah .]]>;
<![CDATA[Laylan Syafina]]>;
<![CDATA[Rizka Fadhillah]]>
<![CDATA[ Jurma : Jurnal Program Mahasiswa Kreatif Vol 7 No 1 (2023): Juni 2023 ]]>
Publisher : <![CDATA[LPPM UIKA Bogor ]]>
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DOI: 10.32832/jurma.v7i1.1680
<![CDATA[Financial performance is the result or achievement achieved by the company in a certain period which describes the level of the soundness of the company to assist investors or potential investors in making decisions. Assessment of the company's financial performance using the EVA and MVA methods describes the optimal level of return on wealth for the company and investors. The purpose of this research is to measure the financial performance of PT. Bank Sumut Syariah uses the EVA and MVA methods, to determine the amount of economic added value creation and wealth creation that has been generated by the company for creditors and shareholders. This research was conducted at PT. Bank Sumut Syariah for the 2017-2021 period in period studied, Bank Sumut Syariah experienced an increase and decrease in its operational and finances seen from its annual financial reports. Based on the results of the analysis of the value of financial performance using the EVA method, PT. Bank Sumut Syariah has succeeded in creating a positive EVA value for the company every year. Rp. 623,456 (in millions of rupiah) in 2017, Rp. 496,207 (in millions of rupiah) in 2018 experienced a decrease in EVA value from the previous year, Rp. 537,199 (in millions of rupiah) in 2019 the EVA value again increased, in 2020 Bank Sumut Syariah experienced a decrease in the positive EVA value of Rp. 506,628, in 2021 Bank Sumut Syariah has again succeeded in increasing the positive EVA value of IDR 608,185. Management has succeeded in meeting the expectations of both creditors and shareholders.]]>
<![CDATA[ANALISIS RESTRUKTURISASI SEBAGAI PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH (STUDI KASUS PT. BANK SUMUT KANTOR CABANG PEMBANTU SYARIAH BINJAI) ]]>
<![CDATA[Devi Aprilia Ningsih]]>;
<![CDATA[Kamilah K]]>;
<![CDATA[Juliana Nasution]]>
<![CDATA[ Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 4, No 1 (2023): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen ]]>
Publisher : <![CDATA[Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep ]]>
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DOI: 10.28944/masyrif.v4i1.1044
<![CDATA[Pembiayaan yang telah diberikan bank kepada pihak lain atau nasabah harus dikembalikan nasabah dalam jangka waktu tertentu dan sesuai dengan kesepakatan diawal akad. Namun, dalam praktiknya pelaksanaan pembiayaan di PT. Bank Sumut Kantor Cabang Pembantu Syariah Binjai terkadang dijumpai cidera janji atau tidak berjalan sebagaimana yang telah disepakati antara kedua belah pihak pada awal akad. Adapun risiko-risiko yang harus dihadapi pihak bank yaitu salah satunya nasabah tidak dapat mampu mengembalikan pembiayaan yang telah diberikan oleh PT. Bank Sumut Kantor Cabang Pembantu Syariah Binjai. Tujuan peneliti untuk mengetahui penerapan restrukturisasi dalam penyelamatan pembiayaan murabahah bermasalah dan juga untuk mengetahui faktor penyebab pembiayaan murabahah bermasalah bisa terjadi. Penelitian ini menggunakan metodologi penelitian kualitatif deskriptif. Dengan menggunakan metode pengumpulan datanya yaitu dengan cara wawancara, dokumentasi dan observasi. Adapun hasil penelitian ini menunjukkan bahwa PT. Bank Sumut Kantor Cabang Pembantu Syariah Binjai melakukan restrukturisasi dengan cara penjadwalan kembali (Rescheduling), persyaratan kembali (Reconditioning), dan penataan kembali (Restrukturing).Penyebab pembiayaan murabahah bermasalah disebabkan oleh faktor internal atau yang berasal dari pihak bank itu sendiri tetapi ini jarang terajdi di PT. Bank Sumut Kantor Cabang Pembantu Syariah Binjai dan faktor eksternal atau yang berasal dari nasabah itu sendiri dengan cara sengaja ataupun tidak sengaja. Faktor eksternal ini merupakan faktor yang sering ataupun dominan yang menyebabkan pembiayaan murabahah bermasalah.]]>
<![CDATA[Pengaruh Instrumen Moneter Bank Syariah Dan Bank Konvensional Terhadap Penyaluran Dana Ke Sektor Usaha Mikro Kecil dan Menengah (UMKM) di Rantauprapat ]]>
<![CDATA[Roma Mela]]>;
<![CDATA[Kamilah K.]]>
<![CDATA[ Syntax Literate Jurnal Ilmiah Indonesia ]]>
Publisher : <![CDATA[Syntax Corporation ]]>
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DOI: 10.36418/syntax-literate.v7i12.10978
