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All Journal JURNAL MANAJEMEN Economy Deposit Journal ( E-DJ) Al-Kharaj: Journal of Islamic Economic and Business PINISI Discretion Review BUDGETING : Journal of Business, Management and Accounting Economics and Digital Business Review Golden Ratio of Marketing and Applied Psychology of Business JURNAL TEKNOLOGI INFORMASI & KOMUNIKASI DALAM PENDIDIKAN Golden Ratio of Data in Summary Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Social Society Optimal: Jurnal Ekonomi dan Manajemen
Rahmi Rahmi
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Analisis Kepercayaan Dan Jangka Waktu Kredit Terhadap Penyaluran Kredit Pada Bank Sulselbar Makassar Rahmi Rahmi; Mohamad Ali Wairooy Ali Wairooy
Economy Deposit Journal (E-DJ) Vol 3 No 2 (2021): Economy Deposit Journal
Publisher : Fakultas Ekonomi Universitas Indonesia Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (714.633 KB)

Abstract

This study aims to test and analyze the Analysis of Trust and Credit Period for Credit Distribution at the Sulselbar Makassar Bank. Collecting data using primary data obtained from questionnaires using purposive sampling techniques and determining the amount using unknown population, 96 respondents were obtained. The results of the questionnaire have been tested for validity and reliability, also tested the classic assumption in the form of the Normality assumption and the Heteroscedasticity assumption. The data analysis method uses multiple regression techniques. Based on partial analysis (t-test) and simultaneously (Test-f) it turns out the results of the study prove that all hypotheses are accepted because Trust and Credit Periods are partially and simultaneously have a positive and significant effect on Credit Distribution at Bank Sulselbar Makassar. Keywords: Trust, Credit Period, Credit Distribution
Payment System for Official Travel Expenses at the Office of the Jeneberang Saddang River Basin and Protected Forest Management Center Muhammad Asir; Dewi Puspitasari; Rahmi Rahmi; Annisa Ishmat Asir
PINISI Discretion Review Volume 5, Issue 2, March 2022
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/pdr.v5i2.31782

Abstract

Efforts to expedite the financial administration of an office certainly require a good payment system. An efficient payment system certainly realizes the implementation of financial administration that is able to facilitate every activity. The purpose of the study was to determine the payment system for the Jeneberang Saddang River Basin and Protected Forest Management Center (Indonesia: Balai Pengelolaan Daerah Aliran Sungai dan Hutan Lindung Jeneberang Saddang / BPDASHL). The research approach uses descriptive qualitative. The financial administration management of business travel applies two payment systems, namely the first official travel payment system is the Lumpsum payment system where employees traveling on business will receive a certain amount of money which is paid at once. And the second is the At-Cost System where employees take official trips and receive a certain amount of money in accordance with the available evidence and must follow procedures that are in accordance with their respective official travel expense payment systems so that official trips run effectively and efficiently.
PERKULIAHAN ONLINE VS OFFLINE: PREFERENSI MAHASISWA (STUDI KASUS: UNIVERSITAS DIPA MAKASSAR DAN POLITEKNIK LP3I MAKASSAR) Suci Ramadhani Arifin; Etha Gustin Merdekawaty; Rahmi .
JURNAL TEKNOLOGI INFORMASI & KOMUNIKASI DALAM PENDIDIKAN Vol 9, No 2 (2022): Desember - Jurnal Teknologi Informasi dan Komunikasi dalam Pendidikan
Publisher : Pascasarjana Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jtikp.v9i2.40413

