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Tinjauan Hukum Asuransi Syariah Berbasis Investasi dalam Hal Evenement Jelisye Putri Cennery; Engrina Fauzi; Elwidarifa Marwenny
Lex Librum : Jurnal Ilmu Hukum 2018: Volume 5 Nomor 1 Desember 2018
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (547.064 KB) | DOI: 10.46839/lljih.v5i1.124

Abstract

Penelitian ini membahas mengenai Asuransi Dalam pasal 1774 KUHPdt dikatakan bahwa asuransi merupakan perjanjian untung-untungan, disamakan dengan perjudian. Sementara bangsa Indonesia yang mayoritas islam, didalam hukum islam atau syariah judi adalah perbuatan yang diharamkan. Terbukti didalam praktek, tertanggung dalam perjanjian asuransi berkewajiban membayar premi dan tertanggung berkewajiban membayar sejumlah uang pertanggungan atau ganti kerugian kepada tertanggung jika terjadi evenement (peristiwa tidak tentu) sebagaimana yang diatur dalam pasal 246 KUHD tersebut. Tertanggung sudah membayar premi tiap bulan sampai habis masa perjanjian asuransi sesuai yang diperjanjikan, namun evenement tidak terjadi, premi yang sudah dibayarkan tidak dikembalikan kepada tertanggung, penanggung mengambil uang premi tersebut tanpa ada pembayaran ganti rugi lagi pada tertanggung dengan alasan evenement tidak terjadi. Hasil penelitian ini diharapkan dapat memberikan sumbangan pemikiran tentang perlindungan hukum terhadap tertanggung atas premi yang sudah dibayarkan. proposal penelitian ini dipergunakan 2 (dua) pendekatan penyelesaian masalah, yakni pendekatan undang-undang (statutory approach) dan pendekatan konseptual (conceptual approach), Pendekatan berdasarkan perundang-undangan (statute approach) tersebut bertujuan untuk menganalisis bentuk maupun substansi peraturan perundang-undangan yang berkaitan dengan asuransi. Selain itu penelitian ini juga memberikan sumbangan tentang konsep asuransi berbasis syariah dalam hukm positif nasional. Disamping itu urgensi penting lainnya adalah : Bagi Pemerintah, diharapkan dapat memberikan pedoman untuk menyusun kebijakan-kebijakan tentang perasuransian dalam rangka memberikan perlindungan hukum terhadap masyarakat selaku tertanggung dalam perjanjian asuransi, sehingga melahirkan konsep nasskah akademik dalam penyusunan rancangan undang-undang asuransi yang sampai saat ini masih mengacu pada KUHD (WvK) yang merupakan produk pemerintah kolonial belanda. Akademisi, memberikan sumbangan pemikiran dan wawasan tentang arti penting perlindungan hukum tertahadap tertanggung atau masyarakat dalam perjanjian asuransi dan konsep asuransi berbasis syariah dalam hukum positif nasional. Bagi Masyarakat, khususnya tertanggung dalam perjanjian asuransi supaya mereka terlindunggi secara hukum islam atau konsep syariah dan dalam rangka mendapatkan kepastian hukum ketika konsep syariah tersebut sudah diatur secara tertulis dalam hukum positif. Kata Kunci : Legal Protection, Investment, Sharia Insurance Abstract: This study discusses the Insurance in article 1774 of the Criminal Code said that insurance is a chancy agreement, equated with gambling. While the Indonesian majority Muslim nation, in Islamic law or sharia gambling, is an act that is forbidden. Proved in practice, the insured in the insurance agreement is obliged to pay premiums and the insured is obliged to pay a sum of sum assured or compensation to the insured if there is an event (an uncertain event) as stipulated in article 246 of the KUHD. The insured has paid the premium every month until the insurance agreement expires as agreed, but the event does not occur, the premium that has been paid is not returned to the insured, the insurer takes the premium without paying compensation to the insured on the grounds that the event does not occur. The results of this study are expected to contribute ideas about legal protection to the insured for premiums that have been paid. This research proposal was used 2 (two) problem solving approaches, namely the statutory approach and the conceptual approach, the statute approach aimed at analyzing the form and substance of legislation related to insurance. In addition, this study also contributed to the concept of sharia-based insurance in national positive law. Besides that, another important urgency is: For the Government, it is expected to provide guidelines for developing insurance policies in order to provide legal protection for the community as insured in the insurance agreement, giving birth to the concept of academic concepts in the drafting of insurance laws to date. still referring to the KUHD (WvK) which is a product of the Dutch colonial government. Academics, contribute ideas and insights about the importance of legal protection against the insured or the community in insurance agreements and sharia-based insurance concepts in national positive law. For the community, especially the insured in the insurance agreement so that they are protected by Islamic law or the concept of sharia and in order to obtain legal certainty when the concept of sharia is regulated in writing in positive law. Daftar Pustaka A. Abbas Salim, Dasar dasar Asuransi, Raja Grafindo Persada, Jakarta, 1995 Abdul aziz dahlan dkk, ensiklopedi Hukum Islam, Ictiar Baru Van Hoeve, Jakarta 1996 Abdul Ghafar Anshori, Asuransi Syariah di Indonesia, UII Press Yogyakarta, 2007 Abdul Kadir Muhamad, Hukum Asuransi Indonesia, Citra Aditya Bakti, Cetkan kelima, Bandung 2011.
Peningkatan Pemahaman Siswa Tentang Integrasi Nasional Melalui Sosialisasi Pencegahan Aksi Tawuran di Sekolah Menengah Pertama Negeri 30 Kota Padang Engrina Fauzi; Elwidarifa Marweny; Irsyad Firmansyah; Muhammad Farel Adha; Zacky Lisandro; Putri Maharani; Joy Simamora; Zahwatul Husna; Renata Sari
Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 1 No. 2 (2025): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

