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Analisis Persepsi Pedagang Muslim Dalam Memilih Produk Lembaga Keuangan Syariah ( Studi Kasus Pasar Petisah Medan ) Riyanto Ahmad Simanjuntak; Khairunnisa Khairunnisa
Ethics and Law Journal: Business and Notary Vol. 1 No. 2 (2023)
Publisher : CV. Lenggogeni Data Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61292/eljbn.v1i2.33

Penelitian ini dilakukan untuk mlihat bagaimana pandangan para pedagang dalam memilih produk keuangan pada lembaga keuangan syariah, dengan memilih metode penelitian kualitatif deskritif. Dengan teknik pengumpulan data yaitu wawancara serta dokumentasi. Dalam artikel ini, akan dilihat seberapa banyak pedagang menggunakan ataupun mengenal produk keuangan berbasis syariah dan bagaimana produk lembaga keuangan syariah ini akan lebih dikenal lagi di masa mendatang

Pengaruh Pengetahuan Investasi Terhadap Minat Mahasiswa Berinvestasi Pada Galeri Investasi Syariah FAI UMSU Isha Puri Kaniza; Khairunnisa Khairunnisa
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 4 (2023)
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i4.4958

This study aims to determine and analyze the influence of investment knowledge on student interest in investing in Sharia investment Gallery FAI UMSU. The type of research in this study is quantitative with associative approach. The population of this study is FAI students who are registered in the Sharia investment Gallery. Sample selection method using saturated smpling, the number of samples used is 33 sample data. Prior to the study, first conducted instrument trials with validity test and reliability test. Prerequisite test analysis includes normality test. Data analysis method using simple linear regression. investment knowledge of 3.787 for 5% error Test 2 parties and df = n-k (33-2 = 31), obtained ttable 2.039. In this case count = 3.787 > table = 2.039.Furthermore, it can also be seen that the probability value of T, namely sig is 0.001 while the significant level of ③ previously determined is 0.05, the sig value is 0.001 < 0.05 so that it can be concluded that investment knowledge has an effect on investment interest.

Problem of Research in Islamic Economics Khairunnisa Khairunnisa; Revita Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1948

Indonesia is currently the country with the largest Muslim population in the world. The total Muslim population of 80% makes an Islamic-based economy possible to expand widely related to fashion, culinary, tourism, cosmetics, and various topics. Currently, the Indonesian government, practitioners, and academics are working hard to improve the performance of the Islamic finance industry. Understanding that Islamic Economics is only related to Islamic finance is too shallow perception. Many other sectors can be developed, including the hotel business, tourism, culinary, fashion, hotel, other topics. However, research related to the sectors mentioned is very minimal. The phenomenon is happening because most Islamic economic research worldwide discusses topics related to the financial sector. The researchers have been interested in discussing the development of research on Islamic Economics at the University of Muhammadiyah North Sumatra (UMSU) for the last four years. The research is descriptive because the existing data is not processed to accept or reject the hypothesis. The sample selection criteria in this study are all UMSU student thesis related to Islamic economics for the last four years from 2017 – 2020. The results of the study found that out of 499 theses, the majority of students’ research was around the theme of Islamic banking, which was 78%, other themes (including MSMEs, e-commerce, Sharia marts) were 6%, the ZISWAF theme and Halal Industry got the same percentage. Namely, 5 – 6%, the Islamic Capital Market theme at 3.4%, the Fashion and Cosmetics theme at 2%, and the Insurance theme at only 0.8%. considering the current research conditions, it is time for the study program to develop Islamic economic research outside Islamic banking.

SUPPORT SYSTEM LEMBAGA KEUANGAN SYARIAH DALAM PENGEMBANGAN UMKM HALAL KOTA MEDAN Abdul Hadi Ismail; Khairunnisa Khairunnisa; Riyan Pradesyah; Al Bara
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.6401

Penelitian ini bertujuan untuk melihat support system yang dilakukan oleh lembaga keuangan syariah kepada UMKM halal yang ada di kota Medan. Selama ini banyak Lembaga keuangan yang memberikan pembiayaan kepada UMKM tanpa adanya pembinaan kepada pengusaha untuk melakukan pengembangan usaha. Dimana Lembaga keuangan hanya memberikan uang dan nasabah wajib mengembalikan, tetapi Ketika pengusaha ingin mengembangkan produknya, bank atau Lembaga keuangan tidak mampu untuk memberikan edukasi terkait pengembangan yang akan dilakukan pengusaha. Penelitian ini merupakan penelitian kualitatif deskriptif, dimana peneliti melakukan wawancara kepada objek yang dinginkan, kemudian menarasikannya dan mengambil kesimpulan dari hasil wawancara yang dilakukan. Dari hasil penelitian yang didapatkan, bahwa bank syariah atau Lembaga keuangan syariah, ada yang memberikan pelatihan tentang pengembangan usaha, ada juga yang hanya sekedar memberikan pembiayaan. Pembiayaan yang digunakan dalam penelitian ini menggunakan akad murabahah bil wakalah.

