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All Journal SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Banque Syar'i : Jurnal llmiah Perbankan Syariah Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam Proceedings of Annual Conference for Muslim Scholars Jurnal Dinamika Ekonomi Syariah Jurnal Komunikasi Islam (J-KIs) Munaddhomah: Jurnal Manajemen Pendidikan Islam Jurnal Ekonomika dan Bisnis Islam JASNA : Journal For Aswaja Studies Khazanah : Journal of Islamic Studies Innovative: Journal Of Social Science Research SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah IIJSE Majapahit Journal of Islamic Finance dan Management Santri : Jurnal Ekonomi dan Keuangan Islam Journal of Innovative and Creativity Majapahit Journal of Islamic Finance dan Management Danadyaksa: Post Modern Economy Journal Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Create: Journal of Islamic Management and Business An-Nisa’ Journal of Gender Studies Bhakti: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Rahma Sandhi Prahara
Universitas KH. Abdul Chalim, Mojokerto
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analisis Pengelolaan Dana Simpanan Mudharabah (Simubah) Pada Bmt Babussalam Jombang Moh Badrus Sholeh; Rahma Sandhi Prahara
Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Vol. 1 No. 1 (2025): Ilmu Ekonomi dan Ekonomi Islam
Publisher : Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Seiring dengan perkembangan ekonomi masyarakat, permintaan pembiayaan yang diajukan masyarakat semakin meningkat. Hal tersebut bisa dilihat dari survey permintaan dan penawaran pembiayaan perbankan, diketahui pada April 2022 kebutuhan pembiayaan korporasi  dengan Saldo Bersih Tertimbang (SBT) sebesar 29,0%, hal tersebut lebih tinggi dibandingkan pada Maret 2022 yang hanya dengan SBT sebesar 15,6%.  BMT Babussalam merupakan salah satu lembaga keuangan mikro syariah yang bergerak di bidang  penghimpunan dan penyaluran dan kepada masyarakat. Penelitian ini bertujuan untuk mengetahui pengelolaan dana simpanan mudharabah di BMT Babussalam dan kendala yang dihadapi serta solusi yang digunakan. Jenis penelitian ini adalah kualitatif dengan pendekatan studi kasus, lokasi penelitian ini di BMT Babussalam. Teknik pengumpulan data yang digunakan adalah observasi, wawancara, dan dokumentasi. Teknik analisis data yang digunakan adalah triangulasi sumber data. Hasil penelitian ini menunjukkan bahwa dalam pengelolaan dana simpanan mudharabah BMT Babussalam telah menerapkan lima fungsi manajemen keuangan yakni, fungsi planning  mengatur uang kas, menghitung laba rugi, dan merencanakan arus kas, fungsi budgeting mentukan jumlah dana pembiayaan dan investasi, fungsi controlling mengecek neraca harian dan  rapat evaluasi setiap triwulan, fungsi auditing melakukan pemeriksaan laporan keuangan dan mendatangkan audit dari luar, fungsi reporting membuat laporan keuangan dan diinformasikan kepada pengurus, pengelola, dan anggota. Kendala yang dihadapi adalah kredit bermasalah. Salah satu solusi yang digunakan adalah melakukan restrukturisasi. AbstractAlong time with economic development of  community, the demand for financing submitted by the community is increasing. This can be seen from the survey of demand and supply of bank financing, it is known that in April 2022 was necessary need to corporate financing with a WNB of 29.0%, this was higher than in March 2022 which was only with a WNB of 15.6%. BMT Babussalam is the one of sharia microfinance institutions engaged in collecting and distributing toward community. This study aims to find out how the management of mudharabah savings funds in BMT Babussalam and what are the obstacles faced and how solutions are used. This type of research is qualitative with a case study approach, the location of this research is in BMT Babussalam. The are used to techniques of collection data observation, interviews, and documentation. The teqniques of analyzing data is used triangulation of data sources. The results of this thesis that show’s in managing mudharabah savings funds, BMT Babussalam has implemented five financial management functions, such us, the planning function of managing cash, calculating profit and loss, and planning cash flow, the function of budgeting determines the amount of finance and investment funds, the controlling function checks the daily balance sheet and evaluation meetings every quarter, the auditing function checks financial statements and brings in external audits, The reporting function are make financial statements and is informed to management, managers, and members. The hindrence is faced non-performing credit. One of the solutions is used to restructure.
Pengaruh Religiusitas dan Jiwa Sosial terhadap Keputusan Donasi Online pada Generasi Zilenial di Kota Mojokerto: Perspektif Ekonomi Syariah di Era Digital Rahayu, Ira; Rahma Sandhi Prahara
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 4 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i4.376

