Claim Missing Document
Check
Articles

Found 31 Documents
Search

Tinjaun Hukum Fiqih Muamalah Terhadap Praktik crowdfunding Kitabisa.Com Nisa, Muchlisatun; Handoko, Luqman Hakim
Journal of Islamic Social Finance Management Vol 4, No 2 (2023): DESEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i2.9823

Abstract

AbstrakMeningkatnya rasa kemanusiaan masyarakat Indonesia dalam tolong menolong serta teknologi yang terus berkembang mengakibatkan muncul inovasi dalam melakukan kebaikan. Salah satu platform Crowdfunding social di Indonesia adalah Kitabisa.com yang memfasilitasi donasi dan penggalangan dana dilakukan secara online. Penelitian ini bertujuan untuk mengetahui analisis terhadap praktik Crowdfunding website kitabisa pada sisi hokum fikih muamalah. Jenis penelitian ini menggunakan metode kualitatif deskriptif dengan pendekatan bahan kepustakaan sebagai sumber data penelitian atau disebut juga dengan (library research). Data dalam penelitian ini didapatkan melalui website Kitabisa, syarat ketentuan yang diterapkan dan melalui wawancara terstruktur kepada pakar fiqh muamalah. Hasil dari penelitian ini adalah Crowdfunding kitabisa bisa dibagi menjadi tiga kategori baik itu medis, non-medis, dan zakat bencana alam. Secara umum ketiga kategori tersebut sesuai dengan ketentuan akad Syariah baik dari segi akad, berakhirnya akad, fee, terjadinya perselisihan. Akad yang digunakan dalam praktiknya ialah ijarah, dan biaya admin sebagai ujroh dari akad ijarah yang berlaku. Dalam perselisihan terdapat hal yang perlu ditinjau kembali sehingga dapat sesuai dengan Syariah.Kata Kunci: Crowdfunding; Fiqh Muamalah; Galang Dana; Kitabisa; Keuangan social IslamAbstractThe increasing of humanity of Indonesian people in helping each other and continuously developing technology have resulted in innovations in doing good. One of the social crowdfunding platforms in Indonesia is Kitabisa.com which facilitates online donations and fundraising. This research aims to find out an analysis of the Crowdfunding practices of the Kitabisa.com on the legal side of muamalah jurisprudence. This type of research uses descriptive qualitative methods with a library material approach as a source of research data or also known as (library research). The data in this research was obtained through the Kitabisa website, the terms and conditions applied and through structured interviews with muamalah fiqh experts. The results of this research are that Crowdfunding can be divided into three categories, namely medical, non-medical, and zakat natural disasters. In general, these three categories are in accordance with the provisions of Sharia contracts both in terms of the contract, the end of the contract, fees, and the occurrence of disputes. The contract used in practice is ijarah, and the admin fee is the ujrah of the applicable ijarah contract. In disputes there are things that need to be reviewed so that they can be in accordance with Shariah.Keywords: Crowdfunding; Fiqh Muamalah; Fundraising; Kitabisa; Islamic Social Finance
Islamic Economic Development: A Selected Literature Review Handoko, Luqman Hakim; Nurlia, Nurlia
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 2 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i2.6281

Abstract

The study on the concept and philosophy of Economic development in Islamic perspective are quite rare. There is gap between the concept and the current research that tend to on quantitative. Therefore, this study aims to investigate the literature on Economic development in Islamic perspective. this study used content analysis where the data retrieved from google scholar. The study found that the meaning and the concept of economic development are relatively similar to each other. May they differ in attention, some in detail, and some in general explanations. Interestingly, there are some studies, in the past scholars, who give attention to economic development. Interestingly, earlier scholars such as al-Mawardi, Ibn Khaldun and Shah Waliyullah has already elucidated widely on this matter. Their theory and explanation are some similar to the contemporary theory and some more comprehensive.
Pengaruh Literasi Keuangan Syariah Dan Persepsi Masyarakat Kecamatan Pancoran Mas Kota Depok Terhadap Minat Menabung Di Bank Syariah Taqiyuddin, Muhammad; Handoko, Luqman Hakim; Fuad, Iwan Agustiawan
ISLAMIC BUSINESS and FINANCE Vol 5, No 1 (2024): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v5i1.29069

Abstract

This research aims to determine the influence of Islamic financial literacy and public perception on interest in saving at Islamic banks. The data in this study were collected through questionnaires. This study used purposive sampling technique with a total sample of 106 respondents in Pancoran Mas District, Depok City. The method used in this research was the Partial Least Square Structural Equation Model (PLS-SEM). The results of this research show that financial literacy has a positive and significant effect on the Pancoran Mas community's interest in saving at Islamic banks. Then public perception also has a positive and significant influence on the Pancoran Mas community's interest in saving at Islamic banks.Keywords: Islamic Financial Literacy; Perception; Interest in Saving; Islamic Bank
Analisis Bibliometrik Sertifikasi Halal UMKM: Tren, Kontribusi, dan Arah Riset Masa Depan Hesti Ismawarsih; Luqman Hakim Handoko; Azis Budi Setiawan
ISLAMIC BUSINESS and FINANCE Vol 6, No 1 (2025): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v6i1.37119

