Claim Missing Document
Check
Articles

Found 4 Documents
Search

Profitability Analysis Before and After the Merger in Islamic Banking Companies Listed on the IDX Nur Nisa SH; Romansyah Sahabuddin; Anwar Rauf; Sahade Sahade
Jurnal Office Volume 8, Number 2, July–December 2022
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jo.v8i1.38335

Abstract

This study aims to analyze the profitability of Islamic banking companies before and after the merger, which is measured using financial ratios. The population used is all financial statements of companies in the Islamic banking sector that have merged and are listed on the Indonesia Stock Exchange (IDX) for 2 years. The research sample was taken using the non-probability sampling method used is saturated sampling, namely in particular the financial reports of BRI Syariah (BRIS), BNI Syariah (BNIS) and Bank Syariah Mandiri (BSM) for the quarterly period of 2020 as well as the financial reports of Bank Syariah Indonesia (BSI) quarterly period in 2021. Data collection was carried out using documentation techniques. Data were analyzed by summarizing financial statements, by calculating profitability ratios using Net Profit Margin (NPM), Return on Assets (ROA), and Return on Equity (ROE), and comparing ratio calculations from the year before and after the merger, as well as analyzing and interpreting calculation of the three ratios. Based on the results of the study, it was found that the average BOPO ratio of Bank BRI Syariah (BRIS), Bank BNI Syariah (BNIS) and Bank Syariah Mandiri (BSM) before the merger was 80.17%. Meanwhile, in the 2021 period, the average BOPO ratio for Bank Syariah Indonesia (BSI) after the merger is 79.29%. The average ROA ratio for Bank BRI Syariah (BRIS), Bank BNI Syariah (BNIS) and Bank Syariah Mandiri (BSM) before the merger was 1.34%. Meanwhile, in the 2021 period, the average ROA ratio for Bank Syariah Indonesia (BSI) after the merger is 1.63%. The average ROE value of Bank BRI Syariah (BRIS), Bank BNI Syariah (BNIS) and Bank Syariah Mandiri (BSM) before the merger was 10.17%. Meanwhile, in the 2021 period, the average ROE ratio for Bank Syariah Indonesia (BSI) after the merger is 12.62%.
Profitability Analysis In Measuring Financial Performance at PT. Waskita Karya (Persero) Tbk on Indonesia Stock Exchange Nahdiah Rezki Kamal; M. Ikhwan Maulana; Anwar Rauf
Economos : Jurnal Ekonomi dan Bisnis Vol 6 No 1 (2023): ECONOMOS : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.029 KB) | DOI: 10.31850/economos.v6i1.2235

Abstract

Companies must observe and analyze the company's performance in order to survive, one of which is to conduct a performance analysis from the financial side of the financial statements. This study aims to determine the financial performance of PT. Waskita Karya (Persero) Tbk for six years (2015-2020) based on profitability analysis. This type of research is quantitative descriptive. The population in this study is the financial statement data of PT. Waskita Karya (Persero) Tbk for the period 2015-2020, while the sample in this study is financial statements consisting of balance sheet, income statement, and cash flow statement of PT. Waskita Karya (Persero) Tbk for the period 2015-2020. Data collection techniques are carried out with documentation techniques. The results showed that the ability of PT. Waskita Karya (Persero) Tbk from profitability, namely in obtaining profits, generating profits using total assets, and the ability to generate profits using good equity in four years, namely 2015-2018 but in 2019-2020 it was not good and was unable to maximize returns. Profit and meet the interests of the company and shareholders. Overall, it can be said that the performance of PT. Waskita Karya (Persero) Tbk, was quite good in 2015-2018 and not good in 2019-2020 because its performance was still below industry standards.
Perjalanan Emosional dan Psikologis Pelaku UMKM Perempuan dalam Mengelola Usaha Kecil Asrianto Asrianto; Anwar Ramli; Anwar Rauf; Romansyah Sahabuddin; Masnawaty Sangkala; Samirah Dunakhir
Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis Vol. 2 No. 1 (2025): Juni : Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/prosemnasimkb.v2i1.167

Abstract

Women entrepreneurship in Micro, Small, and Medium Enterprises (MSMEs) plays a vital role in the local economy. However, women entrepreneurs often face complex emotional and psychological challenges due to their dual roles as housewives and entrepreneurs. Market uncertainty, social pressure, and lack of support from their environment further burden their workload. This study aims to explore the subjective experiences of women micro MSMEs, particularly in dealing with the psychological pressures of carrying out these roles. The research method used is a qualitative phenomenological approach with seven informants from the culinary, handicraft, and online trading sectors. Data were collected through semi-structured interviews and non-participant observation, then analyzed using a thematic approach based on the Miles & Huberman model. The results of the study revealed four main themes: (1) the pressure of dual roles that often trigger stress and emotional exhaustion (burnout), (2) chronic anxiety related to fear of business failure and income instability, (3) spirituality and religious activities as meaning-based coping mechanisms, and (4) the importance of social support from partners, family, and community as a balance of emotional conditions. These findings confirm that the success and sustainability of women's businesses depend not only on economic capital or technical skills, but are also significantly influenced by mental health and the strength of social networks. Therefore, empowerment programs for women's MSMEs need to be designed holistically, encompassing psychosocial aspects, coping strategy training, and strengthening supportive and inclusive social networks.
Sustainable Innovation in Digital Platforms: The Case of Gojek Rahmawati; Anwar Rauf; Anwar Ramli
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 3 No 4 (2025): Desember
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v3i4.487

Abstract

This study examines Gojek as a digital platform innovation from a sustainability perspective, aiming to understand how its innovation operates across technological, economic, and social dimensions. A qualitative descriptive approach is applied using secondary data from journals, reports, and relevant publications. The findings indicate that Gojek’s innovation is driven by service integration and algorithm-based efficiency, which enhance user engagement and operational performance. However, sustainability aspects remain limited, particularly in terms of transparency, labor conditions, and equal opportunities within the platform ecosystem. Therefore, Gojek’s innovation cannot yet be considered fully sustainable, as it still prioritizes efficiency over balanced long-term outcomes.