Abstract

The zillennial generation is the generation most closely connected to the internet. This digital lifestyle has become an integral part of most Indonesians' lives. Nearly half of people's time, especially in large urban areas, is spent using digital devices, whether for education, work, comThis study aims to identify the influence of religiosity and social spirit on online donation decisions among the Ziennial generation in Mojokerto City. The method used is quantitative with a survey approach, and data were collected through questionnaires from 100 respondents selected using a non-probability sampling method with the Slovin formula calculation. Data analysis was carried out using multiple linear regression. The results showed that religiosity has a positive and significant effect on online donation decisions, with a calculated t value of 4.963 which is greater than the t table of 1.980. Similarly, the social spirit variable also has a positive and significant effect, with a calculated t value of 3.368 which is greater than the t table of 1.980.munication, entertainment, or even charity work.Simultaneous tests show that religiosity and social spirit together have a significant influence on online donation decisions, as evidenced by the calculated F value of 3.793, greater than the F table of 3.09, with a significance level of 0.00 (less than 0.05). Thus, hypotheses H1, H2, and H3 are accepted, while H0 is rejected. This study shows that both religiosity and social spirit play an important role in influencing online donation decisions in the Ziennial generation, which provides insight into psychological and social factors in digital donation behavior.
Tingkat Pemahaman Generasi Z Terhadap Investasi Saham Syariah Pada Mahasiswa yang Tergabung dalam Organisasi Forum Silaturahim Studi Ekonomi Islam (FOSSEI) Saepudin, Asep; Prahara, Rahma Sandhi; Khopipah, Tsania Siti
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.12071

Abstract

Abstract With the digitalization system among the current generation of students, namely Generation Z students, education and the use of investment in the Sharia capital market have become easily accessible and understandable. To support education for the public or students, the Indonesia Stock Exchange (IDX) also conducts periodic education and socialization programs that can be accessed by various groups. The purpose of this research is to exctend the level of understanding of Generation Z students regarding Shariah stock investment. In this research, the author used a quantitative research method with a survey approach. The data type in this study is primary data on Shariah stock investment. The sample size in this study was 380 respondents. Data analysis in this study used descriptive statistical analysis. The research result indicated that the level of understanding of generation Z students of members the FoSSEI organization fall into the category of very high, indicating that the cooperation between FoSSEI and IDX in increasing students' literacy towards the Shariah capital market can be considered successful. Keyword: FOSSEY, Generation Z, Investment, Sharia, Stock
Pengaruh Etika Kerja Islam Dan Kepemimpinan Islam Terhadap Kinerja Karyawan: (Bagian Distributor Pt. Mayora) Masruroh, Emy Laily; Toha, Mohamad; Prahara, Rahma Sandhi; Ardiyansyah, Ardiyansyah
Khazanah : Journal of Islamic Studies Volume 3 Nomor 1 Februari (2024)
Publisher : Pusdikra Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/khazanah.v3i1.1819

Abstract

Dalam suatu perusahaan, hal yang paling penting untuk diperhatikan adalah kinerja karyawan. Kinerja karyawan menjadi tolak ukur tercapainya visi misi perusahaan. Banyak faktor yang mempengaruhi kinerja, Etika kerja Islam dan Kepemimpinan Islam menjadi variabel penelitian dalam penelitian ini untuk mengetahui seberapa pengaruh Etika Kerja Islam dan Kepemimpinan Islam terhadap kinerja karyawan. Etika kerja Islam yang baik akan meningkatkan kinerja yang baik dan Kepemimpinan yang baik akan meningkatkan kinerja juga. Penelitian ini dilakukan di PT. Mayora Cabang Mojokerto. Dimana perusahaan tersebut adalah Perusahaan Distributor dari produk-produk makanan dan minuman PT Mayora. Sehingga tujuan penelitian ini untuk mengetahui : (1) Pengaruh Etika Kerja Islam Tehadap Kinerja PT. Mayora Cabang Mojokerto, (2) Pengaruh Kepemimpinan Islam Terhadap Kinerja PT. Mayora Cabang Mojokerto, (3) Pengaruh Etika Kerja Islam Dan Kepemimpinan Islam Terhadap Kinerja Karyawan PT. Mayora Cabang Mojokerto. Penelitian ini menggunakan metode penelitian asosiatif dengan menggunakan pendekatan kuantitatif. Metode pengambilan sampel yang digunakan dalam penelitian ini adalah sampel jenuh. Sampel dalam penelitian kali ini adalah karywan PT. Mayora Cabang Mojokerto sebanyak 70 karyawan, dengan menggunakan teknik pengumpulan data yaitu data primer dengan cara menyebarkan kuisioner. Analisis data menggunakan analisis regresi linier berganda denga bantuan Statistical Package for the Social Science (SPSS) 25. Hasil penelitian menyatakan bahwa Etika Kerja Islam berpengaruh positif terhadap kinerja karyawan PT Mayora Cabang Mojokerto dengan nilai signifikansi sebesar 0,000 < 0,05. Kepemimpinan Islam berpengaruh positif terhadap kinerja karyawan PT Mayora Cabang Mojokerto, dengan nilai signifikansi 0,009 < 0,05. Etika kerja Islam dan Kepemimpinan Islam secara simultan memiliki pengaruh signifikan terhadap Kinerja karyawan PT Mayora Cabang Mojokerto, dengan nilai signifikansi 0,000. < 0,05.
Corporate Social Responsibility as a Corporate Green Accounting Implementation Prahara, Rahma Sandhi; A'yuni, Diah Syifaul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 2 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i2.1216

