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All Journal Jurnal Riset Akuntansi dan Bisnis Management Studies and Entrepreneurship Journal (MSEJ) JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Journal of Vision and Ideas (VISA) Education Achievement: Journal of Science and Research EKSYA: Jurnal Ekonomi Syariah eCo-Fin Journal of Management and Business Jurnal Akuntansi dan Keuangan Adl Islamic Economic Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Manajemen Kreatif Jurnal Neraca Manajemen, Akuntansi, dan Ekonomi Ecobankers : Journal of Economy and Banking Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab JIMEK
Nurul Inayah
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Social Sciences Other

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Strategi Dalam Menangani Pembiayaan Bermasalah Pada Unit Syariah Bank Sumatera Utara Nurul Inayah Siregar
Jurnal Riset AKuntansi dan Bisnis Vol 22, No 1 (2022): Maret
Publisher : Jurnal Riset Akuntansi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/8940

Abstract

This study aims to analyze the strategy in dealing with non-performing financing in the sharia unit of the Bank of North Sumatra. The research method used is qualitative analysis. The type of data used in this paper is qualitative data consisting of primary data and secondary data, among others, derived from research subjects and data from results that have been presented from an institution. From the results of the research conducted, the authors conclude that there are two strategies in dealing with problematic financing, namely by saving financing and completing financing. First, rescheduling financing, namely changes in the repayment schedule and credit period that obtain rescheduling facilities only debtors who meet certain requirements, including the debtor's business has the prospect of reviving and the debtor shows good faith. Second, Reconditioning (Requirements) is a change in part or all of the terms of financing which is not limited to changes in the payment schedule, time period and other requirements as long as it does not involve changes to the maximum balance of financing. Third, Restructuring, namely Changes in financing terms involving additional bank funds, conversion of all or part of interest arrears into principal participation in the company.
Strategi Marketing Sales Force (SF) Dalam Produk Pembiayaan Di Bank Syariah Indonesia KCP Kota Pinang Arif Rahman Al-hakim Ritonga, Nurul Inayah
Education Achievement: Journal of Science and Research Volume 3 Nomor 1 Maret 2022
Publisher : Pusdikra-Publishing.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jsr.v3i1.477