The Law Study Program, Faculty of Law, Social Sciences and Humanities, Dharma Andalas University carried out a socialization activity at State Junior High School 30 Padang City with the theme of National Integration and Its Relation to Brawl Actions. This activity aims to provide students with an understanding of the importance of national integration as an effort to strengthen national unity and integrity while preventing destructive actions, such as brawls. The approaches used include interactive lectures, quizzes, and games. And this socialization aims to build collective awareness among students regarding the negative impacts of brawls and the importance of living in harmony in diversity. This program is expected to be the first step in creating a conducive, harmonious, and violent school environment. As an effort to overcome brawls between students, it can be done in Penol and non-Penol ways. Among others, eradication, prevention, and action.
Peningkatan Kesadaran Siswa SDN 34 Terkait Etika Pancasila Melalui Sosialisasi Pentingnya Membuang Sampah Pada Tempatnya Engrina Fauzi; Elwidarifa marwenny; Agi Ilhamdi, Annisyafitriya Adira Putri, Annisa Maharani, Faril, Riza Rahmadhani, Indri Adelia, Tria
Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 1 No. 2 (2025): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

The formation of environmental awareness, environmental education, social responsibility, and the role of development models are important in forming a responsible future generation. Among the implementations of instilling an attitude of caring for the environment are maintaining and keeping the school environment clean, disposing of garbage in its place, washing hands and using enough water. This method is a form of socialization with the implementation phase of problem identification, planning, target selection, implementation of socialization, active involvement of targets and reflection. The target of this activity is students of SD Negeri 34 Andalas. The output of the activities produced is an increase in student concern for the environment, the cultivation of positive activities both at school and in the surrounding environment. The level of knowledge and skills of students towards instilling an attitude of caring for the environment has increased significantly.
Perlindungan Hukum Terhadap Pekerja Pada Perjanjian Kerja Waktu Tertentu (PKWT) Dalam Hal Pemberian Uang Kompensasi Setelah Berakhirnya Kontrak Amelia Putri Permata Sari; Engrina Fauzi
Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 1 No. 4 (2025): Juli - September
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

