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All Journal I-Finance Journal Jurnal Ekonomi dan Bisnis Islam al-Afkar, Journal For Islamic Studies Jurnal Istiqro' MALIA NISBAH: JURNAL PERBANKAN SYARIAH OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Iqtishodia: Jurnal Ekonomi Syariah Jurnal Ilmiah Akuntansi Kesatuan Journal of Islamic Economics and Finance Studies Indonesian Journal of Business Analytics (IJBA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Khusnudin
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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History of Islamic Thought: trade in the Era of Rosulullah became a guideline for online buying and selling (Olshop) Kholidatul Mila; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1823

Abstract

This research focuses on trading practices during the time of Rosulullah and online trading practices, this research will cover the analysis of the trading system. This research uses the study literature method to examine trade practices in the era of Rosulullah and the Contemporary era, the focus of this research lies on trade practices, regulations, strategies and trade applications in the era of Rosulullah and the Contemporary era. Data will be collected through relevant literature, such as historical books about Rosulullah, the works of Islamic historians and economists, as well as primary sources such as historical documents and official documents about Rosulullah. The result of this study is that trade practices during the era of Rosulullah had an advantage in terms of emphasizing the importance of honesty and justice in transactions. He was known as Al-Amin (the trustworthy one), and this created trust among traders.
Ethics in Islamic Markets: Exploring Their History and Impact on Islamic Civilization Izzun Nisa’Yanayiroh; Khusnudin; Fadlil Abdani
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1825

Abstract

Islamic markets have played a key role in the history of Muslim civilization, not only as economic centers but also as venues for the application of Islamic ethics in transactions. This article examines ethical principles such as honesty, fairness, and the prohibition of usury (riba) in the context of Islamic markets, from the early Islamic era to the golden age of the caliphate. Furthermore, it addresses the challenges of Islamic markets in the modern era, including the application of Sharia principles in the global and digital economy. This study uses a literature review method to collect, assess, and integrate various relevant literature sources, with the aim of gaining deeper insights into the topic discussed. These findings demonstrate the importance of maintaining ethical values in markets to achieve social justice and economic sustainability in the future.
Fiscal Policy during the Caliph Abu Bakr ash-Siddiq Trisna Dwi Nur Rodhiyah; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1828

Abstract

Islam maintains economic stability and growth and improves economic welfare. Fiscal policy has been known since the time of Rasulullah and Khulafarasyidin. The purpose of this study is to determine the economic policy or fiscal policy implemented by Abu Bakar as Sidiq during his caliphate. This study uses qualitative research with a literature review approach. The fiscal policy implemented during the Caliphate of Abu Bakar was to emphasize the zakat instrument as state revenue which was then stored in the Baitul Mal, and then distributed to Muslims. The zakat collection policy implemented by Caliph Abu Bakar had a significant influence on the economic stability of Muslims. In addition to zakat, Abu Bakar also implemented economic policies, namely khums, jizyah, and kharaj.
Islamic Economic Civilization During the Abbasid Period as the Foundation of Modern Islamic Economics Sarina Junita; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1861

Abstract

The more advanced and the longer the gap between the lifetime of the Prophet Muhammad and the subsequent eras of governance, the more changes occurred in social, political, and economic structures. Although the principles taught remain guiding standards, the evolving challenges of time require adjustments in applying these values. This illustrates how the implementation of Islamic teachings must remain relevant to different contexts, both in governance and social life. The Abbasid dynasty, extending into the modern era, brought significant changes, especially in economics. During the Abbasid period, the economy reached its golden age. The policies and measures taken during the Abbasid era had a profound impact on today's economy. The author examines how the Abbasid administration improved various economic sectors, such as irrigation, infrastructure, agriculture, mining, trade, and funding for scientific research. The author sees the potential of modern economies by applying the Abbasid system, hoping for a prosperous economy Similar to that of the Abbasid era. This research was conducted using a qualitative literature review methodology, drawing from scholarly works and relevant magazines. The research findings reveal that there are similar values and policies that have been carried over into the present day, which were inspired by the Abbasid period.
The Role of Information Technology in Zakat Management at the National Zakat Collection Agency Rahmani; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1870