Abstract

Penelitian ini mengkaji Bank Syariah Indonesia yang menetapkan unit kerja Sales Force (SF) untuk menerapkan strategi marketing dalam memasarkan produk pembiayaan. BSI KCP Kota pinang Merupakan satu-satunya bank syariah yang ada di Kab.Labusel. Akan tetapi, ditengah banyaknya Bank Konvensional yang sudah lama berdiri dan persaingan antar bank yang semakin kompetitif di Kab. labusel, BSI KCP kota pinang yang baru berdiri tetap memiliki eksistensi masyarakat dan mampu ikut bersaing di pangsa pasar. Di BSI KCP kotapinang menerapkan strategi marketing Sales Force dalam memasarkan produk pembiayaan agar mempertahankan eksistensi dan pertumbuhannya sehingga tetap mampu bersaing di pangsa pasar yang membuat ketertarikan peneliti. Maka rumusan masalahnya adalah, (1) Bagaimana Strategi Marketing Sales Force (SF) dalam produk pembiayaan di BSI KCP kotapinang (2) Bagaimana dampak startegi marketing Sales Force (SF) dalam produk pembiayaan di BSI KCP kota pinang.
Strategi Restrukturisasi Pembiayaan Bermasalah Untuk Menjaga Portofolio Keuangan PT.Bank Sumut Kantor Cabang Syariah Medan Chilvia Azhari; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini ditulis dengan tujuan untuk memahami implementasi strategi restrukturisasi untuk menjaga kelancaran pembiayaan PT. Bank Sumut cabang syriah Medan. Metode yang digunakan di dalam penelitian ini yaitu deskriptif kualitatif. Sumber data yang digunakan data primer dan data sekunder. Sumber data primer adalah data yang berasal langsung melalui penyelidikan serta berkaitan langsung dengan masalah yang diselidiki. Sumber data sekunder didapat melalui studi kepustakaan seperti jurnal, buku, laporan, data atau dokumen. Hasil yang didapatkan merupakan karena adanya faktor internal dan eksternal yang menjadi penyebab pembiayaan kurang efektif pada Bank Sumut Sariyah Cabang Medan. Masalah pembiayaan dapat diselesaikan melalui proses restrukturisasi. Penerapan restrukturisasi kredit kepada nasabah bermasalah berdampak positif terhadap pemenuhan kewajibannya. Tujuan restrukturisasi adalah untuk mendanai nasabah yang membutuhkan sehingga mereka dapat membayar kembali pinjaman mereka tanpa merusak bank. Tim penagihan pinjaman, tim bisnis pemasaran, dan tim hukum dapat membantu melakukan restrukturisasi internal pendanaan bank. Sedangkan faktor eksternal nasabah adalah kesediaan untuk memenuhi kewajiban nasabah dan kerjasama nasabah dalam memberikan awareness dan cicilan.
Penerapan Manajemen Risiko dalam Meminimalisir Risiko Kredit Macet pada PT Bank Sumut Kantor Cabang Syariah Medan Rabiatul Hadawiyah Ritonga; Nurul Inayah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Tujuan penelitian ini dilakukan untuk menerapkan manajemen risiko untuk mengurangi risikokredit pada PT. Bank SUMUT Syariah Cabang Medan. Pengkajian ini memakai deskriptifkualitatif. Juimlah pengkajian ini menunjukkan bahwa PT. SUMUT Bank Cabang SyariahMedan sudah melaksanakan secara efektif pengawasan aktif, Pimpinan dan Direksi, strategi,prosedur dan tahapan sistem informasi untuk identifikasi, pengukuran, pemantauan danpengelolaan serta penanganan risiko utang. Sehingga dapat meminimalkan risiko kredit, PT.Bank SUMUT Syariah Cabang Medan Katamso. Tapi dalam penerapan manajemen risiko bankterdapat beberapa kendala terkait dengan peninjauan risiko dan tingkat pengenalan terhadapcalon nasabah. Penelitian ini dibuat agar perusahaan dapat mencapai tujuan NPL (NonPerforming Loans) dan meningkatkan pemberian pinjaman secara tepat sasaran danmeminimalkan risiko kredit macet.
Pengaruh Pengetahuan dan Religiusitas terhadap Minat Mengikuti Asuransi Dana Pendidikan pada Perusahaan Asuransi Syariah Indah Sari; Nurbaiti Sirait; Nurul Inayah
ManBiz: Journal of Management and Business Vol 2 No 1 (2023): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1070.343 KB) | DOI: 10.47467/manbiz.v2i1.1794

Abstract

Education insurance is a type of insurance that provides protection the cost of education to the cost of children's education. The aim of this study to determine the effect of knowledge and religiosity on interest using education fund insurance at sharia insurance companies in the teachers in one of the senior high schools in North Sumatra are partially good or simultaneously. The method used in this research is quantitative method. The population of this study was conducted on teachers in one of the one Senior High School in North Sumatra with a sample of 65 teachers. Using primary data by distributing questionnaires and analytical methods multiple regression using hypothesis testing. The results of this study simultaneously from the variables of knowledge and religiosity have a significant effect on significant to interest. Then partially knowledge variable too has an effect on interest and the variable of religiosity itself also has an effect significantly on the interest in using education fund insurance in Islamic insurance company. Keywords: Knowledge, Reliosity, Interest, Sharia Insurance.
PEMBERDAYAAN EKONOMI KREATIF PEDESAAN MELALUI PLASTIC WASTE RECYCLING (STUDI KASUS BANK SAMPAH MANDIRI DESA TEBING LINGGAHARA KEC. BILAH BARAT KAB. LABUHAN BATU) Hasri Nasution; Hendra Harmain; Nurul Inayah
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 2 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

