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All Journal Jurnal Riset Akuntansi dan Bisnis Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Management Studies and Entrepreneurship Journal (MSEJ) JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Journal of Vision and Ideas (VISA) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Education Achievement: Journal of Science and Research EKSYA: Jurnal Ekonomi Syariah eCo-Fin Journal of Management and Business Jurnal Akuntansi dan Keuangan Adl Islamic Economic Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Manajemen Kreatif Jurnal e-Jurnal Apresiasi Ekonomi Neraca Manajemen, Akuntansi, dan Ekonomi Sharia Economic and Management Business Journal (SEMBJ) Ecobankers : Journal of Economy and Banking Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab JIMEK
Nurul Inayah
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Analisis Pemanfaatan Lidi Kelapa Sawit Dalam Meningkatkan Pendapatan dan Kesejahteraan Masyarakat Perspektif Ekonomi Islam Wan Ronaldo Nasution; Zuhrinal M. Nawawi; Nurul Inayah
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 8: Juli 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Luasnya perkebunan kelapa sawit masyarakat berbanding lurus dengan banyaknya limbah yang dihasilkan, salah satunya pelepah kelapa sawit. Limbah ini sama sekali belum termanfaatkan oleh masyarakat sehingga membakar limbah kelapa sawit menjadi satu-satunya cara dalam menanganinya. Namun dengan adanya industri keratif berkah lidi dapat menjadikan lidi yang dulunya dinggap limbah disulap menjadi sebuah produk yang barnilai ekonomis. Penelitian ini bertujuan untuk mengetahui bagaimana dampak pemanfaatan lidi kelapa sawit terhadap peningkatan pendapatan dan kesejahteraan ekonomi masyarakat di Desa Sei Rumbia kecamatan Kota Pinang labuhanbatu Selatan. penelitian ini menggunakan metode penelitian kualitatif deskriftif. Pengumpulan data dilakukan melalui metode wawancara secara mendalam kemudian didukung studi kepustakaan. Hasil dari penelitian menunjukkan bahwa keberadaan industri kreatif berkah lidi berdampak positif bagi masyarakat sekitar. Dan jika ditinjau dari presfektif ekonomi islam berkah lidi dalam aktivitasnya sudah sesuai dengan anjuran syariat Islam. Industri kreatif berkah lidi sangat menghindari penipuan dalam aktivitasnya. Selain itu industri keratif berkah lidi dapat membuka lapangan pekerjaan baru bagi masyarakat sekitar sehingga meningkatkan produktivitas masyarakat serta mengurangi tingkat pengannguran.
Implementasi Good Corporate Governance Pada Bank Syariah Nabila Khairina; Nurul Inayah
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 3 No. 3 (2023): NOVEMBER : JURNAL ILMU MANAJEMEN, EKONOMI DAN KEWIRAUSAHAAN
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v3i3.2466

Abstract

This study aims to analyze the implementation of GCG principles in the Bank Syariah. GCG is a crucial field in the banking world for transparency, accountability, and compliance with regulations. The research uses data collection, and observation to provide better understanding of how BankSyariah has implemented GCG principles.  
THE INFLUENCE OF APPLICATION GAMIFICATION AND DRIVER PERSONAL BRANDING ON GRAB APPLICATION ENGAGEMENT AMONG STUDENTS Rahmat Syahputra Boangmanalu; Nur Ahmadi Bi Rahmani; Nurul Inayah
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.12445

Abstract

Technological advancements have given rise to various new professions, one of which is online motorcycle taxi drivers, which facilitate people's activities. Grab, as one of the leading online transportation applications, continues to innovate to increase user engagement. This study examines the effect of application gamification and driver personal branding on Grab application user engagement, with a case study of students at the Faculty of Islamic Economics and Business (FEBI) of the State Islamic University of North Sumatra (UINSU). This study examines the effect of application gamification and driver personal branding on Grab application user engagement, with a case study of students at the Faculty of Islamic Economics and Business (FEBI) of the State Islamic University of North Sumatra (UINSU). A questionnaire was used to collect data with a quantitative causal associative approach from students who actively use Grab. The results of the analysis show that these two independent variables significantly influence user engagement. Application gamification, through elements such as points, cashback, voucher exchange, and level achievement, is proven to have a stronger influence in increasing user motivation and interaction. Meanwhile, driver personal branding, which includes professionalism and a positive image, also contributes significantly to increasing user trust and loyalty. Although gamification has a more dominant impact, the combination of both factors is crucial to provide a positive customer experience, which is engaging and sustainable, ultimately driving deeper engagement with the Grab platform.
ANALYSIS OF NONMUSLIM COMMUNITY INTEREST IN USING BANK SYARIAH INDONESIA SAVINGS PRODUCTS IN DELI SERDANG Dedek Joefanny; Nurul Inayah; Nursantri Yanti
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.2715

