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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal EMT KITA Jurnal Kompilasi Ilmu Ekonomi (KOMPILEK) JURNAL AKUNIDA AKURASI: Jurnal Riset Akuntansi dan Keuangan Ilomata International Journal of Tax and Accounting Jurnal Penelitian Manajemen Terapan (Penataran) Nusantara Hasana Journal Parsimonia: Jurnal Akuntansi, Manajemen dan Bisnis Innovative: Journal Of Social Science Research Jurnal Pengabdian Nasional (JPN) Indonesia Advances in Management & Financial Reporting JER Akurasi
Tetty Widiyastuti
STIE Kesuma Negara Blitar
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Journal : jurnal emt kita

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Analisis Pengaruh Financial Literacy, Parent's Income, dan Emotional Intelligence terhadap Financial Behavior pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Esa Unggul Yatimin; Widiyastuti, Tetty; Jama, Ahmad Kamal
Jurnal EMT KITA Vol 9 No 1 (2025): JANUARI 2025
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v9i1.3450

Abstract

The aim of this research is to determine and analyze the influence of financial literacy, parent's income, and emotional intelligence on financial behavior among students at the Faculty of Economics and Business, Esa Unggul University. This research is causal associative research and the type of data used is quantitative data. The population of this research is active students from the Faculty of Economics and Business, Esa Unggul University. The research sample consisted of 100 people. The data analysis technique used is multiple linear regression. The results of this study show that partially analyzing the influence of financial literacy, parent's income, and emotional intelligence has positive and significant effect on financial behavior.  The results of the simultaneous analysis show that financial literacy, parent's income, and emotional intelligence have positive and significant effect on financial behavior among students at the Faculty of Economics and Business, Esa Unggul University.
Peran Literasi Akuntansi sebagai Moderasi Hubungan Penggunaan Aplikasi Keuangan dan Literasi Keuangan Gen Z di Provinsi Sumatera Utara Hutabarat, Metyria Imelda; Widiyastuti, Tetty
Jurnal EMT KITA Vol 10 No 3 (2026): JULY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i3.6681

Abstract

The development of digital technology has encouraged Gen Z to increasingly actively use financial applications in managing their personal finances. However, the high use of financial applications doesn’t necessarily mean adequate financial literacy. The reserach aims to demonstrate the role of accounting literacy as moderator in the relationship between the use of financial applications and financial literacy among Gen Z in North Sumatra Province. The research method used quantitative approach. Data collection techniques with questionnaires distributed to Gen Z respondents. The data were analyzed using moderated regression. The research sample consisted of 100 respondents. The results of reserach prove that the use of financial applications has positive and significant effect on financial literacy. The Adjusted R Square analysis value was obtained at 65%. Interestingly, accounting literacy has been shown to act as moderating variable that strengthens the relationship between the use of financial applications and financial literacy. The findings indicate that good understanding of accounting can increase the effectiveness of the use of financial applications in shaping better financial behavior and understanding in Gen Z. The implications of the findings can be the basis for developing technology-based financial literacy curriculum for the younger generation.
Co-Authors . Djumahir . Djumahir Ahmad Kamal Jama Berti Dila Septiana Darmawansyah, Iwan Duffin Emy Erawati Hutabarat, Metyria Imelda Ismiati Ismiati Kristya Damayanti Liffaturrohmah , Liffaturrohmah Liffaturrohmah Liffaturrohmah Nelly Ervina Ningrum, Tinezia Angellia Puspa Nur Khusniyah Indrawati Nurlela Puspitorini, Palupi Sari, Dewi Lintang Septasari, Dinda Dwi Siti Sunrowiyati Sunandes, Aris Sura Klaudia Tegar Wahyu Sutanto Tety Catur Reza Pratiwi Tutut Anista Widiantari, Deananda Agusti widyasworo, Agustina Winurdana, Alfan Setya Yatimin