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All Journal SENTRALISASI In Right: Jurnal Agama dan Hak Azazi Manusia Jurnal Akuntansi, Manajemen dan Bisnis Digital Prisma Sains: Jurnal Pengkajian Ilmu dan Pembelajaran Matematika dan IPA IKIP Mataram
Wulandari Wulandari
Universitas Islam Negeri Sumatera Utara
Religion Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Mathematics Physics Other

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Journal : SENTRALISASI

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The Influence of Self-Control, Income, and Financial Management Behavior on the Financial Well-Being of Scholarship Recipients at UINSU Wulandari Wulandari; Tri Inda Fadhila Rahma; Faisal Umardani Hasibuan
SENTRALISASI Vol. 15 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v15i2.5537

Abstract

This study aims to assess how self-discipline, earnings, and financial management strategies affect the financial wellness of scholarship recipients at UIN Sumatera Utara. A quantitative approach is utilized, applying multiple linear regression for data evaluation with the help of SPSS 27. Information is collected using an online survey administered via Google Forms, focusing on a group of 86 scholarship recipients at UIN North Sumatera. The results indicate that self-discipline positively influences financial wellness, earnings also positively contribute to financial wellness, and financial management behavior positively affects financial wellness as well. In combination, self-discipline, earnings, and financial management strategies have a significant impact on financial wellness. This research underscores the significance of individual discipline, financial resources, and sound management strategies as key elements for enhancing financial wellness. 
Co-Authors Ahmad Akbar Devrichan Syahputra Zalukhu Faisal Umardani Hasibuan Fatiya Ulfa Putri Amanda Islamay Rinta Rismwarni Batubara Riri Syafitri Lubis Riza Umaini Siti Masaysah Tri Inda Fadhila Rahma Ummayanti Ritonga Yuliani Yuliani Yusrina Nasution