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<![CDATA[KONSTRUKSI INDEKS KEISLAMAN EKONOMI DAN KAJIAN EMPIRISNYA DI INDONESIA ]]>
<![CDATA[rama, ali]]>
<![CDATA[ Jurnal Bimas Islam Vol 9 No 3 (2016): Jurnal Bimas Islam ]]>
Publisher : <![CDATA[Direktorat Jenderal Bimbingan Masyarakat Islam ]]>
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<![CDATA[Abstraksi Terdapat sejumlah studi yang membuktikan bahwa agama dan kinerja ekonomi memiliki hubungan yang kuat. Studi ini mengukur tingkat ?keIslaman ekonomi? provinsi-provinsi di Indonesia menggunakan model ?indeks keIslaman ekonomi?. Konsep indeks ini merupakan indeks komposit dari tujuan utama yang ingin dicapai oleh sistem ekonomi Islam. Tujuan utama tersebut selanjutnya diturunkan menjadi prinsip-prinsip ekonomi Islam yang nantinya akan diproksikan oleh sejumlah indikator ekonomi yang relevan dan terukur. Model ini menghasilkan peringkat rangking ?keIslaman? ekonomi provinsi-provinsi di Indonesia dalam bentuk indeks. Penelitian ini menemukan bahwa provinsi Sumatera Selatan menempati posisi tertinggi dalam perolehan skor indeks. Sebaliknya, provinsi Papua menjadi provinsi yang memiliki skor indeks terendah dibandingkan dengan provinsi lainnya. Selanjutnya, hanya terdapat 11 provinsi dari total provinsi di Indonesia yang memiliki skor indeks di atas 50 poin. Hal ini berarti rata-rata wilayah/provinsi di Indonesia memiliki kinerja indeks pada pencapaian tujuan sistem ekonomi Islam relatif rendah. Abstract Some earlier studies show that religion and economic activities have strong relationship. The study measured the level of 'the Islamic economy' provinces in Indonesia using the model 'index of the Islamic economy". The index concept is actually a composite index derived from main purposes of Islamic economy system. The main concepts are divided into several Islamic economic principles then proxied by several relevant and measurable economic indicators. The model provides ranking of Islamic economy performance for all provinces in Indonesia.This study found that the South Sumatra province occupies the highest position in the acquisition of the index score. Instead, the province of Papua into the provinces which have the lowest index score compared to other provinces. Furthermore, there are only a total of 11 provinces of the provinces in Indonesia which has an index score above 50 points. This means an average of regions / provinces in Indonesia have a performance index on the achievement of the objectives of Islamic economy system is relatively low.]]>
<![CDATA[ANALISIS SISTEM TATA KELOLA SYARI’AH BAGI PERBANKAN SYARI’AH DI INDONESIA DAN MALAYSIA ]]>
<![CDATA[Rama, Ali]]>
<![CDATA[ Jurnal Bimas Islam Vol 8 No 1 (2015): Jurnal Bimas Islam ]]>
Publisher : <![CDATA[Direktorat Jenderal Bimbingan Masyarakat Islam ]]>
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<![CDATA[Abstract Shariah governance is a term that would represent a model of corporate governance designed to ensure the compliance of shariah principles. The study analyzes the regulatory framework of shariah governance system for Islamic financial institution between Indonesia and Malaysia, based on the legal framework in each jurisdiction. Comparative analysis is conducted on the four major aspects of shariah governance, namely regulatory framework, organizational structure, process and function of shariah council. The study finds that there are many similarities as well as difference of shariah governance practices in both countries. The similarity, for example, is that both countries have a centralized fatwa council at national level and shariah board at firm level to supervise the implementation of fatwa at industry. According to the process of shariah governance particularly on the restriction of any appointment as shariah board in other financial institutions and qualification for the shariah board, Malaysia adopts strict approach, while Indonesia adopts moderate approach. Abstraksi Tata kelola syari?ah atau shariah governance merupakan istilah yang dapat merepresentasikan akan suatu model tata kelola yang didesain secara kelembagaan untuk memastikan kepatuhan terhadap aspek syari?ah. Penelitian ini bermaksud untuk menganalisa model tata kelola syari?ah bagi lembaga keuangan syari?ah yang ada di Indonesia dan Malaysia, berdasarkan kerangka hukum di masing-masing yurisdiksi tersebut. Analisis komparatif dilakukan pada empat aspek utama dari sistem tata kelola syari?ah, yaitu regulasi, struktur organisasi, proses dan fungsi dewan syari?ah. Penelitian ini menemukan berbagai kesamaan dan perbedaan tentang model tata kelola syari?ah di kedua negara tersebut. Persamaanya misalnya adalah kedua negara tersebut menerapkan sistem sentralisasi fatwa melalui lembaga fatwa di tingkat nasional yang pengawasan penerapannya di industri dilakukan oleh dewan syari?ah pada internal perusahaan. Sementara pada aspek proses khususnya masalah rangkap jabatan dan kompotensi bagi anggota dewan syari?ah, di Malaysia menggunakan pendekatan ketat. Sementara di Indonesia cenderung moderat.]]>