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Abstract

The purpose of this study is to see: (1) The pattern of cooperation carried out in the independent waste bank, (2) the process carried out by the waste bank in empowering the creative economy of rural communities through plastic waste recycling at the Mandiri Desa Garbage Bank. Linggahara Cliff Kec. West Bar Kab. Labuhan Batu, (3) The social and economic impacts felt by the community from the presence of the Mandiri Waste Bank. This study uses a qualitative descriptive research approach. The qualitative approach is more directed to in-depth or detailed analysis (in-depth analysis), namely examining problems one by one because the characteristics in each problem are not the same as one another. The results obtained through this study are a creative economic empowerment process carried out through plastic waste recycling or plastic waste recycling in independent waste banks that has been carried out quite well. Plastic waste recycling activities carried out by the Mandiri Waste Bank have provided many impacts as well as social and economic benefits for the community and members.
TEORI INFLASI: STUDI KOMPARASI PEMIKIRAN AL-MAQRIZI (766-845 H/ 1364-1442M) DAN KEYNES (1883–1946) Nurul Inayah
Mumtaz: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 1 (2023): Januari 2023
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/mumtaz.v2i01.534

Abstract

Artikel ini bertujuan untuk membahas perbandingan pemikiran antara Al-Maqrizi dan Keynes terkait inflasi. Terdapat perbedaan dan persamaan pandangan antara antara Al-Maqrizi dan Keynes terkait inflasi dalam perekonomian suatu negara. Metode penelitian menggunakan kualitatif dengan pendekatan pemikiran atau studi tokoh dengan menggunakan studi literature sebagai metode pengumpulan data. Analisis data menggunakan studi komparasi. Hasil penelitian menyatakan bahwa terdapat kesamaan pemikiran antara Al-Maqrizi dan Keynes, dimana inflasi dipengaruhi oleh faktor moneter dan non moneter yaitu penguasa yang tidak bertanggung jawab dan peningkatan sirkulasi uang yang mengakibatkan terjadi kelebihan jumlah uang beredar di masyarakat. Namun demikian Keynes menambahkan bahwa Inflasi = f (jumlah uang beredar, pengeluaran pemerintah, suku bunga, dan investasi). Berbeda dengan Al-Maqrizi yang tidak menyinggung suku bunga dalam pemikirannya tentang inflasi. Selain itu terdapat perbedaan lain, yaitu bahwa menurut Al Maqrizi ada faktor alamiah yang menyebab terjadinya inflasi, dimana faktor ini terjadi secara alami dan manusia tidak bisa menghindarinya, seperti adanya bencana yang menyebabkan persediaan berkurang namun permintaan meningkat. Sedangkan Keynes tidak menyinggung adanya faktor alamiah sebagai penyebab dari inflasi. Namun tidak membantah bahwa kenaikan permintaan dan kekurangan produksi dapat menyebabkan inflasi
Cash Wakf Implementation Viewed From Bi Al-Urfi Ijtihad Methodology Nurul Inayah
Journal Research of Economic and Bussiness Vol. 2 No. 01 (2023): Januari 2023
Publisher : Ali Institute of Research and Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55537/jreb.v2i01.536

Abstract

This study aims to implement cash waqf in terms of the Istihsan Bi Al-Urfi ijtihad methodology. This is related to the phenomenon that there are still those who doubt the permissibility of cash waqf (cash waqf). The research method used is qualitative analysis. The data collection technique used in this paper is literature study and observation. The technical analysis of the data used is by using a qualitative analysis approach, namely by explaining various arguments regarding the law of cash waqf from various ijtihad methodologies of fiqh scholars. From the results of the research conducted, the authors conclude that the Hanafi School also allows waqf as a conclusion, on the basis of what has been done (custom), many people have done. The way of doing cash waqf according to the Hanafi school is the modality of the mudharabah method while the profits are donated to the waqf. According to al Bakri, the Shafi'i school does not allow cash waqf, because dinars and dirhams (money) will be discontinued. However, some followers of the Shafi'i school allow cash waqf. And the opinion of scholars regarding the object of waqf explains that the conditions for waqf objects (must be objects, useful, not disposable, not unlawful in substance and must belong to the wakif perfectly).
Pengaruh Perputaran Aset, Risiko dan Kebijakan Dividen Terhadap Pertumbuhan Laba pada Perusahaan Sektor Pertambangan Yang Terdaftar di Bursa Efek Indonesia Tahun 2018-2021 Wawan Paimaon Simatupang; Hendra Harmain; Nurul Inayah
AKUA: Jurnal Akuntansi dan Keuangan Vol. 2 No. 2 (2023): April 2023
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/akua.v2i2.1562