<![CDATA[Abstrak Penelitian ini mencoba mengkaji pengaruh instrumen moneter bank syariah dan konvensional terhadap penyaluran dana ke sektor usaha mikro, kecil, dan menengah (UMKM). Penelitian ini termasuk dalam kategori penelitian kuantitatif. Pengumpulan data penelitian ini dilaksanakan memakai teknik survei deskriptif kuantitatif dengan membagikan kuesioner kepada 30 partisipan. SPSS ialah alat analisis data yang dipakai untuk penyelidikan ini (Statistical Product Software Solution). Penelitian ini memakai analisis deskriptif dan pengujian hipotesis untuk menganalisis datanya. Temuan penelitian ini memperjelas bahwa moneter bank syariah berpengaruh positif dan signifikan terhadap penyaluran dana ke sektor usaha mikro, kecil, dan menengah (UMKM). Abstract The purpose of this research is to compare the effects of Islamic and conventional bank financial instruments on the flow of capital to the micro, small, and medium-sized company (MSMEs) market. This study falls under the heading of quantitative research. 30 participants were given questionnaires as part of the quantitative descriptive survey approach used to gather the data for this study. The data analysis program utilized for this inquiry is SPSS (Statistical Product Software Solution). To examine the data for this research, descriptive analysis and hypothesis testing are used. The results of this research demonstrate that the distribution of money to the micro, small, and medium-sized companies (UMKM) sector is positively and significantly impacted by monetary Islamic banks.]]>
<![CDATA[THE INFLUENCE OF FINANCIAL INCLUSION AND FINANCIAL LITERACY ON FINANCIAL PERFORMANCE (Case Study Of Bank Sumut Syariah Panyabungan) ]]>
<![CDATA[Ummi Itiah Nasution]]>;
<![CDATA[Kamilah K]]>;
<![CDATA[Nur Ahmadi Bi Rahmani]]>
<![CDATA[ EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 1 (2024): Januari ]]>
Publisher : <![CDATA[UNIVED Press ]]>
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DOI: 10.37676/ekombis.v12i1.4845
<![CDATA[The purpose of this research is to find out how the financial performance of Bank Sumut Syariah Panyabungan is influenced by financial inclusion and financial literacy. In this research a questionnaire was used as a data collection tool. All employees of Bank Sumut Syariah Panyabungan who were sampled in this study were the population. Thirteen workers were used to collect samples using a saturated sampling method (also known as total sampling). Validity test, reliability test, normality test, multicollinearity test, t test, f test, and r test are the data analysis methodologies used in this study. The research findings show that there is a relationship between financial inclusion and financial performance, with a sig value of 0.041 and tcount 2.256 > ttable 2.131, there is a relationship between financial literacy and financial performance, with a sig value of 0.026 and tcount 2.486 > ttable 2.131, and a potential relationship between inclusion finance with financial performance, with a sig value of 0.002 and fcount of 9.549. The research findings show that at Bank Sumut Syariah Panyabungan, financial inclusion and literacy both have an impact on financial performance.]]>
<![CDATA[Analisis Efektivitas Sistem Informasi Akuntansi Penggajian dalam Mendukung Pengendalian Intern Pada PT. Kereta Api Indonesia (Persero) UPT. Balai Yasa Pulubrayan ]]>
<![CDATA[Yafika Apriliza]]>;
<![CDATA[Kamilah K]]>;
<![CDATA[Atika]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v8i3.20387
<![CDATA[This research aims to analyze the accounting, payroll and internal control information systems at PT. Indonesian Railways (Persero) UPT. Balai Yasa Pulubrayan which is located on Jl. Ps., Pulo Brayan Bengkel, Kec. Medan Tim., Medan City, North Sumatra 20241. The method used in this research is a qualitative method with a descriptive approach, data is collected by observation, interviews and documentation. The research results show that the accounting information system at PT. Indonesian Railways (Persero) UPT. Balai Yasa Pulu Brayan has been running quite well and effectively, the company has implemented a computerized system and has shown the division of duties and responsibilities for each section within the company, recording procedures and documents that are sufficient to support the implementation of each procedure included in the control internal. Payroll accounting information system at PT. Indonesian Railways (Persero) UPT. Balai Yasa Pulubrayan has fully supported the elements of internal control related to payroll. Because it has shown responsibility to the authorities therein. Payroll Accounting System implemented by PT. Indonesian Railways (Persero) UPT. Balai Yasa Pulubrayan is in accordance with the Islamic economic perspective and is in accordance with what was recommended by the Prophet, Islamic values have been fulfilled because employee salaries have been given fairly and appropriately according to the position of each employee. Keywords: Accounting Information Systems, Payroll, Internal Control]]>
