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All Journal Industrial and Systems Engineering Assessment Journal (INASEA) Journal of Economic, Bussines and Accounting (COSTING) JURNAL PENDIDIKAN TAMBUSAI ComTech: Computer, Mathematics and Engineering Applications Jurnal Pendidikan Lingkungan dan Pembangunan Berkelanjutan Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Economy, Education and Entrepreneurship (IJE3) International Journal of Engagement and Empowerment (IJE2) Premium: Insurance Business Journal International Journal of Multidisciplinary Research and Literature (IJOMRAL)
Nike Septivani
Sekolah Tinggi Manajemen Asuransi Trisakti
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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LEARNING ASSISTANCE AND CURRICULUM ASSESSMENTS IN THE VOCATIONAL HIGH SCHOOL IMPLEMENTER PROGRAM OF THE VOCATIONAL HIGH SCHOOL CENTRE OF EXCELLENCE (SMK PK) I Made Indra P.; Fanny Novika; Holil Padli; C. Nike Septivani; John Jhony Kurniawan
International Journal of Engagement and Empowerment Vol. 2 No. 2 (2022): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v2i2.64

Abstract

The Center for Excellence Vocational School Assistance Program is a vocational development program with certain expertise and competencies in improving quality and performance. This activity is strengthened through partnerships and alignment with the business world, industry, and world of work, which eventually becomes a vocational reference school that can function as a driving school and a center for quality improvement. And other SMK performance. This Community Service activity provides learning assistance and assessment at the Vocational High School, implementing the Center of Excellence program implemented at SMKN 11 Bandung and SMK Wahidin Cirebon. It can conclude that the mentoring results from August 2021 to December 2021 obtained 100% achievement results with the implementation of a learning mentoring program with the new paradigm of the Vocational High School of Excellence, which carry online and offline operational curriculum assistance
THE PHENOMENON OF ONLINE GAMBLING UNDER THE GUISE OF ONLINE GAMES AMONG THE YOUNGER GENERATION Indra, I Made; Japari, Antony; Novika, Fanny; Septivani, C. Nike; Rosmayanti, Melinia; Karina, Enno; Chalista, Bunga
International Journal of Multidisciplinary Research and Literature Vol. 4 No. 1 (2025): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v4i1.294

Abstract

The increasing prevalence of online gambling cases among the young generation in Indonesia has a negative impact in that the younger generation is addicted to online gambling games that are easily accessible anywhere 24 hours a day, which only have a Wi-Fi network, through smartphones, and laptops. This study uses a descriptive method with a quantitative approach; the implementation time of this research starts from September 2024 to December 2024. The population in this study is the entire community attracted to the younger generation, namely those aged 17-29 years who use social media, such as Instagram. The research sample is the younger generation willing to become respondents by promoting a questionnaire on Instagram ads for 1 month. The number of respondents in the study was 90 respondents. The results of the study found that the majority of respondents who were exposed to online games under the guise of gambling were young generations aged 17-20 years. This age group is more vulnerable to social and digital influences due to the level of media literacy and self-control that is not fully mature. Involvement in online gambling is influenced by economic factors, such as low income and the assumption that gambling is an easy way to gain financial benefits. Technology, especially stable internet access, and social media is the main means that facilitate this engagement. Influence from friends, social media promotion, and the presence of influencers are the main drivers of respondents' involvement in gambling activities. Many respondents are exposed to online games through their social environment. Online gambling activities under the guise of gaming have had a negative impact, including difficulty controlling spending, increased addiction, and even a desire to go into debt to continue playing. It shows the addictive and destructive nature of gambling. Some respondents believe their skills or experience can increase their chances of winning. This belief encourages them to continue playing even though losses occur more often.
GAMBARAN JENIS RISIKO PENGELOLAAN BANTUAN SOSIAL SELAMA PANDEMI COVID-19 DI INDONESIA Indra, I Made; Wahyuari; Septivani, C. Nike; Kusdani, Dedi
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1099.481 KB)

