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All Journal Jurnal Manajemen & Keuangan Jurnal Ekonomi
Aliah Ghina
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Financial Literacy Dan Digital Financial Behavior Dalam Pengambilan Keputusan Pengguna Paylater Dewi, Endah; Aliah Ghina; John Rony Coyanda
Jurnal Manajemen dan Keuangan Vol 14 No 1 (2025): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v14i1.10187

Abstract

Metode pembayaran dipengaruhi oleh pertumbuhan e-commerce yang sangat pesat. Uang elektronik, yang pasti ada dalam teknologi, juga dapat digunakan sebagai pembayaran tanpa tunai. Salah satu sistem pembayaran adalah Paylater. Paylater adalah pembayaran dengan cara hutang; mereka melakukan pembayaran tanpa harus dilunasi secara langsung, tetapi mereka dapat dibayar dengan angsuran bulanan dengan bunga. Generasi Z menyukai paylater karena sangat praktis. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana literasi dan perilaku keuangan digital memengaruhi keputusan untuk menggunakan paylater, menggunakan analisis deskriptif kuantitatif untuk mendapatkan data dari survei dan kuesioner yang dibagikan kepada 80 responden penelitian. Hasil pengolahan data menggunakan SPSS menunjukkan bahwa literasi keuangan tidak mempengaruhi keputusan untuk menggunakan paylater; namun, perilaku keuangan digital mempengaruhi keputusan untuk menggunakan paylater.
Beauty class training for ethics and skills level for STEBIS IGM Sharia economics students Yanti Maleha, Nova; Aliah Ghina
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

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Abstract

This service discusses beauty class training at the ethics and skills level of sharia economics students at STEBIS Indo Global Mandiri Palembang. This happens because of the importance of ethics and one's appearance when entering the world of work and society where currently there are still female students who do not pay attention to ethics in appearance. The aim of the training offered is to improve cosmetology skills and increase their self-confidence, beauty class levels of ethics and skills for students are part of self-development. This training is carried out by presenting tutors and models to act as examples for the training participants. The results of this training show that students are able to look good and have an ethical appearance not only in terms of physical appearance but also attitude. This is very useful for students as preparation when entering the world of work and for those who have an interest in the beauty business when they graduate
Co-Authors Dewi, Endah John Rony Coyanda Yanti Maleha, Nova