Abstract

Profit is the company's main goal as a good indicator to observe the company's growth. The company's ability to maximize profits is very important because basically all parties involved, such as investors and creditors, measure the company's success based on management performance in creating profits in the future. In order to gain profits and increase company profits from one period to the next, there are several aspects that need to be improved, such as the efficiency of the company's operational activities and the renewal of company management policies. Therefore this study aims to determine the effect of asset turnover, risk, and dividend policy on profit growth in mining sector companies listed on the Indonesia Stock Exchange in 2018-2021. This research is a quantitative research with secondary data obtained from the official website of the Indonesia Stock Exchange. The research population totaled 57 mining sector companies listed on the Indonesia Stock Exchange for the 2018-2021 period, then used purposive sampling to obtain a sample of 20 companies with a research period of 4 years. The amount of research data is 80 data. The data analysis technique used is multiple linear regression analysis which was tested with the help of SPSS version 25 software. Hasil penelitian menunjukkan bahwa secara parsial perputaran aset berpengaruh positif dan signifikan terhadap pertumbuhan laba, sedangkan secara simultan menunjukkan bahwa secara bersama-sama variabel perputaran aset, risiko, dan dividen berpengaruh secara signifikan terhadap pertumbuhan laba.
Analisis Penerapan Teknologi Informasi PadaKualitas Sistem Informasi Akuntansi Dalam Pelayanan Rawat Inap (Studi Kasus di RSUD Aek Kanopan Kabupaten Labuhanbatu Utara) Siti Ardianti; Hendra Harmain; Nurul Inayah
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 2: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i2.4047

Abstract

This study aims to determine and answer the question of how the results of the analysis of the application of information technology, to know whether the accounting information system is already qualified in RSUD AEK Kanopan. Application of technology to obtain accurate information required special applications. In RSUD AEK Kanopan itself in the preparation of financial reports using SIMDA application that has been established by The Local Government of North Labuhanbatu. With a supporting application is expected to be able to get accountable information and flexibility, especially in the field of accounting for financial statements that are used today. Services provided in the form of inpatient and outpatient services are a source of revenue realization of Local Government budgets. This study uses a qualitative approach to the type of research descriptive study. The object of this study is an employee associated with information technology in the field of accounting at AEK KANOPAN Hospital, North Labuhanbatu Regency. Data collected through observation, interviews, and documentation related to thesis research. Based on data analysis, the results showed that AEK Kanopan hospital has implemented information technology but there are still obstacles in the application of the old information technology, namely SIMDA, although the Ministry of Home Affairs has issued a SIPD system to support the development and development of applications in each region nationally.
Co-Authors Andri Wibowo Asiah Husnul Khatimah Chilvia Azhari Fathur Rahman Ansori Fike Quraniyah Hasri Nasution Heldia Fitri Hendra Harmain Hendra Harmain Indah Sari Maryam Batubara Maryam Batubara Morina Sari Simamora Nabila Khairina Nur Ahmadi Bi Rahmani Nurbaiti Sirait Nurlaila Nurlaila Nurlaila Nurmaya Dewi Sahfitri Rambe Rabiatul Hadawiyah Ritonga Rahma Syafitri Rahmi Syahriza Reny Tri Viola Sari Safa Maisyarah Siregar Saidah Ulfah Pohan Siti Ardianti Sovia Harahap Wan Ronaldo Nasution Wawan Paimaon Simatupang Zuhrinal M. Nawawi