Abstract

Abstrak : Pandemi COVID-19 masih berlangsung dan sebentar lagi memasuki tahun ketiganya setelah dikonfirmasi Maret 2020 lalu. Sejumlah perguruan tinggi bersiap menggelar perkuliahan tatap muka (PTM) secara penuh mulai pada Maret 2022. Sejak merebaknya Covid-19, penelitian yang berfokus pada persepsi mahasiswa tentang pembelajaran online juga semakin banyak. Namun, penelitian mengenai persepsi pada pembelajaran online dan offline umumnya diabaikan. Berdasarkan hal tersebut, penelitian ini dilaksanakan untuk mengisi kekosongan tersebut. Penelitian ini dilaksanakan untuk mengetahui persepsi di dua sisi, bukan hanya pada pembelajaran online, tetapi juga pada pembelajaran offline. Tujuan utama dari penelitian ini adalah untuk mengetahui preferensi mahasiswa terhadap mode pembelajaran online dan offline. Penelitian ini memberikan kesempatan kepada dosen dan sistem pendidikan untuk memahami bagaimana perasaan mahasiswa tentang kelas online dan preferensi pembelajaran mereka (online atau offline) selama pandemi Covid-19. Secara umum, penelitian ini menggunakan metode penelitian deskriptif kuantitatif dengan pendekatan survei. Populasi dalam penelitian adalah mahasiswa Universitas Dipa Makassar dan Politeknik LP3I Makassar. Hasil penelitian menunjukkan bahwa persepsi mahasiswa terhadap pembelajaran online adalah relatif positif, dengan mayoritas mahasiswa lebih nyaman belajar online daripada mengikuti pembelajaran tatap muka. Hasil tersebut konsisten dengan preferensi mahasiswa yang memilih format kelas dengan metode belajar online langsung (live). Pembelajaran campuran atau blended learning telah diterapkan di perguruan tinggi setelah pandemi Covid-19 sebagai transisi agar pembelajaran pasca pandemi lebih baik. Setelah mengetahui preferensi dan persepsi mahasiswa terhadap mode pembelajaran online dan offline, maka hal-hal terkait dengan preferensi mahasiswa dapat menjadi pertimbangan bagi pihak perguruan tinggi dalam membangun sistem belajar yang mendukung pembelajaran online.Kata Kunci : kuliah online; kuliah offline; persepsi; preferensi; covid-19 Abstract: The COVID-19 pandemic is still ongoing and will soon enter its third year after being confirmed last March 2020. A number of universities are preparing to hold full face-to-face lectures starting in March 2022. Since the outbreak of Covid-19, research that focuses on student perceptions of online learning has also increased. However, research on perceptions of online and offline learning is generally neglected. Based on this, this research was conducted to fill this void. This research was conducted to determine perceptions on both sides, not only on online learning but also on offline learning. The main purpose of this study was to determine student preferences for online and offline learning modes. This research provides an opportunity for lecturers and the education system to understand how students feel about online classes and their learning preferences (online or offline) during the Covid-19 pandemic. In general, this study uses a quantitative descriptive research method with a survey approach. The population in this study were students of Universitas Dipa Makassar and Politeknik LP3I Makassar. The results showed that students' perceptions of online learning were relatively positive, with the majority of students being more comfortable studying online than participating in face-to-face learning. These results are consistent with the preferences of students who choose the class format with the live online learning method. Mixed learning or blended learning has been implemented in universities after the Covid-19 pandemic as a transition for better post-pandemic learning. After knowing the preferences and perceptions of students towards online and offline learning modes, then matters related to student preferences can be considered for universities in building a learning system that supports online learning.Keywords : online lectures; offline lectures; perception; preference; covid-19
Pengaruh Strategi Pemasaran Terhadap Volume Penjualan: Studi Kasus Pada Usaha Kecil Menengah Industri Kopi di Kota Makassar Aditya Halim Perdana Kusuma Putra; Muhtar Sapiri; Rahmi Rahmi
Economics and Digital Business Review Vol. 4 No. 2 (2023): February - July
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v4i2.791

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh variabel strategi pemasaran terhadap volume penjualan. Jenis penelitian ini termasuk dalam penelitian kuantitatif Jenis penelitian yang digunakan dalam penelitian ini adalah deskriptif kuantitatif dengan bantuan sistem komputer (SPSS). Sampel yang digunakan dalam penelitian ini adalah data laporan volume penjualan Dokter Kopi dari tahun 2021-2022. Hasil penelitian secara parsial menemukan bahwa variabel harga tidak berpengaruh positif dan signifikan terhadap volume penjualan, sedangkan variabel promosi dan produk berpengaruh positif dan signifikan terhadap volume penjualan. Dan hasil penelitian secara simultan seluruh variabel independen yaitu harga, promosi dan produk secara bersama-sama berpengaruh positif dan signifikan terhadap variabel dependen yaitu volume penjualan dengan nilai F_hitung sebesar 7.311 lebih besar dari nilai F-tabel sebesar 2.70 dengan nilai signifikansi yang diperoleh sebesar 0.00 yang lebih kecil dari 0.05 atau 5%.
Efektivitas Kualitas Produk terhadap Keputusan Pembelian Konsumen: Literature Review Manajemen Pemasaran Dewi Puspitasari; Muhammad Asir; Rahmi Rahmi
BUDGETING : Journal of Business, Management and Accounting Vol 5 No 1 (2023): BUDGETING : Journal of Business, Management and Accounting
Publisher : Institut Penelitian Matematika Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/budgeting.v5i1.6933

