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All Journal Asyahid Journal of Islamic and Quranic Studies (AJIQS) Journal of Ekonomics, Finance, and Management Studies International Journal of Islamic Business and Economics (IJIBEC)
Adang Sonjaya
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science

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Implementasi “Maqashid Syari’ah” Pada Kebijakan Strukturisasi Keuangan di Instansi Keuangan Syariah Adang Sonjaya; Irfan Goffary
Asyahid Journal of Islamic and Quranic Studies (AJIQS) Vol 2, No 1 (2020): Asyahid
Publisher : STAI AL-FALAH CICALENGKA

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Abstract

In general, economic studies are divided into macroeconomics and microeconomics. Macroeconomics discusses more about policies made by the government in order to regulate monetary and fiscal matters, while microeconomics discusses more about corporate economic actors. Company management itself consists of operational management, marketing management, human resource management and financial management. Financial management is in charge of how companies seek and manage sources of funds, both own capital and foreign capital (loans) to meet the company's needs in producing products and services to be effective and efficient. Islam exists as a value and order in business with the term Maqashid syari'ah which was first coined by Al-Syatibi. It turns out that these values can be implemented in company financial policies so that they can improve financial performance. And it can be concluded that an Islamic company is a company that implements or tries to apply the values that exist in the Maqashid syari'ah. By implementing a murabahah financing scheme in Islamic banking, the rate of return is more profitable for both companies that receive financing and for banks that distribute financing. This is due to differences in financial structuring patterns between Islamic banking and conventional banking.Keyoword: Maqashid Syari'ah, financial structuring, Islamic financial institutionsAbstrak Pada umumnya kajian ekonomi itu terbagi dalam ekonomi makro dan ekonomi mikro. Ekonomi makro lebih banyak membahas tentang kebijakan yang dibuat oleh pemerintah dalam rangka mengatur moneter dan fiskal, sedangkan ekonomi mikro lebih banyak membahas tentang pelaku ekonomi perusahaan. Manajemen perusahaan sendiri terdiri dari manajemen operasional, manajemen pemasaran, manajemen sumber daya manusia, dan manajemen keuangan. Manajemen keuangan bertugas bagaimana perusahaan mencari dan mengelola sumber dana baik modal sendiri maupun modal asing (pinjaman) untuk memenuhi kebutuhan perusahaan dalam menghasilkan produk dan jasa agar efektif dan efisien. Islam hadir sebagai sebuah nilai dan tatanan dalam bisnis dengan istilah maqashid syari’ah yang pertama kali dicetuskan oleh Al-Syatibi. Ternyata nilai-nilai tersebut bisa diimplementasikan dalam kebijakan keuangan perusahaan sehingga bisa meningkatkan kinerja keuangan. Dan bisa disimpulkan bahwa perusahaan Islam itu adalah perusahaan yang menerapkan atau berusaha mengaplikasikan nilai-nilai yang ada pada maqashid syari’ah. Dengan menerapkan skem pembiayaan murabahah di perbankan Islam, maka tingkat pengembalian hasil lebih menguntungkan, baik bagi perusahaan yang menerima pembiayaan maupun pihak bank yang menyalurkan pembiayaan. Hal ini dikarenakan adanya perbedaan pola strukturisasi keuangan antara perbankan syariah dengan perbankan konvensional. Kata Kuci: Maqashid Syari’ah, strukturisasi keuangan, instansi keuangan syariah
Darul Islam Fillah: Tipologi Gerakan “Utofia” Islam di Jawa Barat Adang Sonjaya
Asyahid Journal of Islamic and Quranic Studies (AJIQS) Vol 1, No 2 (2019): Asyahid
Publisher : STAI AL-FALAH CICALENGKA

