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All Journal Jurnal Ilmiah Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Jumat Keagamaan: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Pelita Ilmu Jurnal Pengabdian Pelitabangsa VIDHEAS: Jurnal Nasional Abdimas Multidisiplin Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Dirosah Islamiyah
Kisanda Midisen
Universitas Pelita Bangsa
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Green Financing: Peran Pembiayaan Berbasis Syariah dalam Transisi Energi Berkelanjutan di Indonesia Devina Firda Rahman; MH Ainulyaqin; Kisanda Midisen; Sakum; Yudianto Achmad
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 3 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i3.19683

Abstract

The sustainable energy transition has become a strategic agenda for Indonesia to achieve its New and Renewable Energy (NRE) mix target and net-zero emissions by 2060. However, renewable energy development still faces challenges, particularly the limited availability of long-term financing. This study aims to analyze the development of green financing in Islamic banking, its role in supporting the sustainable energy transition, and the challenges of its implementation. This research employs a qualitative method with a library research design. Data were collected from annual reports and sustainability reports of Islamic banks, publications of the Financial Services Authority (OJK) and the Ministry of Energy and Mineral Resources (ESDM), as well as relevant scientific journals. The findings indicate that green financing in Islamic banking showed positive development during 2022–2024, with total financing amounting to IDR 75,137.855 billion in 2022, IDR 66,585.894 billion in 2023, and IDR 73,845.327 billion in 2024. The financing was primarily directed toward renewable energy, energy efficiency, and environmentally friendly projects. However, its implementation still faces challenges related to regulations, sustainable finance literacy, and financing risks. This study concludes that Sharia-based green financing has significant potential to support the acceleration of Indonesia’s sustainable energy transition.
Use of Biometric Data on Crypto Platforms in the Perspective of Islamic Economics Dea Amanda Wulandari; Sukron Makmun; Kisanda Midisen; Sakum; MH Ainulyaqin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10231

Abstract

Advances in digital technology, particularly in blockchain-based financial systems, have driven the increasingly widespread use of cryptocurrency in society. As the use of crypto platforms grows, security has become a primary concern, leading many platforms to adopt biometric authentication technologies such as fingerprint and facial recognition. This study aims to analyze the use of biometric data on crypto platforms and assess its suitability from an Islamic economic perspective. From an Islamic economic perspective, the use of biometric data on crypto platforms is fundamentally permissible because it does not involve elements of gharar, maysir, or riba; however, its use must adhere to the principle of benefit, protect privacy, and not cause harm to users. Thus, biometric technology is acceptable within the Islamic economy provided it is managed securely, transparently, and in accordance with Sharia principles.
Peran Manajemen Syariah dalam Pengelolaan dan Pengembangan Badan Usaha Milik Pondok Pesantren (BUMP) Rizal Rizal; Sukron Mamun; MH Ainulyaqin; Kisanda Midisen; Sakum Sakum
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 7 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i7.12632

Abstract

The development of Islamic Boarding School-Owned Enterprises (BUMP) as a tool for the economic self-reliance of Islamic boarding schools requires professional business management that adheres to Sharia principles. However, optimizing the management and development of BUMP remains a challenge for many Islamic boarding schools. This study aims to analyze the role of Sharia management in the management and development of BUMP at the Attaqwa Putra Islamic Boarding School in Bekasi. The study employs a descriptive qualitative approach using interview and observation techniques. The results indicate that the role of Sharia management in operations is evident in how Sharia principles serve as the foundation for all business management activities, from planning, organizing, and execution to supervision. The implementation of these principles is evident in the management of various business units, such as cooperatives, canteens, printing and photocopying services, drinking water businesses, and laundry services. Additionally, Sharia management supports business development through strategic and innovative approaches that are gradual and sustainable, promotes entrepreneurship training and learning based on Islamic values, and utilizes simple technology in business operations. The application of Sharia management contributes to business sustainability and the strengthening of the pesantren’s economic independence.
MODEL WAKAF PRODUKTIF UNTUK PEMBERDAYAAN UMKM DISABILITAS: ANALISIS INTEGRATIF MAQASID SYARIAH DAN INKLUSI EKONOMI SYARIAH DI INDONESIA Kisanda Midisen; Muhadar Putih
Jurnal Pelita Ilmu Vol. 19 No. 02 (2025): JURNAL PELITA ILMU - Oktober 2025
Publisher : Direktorat Penelitian dan Pengabdian Masyarakat (DPPM) Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jpi.v19i02.7332