PKWT (Fixed Term Employment Agreement) workers are non-permanent employees who are employed with an employment agreement that has a certain duration or period. PKWT is often used for temporary or project-based work. PKWT employees are entitled to compensation money as a replacement for rights after the employment agreement is completed. Protectionifor PKWT workers has not been specifically regulated, although there are general provisions in the Manpower Law regardingitermination of employment, problems often arise such as lower salaries and cases of termination of employment (PHK) before the contract ends, compensation money not given by employers which is detrimental to workers. The government provides legal protection to workers both preventively and repressively, through the formation of laws and regulations and the implementation of systematic supervision. The focus of this study is to analyze the form of legal protection for workers with the status of a Fixed Term Employment Agreement (PKWT), especially regarding the right to compensation after the employment contract ends. The Job Creation Law and its implementing regulations are a form of protection for workers' fundamental rights that are adjusted to the dynamics of employment developments. This study uses a normative legal research method, by analyzing primary and secondary legal materials through a statutory, conceptual, and case study approach. The results of the study show that if the employment relationship ends before the PKWT period is over, the employer is still obliged to pay compensation to the worker,iwith the amount calculated based on the period of work that has been undertaken. Fulfillment of basic workers' rights is the responsibility of the employer and requires active government involvement, both in the form of regulation and supervision. The conclusion of this study confirms that legal protection for PKWT workers in terms of providing compensation after the contract ends has been regulated and guaranteed by the government, referring to the provisions of Article 61A of the Job Creation Law and Articles 15, 16, and 17 of Government RegulationiNumber 35 of 2021 concerning the provision of compensation for PKWT workers.
Perbandingan Posisi Hukum Adat Dalam Sistematika Hukum Indonesia Dan Malaysia Engrina Fauzi; Sry Wahyuni
Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 1 No. 4 (2025): Juli - September
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

Sebagai negara serumpun, Indonesia dan Malaysia memiliki beberapa persamaan dalam hukum adat, terutama karena sejarah dan pengaruh budaya yang serupa di masa lalu. Kedua negara mengakui dan menerapkan hukum adat dalam berbagai aspek kehidupan, meskipun dengan variasi dan penyesuaian lokal.Hukum adat di Indonesia dan Malaysia memiliki sejarah dan perkembangan yang berbeda. Perbedaan sistem hukum ini berbeda atas faktor sejarah yaitu penguasaan atau penjajahan dari 2 buah kuasa besar barat. Malaysia dijajah oleh British dan Indonesia dijajah oleh Belanda. Kedua-dua buah negara ini mempunyai sistem hukum yang tersendiri Dalam masa pemerintahan nasional dewasa ini eksistensi dan kedudukan hukum adat justru menjadi persoalan Tulisan ini membahas bagaimana posisi hukum adat Indonesia dan Malaysia, apakah masih sama berlakunya ketika zaman penjajahan, di Indonesia Hukum Adat Sebagai The Living Law, Mazhab sejarah memandang bahwa hukum yang baik itu adalah hukum yang berasal dari jiwa bangsa/semangat rakyat (volkgeist). Hukum yang mengikuti volkgeist di dalam masyarakat Indonesia dikenal dengan istilah hukum adat. Namun, ajaran filsafat hukum dan positivism hukum barat terutama ajaran dari civil law (eropa continental) dan common law (anglo saxon) untuk dijadikan sarana adan alat pembangunan hukum Indonesia. Semestinya sistem kodifikasi tidak berarti memarginalkan atau mematikan atau tidak memberikan ruang lagi bagi hukum adat. Malaysia merupakan Negara bekas jajahan Inggris, Sebagai bekas jajahan Inggris, Malaysia tetap mempertahankan tradisi hukum kebiasaan Inggris ( Common Law Sistem ) Malaysia merupakan salah satu dari sekian banyak dari anggota negara-negara persemakmuran Inggris. Malaysia tidak menghilangkan Hukum Asli sudah ada jauh sebelum Hukum Inggris masuk ke dalam tatanan hukum negara Malaysia.
Peningkatan Pemahaman Peduli Lingkungan Dengan Aksi Bersih Pantai Pasia Jambak Engrina Fauzi; Diva Angraini; Aziza Putri; Asih Kayrani; Hawayunedia, Hawayunedia
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 3 No 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

The beach cleanup activity is a concrete manifestation of students' contribution to preserving the environment. This activity was carried out at Pasia Jambak Beach, Padang, with the aim of raising public awareness about the importance of clean beaches as tourist areas and habitats for marine life. The activity was attended by students of the Communication Studies and English Literature Study Programs at Dharma Andalas University, through a series of preparation stages until the direct implementation. Based on the results of the activity, plastic waste dominated the type of waste found, which has the potential to pollute the environment and endanger marine life. In addition to improving the condition of the beach to be cleaner and more beautiful, this activity also succeeded in fostering a spirit of mutual cooperation and increasing social awareness. This action is expected to inspire people to continue to protect and care for the coastal environment sustainably.
Peranan Lembaga Bantuan Hukum Dalam Penanganan Anak Dibawah Umur Yang Berhadapan Dengan Hukum (Studi Kasus Tahun 2018-2023 Di Kota Padang) Rahmad Perganda; Engrina Fauzi
Jurnal Kajian Hukum dan Pendidikan Kewarganegaraan Vol. 1 No. 4 (2025): Juli - September
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

