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All Journal Journal of Economics, Business, & Accountancy Ventura Jurnal Mirai Management JPF (Jurnal Pendidikan Fisika) Universitas Islam Negeri Alauddin Makassar Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah YUME : Journal of Management Economics and Digital Business Review Golden Ratio of Finance Management International Journal of Economic Research and Financial Accounting Atestasi : Jurnal Ilmiah Akuntansi
Muh. Rum
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Physics Social Sciences Other

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Value-added Finance Use Animal Waste as Conversion Fertilizer for Vegetable Farming Groups in the West Sinjai Region, Indonesia Hardianti, H.; Rum, Muh.; Badollahi, Ismail
Golden Ratio of Finance Management Vol. 4 No. 2 (2024): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v4i2.426

Abstract

Agriculture plays a crucial role globally, and addressing the sustainable management of livestock waste is a growing concern. Converting animal waste into fertiliser not only supports organic farming but also offers a sustainable solution for managing livestock waste. This study aims to evaluate the conversion of fertiliser to animal waste and its potential to generate higher economic value for vegetable farmers in the West Sinjai region. By applying theoretical concepts learned in academic settings to real-world problems, this research aims to enhance knowledge regarding the economic benefits of fertiliser conversion. Additionally, it serves as a valuable reference for future studies on the economic impact of using animal waste as a substitute for chemical fertilisers. The primary goal is to determine the financial benefits and added value of using animal waste in place of chemical fertilisers. This research follows a quantitative descriptive approach, using both primary and secondary data. The population consists of secondary crop farmers in the West Sinjai region, and the sample includes six groups of vegetable farmers in Gunung Perak Village. The results indicate that converting fertiliser to animal waste significantly enhances the economic value for farmers in the West Sinjai region, particularly in Gunung Perak Village. This improvement is due to the cost savings from using animal waste compared to chemical fertilisers per production unit, ultimately leading to higher profits for the farmers.
Analysis of Capital Funding: Risks, Scale, and Feasibility Perspective Rosita, R.; Rum, Muh.; Rustam, Andi
Golden Ratio of Finance Management Vol. 4 No. 2 (2024): April - September
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grfm.v4i2.456

Abstract

This study aims to assess the impact of financial risk and a viable business scale on the volume of capital funding for SMEs at PT PNM Mekaar Takalar. The research provides valuable insights and knowledge for readers to better understand financial risks, business scale, feasibility, and capital funding. Specifically, the objective is to examine the relationship between financial risk, business scale, and financial feasibility on the volume of capital funding for SME customers at PT PNM (Persero) Mekaar Takalar Unit. The research poses a key question: Does the risk of a viable business scale have a significant positive impact on the volume of capital funding for SMEs at PT PNM Mekaar Takalar? This study employs an associative quantitative approach, which examines the relationship between two or more variables, as defined by Sugiyono (2013). The research explores three main variables: financial risk (X1), business scale (X2), and financial feasibility (X3), and their influence on the capital funding volume of PT PNM Mekaar Takalar's SME customers. The study was conducted at the PNM Mekaar office in the Takalar Area over a two-month period. The population consisted of all 50 employees of PT PNM Mekaar Takalar, and the research employed a saturated sampling method, where the sample size equaled the population, resulting in a total sample of 50 employees. The findings revealed that financial risk had no significant impact on the volume of business capital funding, likely due to insufficient risk identification and categorization in lending processes. In contrast, business scale had a significant effect on capital funding, as respondents prioritized sales volume. However, financial feasibility did not significantly influence the capital funding volume, as respondents tended to prioritize income over other factors.
Survei Literasi Sains Peserta Didik Pada Dimensi Sikap Terhadap Sains Muh. Rum; M. Agus Martawijaya; Khaeruddin Khaeruddin; Mutahharah Hasyim
JPF (Jurnal Pendidikan Fisika) Universitas Islam Negeri Alauddin Makassar Vol 11 No 2 (2023)
Publisher : Pendidikan Fisika UIN Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/jpf.v11i2.32230

Abstract

This research is survey research. This study aims to determine the science literacy of students in terms of the dimension of attitudes towards science. This research was carried out in the odd semester of the 2021/2022 school year. The subjects in this study were students of class XII MIPA SMA Negeri 8 Maros. The instrument that used in this study was a attitudes questionnaire of scientific literacy. Data collection is carried out through the provision of questionnaires. The data from the research that was tested for validity were then analyzed quantitatively. The results of this study show a positive attitude towards Science, this is based on the results of research based on 4 indicators of attitudes towards Science, namely support for scientific investigations as much as 68.92%, student confidence in science by 69.86%, interest, motivation and involvement in science by 65%, and responsibility for resources and the environment by 72.06%. The results of the study based on these 4 indicators show that the attitudes of students tend to have a positive attitude towards science, in other words, students of SMA Negeri 8 Maros are enjoyed the science.
Co-Authors Adrianah Adrianah Adrianah Adrianah Adrianah Adrianah Andi Arwinda Wildam Andi Irfan Andi Mardani Andi Nur Rahma Andi Riensa Maha Deva Asniwati Ayu Pratiwi Badollahi, Ismail Dina Utami Faidul Adzim Ferdinand Rudolof Poylema Hadi Wahyudi hamkah, hamkah Hardianti, H. Hasnianti Hasnianti Ismail Badolahi Ismail Badollahi Khaeruddin Khaeruddin M. Agus Martawijaya Muhammad Hasan Murtiadi Awaluddin Mutahharah Hasyim Niniek Fariaty Lantara Nurfadlianti Said Nurhaedah Nurhaedah Rasniati Rasniati Regita Maulidia Irwan Rosita, R. Rukmana Sari Rukmana Sari Rustam, Andi Rustan, Rustan Sangkala, Masnawaty Solly Aryza Suarni Surianto Syahrir Syahrir T, Rahman Yusra Nginang Yusra Nginang