Abstract

Penelitian ini bertujuan untuk merumuskan model pengelolaan wakaf produktif yang efektif bagi pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) penyandang disabilitas di Indonesia. Meskipun data menunjukkan tingkat kewirausahaan mandiri difabel mencapai 52,65%, akses mereka terhadap kredit perbankan masih sangat rendah (14,2%). Dengan menggunakan metode kualitatif-deskriptif dan pendekatan Maqasid Syariah, penelitian ini menganalisis potensi integrasi wakaf uang dengan instrumen keuangan syariah dan pendampingan bisnis digital. Hasil penelitian menunjukkan bahwa transformasi regulasi melalui UU No. 41 Tahun 2004 memungkinkan pengelolaan aset wakaf secara produktif untuk meningkatkan inklusi ekonomi. Model yang diusulkan menekankan pada profesionalisme nazhir, sinergi kelembagaan, dan penggunaan surplus wakaf untuk permodalan serta alat bantu aksesibilitas. Implementasi model ini tidak hanya mendukung kemandirian ekonomi (hifzh al-mal), tetapi juga mengangkat martabat kemanusiaan penyandang disabilitas sesuai prinsip keadilan Islam.
Penanaman Nilai Tauhid dan Pembentukan Karakter Anak dalam Perspektif Al Qur’an dan As Sunnah Aceng Badruzzaman; Kisanda Midisen; Wira Syuhada
Jurnal Dirosah Islamiyah Vol. 7 No. 3 (2025): Jurnal Dirosah Islamiyah 
Publisher : Pascasarjana IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/jdi.v7i3.9575

Abstract

Instilling the value of monotheism in children from an early age is the main foundation in forming a strong and religious character. From the perspective of the Qur'an and As-Sunnah, monotheism education not only introduces the concept of divinity, but also instills ethical values, spirituality, and social responsibility. This article aims to examine in depth the concept of monotheism instillation in children's character formation based on an interpretive approach to Surah Luqman verses 13 and an analysis of the hadiths of the Prophet Muhammad. This research uses a literature study method. The results show that monotheism education can shape the character of children who are noble, spiritually resilient, and able to face the challenges of the times with the provision of faith values. The instillation of monotheism can be done through the methods of mauidzah, hiwar, uswah, ibrah, and amtsal as stipulated in the Qur'an and the Prophet's practice. By strengthening the role of parents, especially fathers, in fostering children through a monotheism approach, children's character will be formed more firmly amidst contemporary moral challenges.
Manajemen SDM Qur'ani dalam Bingkai Worldview Keagamaan Mediatif-Holistik Rekonstruksi Modernitas Melalui Empirisme Humaniora Wira Syuhada; Zidni Ilman; Kisanda Midisen; MH Ainulyaqin
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2908

