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All Journal Techno.Com: Jurnal Teknologi Informasi Jurnal Kimia Riset Creative Information Technology Journal SISFOTENIKA CSRID (Computer Science Research and Its Development Journal) CCIT (Creative Communication and Innovative Technology) Journal Health Sciences and Pharmacy Journal SENSITEK Humanism: Journal of Community Empowerment (HJCE) Jurnal Peduli Masyarakat JUDIMAS (Jurnal Inovasi Pengabdian Kepada Masyarakat) An Idea Health Journal Mamba'ul 'Ulum COVIT Jurnal Ilmiah IT CIDA : Diseminasi Teknologi Informasi Vokasi Jikom: Jurnal Informatika dan Komputer Prosiding Seminar Nasional CORISINDO
Tri Widayanti
STMIK Pontianak
Religion Agriculture, Biological Sciences & Forestry Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : CCIT (Creative Communication and Innovative Technology) Journal

 1 
PENERAPAN AHP DAN TOPSIS UNTUK PENILAIAN KELAYAKAN KREDIT PADA BPR CENTRADANA KAPUAS PONTIANAK Irawan Wingdes; Tri Widayanti
CCIT Journal Vol 10 No 2 (2017): CCIT JOURNAL
Publisher : Universitas Raharja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.114 KB) | DOI: 10.33050/ccit.v10i2.546

Abstract

Financing for business or consumption is one of the main purpose of a bank. BPR is mini part of Indonesian banking system that functions like conventional banks with limited or smaller role. BPR also finances for car loans. In practice, when administrative assessments for car loan applications are not met, subjective assessment is needed to further assess car loan applications. The purpose of this study is to develop decision support for the latter problem. This study employs AHP and TOPSIS as decision support method. 5C’s are used for assesment which results in highest preference in Character (0.36), followed by Capacity (0.28), Capital (0.19), Collateral (0.14), Condition (0.04). Fifteen sub criterias are also developed to further assess the loan and TOPSIS is used for alternative selection. The result of this study proves AHP and TOPSIS are reliable for supporting multi criteria decision making, especially in assessing and approving car credit loan at BPR Centradana Kapuas Pontianak.
Co-Authors Alfianti, Amellia Aqila, Syifa Assidqiah, Mulhima Astuti, Bariana Widitia Aulia Maarif, Fazri Dania Ramadhani, Shafa Edi Iskandar, Edi Edi Karyadi Gusti Syarifudin, Gusti Hadimi Hadimi, Hadimi Hayyuni, Hayyuni Herawati, Eriza I Dewa Ayu Eka Yuliani Irawan Wingdes Irfan Gustian Nurcahyati, Yohana Purnomo, Parmadi Sigit Rahayu, Bety Agustina Reynaldi, Royfanza Rusadi, Rusadi Sandy Kosasi Setyowati, Rustiana Sri Setyowati Suci Musvita Ayu Sutono Sutono Teja Dwi Sutanto Tony Wijaya Yasyukur Bakhiitah, Yukiko Yuniar Wardani