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All Journal Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Studia Economica: Jurnal Ekonomi Islam Ganaya: Jurnal Ilmu Sosial dan Humaniora Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Al-Kharaj: Journal of Islamic Economic and Business Management Studies and Entrepreneurship Journal (MSEJ) Ihtiyath : Jurnal Manajemen Keuangan Syariah JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Inovasi Penelitian Ilomata International Journal of Management Jurnal Investasi Islam JURNAL MANAJEMEN AKUNTANSI (JUMSI) An-Nisbah : Jurnal Perbankan Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Journal of Vision and Ideas (VISA) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Education Achievement: Journal of Science and Research EKSYA: Jurnal Ekonomi Syariah eCo-Fin Journal of Management and Business Jurnal Akuntansi dan Keuangan Adl Islamic Economic International Journal Of Economics Social And Technology Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Research of Economics and Bussiness Indonesian Journal of Islamic Economics and Finance Electronic Journal of Education, Social Economics and Technology Manajemen Kreatif Jurnal e-Jurnal Apresiasi Ekonomi Journal of Islamic Economics and Finance Socius: Social Sciences Research Journal Neraca Manajemen, Akuntansi, dan Ekonomi International Conference on Islamic Economic Sharia Economic and Management Business Journal (SEMBJ) Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Jurnal Akuntansi Hukum dan Edukasi Ecobankers : Journal of Economy and Banking Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab JIMEK Optimal: Jurnal Ekonomi dan Manajemen
Nurul Inayah
Universitas Islam Negeri Sumatera Utara
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Pengaruh Human Capital, Structural Capital dan Relational Capital Terhadap Tingkat Pendapatan UMKM (Studi Kasus: UMKM di Kab. Asahan) Suci Pranasari; Muhammad Arif; Nurul Inayah
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 4 (2023): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10091907

Abstract

“Salam” is a transaction or sales contract in which the goods being sold have not yet been obtained at the time of the transaction. The buyer makes an upfront payment, and the delivery of the goods is carried out at a later date. This research is motivated by the practice of online merchants in the Mandailing Natal district in applying a trade system based on orders and whether it complies with the concept of “as-salam” as defined by Islamic economics. The data for this research was collected through interviews and documentation. Initially, the author conducted direct observations at the research location to closely obserbe what was happening. Subsequently, interviews were conducted with the owners of furniture businesses and some consumers of Nayyara Perabot to obtain strong data. The data collected by the researcher was analyzed using qualitative analysis methods, including data reduction, data presentation, drawing conclusions, and authenticity testing. Based on the research findings, in online sales with “salam” contracts for furniture at Nayyara Perabot in Mandailing Natal, the practices that have been followed so far are in line with the concept of “salam”. This includes the spesification of ordered goods, the agreed-upon delivery time and location, and the satisfaction of consumers upon receiving the goods.
Analisis Pengaruh Sharia Compliance Dan Islamic Corporate Governance Terhadap Fraud Pada Bank Umum Syariah Di Indonesia Periode 2017-2021 Nurjannah, Nurjannah; Fadhila Rahma, Tri Inda; Siregar, Nurul Inayah
Jurnal Manajemen Akuntansi (JUMSI) Vol 3, No 1: 2023
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jumsi.v3i1.3973

Abstract

This research aims to test the effect of Islamic Income Ratio on fraud in Islamic commercial banks, Profit Sharing Ratio against fraud in Islamic commercial banks, Islamic Investment Ratio to fraud in Islamic commercial banks, Zakat Performance Ratio against fraud in Islamic commercial bank, Islamic Corporate Governance on fraud in Islamic commercial banks, and the influence of Islamic Income Ratio, Profit Sharing Ratio, Islamic Investment Ratio, Zakat Performance ratio and Islamic Corporate Governance simultaneously against fraud in Islamic commercial banks. The study used a descriptive quantitative methode using IBM SPSS 25. The results of this study show that the Islamic Income Ratio does not have a significant effect on fraud in Islamic commercial banks, Profit Sharing Ratio does not have a significant effect on fraud in Islamic commercial banks. Islamic Investment Ratio does not have a significant effect on fraud in Islamic commercial bank, Zakat Performance Ratio has a negative significant effect on fraud in Islamic commercial banks, Islamic Corporate Governance has a negative significant effect on fraud in Islamic commercial banks, as well as Islamic Income Ratio, Profit Sharing Ratio, Islamic Investment Ratio, Zakat Performance Ratio and Islamic Corporate Governance simultaneously has a signifanct negative effect on fraud in Islamic commercial banks.
Urgensi Pelaksanaan Islamic Corporate Governance (Suatu Kajian Studi Literatur Pada Lembaga Keuangan Syariah) Siregar, Nurul Inayah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 7 No 2 (2023): Vol.7 No.2 Desember 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v7i2.5572