Abstract

This study develops a Qur’anic HRM model using a meditative-holistic religious worldview approach that unites both transcendental and empirical dimensions. The novelty of this research lies in the reconstruction of empirical humanities based on Qur’anic values as an alternative paradigm that integrates spirituality, intellectuality, and rationality into HRM practices. Through a philosophical-hermeneutical approach, this study analyzes the concept of khalifah (Qur’an, Al-Baqarah: 30), the multidimensional potential of humans (Qur’an, As-Sajdah: 9), and the principle of mutuality (Qur’an, At-Tawbah: 71) to reconstruct modernity. The findings reveal that a meditative-holistic worldview can bridge transcendence and empiricism by integrating spiritual, intellectual, emotional, and social dimensions. This study contributes a Qur’anic HRM model that offers integrity-based recruitment, holistic development, performance evaluation oriented toward the common good (maslahah), and collective leadership. It contributes to modern humanities by offering a synthesis between scientific rationality and Islamic spirituality, while also providing practical guidance for contemporary organizations.
Relevansi Prugal Living Bagi Penguatan Ketahanan Ekonomi Rumah Tangga Muslim: Perspektif Ekonomi Syariah Kisanda Midisen; Ali Nur Ahmad; Aceng Badruzzaman; Yudianto Achmad; Tiara Purnama Smart
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 11 No. 01 (2026): JESPB Edisi April 2026
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v11i01.3232

Abstract

This study aims to analyze the relevance and contribution of the concept of prugal living as a strategy to strengthen the economic resilience of Muslim households within the framework of Islamic economics. This study uses a qualitative approach through literature study and content analysis of primary Islamic texts (the Qur'an, Hadith) as well as contemporary literature on prugal living. The analysis shows that prugal living has a strong philosophical and practical alignment with the basic principles of Islamic economics, particularly iqtishad (middle stance) and the prohibition of israf and tabdzir. Operationally, prugal living contributes to the pillars of Islamic economic resilience—from proportional income management, increasing savings capacity (idkhar), to asset protection (hifzh al-mal)—while supporting the achievement of maqasid al-syariah at the household level. Prugal living is not just a lifestyle trend, but an applicable and relevant Islamic financial strategy to build the economic resilience of Muslim households through resource optimization, value prioritization, and immunity from consumerism.
Penguatan Spiritualitas Jamaah Melalui Kajian Tasawuf di Lingkungan Masjid Al-Furqon Desa Telaga Asih Cikarang Barat Kisanda Midisen; Sarwo Edy; Ali Nur Ahmad; Aceng Badruzzaman; Ermanto Ermanto
VIDHEAS: Jurnal Nasional Abdimas Multidisiplin Vol. 3 No. 1 (2025): Juni 2025
Publisher : VINICHO MEDIA PUBLISINDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61946/vidheas.v3i1.111

Abstract

Program pengabdian kepada masyarakat ini bertujuan untuk memperkuat spiritualitas jamaah Masjid Al-Furqon melalui pendekatan tasawuf yang sistematis, aplikatif, dan kontekstual. Latar belakang program ini didasarkan pada kondisi masyarakat urban yang rentan terhadap tekanan hidup modern, yang sering kali berdampak pada ketidakseimbangan emosional dan spiritual. Kegiatan pengabdian dilaksanakan dengan menggunakan metode Participatory Action Research (PAR), yang memungkinkan partisipasi aktif masyarakat dalam proses perencanaan, pelaksanaan, dan evaluasi. Materi tasawuf yang dikaji meliputi maqamat (tahapan spiritual) seperti taubat, sabar, syukur, dan tawakal, serta dikemas dalam bentuk kajian interaktif, modul pembelajaran, dan studi kasus kontekstual. Selain itu, pelatihan khusus diberikan kepada pengurus masjid agar dapat menjadi agen perubahan dan pembina spiritual bagi jamaah secara berkelanjutan. Hasil pelaksanaan selama enam bulan menunjukkan peningkatan signifikan dalam kesadaran religius, keaktifan beribadah, serta sikap sosial yang lebih empatik dan harmonis. Penguatan nilai-nilai tasawuf tidak hanya memberi dampak pada aspek individual, tetapi juga membentuk karakter sosial masyarakat yang lebih peduli dan terarah pada nilai-nilai ilahiyah. Penelitian ini merekomendasikan pentingnya kaderisasi jamaah muda, penyusunan kurikulum kajian tasawuf berbasis kebutuhan kontemporer, serta kolaborasi antara pengurus masjid dan akademisi untuk keberlanjutan program. Dengan demikian, pendekatan tasawuf terbukti efektif dalam memperkuat dimensi spiritual masyarakat modern dan menjadi strategi pemberdayaan yang relevan di tengah tantangan zaman.
Tinjauan Hukum Ekonomi Syariah Terhadap Al-'Uqud Al-Murakkabah Dalam Praktik Jual Beli Pre Order Merch Photocard ATEEZ Pada Mangala GO Imelda Dwi Safira; Kisanda Midisen; Yudianto Achmad; MH Ainulyaqin; Sukron Mamun
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19214

