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Journal : JURNAL EKSBIS

Perilaku Manajemen Keuangan pada Mahasiswa Penerima Program Beasiswa Kartu Indonesia Pintar Gitayuda, M. Boy Singgih
JURNAL EKBIS Vol 24 No 1 (2023): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

The aim of this study was to determine the impact of financial knowledge, financial attitudes, and lifestyle on financial management behavior among college students recipient Kartu Indonesia Pintar - Kuliah (KIP-K) scholarship program at Universitas Trunojoyo Madura. This study was conducted using quantitative associative method. The analysis used is multiple regression analysis on primary and secondary data. The number of respondents used was 88 college students. Sampling techniques use probability sampling methods and simple random sampling approaches. The hypothesis test used is multiple regression analysis using the SPSS 25 program. The results of the t-test show that Financial Knowledge has a partial effect on Financial Management Behavior as evidenced by a significance value of 0.000<0.05, Financial Attitude has a partial effect on Financial Management Behavior as evidenced by a significance value of 0.001<0.05, and Lifestyle has a partial effect on Financial Management Behavior is evidenced by a significance value of 0.008 <0.05.
THE MODERATING ROLE OF FINANCIAL TECHNOLOGY ON FINANCIAL AND ATTITUDE AND FINANCIAL MANAGEMENT BEHAVIOR:ANALYSIS OF MADURA’S CREATIVE EVONOMY PERFORMANCE Pungky Setyawan, Silvia; Purnamawati, Purnamawati; Boy Singgih Gitayuda, M.
JURNAL EKBIS Vol 25 No 2 (2024): JURNAL EKBIS (ANALISIS, PREDIKSI DAN INFORMASI)
Publisher : Universitas Islam Lamongan

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Abstract

The printing industry plays an important role in the economy, covering publishing, graphic design, and advertising, as well as printing various products such as books, magazines, brochures, and promotional materials. However, challenges from technological developments and economic pressures have caused printing companies to face financial management problems. This study aims to examine the impact of financial attitudes and financial management actions on printing business performance, with fintech as a moderating variable. Financial attitudes refer to the views of business owners on financial management, while management actions include financial management behaviors and practices in the business. Business performance is measured through profitability, operational efficiency, and growth, and fintech can strengthen or weaken the relationship between the two.