Abstract

The phenomenon of environmental multicrisis occurring today has created a new paradigm of Green Accounting. The concept of Green Accounting directs corporations to make business decisions at an advantage that not only leads to profit orientation but also to the environment and society around the company. Of course, the domino effect of these concerns and considerations is that corporate sacrifices in the form of assets / assets may even be more than that. The role of corporations in supporting Green Accounting is the implementation of Corporate Social Responsibility (CSR). CSR is the moral responsibility of a company to its social, economic, and environmental strategies because of the impact of its operations so that it is expected to contribute benefits to society and the environment. If it is related to Green Accounting, then this will be the right concept to support the 2030 SDGs program.
Paris Terrorism Attacks: Interdisciplinary Studies of Insider Trading and Money Laundering on Global Scale de Nichilo, Stefano; Prahara, Rahma Sandhi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1785

Abstract

In this paper, we investigate past research and the development of knowledge and practice in the area of countering money laundering and terrorist financing. Additionally, we draw attention to the gaps in the preventive mechanisms adopted by countries to fight against AML & ATF and to highlight areas for possible future research. There are various avenues to invest and one of those is Stock Market. But the decision of the investor depends on various factors. One of the factors which affects the behavior of investment is Terrorism. The paper focuses on short run and long run association and influence of terrorism on major global stock indices and Gold. We have taken Paris attacks of 2015 as base and ARDL model is used to study the short run and long run impact on the selected stock indices. We find that terrorism has got short run impact on the global indices but there is no long run impact.
The Urgency of Halal Cosmetics (Halal Cleanliness) as One of The Sharia Tourism Travel Packs in Mojokerto Fahmi, Mohammad Farih; Prahara, Rahma Sandhi; Farida, Binti Muta
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.2641

Abstract

Abstract Many natural attractions have stray dogs or pets that threaten the sanctity and comfort of Muslim tourists. In this regard, it is necessary to have halal cosmetics or halal cleaners as items that must be carried (travel packs) to anticipate when exposed to heavy impure to facilitate purification for Muslim tourists. Halal cleanlines or halal cosmetics need to be studied and analyzed for their urgency for the development of shariah tourism, especially in Mojokerto. The problems in this article are related to (1) How do Muslim tourists view mughaladzah impure in Mojokerto (2) Need to review halal cleanlines from a fiqh perspective (3) Trying to study and understand the level of urgency of halal cleanlines for Muslim tourists at natural attractions in Mojokerto. The method in this article is examined qualitatively with a phenomenological approach and case studies. The result of this study is that there is an urgent need to take advantage of halal clenlines for tourists in Mojokerto, this is supported by the permissibility of shariah cosmetics from a fiqh perspective so that it is better to provide it for tourist attractions in Mojokerto.
CATABOLISM OF ECONOMIC SPACES OF SABILILLAH MOSQUE MALANG AND ITS ROLE IN COMMUNITY ECONOMIC EMPOWERMENT Rahma Sandhi Prahara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6502