Abstract

Risk management is very important for the continuity of a business or activity. If a disaster occurs, such as fire or damage, the company will suffer huge losses, which can hinder, disrupt or even destroy business continuity or operations. Risk management is a tool to protect the company from any possible harm. So that in the management of logistical assistance, especially when a disaster occurs, both natural and non-natural, a risk management effort is needed in order to reduce the impact of losses in operations. This research uses explanatory type. The samples in this study were derived from elements of government, academia and society with qualitatively managed data. The results of the study found 8 risk categories that occurred in the logistical assistance process during the Covid-19 pandemic in Indonesia, namely: policy risk, compliance risk, legal risk, fraud risk, reputation risk, reputation risk and operational risk.
Analisa Pengukuran Kinerja Green Supply Chain pada Sektor Usaha Kecil Septivani, Nike
Premium Insurance Business Journal Vol. 9 No. 2 (2022): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : P3M Trisakti School of Insurance (TSI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35904/premium.v9i2.37

Abstract

Rantai pasok (supply chain) adalah suatu jaringan fasilitas dan saluran distribusi yang meliputi pengadaan dari bahan baku, produksi, perakitan dan pengiriman produk atau pelayanan kepada pelanggan. Seiring dengan berkembangnya industri, pemerintah gencar dalam menerapkan peraturan yang menyangkut tentang pemeliharaan lingkungan. GSC (green supply chain) merupakan konsep rantai pasok yang mempertimbangkan lingkungan. Pengukuran kinerja dalam GSC menjadi hal yang penting untuk menilai pelaksanaan dan capaian dari suatu desain green. Melalui pengukuran kinerja GSC, suatu organisasi atau perusahaan dapat mengambil keputusan mengenai kesesuaian dan kelanjutan strategi yang digunakan, juga menjadi dasar perlu tidaknya dilakukan penggantian strategi. Tujuan dari penelitian ini antara lain untuk mengetahui penerapan GSC pada beberapa sektor usaha dan untuk memahami hal – hal apa saja yang ada di dalam komponen GSC sehingga sektor usaha tetap sustain. Penelitian dilakukan pada pertengahan tahun 2022 di sektor produksi tempe daerah Bogor. Teknik analisis untuk melakukan pengukuran kinerja green supply chain menggunakan metode deskriptif, analytical hierarchy process (AHP). Penyusunan laporan penelitian dilengkapi dengan metode kepustakaan dan melakukan wawancara dengan responden. Hasil dari penelitian ini antara lain: Pertama penerapan GSC dengan menentukan 4 perspektif yaitu green procurement, green manufacture, green distribution, reverse logistics beserta tujuan dari masing – masing perspektif dan hasil dari keempat perspektif tersebut konsisten dengan kinerja produksi dan Kedua, proses perbaikan yang harus dilakukan oleh sektor usaha yang diamati berdasarkan hasil pengukuran tidak diperlukan namun perlu dipertimbangkan apabila permintaan produksi dari konsumen lebih banyak dari sebelumnya.
RISK ASSESSMENT AND STAKEHOLDER ANALYSIS OF THE FREE NUTRITIOUS MEALS PROGRAM (MBG) FOR SCHOOL AGED CHILDREN IN INDONESIA Septivani, Nike; Indra P, I Made; Fandayani, Enno Karina; Maulana, Wahyu
International Journal of Multidisciplinary Research and Literature Vol. 4 No. 4 (2025): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v4i4.353