Abstract

Basically, companies and Islamic financial institutions are required to apply the principles of good governance. However, fraud in companies and institutions often occurs and cannot be avoided. In practice, Islamic banks still use the same principles as conventional institutions. This research is a literature study on the implementation of Islamic Corporate Governance in Islamic Financial Institutions, so that it can be seen what discussion has been researched and what discussion needs to be researched. This study uses a qualitative approach. There are 9 articles published in 2018 to 2022 which are grouped into three topics of discussion, namely: 1) Implementation of Islamic Corporate Governance in Islamic Banks, 2) Implementation of Islamic Corporate Governance in Non-Bank Institutions and 3) Implementation of Islamic Corporate Governance associated with Islamic Social Responsibility . Implementation of Islamic Corporate Governance in Islamic Banks is the most articles with a presentation of 44.4%. While the least discussed article is the Implementation of Islamic Corporate Governance associated with Islamic Social Responsibility, with a presentation of 22.2% of the overall theme of the Urgency of Implementing Islamic Corporate Governance in Islamic Financial Institutions. Discussions that need to be examined, such as: Islamic Corporate Governance principles that are in accordance with sharia and different from Corporate Governance principles in general are implemented in conventional institutions
Pengaruh Motivasi, Persepsi dan Sikap Terhadap Keputusan menjadi Agen Asuransi Syariah Maisyaroh, Elvira; Anggraini, Tuti; Inayah, Nurul
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 9 | No. 2 | 2023
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.21368

Abstract

This study aims to analyze the influence of motivation, perception and attitude variables on the decision of UIN Sumatera Utara insurance students to become sharia insurance agents. This study uses a quantitative research method. Data collection was carried out by distributing questionnaires to respondents. The population in this study was 450 UIN Sumatera Utara sharia insurance students. Samel in this study used a random sampling approach, a sample of 212 respondents was taken and then measured using a Likert scale. The data processing process used SPSS 26. The results showed that the motivation variable had a positive and significant effect on students' decisions to become insurance agents. The perception variable had a positive and significant effect on students' decisions to become insurance agents. The attitude variable did not have a positive and significant effect on students' decisions to become insurance agents. Simultaneously, the Motivation variables (X1), Perception (X2), and Attitude (X3) together influenced the decision to become sharia insurance agents. So with motivation, perception, and attitude, students can have a decision to become insurance agents
Design Of The Sharia Insurance Study Program Research Roadmap: R&D Model Atika Atika; Nurul Jannah; Nurul Inayah
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 2 (2024): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i2.5547

Abstract

The significance of the research roadmap's position within the study program stems from the fact that it serves as a guide, control, and assurance of the research quality for lecturers and students. Obtaining a research roadmap development design for the sharia insurance study program is the objective of this investigation. This research employs a qualitative approach. Qualitative analysis was employed to examine the data utilizing the 4D model in conjunction with the R&D (Research and Development) method. The research findings indicate that the formulation of the Research Roadmap Design for the Sharia Insurance Study Program was influenced by the following factors: the Scientific Vision of the program, the Field of Expertise of the Lecturers, ARKAN, industry needs and graduate profiles, and research topics conducted by both students and faculty. The research conducted by lecturers at Homebase remains below 50% compliant with the research roadmap outlined for the sharia insurance study program. The research road map indicates that fifty percent of students have completed sharia insurance study programs; however, a substantial amount of research remains that centers on the identical subject matter. Consequently, further deliberation is required to select and disseminate the remaining themes outlined in the research roadmap for sharia insurance study programs
Penerapan Corporate Culture Bank Sumut Syariah KCP Rantau Prapat Dalam Presfektif Islam Munthe, Rahmad Raihan; Siregar, Nurul Inayah
Jurnal Akuntansi Hukum dan Edukasi Vol 1, No 2 (2024): November 2024
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jahe.v1i2.3825