Abstract

Quality products are the main key in winning market competition, which in turn will be able to provide higher satisfaction value to consumers. The purpose of this study was to see the effect of product quality on consumer purchasing decisions. The method in this article is a qualitative method with literature study or Library Research. The purpose of this article is to analyze existing theories by looking at their comparison with previous theories in the research literature. The literature used is literature from research results or reviews that are recorded in national and international scientific articles related to financial management. All articles used are sourced from the electronic literacy data search engine Mendeley and Google scholar. Based on the theory of several articles on the results and discussion, the conclusion in this article is that product quality has a positive effect on consumer purchasing decisions. Keywords: consumers, product quality, purchasing decisions,
Independence and Adaptability: Building Resilience and Competitiveness for Small and Medium-sized Enterprises in the Digital Era R. Rahmi; M. Mursyidin
Golden Ratio of Marketing and Applied Psychology of Business Vol. 4 No. 1 (2024): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmapb.v4i1.345

Abstract

This study aims to investigate the impact of independence and adaptability on business actors in Balikpapan City amidst the industrial revolution 4.0. The study focuses on Small and Medium Enterprises (SMEs) in the culinary sector of Balikpapan City, wit h a sample size of 30 business actors. A quantitative research approach utilizing primary data is employed, and data collection is conducted through the distribution of questionnaires. Statistical analysis using SPSS verifies the significance of the variables of independence (X1) and adaptability (X2) on the industrial revolution 4.0 when tested simultaneously. The findings reveal that both independence and adaptability substantially influence the industrial revolution 4.0. This study contributes to the existing literature by shedding light on the relationship between independence, adaptability, and the impact of the industrial revolution 4.0 on business actors. The findings provide valuable insights for policymakers, MSMEs, and stakeholders in Balikpapan City in navigating and harnessing the opportunities brought by the industrial revolution 4.0.
The Importance of Sharia Economy in Religious Moderation Rusli Siri; Rahmi Rahmi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4701

Abstract

Research is motivated by the emergence of economic actors when conducting transactions without paying attention to the principle of justice as religious believers. Thus arose the division of the religious ummah. In fact, in the Islamic economy, one of the attitudes that need to be developed in transactions is mutual respect or not discriminating between Muslims and non-Muslims. The author tries to conceptualize the importance of the sharia economy in religious moderation. Islamic economic principles, such as justice, Amanah, and mutual respect will be developed in peace. The problem raised in this study is how the basic concept of Islamic economics in building the lives of Muslims and non-Muslims. As well as the importance of the Islamic economy in religious moderation. Whether the Islamic economy is at odds with the application of religious moderation. The research method used in this scientific work is descriptive qualitative. The author tries to explain the importance of the Islamic economy in religious moderation. The approach used is phenomenology. Where the author himself experiences and feels how important the Islamic economy is in the concept of religious moderation. A number of results obtained by the author include how important the Islamic economy is in religious moderation. To create peace and tranquility respecting each other's fellow religious believers must be the basic foundation in everyday life. In carrying out economic activities, sharia concepts will not be complete without being accompanied by religious moderation. Both Muslims and non-Muslims must be aligned in carrying out economic activities. This is in line with the basic principles of Islamic religious teachings and the sunnah of the Prophet Muhammad SAW. The time of the great prophet Muhammad SAW also practiced mutual respect in trading. Prophet Muhammad SAW never forbade carrying out economic activities with non-Muslims. It signifies that Islam justifies religious moderation in the economy
The Effect of Demographic Factors and Social Class on Customers' Decisions to Choose Islamic Banks R Rahmi
Golden Ratio of Data in Summary Vol. 3 No. 1 (2023): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v3i1.308

Abstract

This study discusses the influence of demographic and social class factors on customers' decisions to choose Islamic banks in Palopo City. On the customer's decision to choose an Islamic bank in the city of Palopo and prove the influence of these factors simultaneously. To provide answers to the problems stated above, the authors use a quantitative research approach with the variables used in this study are the independent variables, namely education, income, employment, dependents, and age as well as the dependent variable in the form of a customer's decision to choose an Islamic bank. This study took 100 respondents using the Non-Probability Sampling method as the sample. Data collection in this study used a questionnaire with regression analysis techniques through the F-test and t-test using the Software Statistical Product and Service Solutions (SPSS) 19.0. The results of the study show that education, income, employment, and age have a significant effect on the customer's decision to choose an Islamic bank in Palopo City. This is evidenced by obtaining a significance value of 0.000 or less than 5% (0.05). The results of the partial statistical test also show that the variables of education, income and employment have a significant positive effect, while the age variable has a significant negative effect on the customer's decision to choose an Islamic bank in Palopo City. Based on the beta regression coefficient, the highest coefficient value is the income variable of 7,060 with a significance level of 0.000. These findings indicate that income is the variable that has the most influence on the customer's decision to choose Islamic Banking among the other four variables. Based on the results of the simultaneous test it was concluded that the independent variables simultaneously represented by the variables of education, income, employment, dependents, and age have a significant effect on the dependent variable on customer decisions.
Analysis of Comparative Advantages and Shifts Share in Economic Sectors: Empirical Study in Wajo Regency, Indonesia Aditya Halim Perdana Kusuma Putra; R. Rahmi
Golden Ratio of Data in Summary Vol. 3 No. 1 (2023): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v3i1.309