Childreniasiperpetratorsioficriminaliactsialsoineed to receive serious attention from various related parties, because children who commit criminal acts also have theirightitoiprotection fromialliformsiof discrimination inilaw, the right to guarantees prohibiting child torture and inhumane punishment, the right to Procedural Law. Juvenile Justice, theirightitoiobtainilegal aidibothiinsideiandioutsideitheiCourt and so on. Juvenile courts require defendants to be accompanied by legal counsel, parents, guardians or foster parents, and community counselors. They have their own roles, legal advisors/advocates have a different position from parents, guardians or community counselors. (1) Whatiisitheiroleiof the Legal Aid Institute inihandling casesiofiChildreniiniConflictiwithitheiLaw (ABH) in Padang City. (2) How effective is theiroleiofiLegaliAidiInstitutionsiinihandlingicasesiofiChildreniiniConflictiwithitheiLaw (ABH) in Padang City. Theirole of Legal Aid Institutions in Handling Children in Conflictiwith theiLaw, includes accompanying ABH at every level of examination so thatiABH's rightsiare guaranteed both before, during and after the trial and seeking diversion in children's cases so that children are not directly affected by crime or punishment. Data from year 2020 to 2023 showsithatitheirole of Legal Aid Institutions in handlingichildreniin conflictiwith theilaw has notibeenieffective,ibutitheihandlingiisiiniaccordanceiwithiLawiNumberi11iofi2012 concerningitheiJuvenileiCriminaliJusticeiSystemiand procedures in LawiNumber 16 of 2011 concerningiLegal Aid . The obstacles faced that make it ineffective areithe lackiofiperspective ofilawienforcementiofficialsiregardingichildren and the lack of understanding of law enforcement officials regarding theiJuvenileiCriminaliJusticeiSystemiAct, so this makes it very difficult for the process of assisting children by Legal Aid Institutions.
Eksekusi Jaminan Fidusia Debitur Wanprestasi Pada Putusan Pengadilan Negeri Padang Nomor 158/Pdt.Sus-BPSK/2023/PN.Pdg Puja Yani; Engrina Fauzi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 1 No. 2 (2024): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/j1khgt47

Abstract

Leasing adalah perusahaan atau lembaga pembiayaan yang menyediakan biaya modal kepada seseorang ataupun perusahaan melalui metode pembayaran secara berkala atau bertahap dengan jaminan sebagai alat yang menghimpun antara lembaga pembiayaan yang disebut juga sebagai (kreditur) dan penerima biaya yang disebut juga sebagai (debitur). Jaminan fidusia telah diatur dalam Undang – Undang Nomor 42 Tahun 1999. Berdasarkan laporan Badan Penyelesaian Sengketa Debitur (BPSK) telah menemukan sebanyak 128 kasus pada tahun 2019 mengenai laporan penarikan barang (jaminan) nasabah secara tiba – tiba. Jumlah kasus seperti ini turun pada tahun 2020 yang hanya ada 112 kasus, namun karena adanya covid yang melanda Indonesia, pada tahun 2021 kasus seperti ini kembali melonjak menjadi 172 kasus. Peneliti menemukan kasus terkait debitur dan kreditur di Pengadilan Negeri Padang dengan nomor kasus 158/Pdt.Sus-BPSK/2023/PN.Pdg. tujuan dari penelitian ini adalah (1) Untuk Mengetahuhi Bentuk Eksekusi Jaminan Fidusia terhadap Debitur yangng melakukan Wanprestasi dalam putusan Perkara 158/Pdt.Sus-BPSK/2023/PN.Pdg; dan (2) untuk Mengetahuhi dasar pertimbangan hakim terhadap gugurnya permohonan praperadilan dalam putusan Perkara 158/Pdt.Sus-BPSK/2023/PN.Pdg. metode penelitian yang digunakan adalah metode yuridis normatif dengan pendekatan deskriptif. Sumber data yang diperoleh adalah data sekunder. Hasil penelitian yakni Hakim Pengadilan Negeri Padang memutuskan perkara 158/Pdt.Sus-BPSK/2023/Pn.Pdg mengadili dengan menerima permohonan keberatan dari Pihak Kreditur PT. Clifan Finance Indonesia, Tbk tersebut dan Mengabulkan permohonan keberatan Kreditur PT. Clifan Finance Indonesia, Tbk. Tersebut seluruhnya, serta membatalkan Putusan Badan Penyelesaian Sengketa Konsumen Kota Padang Nomor 09/PST/BPSK-PDG/SBR/ARBT/VII/2023, dan menghukum Debitur untuk membayar biaya perkara.
Peranan Bidang Hukum Polda Sumbar Sebagai Kuasa Hukum Dalam Menerapkan Mediasi Untuk Penyelesaian Perkara Tindak Pidana Ruyung Saga; Engrina Fauzi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 1 No. 2 (2024): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/m17fzm59