Abstract

This study aims to map the development of literature related to halal certification in Micro, Small, and Medium Enterprises (MSMEs) through a bibliometric approach based on Google Scholar data. The method used is a combination of quantitative and qualitative approaches (mixed method), with bibliometric techniques for statistical analysis and systematic literature review for thematic interpretation. Secondary data was obtained through the Publish or Perish application, and analyzed using VOSviewer. The results show that from 2017 to November 2024, there were 133 relevant documents. The most productive author is Fajar from Trunojoyo University (4 publications) and the most productive institution is Trunojoyo. The author with the highest citation rate is Alissa Qotrun Nadya (55 citations). Dominant keywords include "halal certification", while terms such as "branding" are starting to appear in the latest trends, and "halalpreneurship" is relatively rarely used. This study also identified seven clusters of potential research topics based on network and overlay visualization. In addition, there are 6 research topics based on the literature review. These topics can be the basis or guide for the direction of the strategy for developing halal certification research for MSMEs in the future. Keywords: Halal Certification; MSMEs; Bibliometrics
A SYSTEMATIC LITERATURE REVIEW ON THE DETERMINANTS OF UMRAH PILGRIMS’ SATISFACTION Salsabillah; Handoko, Luqman Hakim
Multazam : Jurnal Manajemen Haji dan Umrah Vol. 5 No. 2 (2025): Multazam: Jurnal Manajemen Haji dan Umrah
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/multazam.v5i2.9745

Abstract

The objective of this study is to explore the available research that discusses the conditions and perspectives surrounding Umrah pilgrims’ satisfaction, find out what factors affect the satisfaction of Umrah pilgrims in using travel services published on Google Scholar, and create a conceptual model related to what factors affect the satisfaction of Umrah pilgrims. The study employs secondary data consisting of research articles related to the satisfaction of Umrah pilgrims. The research adopts a descriptive qualitative methodology combined with the PRISMA analytical framework for systematic reviews. The results demonstrate that the highest number of relevant publications appeared in 2023, totaling three scientific studies. Factors that determine congregation satisfaction include six variables: service quality, trust, facilities, pricing, price and promotion.
Implementing Blockchain Technology in Halal Certification: A Systematic Literature Review of Opportunities and Challenges Wahyuni, Tri; Handoko, Luqman Hakim
AL-FALAH : Journal of Islamic Economics Vol. 2 No. 10 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v2i10.14669

Abstract

Objectives: This study aims to identify trends, key themes, opportunities, and challenges in the application of blockchain technology in halal certification activities. Design/Method/Approach: This study used the Systematic Literature Review (SLR) method with the PRISMA guidelines. Data were collected from Google Scholar using Publish or Perish (PoP). Findings: the research found that blockchain has significant potential to enhance transparency, efficiency, traceability, and accountability in halal certification through features such as smart contracts and decentralized storage. However, significant challenges remain, including infrastructure readiness, human resource limitations, the absence of global standards, and potential ethical gaps. Publication trends indicate an increase in academic interest in this topic. Originality/Value: This research contributes by mapping the latest literature and filling the research gap related to the application of blockchain specifically in halal certification. The results are expected to serve as a scientific and practical foundation for the development of a more credible and sustainable digitalization strategy for the halal industry.
An Analysis of Factors Influencing Customer Satisfaction in Sharia Insurance: A Systematic Literature Review Dina Rusda; Luqman Hakim Handoko
Journal of Business Management and Islamic Banking Vol.4 No.2 (2025)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.2025.0402-04