SUPPORT SYSTEM LEMBAGA KEUANGAN SYARIAH DALAM PENGEMBANGAN UMKM HALAL KOTA MEDAN Abdul Hadi Ismail; Khairunnisa Khairunnisa; Riyan Pradesyah; Al Bara
Jurnal Akuntansi dan Pajak Vol 23, No 2 (2023): JAP : Vol. 23, No. 2, Agustus 2022 - Januari 2023
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v23i2.6406

This study aims to see the support system carried out by Islamic financial institutions to halal MSMEs in the city of Medan. So far, many financial institutions have provided financing to MSMEs without any guidance to entrepreneurs to carry out business development. Where financial institutions only give money and customers are obliged to return, but when entrepreneurs want to develop their products, banks or financial institutions are unable to provide education related to the development that entrepreneurs will make. This research is a descriptive qualitative research, where the researcher conducts an interview with the object that is cooled, then narrates it and draws conclusions from the results of the interview conducted. From the results of the research obtained, that Islamic banks or Islamic financial institutions, some provide training on business development, some are just providing financing. The financing used in this study used the murabahah bil wakalah contract

Analysis of the Use of the Veil for Students of the Islamic Faculty of Universitas Muhammadiyah Sumatera Utara Khairunnisa Khairunnisa; Anggie Veronica; Siti Windya Antika
Integrasi: Jurnal Studi Islam dan Humaniora Vol 1, No 1 (2023)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/ijiee.v1i1.524

This research was conducted to examine the problems regarding the use of the veil in the Universitas Muhammadiyah Sumatera Utara, especially in the Faculty of Islamic Religion. Regarding the technical information retrieval, the authors sent questionnaire data to individuals related to the research.Â Based on the results of the study, there are many things behind female students in using the veil. That is based on the Qur'an surah Al Ahzab verse 59 Allah SWT. said that it is obligatory for Muslim women to extend the veil over their bodies to avoid the fitna of the world and they also interpret the veil as a safeguard against themselves. Regarding the use of this veil, not a few agencies stand on the contra side. Especially on campus.Â At the Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara, students who wear the niqab are advised not to wear the veil when they are on campus. This is based on the context of Muhammadiyah which argues that there is no recommendation for Muslim women to wear the veil. Because of this statement, veil users feel that they are limited in carrying out activities in the campus environment.

HALAL MSMEs DEVELOPMENT MODEL THROUGH THE APPLICATION OF BUSINESS COMPETITION FIQH Abdul Hadi Ismail; Khairunnisa Khairunnisa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7121

One of the main problems that occur in the development of halal MSMEs is the complex and expensive halal certification process. This study aims to obtain a halal MSME development model through business competition fiqh. This research will also later explore related to the fiqh of business competition which is not widely known by Halal MSMEs. The research method used is quantitative description. The result 1) tstatistic 3.932> 1.96, P value of 0.000 <0.05 (Significant) then Marketing, has no effect on the development of Halal MSMEs. 2) t-statistic 0.630 < 1.96, Pvalue 0.592 > 0.05 (Not Significant) then Digital literacy and product innovation have no effect on the development of Halal MSMEs. 3) H3: X3 Against Y = t-statistic 2.902> 1.96, Pvalue 0.004 <0.05 (Significant) then product innovation has an effect on the development of Halal MSMEs. 4) Then Z against Y = t-statistic 1.310 < 1.96, pvalue 0.191 > 0.05 (Not Significant) . MRA (Moderated Regression Analysis): 5) H5 : X1*Z on Y: -0.056 (negative / weakening), pvalue 0.529 > 0.05 (Not Significant) then Fiqh of Business competition does not play a role in moderating the marketing relationship with the development of Halal MSMEs. 6) H6 : X2 * Z to Y: 0.090 (positive, pvalue 0.281> 0.05 (Not Significant) then Fiqh competition does not play a role in moderating the relationship between digital literacy and the development of Halal MSMEs. 7) H7: X3 * Z to Y: -0.087 (positive, pvalue 0.064> 0.05 (Not Significant) then Fiqh competition does not play a role in moderating the relationship between Product Innovation and the development of Halal MSMEs.

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