Abstract

Article 6 Regulation of the Head of the National Police of the Republic of Indonesia Number 2 of 2017 concerning Procedures for Providing Legal Assistance by the National Police of the Republic of Indonesia. This research is legal research with descriptive analytical specifications and this research uses empirical juridical methods. The role of the West Sumatra Regional Police's Legal Sector as Legal Counsel in Implementing Mediation to Settle Criminal Cases to provide legal assistance and be mediated as a resolution to criminal cases. Legal Sub-Sector with a Letter of Order to the assigned legal advisor/legal representative/companion. The West Sumatra Regional Police Chief provides support through Bidkum Personnel of the West Sumatra Regional Police to provide legal assistance in conducting mediation. The obstacle to the role of the West Sumatra Regional Police's Legal Sector as Legal Attorney in Implementing Mediation to Settle Criminal Cases in the implementation of providing legal assistance by the West Sumatra Regional Police's Legal Sector to members of the National Police who commit criminal acts while carrying out their official duties is a shortage of legal advisors. lack of patience in carrying out the mediation process carried out by members of the police from the legal sub-sector as those involved in the case as well as legal advisors/attorneys/advocates. To the West Sumatra Regional Police in the Legal Sub-sector to increase the number of personnel who have taken the Special Education for the Advocate Profession.
Dasar Pertimbangan Hakim Atas Gugurnya Permohonan Praperadilan ( Studi Putusan Praperadilan Nomor : 02/Pid.Pra/2023/Pn.Pnn) Frischa Kurnia Dwi Septilawati; Engrina Fauzi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 1 No. 2 (2024): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/b867et19

Abstract

The pre-trial application is an attempt to resolve criminal cases in Indonesia and deserves special attention.Law enforcement efforts are part of an effort to create order, security, and peace in society.Law enforcement measures must be implemented responsibly, in accordance with the rules of the laws in force. (prosedur hukum).The pre-judicial stage is regulated in the Covenant which contains provisions on when the pre-trial stage is declared invalid.The pre-trial review ended at the time the re-examination of the case had begun by the State Court, while the pre-judicial review had not yet ended.The provisions concerning the time of derogation of pre-trial jurisdiction on the basis of the provisions of the Covenant are applied by the judge in various pre-judicial examinations, with the preference of the interpretation of each judge. Based on the description above, then the problem that the author discusses in this book is (1).How to regulate unprocessed deaths from the point of view of criminal law (2).On what basis the judge considers to reject the pre-trial application. This study uses a normative jurisprudential approach. The sign that the author submits is that the pre-judicial death arrangement is included in the establishment of pre-trial institutions in the Act No. 8 of 1981 on HAPPENING. (selanjutnya disebut KUHAP). As stated in Section 1, Section 10.Bab X, Sections 77 to 83, Section 1 The basis of the judicial consideration of the invalidity of the pre-trial application in the practice of criminal prosecution is the existence of different interpretations, but the first interpretation is a pre-judicial application failed since the file of the case was submitted to the state court by the prosecutor. The second interpretation states that the preliminary hearing ends from the beginning of the first hearing of the matter. The author suggests that the judge be more careful and careful in deciding whether to reject a pre-trial application. To ensure that the complainant (who is suspected of being a suspect) does not feel that his human rights have been violated,