<![CDATA[SHARIAH GOVERNANCE DAN KUALITAS TATA KELOLA PERBANKAN SYARIAH ]]>
<![CDATA[Ali Rama]]>;
<![CDATA[Yella Novela]]>
<![CDATA[ Signifikan: Jurnal Ilmu Ekonomi Vol 4, No. 2, Oktober 2015 ]]>
Publisher : <![CDATA[Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta ]]>
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DOI: 10.15408/sjie.v4i2.2301
<![CDATA[Corporate governance for Islamic banking has a unique feature compared with banking conventional. It is required to complement the existing governance framework with shariah governance system to ensure the shariah compliance of all Islamic banking’s operational. Therefore, this study aims to analyze the effect of the practice of shariah governance to the quality of GCG implemented by Islamic banks. Practices of shariah governance are measured by number of shariah board members, doctoral qualification of shariah board and frequency of shariah board meeting. The study finds that shariah governance has a significant impact to the increase quality of GCG in Islamic banks. Another interesting finding is that the increase of credit risk (NPF) leads to the worse of Islamic banks’ corporate governance. ROA and CAR have no significant effect to the quality of corporate governance in Islamic banks. The study recommends that the Islamic banks should improve their shariah governance practices in order to increase their governance performance as well as public confidenceDOI: 10.15408/sjie.v4i2.2301]]>
<![CDATA[PERBANKAN SYARIAH DAN PERTUMBUHAN EKONOMI INDONESIA ]]>
<![CDATA[Ali Rama]]>
<![CDATA[ Signifikan: Jurnal Ilmu Ekonomi Vol. 2, No. 1, April 2013 ]]>
Publisher : <![CDATA[Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta ]]>
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DOI: 10.15408/sjie.v2i1.2372
<![CDATA[The paper empirically examines the dynamic interaction between Islamic banking development, capital market, trade activities, inflation and economic growth in Indonesia using battery of time series techniques. The study documents a long-run equilibrium between Islamic banking, capital market, trade activities, inflation and economic growth. Granger causality test reveals that there is a bidirectional causality between Islamic banking-growth in Indonesia, the finding accords with “the feedback hypothesis” or bidirectional causality view”. Based on the VDCs, the study discovers that the variations in the economic growth rely very much on its own innovation. The finding also shows that Islamic banking financing innovation significantly explains the variation in economic growth. To further promote contributions of Islamic banking to economic growth, the authority should provide friendly policies to accelerate its development in the countryDOI: 10.15408/sjie.v2i1.2372]]>
<![CDATA[Currency System and Its Impact on Economic Stability ]]>
<![CDATA[Desmadi Saharuddin]]>;
<![CDATA[Ali Rama]]>
<![CDATA[ Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 9, No 2: July 2017 ]]>
Publisher : <![CDATA[Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta ]]>
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DOI: 10.15408/aiq.v9i2.4749
<![CDATA[A number of economic problems that occurred during the power of Mamluk (1250-1517 AD) was considered as a result of the change to currency system, namely from the system of commodity-based money (gold and silver) into paper-based money (fiat). Instability prices, decrease of trading activities, high of unemployment number were a number of economic indicators that occurred at that time. This issue of macro-economy was considered as a result of changes in the money system. This study analyzes the dynamic relationship between the price of gold as a representation of commodity money system and M2 as a representation of fiat money against the stability of economic indicators such as inflation, economic growth, stock prices, and unemployment and interest rates. This study found that both systems not vary significantly against each other in its influence on macroeconomic variables. It means that the two systems do not have contrast distinction. Indeed, it was found that the commodity-based money system is not free of inflation, as propagated by the supporters of the dinar and dirham (dinarist). DOI: 10.15408/aiq.v9i2.4749]]>