Abstract

Research: This investigation seeks to survey the existing body of literature concerning customer satisfaction within the Sharia insurance sector, to delineate the principal factors that shape customer contentment, and to construct a conceptual framework predicated upon these pivotal determinants. Design/methodology/approach: The study employs a Systematic Literature Review (SLR) methodology, integrated with a descriptive qualitative approach, following the PRISMA protocol. Data were procured from Google Scholar, utilizing the Publish or Perish software, with the search terms “kepuasan nasabah asuransi syariah” and “Sharia Insurance Customer Satisfaction.” An initial corpus of 41 articles was rigorously screened, culminating in a final selection of 11 seminal papers. A thorough content analysis was subsequently performed to identify, categorize, and interpret the collated research findings. Research Findings: The review revealed a fluctuation in publication output between 2020 and 2025, peaking in 2023 with the issuance of five articles. The analysis identified five predominant factors that materially affect customer satisfaction: service quality, premium rates, brand image, Sharia-compliant marketing, and product quality. Theoretical Contribution/Originality: This research furnishes a systematic overview specifically centered on customer satisfaction in Sharia insurance, thereby addressing a significant lacuna in the literature that has hitherto remained underexplored in a comprehensive manner using the SLR method. Research limitation and implication: The scope of this inquiry is confined to 11 articles indexed in Google Scholar published between 2020 and 2025. Notwithstanding this limitation, the findings provide a foundational reference for subsequent academic research and offer salient practical implications for Sharia insurance enterprises aiming to enhance customer satisfaction through the fortification of service quality, premium structures, brand reputation, ethical marketing strategies, and product offerings.
Analisis Faktor-Faktor yang Memengaruhi Kepuasan Nasabah Bank Syariah: Systematic Literature Review Siti Kholifah; Luqman Hakim Handoko; Rudiyanto Rudiyanto
Jurnal Ekonomi dan Perbankan Syariah Vol 13, No 1 (2025): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jeps.v13i1.1242

Abstract

Penelitian ini bertujuan untuk mengetahui kondisi literatur tentang kepuasan nasabah, mengetahui faktor-faktor apa saja yang memengaruhi kepuasan nasabah bank syariah. Jenis data yang digunakan adalah data sekunder berupa artikel penelitian tentang kepuasan nasabah. Metode yang digunakan ialah metode kualitatif deskriptif dengan Systematic Literature Review (SLR), data diambil dari Google Scholar menggunkan Publish or Perish (PoP) dengan pendekatan Prefereed Reporting Items for Systematic Review and Meta-analyses (PRISMA). Hasil penelitian ini menunjukkan bahwa terdapat 38 artikel yang sudah dianalisis, tahun 2023 menjadi tahun terbanyak diterbitkannya artikel ilmiah. Faktor-faktor yang menentukan kepuasan nasabah mencakup enam variabel yang diambil dari variabel penelitian terbanyak terdiri dari: kualitas pelayanan, kualitas produk, fasilitas, keamanan, kepercayaan dan penerapan nilai syariah. Saran untuk penelitian selanjutnya dapat melakukan penelitian yang mempertimbangkan keenam variabel secara bersama-sama.
Analysis of the Influence of Perceived Benefits, Easiness and Risk on Students’ Interest in Using QRIS Muhammad Zhilalul Haq; Luqman Hakim Handoko; Asgaft Asysyad Rasyid
Journal of Business Management and Islamic Banking Vol. 2 No. 1 (2023)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.v2i2.2075

Abstract

Research Aims: This research aims to examine the influence of the perceived benefits, easiness, and risks toward students’ interest in using QRIS among STEI SEBI students. Methodology: This type of research uses descriptive quantitative methods by collecting data through questionnaires and literature. The data obtained is then managed using the SEM-PLS (Structural Equation Modeling-Partial Least Square) tool with the SmartPLS version 4 application which goes through inner model and outer model tests. Research Findings: The results of this study indicate that the perceived usefulness have a positive and significant effect on the intention to use QRIS, the perceived ease of use has a positive and significant effect on the intention to use QRIS, and the perceived risk has a positive and significant effect on the intention to use QRIS. Theoretical Contribution: There have been many studies on interest in using QRIS. However, since this study focused on students’ interest will enrich and strengthen the existing theory. Research limitation and implication: This study limited to student of STEI SEBI. Consequently, the result might be differed with others and biased. Therefore, the future research should enhance the object of study and the variables.
Implementation of Buying and Selling Gold on DSN-MUI Fatwa Number 77/DSN-MUI/V/2010 Concerning Non-Cash Buying and Selling of Gold Handoko, Luqman Hakim; Akbar, Nashr; Izzah, Ahmad
TAWAZUN: Journal of Sharia Economic Law Vol 7, No 1 (2024): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v7i1.26181

Abstract

This study aims to review the literature about the implementation of fatwa DSN-MUI Number 77 on gold installments or non-cash basis. The permissibility of gold installment by MUI attracted debate and research among researchers on its implementation as the text of hadith considered the gold installment as riba which is the central issue in Islamic economics and finance. Selected Literature Review (SLR) analysis were adopted. The data was retrieved from Google Scholar using PoP Software. The observation found 29 articles related to the implementation of the fatwa. The result offered that in implementing fatwa number 77 can be grouped into 4 categories. The first is the group whose results were compliance with the fatwa with 18 articles. Second, articles state that implementation is not following the fatwa are 7 articles. Third, three articles did not clearly state whether they were shari’ah compliance or not. Fourth, research that just explains the legality of fatwa number 77. Therefore, it suggested to the Shari’ah supervisor board to closely monitor and supervise its implementation of Fatwa.