Abstract

The Program Makan Bergizi Gratis (MBG) is a nationwide initiative launched by the Indonesian government to improve children’s health and reduce malnutrition through free nutritious meals in schools. While the program is a key pillar of Indonesia’s long-term development vision (Indonesia Emas 2045), its large-scale implementation presents significant risks across operational, financial, and governance domains. This study aims to identify and assess the key risks involved in the MBG program using the ISO 31000:2018 risk management framework and a qualitative descriptive approach. Data were collected through field observations, structured interviews, stakeholder questionnaires, and document analysis involving schools, catering service providers, and student beneficiaries. Risk levels were assessed based on probability and impact ratings, and further analyzed using a risk matrix and SWOT framework. Findings reveal that schools face the highest risk exposure, particularly in areas of delayed budget disbursement, food safety, and governance transparency. Catering providers reported medium risks related to delivery logistics and hygiene standards, while students expressed concerns primarily related to meal variety and portion sizes. Three priority risk categories were identified: financial uncertainty, food quality assurance, and program accountability. This study contributes to the growing literature on public nutrition policy and risk governance by providing evidence-based recommendations to enhance program implementation. Key recommendations include digital risk monitoring platforms, improved stakeholder coordination, food safety audits, and policy transparency mechanisms. By managing these risks proactively, the MBG program can be transformed into a sustainable and equitable intervention to improve child health and education outcomes in Indonesia.
SOCIALIZATION OF DISEASES NOT COVERED BY BPJS KESEHATAN AND THE IMPORTANCE OF USING ADDITIONAL COMMERCIAL INSURANCE Septivani, Nike; Indra, I Made
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 2 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i2.227

Abstract

Many people do not fully understand the types of diseases that BPJS Kesehatan and the benefits of additional health insurance do not cover. Therefore, socialization is needed so people can make the right decisions in their financial and health planning. This Community Service (PkM) was carried out in the Even Semester of the 2024/2025 Academic Year, with its peak activity on June 3, 2025, where STMA Trisakti successfully held a PKM Seminar with the theme "Socialization of Diseases Not Covered by BPJS Kesehatan and the Importance of Using Additional Commercial Insurance" through their YouTube channel. This activity proved very relevant and successful, triggering high enthusiasm from 74 participants. The speakers, Mrs. C. Nike Septivani and Mr. I Made Indra P., conveyed complex material clearly and easily understood, supported by sound technical broadcast quality. Overall, this seminar effectively increased public awareness of the limitations of BPJS Kesehatan and the cruciality of commercial insurance, providing a positive contribution from STMA Trisakti in educating the public about comprehensive health planning.
Analisis Adjustment Klaim dengan Metode Indemnity dan Reinstatement Pada Produk Asuransi Kebakaran di PT Asuransi XYZ Wulandari, Sandra Indah; Septivani, C. Nike
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dalam kehidupan bermasyarakat, asuransi memiliki fungsi untuk menjamin kerugian atau kerusakan atas terjadinya musibah yang tidak pasti karena musibah dapat terjadi kapanpun dan dimanapun. Salah satu musibah yang sering terjadi yaitu kebakaran. Saat terjadi kebakaran, tak hanya nyawa saja yang bisa hilang tetapi juga harta benda bisa ikut hilang. Asuransi kebakaran dapat menjamin harta benda yang rusak atau hilang akibat kebakaran. Untuk menghitung nilai ganti rugi akibat kebaran (adjustment), terdapat 2 metode yaitu indemnity dan reinstatement. Dalam metode indemnity, adjustment klaim memperhitungkan faktor depresiasi sebagai faktor pengurang dalam perhitungannya sehingga nilai penggantian klaim akan lebih kecil selain dipotong nilai deductible sesuai yang tertera di dalam polis. Sedangkan untuk adjustment dengan metode reinstatement tidak diperhitungkan adanya depresiasi, hanya diperhitungkan deductible saja.
ANALISIS KEBUTUHAN PENGUATAN KOMPETENSI SDM DI PERUSAHAAN ASURANSI JIWA BERDASARKAN SEOJK NO. 12/SEOJK.05/2025 Indra P, I Made; Novika, Fanny; Septivani, Nike; Fandayani, Enno Karina
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 6 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/2tzpkz06