<![CDATA[ANALISIS PERILAKU DEPOSAN PERBANKAN DI INDONESIA (STUDI KASUS BANK SYARIAH DAN KONVENSIONAL) ]]>
<![CDATA[Mustabsyirah Musri]]>;
<![CDATA[Ali Rama]]>
<![CDATA[ Tauhidinomics: Journal of Islamic Banking and Economics Vol 1, No 1 (2015) ]]>
Publisher : <![CDATA[Faculty of Economics and Business ]]>
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DOI: 10.15408/thd.v1i1.2689
<![CDATA[This study attempts to empirically analyze the factors that are important in determining the Islamic bank deposit and conventional bank deposit in the case of Indonesia. By employing the vector autogression analysis along with the associated granger causality, variance decomposition and impulse response function for all banks in Indonesia, the study examine the importance of selected financial and macroeconomic variables in determining the level of deposit of Islamic banks as well as conventional banks. Using monthly data, the study covers the period from January, 2004 to September, 2013. The results highlight the influential role of interest rate and rate of return in determining the level of bank deposit (Islamic and conventional). The finding also shows the existence of interest risk on the Islamic bank system. Another finding reveals that inflation, stocks price and economic growth influence the level of deposit in the banking system.]]>
<![CDATA[ANALISIS DESKRIPTIF PERKEMBANGAN PERBANKAN SYARIAH DI ASIA TENGGARA ]]>
<![CDATA[Ali Rama]]>
<![CDATA[ Tauhidinomics: Journal of Islamic Banking and Economics Vol 1, No 2 (2015) ]]>
Publisher : <![CDATA[Faculty of Economics and Business ]]>
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DOI: 10.15408/thd.v1i2.8430
<![CDATA[Current statistic shows that Southeast Asia region has transformed as leading center for global Islamic financial industry. Indonesia and Malaysia are the leading countries for Islamic finance industry in the region. The study aims to provide a descriptive analysis of Islamic finance development in Souheast Asia countries, namely Indonesia, Malaysia, Brunei Darussala, Singapore, Thailand, and Philipine. The study focuses on the history and regulatory analysis for Islamic finance industry across jurisdiction. It finds that the regulation governs for Islamic financial institutions in each countries are varies. These differences will be a challenge in creation of Islamic finance integration as a part of ASEAN economic integration programm.]]>
<![CDATA[Analisis Kesesuaian Konstitusi Ekonomi Indonesia Terhadap Ekonomi Islam ]]>
<![CDATA[Ali Rama]]>;
<![CDATA[Makhlani Makhlani]]>
<![CDATA[ Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 6, No 1: January 2014 ]]>
Publisher : <![CDATA[Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta ]]>
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DOI: 10.15408/aiq.v6i1.1367
<![CDATA[The Similarities of Indonesian Economy Constitution to Islamic Economy. This study invistigates the similarities between the constitution of the Indonesian economy and Islamic economic system. It finds that the constitution of Indonesian economy have in common with the Islamic economic system, especially at the basic values, basic principles and instrumentals. The main similarities lie in the principle of economic activities based on the principles of solidarity and togatherness and the role of the state in the allocation of economic resources for economic prosperity and welfare of the whole people. Another important similarity is the presence of high concern towards the needy and neglected children through various economic policy instruments such as social security and social protection programs. Therefore, it is no longger relevant to polarize between the Indonesian economic constitution or Pancasila economic system and Islamic economic system DOI:10.15408/aiq.v6i1.1367]]>
<![CDATA[Konstruksi Indeks Keislaman Ekonomi dan Kajian Empirisnya di Indonesia ]]>
<![CDATA[ali rama]]>
<![CDATA[ Jurnal Bimas Islam Vol. 9 No. 3 (2016): Jurnal Bimas Islam ]]>
Publisher : <![CDATA[Direktorat Jenderal Bimbingan Masyarakat Islam ]]>
