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All Journal TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman Jurnal el-Qanuniy: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Darul Ilmi: Jurnal Ilmu Kependidikan dan Keislaman Jurnal El-Thawalib Yurisprudentia: Jurnal Hukum Ekonomi Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Adpertens ; Jurnal Ekonomi dan Manjemen Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Marsialapari: Jurnal Pengabdian Kepada Masyarakat Ahsani Taqwim: Jurnal Pendidikan dan Keguruan Amsal Al-Qur’an: Jurnal Al-Qur’an dan Hadis Jurnal El-Thawalib
Damanik, Agustina
UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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PEMBIAYAAN SYARIAH SEBAGAI KATALISATOR PERTUMBUHAN UKM DI ERA EKONOMI INKLUSIF Agustina Damanik; Raden Sardiman Pratama; Layla Hanum Abung
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): Oktober : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v2i3.405

Abstract

This study aims to analyze the role of Islamic financing as a catalyst for the growth of Small and Medium Enterprises (SMEs) in the context of an inclusive economy. Using a qualitative-descriptive approach based on field studies, data was obtained through in-depth interviews with SME actors, managers of Islamic financial institutions (IFIs), and observations of financing practices in the field. The results show that Islamic financing contributes significantly to expanding access to capital for SME actors, especially those in the informal sector who are underserved by conventional financial institutions. Through contracts such as murābaḥah, mudhārabah, and musyārakah, IFIs not only provide business capital but also instill sharia-based business ethics. However, the effectiveness of Islamic financing still faces structural challenges such as limited financial literacy, low mentoring capacity, and lack of policy integration. This study confirms that Islamic financing has great potential as a driver of equitable and sustainable SME growth in an era of inclusive economy.
DINAMIKA POLITIK ANGGARAN DALAM MENINGKATKAN KUALITAS PENDIDIKAN DI LEMBAGA SEKOLAH Robiatul Adawiyah; Agustina Damanik
Ahsani Taqwim: Jurnal Pendidikan dan Keguruan Vol. 2 No. 3 (2025): Oktober
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/ahsanitaqwim.v2i3.415

Abstract

This study aims to analyze the implications of budget politics on the quality of education in schools. The main problem in this study is how education budget policies are influenced by political dynamics, and to what extent this impacts the quality of education services in schools. This study uses a qualitative approach with a literature study method and in-depth interviews with a number of school principals and education policy makers. The results of the study show that the budgeting process is often influenced by certain political interests which cause budget allocations not always based on the real needs of schools. This has an impact on the lack of educational facilities, limited teacher training, and the low effectiveness of quality improvement programs. The conclusion of this study shows that transparency and accountability in the budget politics process are very important to ensure the quality of sustainable education in schools. A strong political commitment is needed to place education as a national development priority.
MENINGKATKAN AKSES KEADILAN BAGI MASYARAKAT MARGINAL MELALUI LAYANAN HUKUM GRATIS Arif Fikri; Sawaluddin Siregar; Agustina Damanik
Marsialapari: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 3 (2025): Nopember
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/marsialapari.v2i3.460

Abstract

The gap in access to legal justice remains a reality faced by marginalized communities in various regions, particularly those who are poor, less educated, and live in remote areas. This article examines the implementation of free legal services as a form of community service in an effort to improve access to substantive justice. Activities are carried out through a participatory approach involving academics, students, and legal practitioners, with a focus on legal education, consultations on civil and minor criminal cases, and administrative assistance. The results of the activities indicate that free legal services not only play a role in resolving legal problems directly but also increase community awareness and legal empowerment. These findings emphasize the importance of inclusive and sustainable community-based legal aid institutions to strengthen the democratization of access to the justice system.
Interdisciplinary and Multidisciplinary Islamic Studies: Toward an Integratif and Interconnected Epistemology of Knowledge Harahap, Efridawati; Nasution, Abdul Riswan; Damanik, Agustina
Darul Ilmi: Jurnal Ilmu Kependidikan dan Keislaman Vol 13, No 2 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/di.v13i2.18790

Abstract

Islam represents a syamil and holistic religious tradition that embeds knowledge at the core of its civilizational vision, as reflected in the primordial command of iqra’. Historically, during the Islamic Golden Age, religious and scientific disciplines evolved within an integrated epistemic framework, demonstrated by the works of Muslim polymaths who refused the dichotomy between ulum al-din and ulum al-dunya. The rise of Western colonialism and secular educational reforms, however, generated a structural epistemological rupture that separated religious knowledge from modern science. In the Indonesian context, this fragmentation surfaced in the divergence between pesantren/madrasah and public schools, producing generations with partial disciplinary competence. Contemporary Muslim thinkers including Ismail Raji al-Faruqi, Syed Muhammad Naquib al-Attas, and Fazlur Rahman have formulated intellectual responses to reconstruct Islamic epistemology, subsequently institutionalized through integrative–interconnective paradigms in Islamic higher education. In the era of globalization and the Fourth Industrial Revolution, the reintegration of knowledge is increasingly indispensable to ensure that scientific advancement remains ethically grounded and that Islamic studies retain analytical relevance to complex socio-civilizational challenges. This article asserts that adopting an integrative paradigm of knowledge is essential for addressing the epistemological crisis in the Muslim world and reaffirming Islam’s transformative role in modern civilization.
Co-Authors Afifah Nusrhoh Arif Fikri Dahliati Simanjuntak Harahap, Efridawati Layla Hanum Abung Nasution, Abdul Riswan Nusrhoh, Afifah Raden Sardiman Pratama Robiatul Adawiyah Santi Marito Sawaluddin Siregar