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Abstract

One of important phenomenons in Indonesia history is growing of Negara Islam Indonesia (NII) founded by SM. Kartosoewiryo in early independence. NII is stated as an insurgent movement that disturbed country stability. The government finished this movement by military operation (operasi pagar betis), then its leader was executed to death in September 5, 1962. But NII buffetings was not ended because after SM. Kartosoewiryo, NII was divided become some groups, among others NII Fillah in Garut by Sensen Komara’s leadership who could defend it till now. This research uses qualitative approach. This research concludes that NII Fillah Sensen Komara constitutes continuance of NII Kartosoewiryo after some leadership changes, from Jaja Sudjadi, Bakar Misbah, and Sensen Komara as the third leadership till now. While NII Fillah understanding about Islam country concept, they have opinion that Islam country constitutes politics power having function to apply and put Islam laws into effect and only one tariqah in applying a system and its laws overall in national and state life.Keyword: religious social movement, NII Fillah AbstrakSalah satu peristiwa penting yang meninggalkan bekas dalam catatan sejarah Indonesia adalah berdirinya Negara Islam Indonesia (NII) di bawah pimpinan SM. Kartosoewiryo di awal masa kemerdekaan. NII dinyatakan sebagai gerakan pemberontak yang mengganggu stabilitas negara. Pemerintah menghabisi gerakan ini dengan operasi militer (operasi pagar betis), kemudian pimpinannya di eksekusi mati pada 5 September 1962. Namun perjalanan perjuangan NII tidak berakhir begitu saja, karena pasca SM. Kartosoewiryo, NII terpecah menjadi beberapa faksi, diantaranya adalah NII Fillah di Garut dengan pimpinan Sensen Komara yang berhasil mempertahankan eksistensinya hingga sekarang. Penelitian ini menggunakan pendekatan kualitatif. Hasil penelitian ini menunjukkan bahwa NII Fillah pimpinan Sensen Komara merupakan kelanjutan dari NII Kartosoewiryo setelah mengalami beberapa pergantian kepemimpinan, dari Jaja Sudjadi sebagai pimpinan NII Fillah pertama, Bakar Misbah sebagai pimpinan NII Fillah kedua, kemudian tonggak kepemimpinan jatuh kepada Sensen Komara sebagai pimpinan NII Fillah ketiga hingga sekarang. Sedangkan pemahaman NII Fillah mengenai konsep negara Islam, mereka berpendapat bahwa negara Islam merupakan kekuatan politik yang berfungsi untuk menerapkan dan memberlakukan hukum-hukum Islam serta satu-satunya tariqah dalam menerapkan sistem dan hukum-hukumnya secara menyeluruh dalam kehidupan berbangsa dan bernegara.Kata kunci : Gerakan sosial keagamaan, NII Fillah
Analisis Konsep Riba dalam Pandangan Fuqaha: Perspektif Filsafat Hukum Ekonomi Syariah Ratnasari, Ai Reni; Nurrohman; Lena Ishelmiany Ziaharah; Adang Sonjaya; Desi Cahya Anggraeni
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6025

Abstract

This study aims to examine the economic impact of usury (riba) on Islamic economics and the challenges faced in applying Islamic economic principles in the context of economic globalization. Riba, which is strictly prohibited in Islamic law, is seen as a source of economic injustice that exacerbates social and economic inequalities. The research analyzes how the principles of social justice and balance, which are the foundation of Islamic economics, can offer solutions to the inequality issues caused by the interest-based system. Through a literature analysis and case study approach, it was found that while the application of Islamic economics faces significant challenges in the context of the global capitalist system, the principles embedded in Islamic finance, such as justice, balance, and social sustainability, can provide a more stable and ethical alternative. The findings of this study suggest that Islamic economics has the potential to offer solutions to global economic instability and contribute to more equitable economic sustainability. This research also provides suggestions for future studies on the implementation of Islamic economics in a financial world increasingly influenced by digitalization and financial technologies.
The Purchase Decision of The Muslimah Generation Y and Z to Halal Cosmetic Product: Analysis of DSN-MUI Fatwa Number 26 of 2013 Jaenudin; Cucu Susilawati; Rosi Hasna Sari; Adang Sonjaya
International Journal of Islamic Business and Economics (IJIBEC) Vol 6 No 2 (2022): Volume 6 Nomor 2 Tahun 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v6i2.6109

Abstract

  This study aims to determine the implementation of the DSN MUI fatwa Number 26 of 2013. Furthermore, how it affects the purchase decision of Generation Muslimah Y and Z in choosing and buying cosmetic products—using qualitative methods with triangulation techniques, namely using various data collection methods consisting of observations, interviews, questionnaires, and documentation studies. The results show that the critical point of halal in cosmetics consists of the composition of the ingredients used and the resistance of cosmetics to water. Among the Muslim generations Y and Z, some already know, and some do not know the halal standards of cosmetics. However, according to Generations Y and Z, cosmetic halal standards in DSN – MUI Fatwa Number 26 of 2013 can affect their purchase decision on halal cosmetic products. Halal certification is still the main reason for purchasing halal cosmetics compared to prices, trends, and brands. It did by the Muslimah Generation Y and Z. In conclusion, DSN Fatwa–MUI Number 26 of 2013 applies effectively to The Muslimah Generation Y and Z as a consideration in choosing and buying halal cosmetics. This research implies that halal labeling can be used as a marketing strategy for a cosmetic product. The originality of this research lies in the object of research, which is only limited to Generations of Muslim women Y and Z and Fatwa DSN MUI Number 26 of 2013 as an analytical tool. 
Co-Authors Cucu Susilawati Desi Cahya Anggraeni Irfan Goffary Jaenudin Lena Ishelmiany Ziaharah Nurrohman Ratnasari, Ai reni Rosi Hasna Sari