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<![CDATA[Abstraksi Terdapat sejumlah studi yang membuktikan bahwa agama dan kinerja ekonomi memiliki hubungan yang kuat. Studi ini mengukur tingkat ‘keIslaman ekonomi’ provinsi-provinsi di Indonesia menggunakan model ‘indeks keIslaman ekonomiâ€. Konsep indeks ini merupakan indeks komposit dari tujuan utama yang ingin dicapai oleh sistem ekonomi Islam. Tujuan utama tersebut selanjutnya diturunkan menjadi prinsip-prinsip ekonomi Islam yang nantinya akan diproksikan oleh sejumlah indikator ekonomi yang relevan dan terukur. Model ini menghasilkan peringkat rangking ‘keIslaman’ ekonomi provinsi-provinsi di Indonesia dalam bentuk indeks. Penelitian ini menemukan bahwa provinsi Sumatera Selatan menempati posisi tertinggi dalam perolehan skor indeks. Sebaliknya, provinsi Papua menjadi provinsi yang memiliki skor indeks terendah dibandingkan dengan provinsi lainnya. Selanjutnya, hanya terdapat 11 provinsi dari total provinsi di Indonesia yang memiliki skor indeks di atas 50 poin. Hal ini berarti rata-rata wilayah/provinsi di Indonesia memiliki kinerja indeks pada pencapaian tujuan sistem ekonomi Islam relatif rendah. Abstract Some earlier studies show that religion and economic activities have strong relationship. The study measured the level of 'the Islamic economy' provinces in Indonesia using the model 'index of the Islamic economy". The index concept is actually a composite index derived from main purposes of Islamic economy system. The main concepts are divided into several Islamic economic principles then proxied by several relevant and measurable economic indicators. The model provides ranking of Islamic economy performance for all provinces in Indonesia.This study found that the South Sumatra province occupies the highest position in the acquisition of the index score. Instead, the province of Papua into the provinces which have the lowest index score compared to other provinces. Furthermore, there are only a total of 11 provinces of the provinces in Indonesia which has an index score above 50 points. This means an average of regions / provinces in Indonesia have a performance index on the achievement of the objectives of Islamic economy system is relatively low.]]>
<![CDATA[Analisis Sistem Tata Kelola Syari’ah bagi Perbankan Syari’ah di Indonesia dan Malaysia ]]>
<![CDATA[Ali Rama]]>
<![CDATA[ Jurnal Bimas Islam Vol. 8 No. 1 (2015): Jurnal Bimas Islam ]]>
Publisher : <![CDATA[Direktorat Jenderal Bimbingan Masyarakat Islam ]]>
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<![CDATA[Abstract Shariah governance is a term that would represent a model of corporate governance designed to ensure the compliance of shariah principles. The study analyzes the regulatory framework of shariah governance system for Islamic financial institution between Indonesia and Malaysia, based on the legal framework in each jurisdiction. Comparative analysis is conducted on the four major aspects of shariah governance, namely regulatory framework, organizational structure, process and function of shariah council. The study finds that there are many similarities as well as difference of shariah governance practices in both countries. The similarity, for example, is that both countries have a centralized fatwa council at national level and shariah board at firm level to supervise the implementation of fatwa at industry. According to the process of shariah governance particularly on the restriction of any appointment as shariah board in other financial institutions and qualification for the shariah board, Malaysia adopts strict approach, while Indonesia adopts moderate approach. Abstraksi Tata kelola syari’ah atau shariah governance merupakan istilah yang dapat merepresentasikan akan suatu model tata kelola yang didesain secara kelembagaan untuk memastikan kepatuhan terhadap aspek syari’ah. Penelitian ini bermaksud untuk menganalisa model tata kelola syari’ah bagi lembaga keuangan syari’ah yang ada di Indonesia dan Malaysia, berdasarkan kerangka hukum di masing-masing yurisdiksi tersebut. Analisis komparatif dilakukan pada empat aspek utama dari sistem tata kelola syari’ah, yaitu regulasi, struktur organisasi, proses dan fungsi dewan syari’ah. Penelitian ini menemukan berbagai kesamaan dan perbedaan tentang model tata kelola syari’ah di kedua negara tersebut. Persamaanya misalnya adalah kedua negara tersebut menerapkan sistem sentralisasi fatwa melalui lembaga fatwa di tingkat nasional yang pengawasan penerapannya di industri dilakukan oleh dewan syari’ah pada internal perusahaan. Sementara pada aspek proses khususnya masalah rangkap jabatan dan kompotensi bagi anggota dewan syari’ah, di Malaysia menggunakan pendekatan ketat. Sementara di Indonesia cenderung moderat.]]>
