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EFEKTIFITAS PENGELOLAAN FASILITAS BELAJAR DI PERPUSTAKAAN Jamaluddin Jamaluddin
Idaarah: Jurnal Manajemen Pendidikan Vol 2 No 1 (2018): June
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/idaarah.v2i1.5376

Abstract

The purpose of this article is to provide readers with understanding of the effectiveness of the management of library learning facilities. To produce a quality education system, not only seen in one aspect only but covering various aspects of other support such as teachers, libraries management, financial support, and information technology. In addition, Human resources, also has an important role to make learning facilities more efective use, for including competence, skills, abilities, attitudes, behavior, motivation, and commitment.
THE ROLE OF SHARIA FINANCIAL INSTITUTION TO EMPOWERING SMEs Jamaluddin Jamaluddin; M. Wahyuddin Abdullah
Jurnal Iqtisaduna Prosiding International Conference on Islamic Economics and Business 2019
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v1i1.11825

Abstract

This study aims to determine the efforts of Islamic Financial Institutions in empowering SMEs, strategies and important roles carried out by LKS in order to empower SMEs through the provision of capital to be managed in business. The method used in this research is descriptive analysis method, a method that only describes various forms of paradigms about empowerment strategies for SMEs, the most important data sources in this study are related to the search for library data, relevant books, and scientific papers. others relevant to the object of study. The results of this study indicate that there has been much power and effort carried out by the Islamic Finance Agency in order to empower SMEs, this can be proven by the existence of several programs, products, and financing aimed directly at SMEs. The strategy used is; provide complete information as well as promotion to SMEs, provide financing for their business development, provide financing in accordance with the type of business that SMEs are involved in with the concept of sharia principles. The implication of this research is to continue to provide services professionally and provide the best so that they are truly able to provide community welfare, more selective in providing financing so as to minimize the losses that will occur, increase technological resources so that SMEs can easily access information.
Penerapan Pendampingan Perilaku Menabung di Bank Syariah dalam Mencegah Sikap Konsumtif Ismawati Ismawati; Jamaluddin Jamaluddin; Samsul Samsul
Al-Azhar Journal of Islamic Economics VOLUME 4 NOMOR 2, JULI 2022
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ajie.v4i2.146

Abstract

This study aims to determine the application of education assistance on saving behavior that is attractive as well as to prevent and find solutions to the consumptive attitudes of elementary school students in Makassar city.  This study uses the qualitative research type.  The type of data used in this research are subject data and object data, the data is obtained from interviews with informants and documentary data.  The results of this study indicate that the steps taken in order to assist education on saving behavior are attractive to elementary school students so that they like to save, namely: the preparation stage, the implementation stage, the activity process, and the evaluation. Meanwhile, efforts to prevent and find solutions to the consumptive attitudes of elementary school students in Makassar is to provide education and understanding of how important it is to instill a simple lifestyle for elementary school children in order to be able to determine their needs rather than their desires, therefore the role of parents and also teachers are very important in that effort.
Etika Bisnis Digital dalam Prespektif Islam: Analisis Tantangan Fintech, E-Commerce, dan Perlindungan Data Konsumen di Era Ekonomi Digital Andi Darmawansyah Sayuti; Kamaruddin Arsyad; Jamaluddin Jamaluddin
Jurnal Intelek Insan Cendikia Vol. 3 No. 7 (2026): JULI 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Perkembangan teknologi digital telah mengubah pola transaksi ekonomi melalui pemanfaatan financial technology (fintech) dan e-commerce yang menawarkan kemudahan, efisiensi, serta akses keuangan yang semakin luas. Di balik manfaat tersebut, muncul berbagai persoalan etika yang berkaitan dengan perlindungan data pribadi, transparansi informasi, keamanan transaksi, praktik pinjaman daring ilegal, manipulasi algoritma, hingga perlindungan hak-hak konsumen. Penelitian ini bertujuan menganalisis etika bisnis digital dalam perspektif Islam dengan menelaah tantangan kontemporer pada fintech dan e-commerce. Penelitian menggunakan metode library research dengan pendekatan kualitatif-deskriptif melalui kajian terhadap literatur ilmiah, regulasi, dan hasil penelitian terbaru mengenai etika bisnis digital. Hasil penelitian menunjukkan bahwa perkembangan bisnis digital menuntut penerapan prinsip etika berupa kejujuran, transparansi, keadilan, tanggung jawab, perlindungan privasi, serta akuntabilitas. Dalam perspektif Islam, prinsip tersebut sejalan dengan nilai amanah, keadilan ('adl), kemaslahatan (maslahah), serta larangan terhadap praktik gharar, riba, penipuan, dan eksploitasi. Implementasi etika bisnis digital menjadi faktor penting dalam membangun kepercayaan masyarakat, menjaga keberlanjutan bisnis, serta menciptakan ekosistem ekonomi digital yang sehat dan berkeadilan
Telaah Konseptual Mekanisme Akad Rahn dan Ijarah dalam Pembiayaan Pegadaian Syariah Andi Darmawansyah Sayuti; Andi Wawo; Jamaluddin Jamaluddin
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 03 (2026): JUNI - JULI 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini bertujuan untuk mengkaji konsep serta mekanisme penerapan akad rahn dan akad ijarah dalam sistem pembiayaan pada Pegadaian Syariah. Perkembangan lembaga keuangan syariah di Indonesia menunjukkan peningkatan yang signifikan sebagai alternatif sistem keuangan yang berlandaskan prinsip keadilan, transparansi, dan bebas riba. Pegadaian Syariah hadir sebagai salah satu lembaga pembiayaan non-bank yang memberikan akses pendanaan kepada masyarakat melalui mekanisme gadai syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kepustakaan (library research), yaitu mengkaji berbagai literatur, jurnal ilmiah, fatwa DSN-MUI, serta sumber-sumber terkait akad rahn dan ijarah dalam perspektif ekonomi Islam. Hasil kajian menunjukkan bahwa akad rahn berfungsi sebagai jaminan atas pembiayaan yang diberikan kepada nasabah, sedangkan akad ijarah digunakan sebagai dasar pengambilan ujrah atas jasa penitipan dan pemeliharaan barang gadai. Kedua akad tersebut diterapkan secara terpisah namun saling melengkapi sesuai dengan prinsip syariah dan ketentuan Fatwa DSN-MUI No. 25/DSN-MUI/III/2002 tentang Rahn serta Fatwa No. 26/DSN-MUI/III/2002 tentang Rahn Emas. Penerapan mekanisme ini mencerminkan sistem pembiayaan yang adil, transparan, serta terhindar dari unsur riba sehingga mampu memberikan kemaslahatan bagi masyarakat.