Abstract

Islamic banks are often assumed to only serve Muslims, when in fact, non-Muslims also show interest in using Islamic banking services such as BSI savings products, to store their funds. This study aims to examine the interest of non-Muslims in BSI savings by focusing on location, product, and promotion factors. Using the accidental sampling method, and using primary and secondary data sources, primary data was collected through interviews with respondents, while secondary data came from the Central Statistics Agency and literature studies. The results of the study show that the three factors such as location, product, and promotion show that the location, product, and promotion factors have a significant effect on the interest of non-Muslims in using BSI savings products, and from the results of the study, it is found that the interest of non-Muslim people is still categorized as low with an indicator of <50% to save at Bank Syariah Indonesia.
ANALYSIS OF FACTORS THAT INFLUENCE TRUST ISSUE SOCIETY ON LIFE INSURANCE PRODUCTS Salwa Hayati Harahap; Nurul Inayah; Muhammad Arif
Jurnal Apresiasi Ekonomi Vol 13, No 3 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i3.991

Abstract

This study aims to analyze the factors influencing public trust in life insurance products in Indonesia. Using a qualitative approach, this study explores various factors contributing to low public trust, including a lack of understanding of life insurance products, negative experiences in the claims process, and the attitudes of insurance agents who lack transparency and tend to force sales. Furthermore, cultural and religious factors also impact public perceptions of life insurance. The results indicate that to increase public trust, insurance companies need to increase education and outreach, improve the transparency of product information, and optimize services, especially in the claims process. With these steps, it is hoped that public trust in life insurance products will increase, encouraging broader participation and the development of a healthier insurance industry in Indonesia.
The Role of Islamic Banking in Economic Growth: Financial Deepening and Bank Efficiency Nurul Inayah; Azhari Akmal Tarigan; Isnaini Harahap
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 2 (2026): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i2.2220

Abstract

Background: The success of economic development is reflected in the level of welfare experienced by the society. According to data from the Financial Services Authority (OJK), the Islamic economy has become one of the largest contributors to the national economy, accounting for 46 percent of the total GDP. This study aims to analyze the role of Islamic banking in supporting economic growth in Indonesia. Method: A quantitative approach is employed using secondary monthly time series data covering the period from January 2018 to December 2023. The research applies the Vector Autoregressive (VAR) method in its restricted form, known as the Vector Error Correction Model (VECM), using EViews 12 software. The variables used include total financing (TP) as a proxy for financial deepening, BOPO as a proxy for banking efficiency, FDR as a proxy for risk management, the number of bank offices (JK) as a proxy for financial inclusion, and Gross Domestic Product (GDP) as a proxy for economic growth. Results: The results reveal that the role of the Islamic banking sector in Indonesia’s economic growth is stronger and more significant in the long run than in the short run. In the short term, total financing (TP) has not shown a significant effect on GDP, while banking efficiency (BOPO) exerts a direct and significant influence. In the long term, however, total financing and banking efficiency exhibit a more stable and significant relationship with economic growth, with Islamic banking efficiency (BOPO) contributing the most to GDP, at around 20–21%. Conclusion: These findings indicate that Islamic banking plays a pivotal role in sustaining Indonesia’s long-term economic growth, aligning with the objectives of maqāṣid al-sharī‘ah in realizing economic welfare (ḥifẓ al-māl and ḥifẓ al-nafs) and contributing to the achievement of the Sustainable Development Goals (SDGs), particularly in promoting inclusive and sustainable economic growth.
Co-Authors Andri Wibowo Asiah Husnul Khatimah Azhari Akmal Tarigan Chilvia Azhari Dedek Joefanny Fathur Rahman Ansori Fike Quraniyah Hasri Nasution Heldia Fitri Hendra Harmain Hendra Harmain Indah Sari Isnaini Harahap Maryam Batubara Maryam Batubara Morina Sari Simamora Muhammad Arif Nabila Khairina Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nurbaiti Sirait Nurlaila Nurlaila Nurlaila Nurmaya Dewi Sahfitri Rambe Nursantri Yanti Rabiatul Hadawiyah Ritonga Rahma Syafitri Rahmat Syahputra Boangmanalu Rahmi Syahriza Reny Tri Viola Sari Safa Maisyarah Siregar Saidah Ulfah Pohan Salwa Hayati Harahap Siti Ardianti Sovia Harahap Wan Ronaldo Nasution Wawan Paimaon Simatupang Zuhrinal M. Nawawi