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All Journal Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Dialog
Jefirstson Richset Riwukore
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Religion Humanities Decision Sciences, Operations Research & Management Social Sciences Other

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How Loan Distribution and Credit Troubled in Fostered Partners can be Done? Case Study: CSR Fund from PT. Bukit Asam Tbk. Tanjung Enim, South Sumatra, Indonesia Jefirstson Richset Riwukore
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 6, No 1 (2021): June 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i1.2638

Abstract

This research aims to determine the Corporate Social Responsibility (CSR) partnership program implemented by State-Owned Enterprises, BUMN, namely PT. Bukit Asam, Tbk, Tanjung Enim, South Sumatra, as a form of concern for the community of small business actors by providing business capital loan assistance. Credit extension services cannot be separated from the risks that occur, such as non-performing loans. Non-performing loans that happened in PT. Bukit Asam Tanjung Enim South Sumatra, namely small business actors as fostered partners experienced a disaster, went bankrupt and fled, or business owners died. This research method uses descriptive qualitative analysis, administrative procedures for granting credit, analysing systems for giving credit assessment, monitoring credit, calculating the level of the collectibility of non-performing loans, and analysing efforts to rescue non-performing loans. The analysis results show that in 2015 to 2017 and 2018, the category of non-performing loans dominates from other categories. In 2015, 2017,2018 and 2019, the collectability in the current category experienced an increase from 1.8%, up 8.6%, up 35.40% and up to 749.87%. The percentage of loan collectibility obtained shows the amount of non-performing loans in 2015 to 2017, 2018 and 2019 has fluctuated and tends to decrease, from 78.11% to 88.74%. Reduced to 60.45% and fell to 27.58%. This finding shows that there are efforts to improve credit performance to have no problem with credit. It is recommended to CSR managers of PT. Bukit Asam, Tbk. Agra must pay attention to the level of business turnover and the provision of collateral in anticipation of bad credit and for existing lousy credit to be rescheduled or reconditioned for loan arrears or can submit evidence of problematic receivables or write-off of accounts receivable if the conditions are not collectable.
Tolerance Portraits in Kupang City Based on Dimensions of Perception, Attitude, Cooperation, and Government Role Jefirstson Richset Riwukore; Fellyanus Habaora; Fakhry Zamzam; Tien Yustini
Jurnal Dialog Vol 44 No 1 (2021): Dialog
Publisher : Sekretariat Badan Litbang dan Diklat Kementerian Agama RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47655/dialog.v44i1.404

Abstract

Humans were influenced by perceptions, attitudes, cooperation, and the government roles to portray indicators of religious tolerance. Therefore, this study was carried out between January and March 2020 to deeply analyze the dimensions of perception, attitude, cooperation, and the roles of the government, using a case study technique with a descriptive approach. The population of this study were 53 people representing religious figures, community leaders, government, and levels of society. A questionnaire was used containing statements based on Likert scale measurements. Data analysis was carried out in a narrative manner. The results showed that the portrait of the dimensions of perception, attitude, cooperation, and the role of the government supports religious tolerance in the City of Kupang. However, it found that a neutral attitude was shown when it was related to the attendance to the worship of other religions. Based on the dimension of cooperation, there were also people who showed a neutral attitude on the donations or social action for the followers of other religions, and a willingness to maintain a normative business that does not conflict with adherents of other religions. Unsur manusia yang dipengaruhi oleh persepsi, sikap, kerjasama dan peran pemerintah merupakan indikator potret terhadap toleransi umat beragama. Untuk hal tersebut maka telah dilakukan penelitian sejak Januari-Maret 2020 tentang potret dimensi persepsi, sikap, kerjasama, dan peran pemerintah, menggunakan teknik studi kasus dengan pendekatan secara deskriptif. Populasi ataupun sampel dalam penelitian ini sebanyak 53 orang sebagai representatif tokoh-tokoh agama, tokoh-tokoh masyarakat, pemerintahan, dan lapisan masyarakat. Metode survei menggunakan kuesioner yang berisi pernyataan berbasis pengukuran skala Likert. Analisis data dilakukan secara naratif. Hasil penelitian menunjukkan bahwa potret dimensi persepsi, sikap, kerjasama, dan peran pemerintah mendukung toleransi umat beragama di Kota Kupang. Meskipun demikian masih ada sikap umat beragama yang netral jika terkait dengan kesediaan berada di rumah ibadah pemeluk agama lain yang ada di sekitar tempat tinggal. Berdasarkan dimensi kerjasama, juga terdapat umat yang menunjukkan sikap netral terhadap kesediaan memberikan sumbangan atau aksi sosial kepada pemeluk agama lain, dan kesediaan untuk menjaga normatif usaha yang tidak bertentangan dengan pemeluk agama lain.
Perception of Bali cattle farmers on the performance of Extensionist based on agroecosystems at Timor Island Luis Marnisah; Jefirstson Richset Riwukore; Fellyanus Habaora; Asnath Maria Fuah; Luki Abdullah; Rudy Priyanto; Ahmad Yani; Bagus Priyo Purwanto
Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Vol. 32 No. 2 (2022): August 2022
Publisher : Faculty of Animal Science, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiip.2022.032.02.08

Abstract

This research aims to determine the perception of farmers on the performance of Extensionist in the agroecosystems of pasture, agriculture, plantation, and forest at Timor Island, so that it can be information for improving the performance of extension workers who have an impact on repair the welfare of farmers. This research was conducted from January to December 2018. The research location was determined purposively representing the agroecosystem of pasture, agriculture, plantation and forest. The determination of respondents are 5-10% of the number of farmers in each agroecosystem that has > 10 Bali cattle. Data collection methods are done through observation, interviews, and documentation. Data processing method uses a Likert Scale, then analyzed decriptivelly. Indicators to measure the performance of livestock Extensionist based on Extensionist profile, materials and methods, procurement of activities, availability of teaching aids, and intensity of extension activities. The results showed that farmers' perceptions at agroecosystems of pasture, agriculture, plantation, and forest toward livestock extensionist in the category agreed that the existence of extensionist could be said well in aspects of Extensionist profile, materials and methods, and procurement of activities. This condition explains that Extensionist in carrying out his duties and functions in the field in accordance with existing standards, namely as a mediator, motivator, educator, communicator, facilitator, and assistance/visits. Nevertheless, it is very necessary to improve and repair the role of Extensionist related to competence so that it can influence farmers to be more productive in developing Bali cattle farming business them. Then Bali cattle farmers in the pasture agroecosystem with the highest value of the use of teaching aids by extensionist were 2 kinds (44,0%). Then the average farmers in agricultural agroecosystems with the highest value of the use of teaching aids by extensionist is 1 kind (40,2%). Next, the average of farmers in plantation agroecosystems with the highest value of using teaching aids by Extensionist are > 2 kinds (47,9%). While the average farmers in forest agroecosystems with the highest value of the use of teaching aids by Extensionist is 1 kind (>77,3%). While the intensity of extension activities during the past year shows that the average farmers in agroecosystems of pasture (70,7%), agriculture (59,8%), plantations (50,0%), and forests (68,2%) said more from 1 time.
Co-Authors Ahmad Yani Asnath Maria Fuah, Asnath Maria Bagus Priyo Purwanto Fakhry Zamzam Fellyanus Habaora Fellyanus Habaora Luis Marnisah Luki Abdullah Rudy Priyanto Tien Yustini