Abstract

The aims of this research are: (1) to analyze the growth classification of economic sectors in the Wajo Regency 2011-2015; (2) to analyze the basic sector of the economy in the Wajo Regency 2011-2015; (3) to analyze the share and shifts in the economy sector Wajo Regency 2011-2015. This study uses secondary data obtained from BPS-Statistics South Sulawesi Province, BPS-Statistics Wajo, and the Department of Planning and Regional Development Wajo. Data were analyzed using Klassen Typology, Location Quotient, and Shift-Share analysis. The results of this research show that: (1) Sector classified as a developed sectors in the Wajo Regency is The of Agriculture, Forestry and Fisheries, and sector mining and excavation. (2) sectors is a basic sector of Wajo Regency is the sector of Agriculture, Forestry and Fisheries, sector mining and excavation, sector Procurement Electricity and Gas, the sector of Wholesale and Retail, Car Repair, and Motorcycles, (3) The structure of the Wajo Regency 2011-2015 start forward to slide in the economic sector from primer sector to secondary sector (4). The sectors that have competitive advantages (D) in Wajo are sectors of Agriculture, Forestry and Fisheries, sector Procurement Electricity and Gas, construction sector, sectors Transportation and Warehousing, sector Provision of Accommodation and Food Drink, the Financial Services sector and the insurance sector, Real Estate sector, Service sector Corporate sector Public Administration, Defense, and Social Security Mandatory, and sector service of education.
EVALUATION OF THE IMPACT OF WORKING CAPITAL CREDIT AND PEOPLE'S BUSINESS CREDIT ON BANK PROFITABILITY: EMPIRICAL STUDY AT PT. BANK NEGARA INDONESIA (PERSERO) TBK BULUKUMBA BRANCH haeruddin; Ibrahim Ibrahim; Rahmi Rahmi; Hisnol Jamali
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 9 No 2 (2024): JPIM (Jurnal Penelitian Ilmu Manajemen)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the influence of Working Capital Credit and People's Business Credit (KUR) on company profitability at PT. Bank Negara Indonesia (Persero) Tbk, Bulukumba Branch Office. This study uses secondary data obtained from banks' annual financial reports for the 2017-2021 period. The analysis was carried out using multiple linear regression to test the partial and simultaneous influence of the two types of credit on profitability. The research results show that Working Capital Credit has a significant influence on bank profitability, which is in line with the theory that this credit provides the liquidity needed for operations and increases interest income. In addition, KUR also shows a significant influence on bank profitability, which supports the importance of this credit in expanding financial inclusion and increasing the customer base. Simultaneously, the combination of Working Capital Credit and KUR makes a significant contribution to profitability, which shows the importance of credit portfolio diversification in improving bank financial performance. The uniqueness of this research is its focus on the simultaneous influence of Working Capital Credit and KUR on bank profitability, which is rarely analyzed in previous studies. Additionally, this research was conducted in the context of regional banks, which provides a new perspective on credit management and profitability outside of large or national banks. These findings provide an important contribution to the literature on credit management and bank financial performance, as well as providing practical guidance for bank management in optimizing credit strategies to increase profitability. This research also provides insight for future researchers to develop further studies that can explore other variables that influence bank profitability and can enrich understanding of the dynamics of credit management in the banking sector.
Co-Authors Aditya Halim Perdana Kusuma Putra Putra Annisa Ishmat Asir Dewi Puspita Sari Dewi Puspitasari Etha Gustin Merdekawaty haeruddin Haeruddin Haeruddin Hasanuddin Djumakking Hisnol Jamali Ibrahim Ibrahim Irham Irham M. Mursyidin Mohamad Ali Wairooy Ali Wairooy Muhammad Asir Nur Afifah Ramadhani Kasim Rusli Siri Sapiri, Muhtar Suci Ramadhani Arifin Sudirman Sudirman Syafrimansyah Syafrimansyah