Abstract

Penelitian ini bertujuan untuk memetakan kebutuhan penguatan kompetensi sumber daya manusia (SDM) di industri asuransi jiwa dalam konteks implementasi SEOJK No. 12/SEOJK.05/2025 tentang Sertifikasi Kompetensi Kerja. Dengan menggunakan pendekatan kualitatif deskriptif, data diperoleh melalui survei kepada regulator, asosiasi industri, perusahaan asuransi jiwa, serta karyawan dari berbagai level, dan dilengkapi studi dokumentasi atas regulasi dan standar kompetensi. Hasil penelitian menunjukkan bahwa industri telah memiliki 902 program pelatihan dan 316 program sertifikasi dengan total 1.113 modul, namun distribusinya masih dominan pada level dasar dan menengah. Analisis menunjukkan bahwa topik soft skills, life & investment-linked, serta digital skills menjadi fokus utama pelatihan, sementara sertifikasi lebih banyak berorientasi pada produk investasi dan manajemen risiko. Metode pembelajaran masih didominasi training tatap muka meskipun platform daring terus meningkat. Temuan ini mengindikasikan perlunya penguatan kompetensi tingkat lanjut, perluasan topik digital dan keberlanjutan, serta standardisasi model pembelajaran. Penelitian ini menghasilkan pemetaan ekosistem pelatihan, sertifikasi yang dapat menjadi dasar perumusan model kompetensi SDM berbasis KSA, pengembangan kurikulum pelatihan, serta rekomendasi kebijakan bagi regulator dan industri dalam meningkatkan kualitas SDM asuransi jiwa secara berkelanjutan.
Sustainable Risk Management at Bukit Selatan Coffee Shop Based on ISO 31000:2018 Muhammad Rehan Sayuti; C Nike Septivani; Antonia Laratmase
Jurnal Ilmiah Pendidikan Lingkungan dan Pembangunan Vol 27 No 0`1 (2026): PLPB: Jurnal Pendidikan Lingkungan dan Pembangunan Berkelanjutan, Volume 27 No
Publisher : Program Studi Pendidikan Kependudukan dan Lingkungan Hidup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/plpb.v27i0`1.69323

Abstract

This study aims to analyze sustainable risk management at Bukit Selatan Coffee Shop in Tebet, South Jakarta, based on ISO 31000:2018. A qualitative case-study approach was employed. Data were collected through interviews with the owner and employees, observation of operational activities, and supporting documentation. The analysis followed the ISO 31000:2018 process: establishing context, risk identification, risk analysis (likelihood and impact), risk evaluation to set priorities, and the formulation of risk treatments. The findings reveal key risks across financial, operational, human resource, and market aspects. High-priority risks include service delays during peak hours, breakdowns of critical equipment, and fluctuations in raw material prices. Recommended treatments focus on risk reduction through standard operating procedures, improved shift scheduling, barista training, preventive maintenance, inventory control, and supplier diversification, supported by continuous monitoring and periodic review. Implementing the ISO 31000:2018 framework strengthens the shop’s preparedness for uncertainty, supports operational stability, and enhances business sustainability amid intense competition.
Co-Authors Arif Chandra Chalista, Bunga Fandayani, Enno Karina Fandy Juanda Fanny Novika Florence Nathania Setiawan Gemma Eka Santoso Gita Ayu Gita Ayu Hellen Oktavia Ho Hwi Chie Ho Hwi Chie Holil Padli I Made Indra Januar Nasution Japari Antony Karina, Enno Ketut Gita Ayu Ketut Gita Ayu Kurniawan, Yohanes Jhony Kusdani, Dedi Laratmase, Antonia Junianty Meita Halim Muhammad Rehan Sayuti Nasution, Januar Randy Cahyadi Renaldi, Yualfin Robidi Robidi Rosmayanti, Melinia Santoso, Gemma Eka Wahyu Maulana, Wahyu Wahyuari Wulandari, Sandra Indah Yualfin Renaldi