Abstract

This study examines the pre-order (PO) buying and selling practices of ATEEZ photocard merchandise at the Mangala GO store through the lens of Islamic Economic Law, with particular emphasis on the implementation of al- ‘uqud al-murakkabah (hybrid contracts). By adopting a field research approach, this research constitutes a descriptive qualitative study. Data were obtained through a review of relevant literatures and direct observation, interview of parties actively involved in the transaction process, including sellers, personal shoppers, and buyers. The results reveal that the pre-order system applied by Mangala GO involves two types of contracts applied sequentially, namely the wakalah bil ujrah contract between the first and the second sellers as an intermediary, and the murabahah contract between the second seller and the buyer. In practice, the second seller acts as an authorized agent to order the goods and subsequently conducts a sale transaction with the buyer after the goods are obtained, with profits agreed upon transparently. According to Sharia Economic Law analysis, the implementation of this hybrid contract is considered valid and in compliance with the principles of fiqh muamalah, as it fulfills all the pillars and conditions of the contract and is free from elements of gharar, riba, and maysir. Clarity of price, cost details, product condition, and delivery time estimation are key factors ensuring the legitimacy of the transaction. This study confirms that the application of al- ‘uqud al-murakkabah in the pre-order system at Mangala GO can serve as a model for Sharia-compliant online transactions.
Dampak Ekonomi Kebijakan Larangan Kegiatan bagi Siswa Akhir SMA di Jawa Barat dalam Perspektif Maqasid Syariah Siti Meisah; Kisanda Midisen; MH Ainulyaqin; Sukron Mamun; Yudianto Achmad
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19509

Abstract

Ceremonial and costly activities for high school seniors often place an economic burden on parents and contribute to social inequality. Therefore, the government has enacted a policy banning such activities. This study aims to analyze the implementation of the policy banning high school senior activities at SMA Negeri 1 Cikarang Pusat and its economic impact from the perspective of Maqasid Syariah. The research method used is a qualitative approach employing interview and observation techniques. The results indicate that the ban policy has been effectively implemented through outreach and adjustments to the school program, yielding positive economic impacts, including reduced financial burdens, increased efficiency, and the promotion of economic justice. From the perspective of Maqasid Syariah, this policy aligns with the principles of hifz al-mal, hifz al-nafs, and hifz al-‘aql. Thus, this policy is effective in implementation, has a positive economic impact, and is consistent with the principle of public interest.
Co-Authors Aceng Badruzzaman Ai Ufi Lutfiatunnufus Ali Nur Ahmad Damayanti, Elok Dea Amanda Wulandari Devina Firda Rahman DJoko Nugroho Ermanto Ermanto Imelda Dwi Safira Listian Indriyani Achmad M. Padly MH Ainulyaqien MH Ainulyaqin Muhadar Putih Mutiara Nurhalisa Jakaria Putri Sasmita Nenda Nenda Rini Setyowati Rizal Rizal Sakum Sakum Sarwo Edy Siti Juariah Siti Juariah Siti Meisah Sukron Makmun Sukron Mamun Suratman Tiara Purnama Smart Wira Syuhada Wira Syuhada Yudianto Achmad Zidni Ilman