Abstract

Although technology and information in Indonesia have been widely used in various aspects such as zakat management, it is known that there are still obstacles during implementation. The obstacles faced include low public awareness in knowing about the use of technology in the process of managing zakat, the lack trained human resources in managing information technology systems, especially in the field of zakat, and limited technological infrastructure in certain areas. The purpose of this writing is to provide an analysis of the role of information technology in managing zakat at the national zakat collection agency. The writing method uses a qualitative type. The results and conclusions drawn are that Baznas (National Zakat Collection Agency) in distributing, managing, or collecting zakat can be assisted by the existence of technology such as AI, IoT etc. In managing zakat, Baznas uses two types of software, namely SIMBA (Baznas Information Management System, in this application, financial report printing, distribution and operations, zakat collection, muzakki and mustahik management will presented. Second software used by Baznas is ERP (Enterprise Resource Planning) intended for Baznas in managing finances through cooperation with Financial Information System.
Productive Waqf Transformation: Integration of Islamic Historical Values and Sharia Economic Innovation Muhamad Baharudin Yusuf; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.1930

Abstract

This research aims to investigate the evolution of productive waqf within the framework of Islamic history, along with the utilization of digital technology to facilitate sustainable financing in contemporary society. By integrating historical Islamic values exemplified by the waqf practices of Umar bin Khattab and Uthman bin Affan, this research assesses the modernization of waqf principles through the application of digital innovations, including blockchain technology and sharia-compliant crowdfunding. The methodology used in this research is qualitative and descriptive, emphasizing a comprehensive literature review of various Islamic historical texts combined with an analysis of advances in digital technology relevant to waqf management. The research findings show that the incorporation of technology into waqf administration, particularly through blockchain and digital platforms, has the potential to improve transparency, efficiency, and community engagement, while ensuring the sustainability and accountability of waqf resources. Nonetheless, challenges such as the digital literacy gap and the lack of standardized sharia regulations pose significant obstacles. This study advocates initiatives aimed at strengthening digital literacy and developing a policy framework that facilitates the implementation of digital waqf in accordance with Sharia principles, thereby maximizing the potential of waqf as an instrument of sustainable economic empowerment.
Interdisciplinary Islamic Studies: Reconstructing Sciences for Maqāṣid-Based Islamic Economics in Digital Finance Nafis, Muhammad Danial; Khusnudin
Jurnal Ilmiah Akuntansi Kesatuan Vol. 14 No. 1 (2026): JIAKES Edisi Februari 2026
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v14i1.4925

Abstract

The rise of modern science has created an epistemological crisis separating spiritual values from social praxis, requiring Islamic studies to integrate revelation, reason, and empirical reality. This study aims to describe the basic concepts of an interdisciplinary and multiparadigm approach in Islamic studies, analyze its relevance in the reconstruction of Islamic sciences, and identify its role in building an Islamic economy based on maqāṣid al-syarīah, particularly in responding to contemporary phenomena such as cryptocurrency and digital finance. This study uses a qualitative literature approach. It finds that an interdisciplinary and multiparadigm approach is both a philosophical foundation and a practical method for reconstructing Islam’s role in civilization. By integrating positivist, interpretive, and critical paradigms, it offers comprehensive analyses of contemporary Islamic phenomena. In Islamic economics, this approach is crucial for evaluating cryptocurrency, addressing legal, ethical, and technological challenges beyond traditional fiqh, while aligning with maqāṣid al-shari’ah. This study concludes that an interdisciplinary and multiparadigm approach is a necessity for the revitalization of the Islamic intellectual tradition and for making Islam relevant.
Co-Authors Al Maulud Anis Tri Rahmawati AUNUR ROFIQ Dinda Ruliana Dewi Egie Nugraha, Diki Eko Suprayitno Emiliani Fadlil Abdani Hilmi Maulana, Muhammad Hisnidah, Mukaromatul Izzun Nisa’Yanayiroh Jannara Dewaji Jauharudin, Fahmi Kevin Junjung Miharta Kholidatul Mila Kholiq, Mairummah Maimuna, Islamiyah Moh Syarif Jauhari Muhamad Baharudin Yusuf Muhammad Iqbal Fatoni Muhammad Zaenal Arifin Muhtadi Ridwan Nafis, Muhammad Danial Rahmad Kurniawan Rahmani Riska Widya Abiba Rofiq , Aunur Rofiq, Mokhammad Ainur Rosyidi, Laily Sarina Junita Trisna Dwi Nur Rodhiyah