Abstract

Penerapan budaya perusahaan di Bank Sumut Syariah KCP Rantau Prapat dalam perspektif Islam merupakan upaya untuk mengintegrasikan nilai-nilai syariah ke dalam praktik operasional dan manajerial. Budaya perusahaan di bank ini mengedepankan prinsip-prinsip etika Islam yang tercermin dalam motto dan kebijakan internal. Meskipun beroperasi di bawah naungan bank konvensional, upaya untuk menegakkan sistem muamalat sesuai syariah tetap menjadi fokus utama. Penelitian ini mengidentifikasi bahwa budaya perusahaan yang baik harus didasarkan pada akhlak yang mulia, disiplin kerja, dan komitmen untuk melayani masyarakat sesuai ajaran Islam. Dengan melaksanakan prinsip-prinsip syariah, Bank Sumut Syariah tidak hanya memenuhi kebutuhan finansial masyarakat tetapi juga berkontribusi pada pembangunan ekonomi daerah secara berkelanjutan. Implementasi disiplin kerja yang kuat di kalangan karyawan menjadi kunci untuk mencapai tujuan organisasi. Hasil penelitian menunjukkan bahwa penerapan budaya perusahaan yang berlandaskan nilai-nilai Islam dapat meningkatkan kualitas layanan dan kepuasan nasabah, sekaligus menciptakan lingkungan kerja yang produktif dan harmonis. Pentingnya evaluasi dan penyesuaian teori serta praktik dalam pendidikan perbankan syariah juga ditekankan untuk memastikan bahwa lulusan siap menghadapi tantangan di dunia kerja yang semakin kompetitif.
Faktor-Faktor Yang Mempengaruhi Penggunaan Mobile Banking Syariah Dengan Pendekatan Theory Of Planned Behavior Pada Mahasiswa Perbankan Syariah UIN Sumatera Utara Safa Maisyarah Siregar; Maryam Batubara; Nurul Inayah
Ecobankers : Journal of Economy and Banking Vol 4 No 2 (2023): Ecobankers : Journal of Economy and Banking
Publisher : Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Islam Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Dengan pendekatan Theory of Planned Behaviour yang mempertimbangkan ciri-ciri sikap, norma subyektif, dan persepsi kontrol perilaku, riset ini bermaksud untuk menyelidiki variabel-variabel yang mempengaruhi minat konsumen dalam memilih untuk menggunakan Mobile Banking Bank Syariah. Teknik kuantitatif digunakan dalam studi semacam ini. Mahasiswa UIN Sumatera Utara Angkatan 2018 yang mengambil jurusan Perbankan Syariah menjadi populasi dan sampel riset ini. Sikap, norma subyektif, persepsi kontrol perilaku, dan keinginan dalam memanfaatkan mobile banking syariah merupakan faktor-faktor yang dipakai dalam riset ini. Data sekunder digunakan sebagai sumber data. teknik pengumpulan data melalui kuesioner. Sampel yang dipakai yakni 45 responden yang menggunakan mobile banking syariah. Dengan bantuan program SPSS versi 25 digunakan teknik analisis data sebagai berikut: analisis deskriptif, uji validitas, uji reliabilitas, uji asumsi klasik, uji hipotesis, dan uji regresi linier berganda. Temuan riset memperlihatkan bahwa (1) minat memanfaatkan mobile banking syariah secara signifikan dipengaruhi oleh variabel sikap. (2) Niat menggunakan mobile banking syariah tidak dipengaruhi secara signifikan oleh variabel norma subyektif. (3) Keinginan mengadopsi mobile banking syariah dipengaruhi secara signifikan oleh variabel perceived behavioral control. (4) Faktor sikap, standar subjektif, dan persepsi kontrol perilaku berpengaruh terhadap keinginan pengguna dalam memanfaatkan mobile banking syariah.
Pengaruh Tagline Dan Metode Pembayaran Terhadap Keputusan Berbelanja Online Rahma Syafitri; Rahmi Syahriza; Nurul Inayah
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 1 No. 2: Juni 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v1i2.320