Abstract

The catabolism that exists in the mosque's economic space is also caused by the reaction of complex compounds (mosques) into simpler compounds (the economic and even social spaces that are formed show more specific functions) with the help of developments over time and existing needs. The research methodology used is qualitative with a case study approach. The results of this research are that the catabolism process of mosque economic spaces experiences 5 phases. Starting from phase 1 to 4 then the fifth phase is that the social fund institution space creates another new space after the cooperative, namely lazis so that it becomes 1) mosque room, 2) REMAS room, 4) mosque cooperation, 5) Lazis. The catabolism process of economic spaces in mosques gives rise to empowerment which can be classified in the social and economic fields. Of course, there are also supporters and obstacles to this process, including human resources. Keywords: Catabolism, Mosque Economy, Community Empowerment
Mobile Banking Service Strategy of Indonesian Syariah Bank (SOAR Analysis Study by Stavros, Cooperrider and Kelly) Eva Walanda Setyoningrum; Sundari; Rahma Sandhi Prahara
Create: Journal of Islamic Management and Business Vol. 1 No. 1 (2025): Islamic Business and Management
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital banking services through mobile banking platforms provide convenience, effectiveness, and efficiency for customers in conducting digital transactions via mobile phones and the internet. The method used to analyze data in the field is SOAR analysis, which aims to determine the company's strategy based on internal and external factors in order to achieve the goals of mobile banking services. SOAR analysis includes four main elements: strengths, opportunities, aspirations, and results. Based on this background, the formulation of the problem proposed is how is the strategy of PT. Bank Syariah Indonesia (BSI) based on SOAR analysis, with the aim of analyzing PT. Bank Syariah Indonesia's mobile banking services using SOAR analysis. This study uses a qualitative research method, with primary and secondary data. Data collection techniques are carried out through interviews, observations, and documentation. The data analysis technique used is SOAR analysis. The results of research in the field show that BSI's mobile banking services can help and facilitate customer banking activities only through mobile phones that can be done anytime and anywhere. The results of the SOAR analysis show that the strengths of BSI's mobile banking services include transactions that can be done anywhere, time efficiency, ease of transactions, card management features, fast information services, and easy mobile banking activation via mobile phones. The opportunities include the implementation of new technologies through IT development, expansion of BSI services to the international market, and aspirations to be able to check monthly accounts and activate services independently. The result of this analysis is an increase in services on the BSI mobile application, which makes it easier for customers to use the BSI mobile application and increase the number of BSI mobile users.
Twelve’s Organic Pacet Prahara, Rahma Sandhi; A’yuni, Diah Syifaul; Fauziah, Nur Dinah
Proceedings of Annual Conference for Muslim Scholars Vol 9 No 1 (2025): AnCoMS, Oktober 2025
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v9i1.698

Abstract

This study aims to analyze the implementation of a local economic model based on maqāṣid al-sharī‘ah in sustainable agriculture at Twelve’s Organic Pacet, focusing on community empowerment and environmental preservation. The model integrates spiritual, social, and ecological values through organic farming practices that emphasize not only economic benefits but also ḥifẓ al-bi’ah (environmental protection) and maṣlaḥah (collective well-being). The research adopts a qualitative approach using field observation, in-depth interviews, and documentation analysis. The findings reveal that the application of maqāṣid al-sharī‘ah principles is reflected in the adoption of fair-trade mechanisms, organic production processes, and participatory farmer training. However, challenges persist, such as limited literacy of maqāṣid al-sharī‘ah among local farmers, insufficient institutional collaboration, and lack of supportive public policy. Nevertheless, the growing global awareness of halal, sustainability, and social justice presents significant opportunities for developing Sharia-based agriculture. Theoretically, this research contributes to the development of Islamic economic thought by integrating maqāṣid al-sharī‘ah into sustainable agriculture. Practically, it offers an alternative model for policymakers to promote pesantren-based green economy initiatives and enriches the academic discourse on Islamic ecological economics.
Co-Authors A'yuni, Diah Syifaul Akhmad Sobrun Jamil Akhmad Sobrun Jamil Andayani, Hirini Andri Imam Setiawan Ardiyansyah Ardiyansyah Asfi Manzilati Aulia Herdiani Aulia Herdiani A’yuni, Diah Syifaul Binti Muta Farida Bunyamin de Nichilo, Stefano Diah Syifaul Diah Syifaul A'yuni Diah Syifaul A'yuni Diah Syifaul A’yuni Eva Walanda Setyoningrum Fahmi, Mohammad Farih Farida Ulvi Na’imah Farida, Binti Muta Fatkhiyatus Su’adah Fauziah, Nur Dinah Fauziyah, Nur Dinah Fayyadh Faza Muhammad Fernanda Fransiska Putri Hari Wahyono Idris Idris iis ayu agustina Ira Rahayu Khofifatun Nadiyah Khopipah, Tsania Siti Kurnawan, M. Vicko Ardine Billie M. Umar Burhan M. Vicko Alghozali Syahrial M. Vicko Ardine Billie Kurnawan Marlina Ekawaty Masruroh, Emy Laily Moh Badrus Sholeh Moh. Toha Mohamad Toha Mohammad Farih Fahmi Muhammad, Fayyadh Faza Ningrum, Rahmania Widya Nur Dinah Fauziah Saepudin, Asep Salshabila Syifa Nurendra Setiawan, Deri Stefano de Nichilo Sugeng Hadi Utomo Sundari Sundari Sundari Sundari Sundari Syahrial, M. Vicko Alghozali Zakia Darojat