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh tagline “gratis ongkir” terhadap keputusan berbelanja online, untuk mengetahui pengaruh metode pembayaran shopeepay terhadap keputusan berbelanja online serta pengaruh tagline “gratis ongkir” dan metode pembayaran shopeepay shopee terhadap keputusan berbelanja online dikalangan mahasiswa UINSU. Penelitian ini merupakan penelitian lapangan, hal ini disebabkan karena dalam memperoleh data dari hasil pengamatan langsung kepada mahasiswa ekonomi islam uin sumatera utara dengan menggunakan kuesioner dengan pendekatan kuantitatif dan kemudian data tersebut diolah menggunakan aplikasi SPSS versi 26. Berdasarkan hasil penelitian hipotesis menunjukkan bahwa (1)Tagline “gratis ongkir” (X1) berpengaruh positif dan signifikan terhadap Keputusan (Y)berbelanja online. (2)Metode pembayaran “shopeepay”(X2) berpengaruh positif dan signifikan terhadap variable keputusan (Y)berbelanja online. (3)Tagline “gratis ongkir”(X1) dan metode pembayaran “shopeepay”(X2) berpengaruh positif dan signifikan terhadap keputusan(Y) berbelanja online di kalangan mahasiswa UINSU. Kata Kunci : Tagline, Metode Pembayaran, Keputusan
Analisis Pemanfaatan Lidi Kelapa Sawit Dalam Meningkatkan Pendapatan dan Kesejahteraan Masyarakat Perspektif Ekonomi Islam Wan Ronaldo Nasution; Zuhrinal M. Nawawi; Nurul Inayah
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 8: Juli 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Luasnya perkebunan kelapa sawit masyarakat berbanding lurus dengan banyaknya limbah yang dihasilkan, salah satunya pelepah kelapa sawit. Limbah ini sama sekali belum termanfaatkan oleh masyarakat sehingga membakar limbah kelapa sawit menjadi satu-satunya cara dalam menanganinya. Namun dengan adanya industri keratif berkah lidi dapat menjadikan lidi yang dulunya dinggap limbah disulap menjadi sebuah produk yang barnilai ekonomis. Penelitian ini bertujuan untuk mengetahui bagaimana dampak pemanfaatan lidi kelapa sawit terhadap peningkatan pendapatan dan kesejahteraan ekonomi masyarakat di Desa Sei Rumbia kecamatan Kota Pinang labuhanbatu Selatan. penelitian ini menggunakan metode penelitian kualitatif deskriftif. Pengumpulan data dilakukan melalui metode wawancara secara mendalam kemudian didukung studi kepustakaan. Hasil dari penelitian menunjukkan bahwa keberadaan industri kreatif berkah lidi berdampak positif bagi masyarakat sekitar. Dan jika ditinjau dari presfektif ekonomi islam berkah lidi dalam aktivitasnya sudah sesuai dengan anjuran syariat Islam. Industri kreatif berkah lidi sangat menghindari penipuan dalam aktivitasnya. Selain itu industri keratif berkah lidi dapat membuka lapangan pekerjaan baru bagi masyarakat sekitar sehingga meningkatkan produktivitas masyarakat serta mengurangi tingkat pengannguran.
Implementasi Good Corporate Governance Pada Bank Syariah Nabila Khairina; Nurul Inayah
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 3 No. 3 (2023): NOVEMBER : JURNAL ILMU MANAJEMEN, EKONOMI DAN KEWIRAUSAHAAN
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v3i3.2466

Abstract

This study aims to analyze the implementation of GCG principles in the Bank Syariah. GCG is a crucial field in the banking world for transparency, accountability, and compliance with regulations. The research uses data collection, and observation to provide better understanding of how BankSyariah has implemented GCG principles.  
Co-Authors ABD. Hadi Saputra Pulungan Alya Abdul Ramadhani Andri Wibowo Anggi Pranata Arifin Fauzi Lubis Arnida Wahyuni Lubis Asiah Husnul Khatimah Atika Atika Azhari Akmal Tarigan Chilvia Azhari Dedek Joefanny Desi Elisa Fitri Elvina Riska Fadhila Rahma, Tri Inda Fathur Rahman Ansori Fike Quraniyah Habibul Ahir Harahap, Muhammad Ikhsan Hasri Nasution Heldia Fitri Hendra Harmain Hendra Harmain Indah Sari Isnaini Harahap Khadir, Abdul M Rizky Maisyaroh, Elvira Marliyah Maryam Batubara Maryam Batubara Maryam Batubara Morina Sari Simamora Muhammad Arif Muhammad Arif Muhammad Rizky Putra Muhammad Sandi Muhammad Syahbudi Mulky Alrasi Hutagalung Munthe, Rahmad Raihan Nabila Khairina Nadya Dewi Anggita Nur AhmadBiRahmani Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nurbaiti Nurbaiti Nurbaiti Sirait Nurlaila Nurlaila Nurlaila Nurlaila Nurmaya Dewi Sahfitri Rambe Nursantri Yanti Nursapa Indah Damanik Nurul Jannah Nurwijayanti Rabiatul Hadawiyah Ritonga Rahma Syafitri Rahmat Syahputra Boangmanalu Rahmi Syahriza Reny Tri Viola Sari Reza Rahmadani Ricky Widyanto Safa Maisyarah Siregar Saidah Ulfah Pohan Salwa Hayati Harahap Sapriani Sapriani Siti Ardianti Sovia Harahap Sri Sudiarti Suci Pranasari Syahruna Fitri Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Wahyu Syarvina Waizul Qarni Wan Ronaldo Nasution Wawan Paimaon Simatupang Windy Adinda Sari Yenni Samri Juliati Nasution Zuhrinal M. Nawawi